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1988-04-27 Development Agreement '~ /~ ""."t .- - ~.. .-'- :I~i ~, DEVELOPER'S AGREEMENT WESTWIND THIS AGREEMENT, entered into this lr-r+-h day offl..pL~...LJ 1988 by and between John F. Darkenwald and George W. Yankoupe, referred to herein as "Developer"; and the CITY OF ALBERTVILLE, in the County of Wright, State of Minnesota, hereinafter referred to as "City"; WITNESSETH: WHEREAS, Developer is the fee owner and developer of a parcel or parcels of land described in Exhibit "A", attached hereto and incorporated herein by reference which parcel or parcels of land are proposed to developed as a subdivision in the City, and which subdivision is intended to bear the name "Westwind" and may sometimes hereinafter be referred to as the "Subject Property" or "Said Plat"; and -, WHEREAS, Developer's said proposal is made with the understanding that development of the abutting commercial parcel, outlined in "red" on Exhibit "D" will be for freeway oriented business uses; and WHEREAS, the City has given final approval of Developer's plat of Westwind contingent upon compliance with certain City requirements including,but not limited to, matters set forth herein; and WHEREAS, the City requires that certain public improvements, which are herein referred to as "Petition Items" including, but not limited to, sanitary sewer, water, storm sewer and streets be PAGE 1 ,;.,-'t-;'-r"':-_'i'l"~~ f " ~...... i il .". . \. installed to serve the Subject Property and other properties affected by the development of Developer's land. all at the expense of Developer; and WHEREAS, the City further requires that certain on and off-site improvements be installed by the Developer, within the Subject Property, which improvements typically consist of boulevard sod, bituminous or concrete driveway approaches, drainage swales, berming street signs, and front yard trees and like items and which improvements to the Subject Property shall be referred to herein as "Escrow Items"; and WHEREAS. this Agreement is entered into for the purpose of setting forth and memorializing for the parties and subsequent owners the understandings and agreements of the parties concerning the development of the Subject Properties; NOW THEREFORE, IT consideration of each forth, as follows: IS HEREBY AND HEREIN MUTUALLY AGREED, in party's promise and considerations herein set 1, PETITlQH FOR IMPROVEMENTS (PETITIONS ITEMS), Developer herein petitions the City to construct as part of the City's Improvement Project(s) 1988-1A and 1988-3A and/or other City project deemed appropriate by the City the improvements referred to in Exhibit "B" and described therein in very generalized language as "Petition Items", Said Exhibit "B" is attached hereto and incorporated herein by reference as though fully set forth. 2, WAIVER, Developer waives all right to a public hearing and other statutory rights granted to a property owner under Chapter 429 of Minnesota Statutes as the said rights therein granted related to Petition Items, including those that are a part of Project(s) 1988-1A and 1988-3A, as set forth in Exhibit "B", PAGE 2 l...,_ ,....,..,"':',;;.....""'~._,.)'.-,.'-'c."."""""4.,....'. ,,".__"~ ~ , ", , j 0: " 3. EEIITION ITEMS PROJECTlS) 1988-1A AND 1988-3A. The City shall construct as part of its City Improvement Project(s) 1988-1A and 1988-3A at its discretion all or a portion of the Petition Items as shown on Exhibit "B" pursuant to its regular methods of making public improvements. The Developer agrees that special assessments for said improvements may be levied by the City, without Developer's objection, after construction is commenced. Thereafter the expense incurred or to be incurred in making the improvement shall be calculated under the direction of the Council. The Developer further agrees that the City may recover . its costs and expenses including legal, fiscal. administrative and engineering); by levy of said special assessments to be payable in equal principal installments together with interest thereon from the date of the resolution levying the assessment as determined by the City over a period of not more than twelve (12) years. 4. PETITION ITEMS - SURETY. It is anticipated that of City's debt service each year during the stated assessment period for the installation of. the Petition Items as shown in Exhibit "B", the portion of which benefits the Subject Property will require an estimated payment(s) from the City to its bondholders amounts as indicated on Exhibits "C" attached hereto. It is intended that Developer shall make sufficient payments of said special assessments that the City's cash flow will be unaffected by said improvement project(s) . Developer herein agrees that said Developer will actually pay sufficient amounts of said special assessments each year, if not already paid in prior year, for properties lying within said plat to enable the City to pay the required debt service payment shown on Exhibit "C" when due. To determine the actual amount, as opposed to the estimated amount, to be paid by the Developer, the principal amount shall be added to the interest amount, for the