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2003-01-21 LOC e Ie .", January 21, 2003 IRREVOCABLE STANDBY LETTER OF CREDIT NO. 7-99 City of Albertville Attn: Linda Goeb PO Box 9 Albertville, MN 55301 RE: SUBDIVISION IMPROVEMENTS IN THE CEDAR CREEK NORTH, CITY OF ALBERTVILLE AS REGULATED BY THE DEVELOPERS AGREEMENT Irrevocable Letter of Credit No. 7-99 is hereby amended to extend the maturity date to July 1, 2003. A draft drawn under this Letter of Credit must bear on its face the words: "Drawn under Northeast Bank Letter of Credit No.7-99, dated June 9, 2000." All other terms and conditions of this Irrevocable Letter of Credit No.7 -99 shall remain unchanged. If you have any questions please feel free to contact Larry Crane at 763-792-3216 regarding this matter. Sincerely, ~c.<:::L I ~L~ Gail T. Mikolich Executive Vice President and Chief Operating Officer e e