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1998-11-30 LOC 26-98 e e .. November 30,1998 Your lndept!lldent Community Bal1l\ 77 Broach'\/av r~,E 61 :J:413 IRREVOCABLE LETTER OF CREDIT NO. 26-98 City of Albertville Attn: Linda Houghton Box 131 Albertville, MN 55301 RE: SUBDIVISION IMPROVEMENTS IN THE KARSTON COVE, CITY OF ALBERTVILLE AS REGULA TED BY THE DEVELOPERS AGREEMENT We hereby establish our Irrevocable Letter of Credit #26-98, effective immediately upon the recording of the Final Plat, in favor of the City of Albertville (the"City") at the request and for the account of Pilot Land Development Company (the "Developer") in the amount of Sixty Thousand Dollars and 00/1 00 ($60,000.00), as such amount is decreased as provided below, available to you by your sight draft or draft drawn upon us in connection with the completion of streets, storm and sanitary sewers, water lines and site improvements in the Karston Cove Addition, City of Albertville (the "Improvements") referenced in the Development Agreement between the City of Albertville and Pilot Land Development Company. Each draft drawn under this Letter of Credit must be accompanied by: a) The original of this Letter of Credit; b) A notarized draft executed by the City Administrator, stating the Developer is in default of the Development Agreement, and that the City is entitled to draw upon the Letter of Credit. Such statement shall set forth the Improvements not completed, the respect in which the Improvements have not been completed and the amount required to cure such failure. Each draft drawn under this Letter of Credit must: 1) Be signed on behalf of the City by the City Administrator or his/her designed; 2) Be in an amount required to cure the default by the Developer to complete the Improvements, which amount shall not exceed $60,000.00. e e November 30, 1998 Page 2 LoC 26-98 3) Bear on its face the clause: "Drawn under Letter of Credit No. dated November 30, 1998." 4) Be presented for payment at this office no later than 1 :00 P.M., on November 30, 1999, at which time this Letter of Credit shall expire. We hereby agree that drafts drawn under and presented in conformity with the terms of the Letter of Credit will be duly honored upon presentation. Except as otherwise expressly stated, this Letter of Credit is subject to the Uniform Customs and Practice for Documentary Credits (1983 Revision) International Chamber of Commerce Publication No. 400 (the"Uniform Customs"). This Letter of Credit shall be governed by and constructed in accordance with the laws of the State of Minnesota, including the Uniform Commercial Code as in effect in the State of Minnesota. This Letter of Credit is not transferable or assignable and is not issued for the benefit of any third party claimant. We shall not be called upon to resolve issues of fact or law between the Beneficiary and the Developer. Northeast Bank . .;::::;;:/" ~". ~'//".' c-- ~......".. ..... ~.~.r ,,~L d~ ~,_ .. Thomas M. Beck President