subject PAGE 3 , ... I; i \. ''; improvement project(s), as shown on the tax statements for lots lying within Said Plat, less credit for prepayments made thereof. Any deficiencies in the amount paid by the Developer for special assessments causing a shortage of funds with which the City may timely pay the required debt service payment(s) shall be supplemented with funds withdrawn by the City from the Developer's approved letter of credit or other surety furnished to the City. Any of said surety or guaranty of funds referred to herein that are withdrawn will be used by the City for payment of its herein referred debt service payment when due. Upon the Developer paying the delinquent special assessments, the City will repay to the surety, to the extent that the delinquent special assessments have been paid, the surety monies withdrawn, less any costs incurred by the City in conjunction with the said delinquent special assessments. The Developer shall provide the City with cash, approved letter of credit or other satisfactory surety in the amount of 30% of the estimated cost of Petition Item improvements which are to be constructed as part of Project(s) 1988-1A and 1988-3A. The developer's cash, bond, letter of credit or other surety shall thus be in the amount of $200,000.00, calculated as follows: Total Estimated Cost of Westwind Plat Petition Items included in Project 1988-1A and 1988-3 Surety Requirement: USE: $695,410.84 X 30% $208,641.15 $200,000.00 The said 30% surety is the guarantee referred to earlier in this PAGE 4 ,"-:-...,~;i"'",~,_",-,-:>,-",.',,~,..:,,,~ ~ :j," i \ ;; paragraph that sufficient revenue is annually produced by the payment of special assessments to enable the City to pay the required debt service payment, which debt service payment relates to the portion of Project(s) 1988-1A and 1988-3A benefitting the development of the Said Plat. The City may draw on said surety for cash flow purposes to supplement the Developer's payments when Developer is delinquent in the payment of said special assessments. 5. ~AND-OFF-SITE IMPROVEMENTS/ESCROW ITEMS: SURETY. A. Developer shall perform all on and off-site improvements set forth on Exhibit "B" as "Escrow Items". Developer will provide the City with cash, approved letter of credit or other satisfactory surety in the Bum of $28,600.00, which figure represents 110% of the estimated cost of said Escrow Items. The said surety shall be a guaranty to the City that with the exception of boulevard improvements (sods, trees, driveways approaches) the construction and completion of the escrow items by the Developer, to the City's satisfaction, will be completed on or before October 1. 1991. The boulevard improvements for each lot or parcel shall be completed to the City's satisfaction within sixty (60) days of the date that a certificate of occupancy (temporary or permanent) is issued by the City for a building located on the lot; unless the certificate of occupancy is issued after October 1st and before March 30th in any given year. in which case the boulevard improvements shall be so completed by the following June 1st. At the City's option it may install the street sign(s) and bill the direct cost of materials and installation to the Developer who will pay the bill within 10 days of the billing. The said cash. letter of credit or other surety shall be released upon certification of the Engineer of the City that such items are satisfactorily completed pursuant to this agreement. Periodically, as payments are made by the Developer for the completion of portions of the items described under "Escrow Items" and when it is reasonably prudent, the Developer may request of the City that the surety be reduced for that PAGE 5 L_ , i r ., , , portion of the project which has been fully completed and payment made therefor. The City's cost for processing reduction request{s) shall be billed to the Developer at the rate of $30.00 per hour with a minimum of one (i) hour per reduction and shall be paid to the City within ten (10) days of the date of mailing the billing. 6. SURETY RF;LEASE - PETITION ITEMS. The developer may request of the City a reduction or release of any surety. provided for in conjunction with the Petition Items as shown on Exhibit "Bu as follows: A. When another acceptable surety is furnished to the City to replace a a prior surety. B. When the final cost amount minus previous payments becomes less than the surety provided, thus allowing the surety to be reduced to a sum commensurate with the remaining debt service obligation. C. No reduction shall be made which would result in the surety held being less that 35% of the original surety for petition items until the final costs are known and assessed. D. The surety will be assessments for 75% of the lots Plat have peen paid in full. released at such time as special and 75% of the multiple units in Said The City's cost for processing said reduction request shall be billed at $30.00 per hour with a minimum of one (1) hour per reduction, and shall be billed to the developer and paid to the City within ten (10) days thereof. 