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2003-07-23 LOC Establish ~ 11/25/2003 20:12 76355e3g1~ ~ov ~~ U~ 10:00~ 4Iff1C. MUt:..N LI::.Ut:.t<: I.;UI'b I t<U1.; I 7S3e?-92S6 I,. Central _ Bank edon P!'lIirie 5&16 Sho<l~ 011o Aac.4 iWn PrllN:. ~ ~53U (Olili) 1Y.0001l8~O Fal< IlI52l114;..:lG\l!l Cloh:len Valley sscr. w~ Iloule_ CloItl", VilllIy, t.lN~I4'6 il'iaJ ...-G0<li F.~. rro:ll $olS-aMO Stillwater 227~ ""'".....I<"'Ill~.. ~Q, S'"' ~s ~11'''61'', Mil Il$lle~ 1l~ '1 43!MI1GO P..t/lMt&:I1.1$eO WI1lte Iear Uikc ~7C ~I eal'llY Ll'T. N WMr. t1o~rLalal. MN lil110 (OS1) ~a.Z"4 ~"" \lIlll1'2<o'1""~ Web Site "'IiWW.t)II'!\-nbnk,CUm G) I<1iRl ~lZIIIn11 l.!;NDER McmbCIt FO.l.C, To: No, 700919420 :Date July 22, 2003 IRREVOCABLE J...E R OF CREDIT Cny of Albertville A~; Lhuha GOlOb \\ llo>t '" )\ .., ~ll:-':~{;O We heroby establish ow: Irrevocable Letter tit. Credit #700919420 effective m.m:::dian::ly, ill favor of the City of Albertville (the "City") at the IeqUest IUd for the IlCCOut'lt of Leucr.. Ml,Itlstel't:JliSott Properties, Inc. and Kollvilh:, L1~C in the amount of'S9:54,itOO.6[l, as such. Ilm.QUOt is decreased !S provided be1<lw, available to Yc)\llly your siJht draft or drafts dmwu upon ~ in <Xml'lcction with. the completion of streets, stOrm and. Ilmitluy sewer, and WIlter linea in the KollV111e :Estate 3" A<lditiolL, City of Albertville (the "Improveme1'l~") in the Developmmt Agreemen,t bc~n 1bt City of AlbertVille and. Koll'YiIle, LLC. Eacb drllft dra\1n:1 undet this Letter of Credi.t must be aeeompatl1(!d by: ll) !'be original Qf this Letter of Credit; b) A notarized drlf't executed by the: City AdtnirWn-alor. .stating lbe developer j$ m defsult oftbc Development Aarcem!1'lT, and tIu1t the aty it: cntitlec:i to dr4\l1{ upon the Letter of Credit. Such S1atc:mCllt sban set forth the Improvemenlll not cOUlpleted, the respect in which the ImpIO'\'emeDts !1.11ve not be~ eompletl::d 2l11d the amo'ltl),t required to CUre such failure, ee.oh draft: drawn under thl!: Lett.er of Credit must: 1) 2) Be rigned on b;half of the City by the City Admmi!tratcr or his\h,er designee; Be in an mntlun.t rElqlJired to C\Ih the default by the :Developer to cOtr\1l1eto the ImprovetnCIlis, which amount shill 1:I.ot exceed $934,400,00; Bear. on its face the clause: "Orawl) \1DCl~ Letter of Credit #700919420, dated My 22, 2003"; Bc presenwd Cor paymmt at this ofllee no later than I :00 PM on July 22,2004, at which time this Letter ofCr~dit shall expire. 3) 4.) t-'Al::Ie:. I::J:.! p.2 11/25/2e03 2e:12 7&355.13 . Mev ~5 03 lO:OOa flce MOEN LEUER CONS~CT 7S3~-92es We hereby e8I'cc hI dra& drawn u~dcr and presented 1n eonfOlmity with the teIml of th<1 Letter of Credit will duly be honored upon pt'esentntiOr1. E'Icept lIS othcIWise expressly stated, th.i$ letter of Credit ~ 5Ubje<;1 to the Uniform CWitoms and Practice for Doc\\lI'len1aty Crec!it lDternational CbIalber of Commerce Publication NO, 500 (The "Uni!onn ClU~"). Tbis Letter ofCrcdit shall Dc governed ny aJXi construed in accordance with the lawll and of the State of MUlnetota, irIohl.ding the Ul:ti.fonn C.o1mDl:rCjal Code lS in efl"ecl in the Stam ofMiImasOl1. Thls Lotter Ot Credit i~ DCJt tra.nsferable Or ani,gnable ~c1 is not i,sued for the benefit of any third party claimant We shan not be ca.l1ed upon eo IClolvc issues of fact Ql' law bctmen !:he Beneficiary and the DevQloper. S il1ccrel Y. Central Bank ..A -7c1H /~7:?6 ~ ~ Todd .Petcrsoll VjQC Presidalt PAGE e3 p.3