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2005-08-18 LOC Establish 6512-111AL ALLIANCE BANK IRREVOCABLE LETTER OF CREDIT NO 6512-111 DATE: August 18, 2005 FOR THE ACCOUNT OF: Contractor Property Developers Company TO BENEFICIARY: City of Albertville 5975 Main Avenue Albertville, MN 55301 RE: Towne Lakes 6th Addition - Grading AMOUNT: $16.000.00 EXPIRATION: August 18, 2006 We hereby establish this as our Irrevocable Letter of Credit in favor of the City of Albertville, hereinafter referred to as (the "Beneficiary"), at the request and for the account of Contractor Property Developers Company, hereinafter referred to as (the "Applicant"), available by your drafts at sight on up to, but not exceeding Sixteen Thousand and 00/100 Dollars ( $16,000.00) in U.S. Currency. Your draft must be presented to us on or before August 18, 2006 or any extended date, and must be accompanied by the following: 1. Be signed by an authorized officer of the Beneficiary 2. Bear on its face the clause "Drawn under Alliance Bank Letter of Credit Number 6512-111, dated August 18, 2005." A notarized written statement, signed by the drawer of the draft, to the effect that Contractor Property Developers Company is in default of the terms and conditions pertaining to the grading for the Towne Lakes 6`h Addition development project. 120 TOWN SQUARE A 444 CEDAR STREET A ST. PAUL MN 55101 A (651)229-0070 A FAX(651)229-0966 Irrevocable Letter of Credit No. 6512-111 Applicant: Contractor Property Developers Company Beneficiary: City of Albertville Page 2 of 2 3. A copy of Beneficiary's notice to Applicant of its intent to draw upon this Letter of Credit. 4. Be accompanied by this Letter of Credit Number 6512-111. We hereby agree that all drafts under and in compliance with the terms of this Letter of Credit will be duly honored if drawn and presented for payment at our offices located at 120 Town Square, 444 Cedar Street, St. Paul, Minnesota 55101, by 3:00 p.m., Central Standard Time, on or before the expiration date of August 18, 2006. However, this Letter of Credit shall be void as to the portion payable if not presenied by the close of business on the expiration date. It is a condition of this Letter of Credit that it shall be automatically extended for additional periods of one (1) year from the present or each future expiration date unless sixty (60) days prior to such date you are notified in writing by registered mail at the afore mentioned address that Alliance Bank elects not to renew this Letter of Credit for additional periods. The Letter of Credit shall be governed in all respects by the laws of the State of Minnesota, including the Uniform Commercial Code in effect in said State. Except as otherwise stated herein, the Letter of Credit is subject to the Uniform Customs and Practices for Documentary Credits (1993 Revision), International chamber of Commerce Publication No. 500, or any subsequent revision thereto. Alliance Bank By: ane Turbes Its: Vice President