7. SURETY DEFICIENCY. In the event that any cash, letter of credit or other surety referred to herein is ever utilized and found to be deficient in amount to payor reimburse the City in total as PAGE 6 _~,_~_.,,,,_'..i.oIl!! . . , . required herein. the Developer agrees that upon being billed by the City. Developer will pay within ten (10) days of the mailing of said billing, the said deficient amount. If there should be an overage in the amount of utilized security the City will. upon making said determination. refund to the Developer any monies which the City has in its possession which are in excess of the actual costs of the project as paid by the City. All monies deposited with the City shall be used by the City at the City's discretion to defray the City's costs and expenses with the project(s) referred to herein. 8. ABANDONMENT OF PROJECT COSTS AND EXPENSES. In the event Developer should abandon the proposed development of the Subject Property. the City's costs and expenses for the preparation of the feasibility report. plans and specifications and all other costs expended by the City which are associated with Project 1988-1A and 1988-3 shall be paid by said Developer. The Developer has provided cash sureties to the City as follows: PURPOSE AMOUNT Cost associated with Preparation of Feasibility Report: Cost associated with Preparation of Plans and Specifications: $ 4. 500.00 + $ 15,500.00 TOTAL $ 20.000.00 The City may withdraw funds from the above-referred escrow for the purpose of paying the costs referred to in this paragraph. The said cash escrow funds will be released by the City upon the Developer providing satisfactory sureties for the Petition Items referred to in Exhibit "B". PAGE 7 , .. , ~ \ ";... .., 9. PEVELOPER TO PAY ~LL COSTS. It is understood and agreed that amounts set forth in this Agreement as improvement costs, unless specifically specified as fixed amounts, are estimated. The Developer agrees to pay the entire cost of the improvement including interest, fiscal, engineering, legal and administrative charges. 10. EROSION AND SILTATION CONTROL. A. FINANCIAL GUARANTEE. Before any grading is started on any site, all erosion control measures as shown on the approved erosion control plan shall be installed. In addition, a financial guarantee shall be provided to the City to insure compliance during construction. This financial guarantee, which is included as an Escrow Item in Exhibit "B", will not be returned until all disturbed areas have permanent vegetation re-established. B. EROSION CONTROL. (THIS SPACE WAS INTENTIONALLY LEFT BLANK.) 11. PARK DEDICATION. The Developer shall fulfill the park dedication requirements of Ordinance 1987-2 and the Albertville Park Board by payment of cash and conveyance of land in the following manner: A. Payment of cash in the $3333.00 shall be paid release for filing at the sum of $10,000.00. of which prior to the final plat being Office of the Wright County PAGE 8 L ,"',"--:.A 1. , .'., \ Recorder and $6667.00 on or before the earliest of (i) the plat if the next phase of single-family residential lots or (ii) two years from the date of this agreement. B. Execution and delivery of a recordable warranty deed of 14.2 acres in form satisfactory to the City's attorney conveying marketable title, free and clear of all encumbrances, restrictions and easements (except those consented to by the City) on or before the earliest of (i) the plat of the next phase of single-family residential lots or (ii) two years from the date of this agreement. If the Developer is unable to deliver title free and clear to said 14.2 acres at said date, then at the City's option the Developer will pay to the City the sum of $36,750.00, which amount is secured by the letter of credit for the amount of $200,000.00. C. No excess soil or gravel shall be removed from the said plat and all soil or gravel available from excavation for the construction or alteration of a residence or any appurtenances of any lot shall be first offered to the City of Albertville and hauled and disposed of at a site that the City designates if the City desires to have such excess soil or gravel. The above money and land conveyance shall fulfill Developer's Ordinance requirements for Westwind and the balance of the single~family lots (totalling approximately 175 lots) and the first phase of the multiple-dwelling development of four parcels (containing approximately 96-120 units) as shown in yellow on the attached Concept Plan, marked Exhibit "D". The Developer understands that development PAGE 9 1 \;. of the lands shown in green on Exhibit D will require additional cash payments or land dedication as determined by the City pursuant to Ordinance 1987-2. 12. P~NT OF SPECIAL ASSESSMENTS UPON SALE. It is further the agreement of the parties that all special assessments levied on City Project(s) 1988-1A and 1988-3A or any other city project previously levied, or to be levied as a part of activating previously deferred assessments against the Subject Property, or portion thereof. if not paid prior thereto, shall be paid by the Developer on the sale or transfer of any fee ownership interest in the Subject Property; provided however, that if the seller grants seller financing in an amount not less than the total of the unpaid assessments levied or pending against the lot, then the payment of the special assessments can be delayed as long as the amount remaining financed by the developer is greater than the total of the said unpaid levied or pending special assessments, but in all events no later than the date the security of the sellers financing is released or satisfied. If only a portion of the Subject Property is transferred, Developer shall pay the said special assessments attributable only to that portion which is being sold or transferred. In the event the Developer wishes to have the final costs for Project(s) 1988-1A and'1988-3A determined for the purpose of conveying a lot or a number of lots prior to completion of the project, Developer shall provide to the City a cash payment in an amount equal to one hundred percent (100%) of the estimated special assessments for each of the lots that the Developer seeks to convey. The surety deposit made by the Developer for Petition Items pursuant to this agreement shall be retained in full until the final project costs and results of the assessments are determined. The City, upon receipt of said payment for a particular lot or lots will upon request then certify within any special assessment search relating to said lot or lots have been fully assessed for said Project, pursuant to this PAGE 10 ~~":~-'--' ,',~,="."~-"'_.'-'~~ <;,.;.~ . \-', Developer's Agreement; and that no further assessments will be made to said lot or lots for the improvements comprehended or being constructed under Project(s) 1988-1A and 1988-3A. After determination of the final cost of the project and the resulting assessment therefor, any overage paid by the Developer will be returned to the Developer, and if there should be any shortage in the amount paid, the Developer will immediately pay the City the difference between the amount previously paid and the amount of the assessments for the particular lots or lots. Payment shall be made within thirty (30) days of the billing. The City may draw upon any surety deposit made by the Developer if the Developer fails to pay the billed amount within thirty (30) days of said bill. 13. MAINTAIN PUBLIC PROPERTY DAMAGED OR CLUTTER DURING CONSTRUCTIQN. Developer agrees to assume full financial responsibility for any damage which may occur to public property including but not limited to streets, street sub-base, base, bituminous surface, curb, utility system including but not limited to water main, sanitary sewer or storm sewer when said damage occurs as a result of the activity which takes place during the development of Said Plat. The Developer further agrees to pay all costs required to repair the streets and/or utility systems damaged or cluttered with debris when occurring as a direct or indirect result of the construction that takes place in Said Plat. In the event the Developer fails to maintain or repair the damage public property referred to aforesaid, the City may undertake making or causing it to be repaired or maintained. When the City undertakes such repair, the Developer shall reimburse the City for all of its expenses within ten (10) days of its billing to the Developer. If the Developer fails to pay said bill within thirty (30) days, the surety shall be responsible for reimbursing the City therefor. 14. STREET SECTION GRADING. While the development site is being graded by Developer, an independent testing firm, approved by the City, shall test the street section of those parts of streets plated PAGE 11 ..:.) < ; . , in Said Plat designated by the City Engineer,so as to certify to the City that the contractor is achieving 95% of the standard moisture density relationship of soils with exception of the top three (3) feet of the street section shall be compacted to 10~density. Fees paid to ~l' the said independent testing firm shall be paid ~y the Developer. The City's Engineer shall be furnished, either directly by the testing firm or by the Developer, a copy of the test results. 15. TEMPORARY EASEMENT RIGHTS TO INSTALL IMPROVEMENTS. The Developer by signing this Agreement, gives the City right of access on all of the Subject Property to install the contemplated utility and street improvements referred to herein. It is anticipated that the Developer will file the plat of Westwind on or before June 30, 1988, which plat will permanently provide right~of-way for the required streets and utilities. 16. MISCELLANEOUS. A. The Developer will construct a berm, including trees thereon, in accordance with the approved landscape plan. The Developer will prepare or cause to prepare a Declaration of Covenant, which Declaration shall be filed with the Wright County Recorder after it has received approval in writing from the City Attorney and which Declaration shall establish the berm and provide that it shall be maintained at all times by the affected lot owners in the plat in a condition at all times satisfactory to the City. The said Declaration shall further provide that, upon a failure of the said affected lot owners to maintain the said berm and trees, the City may, after first giving thirty (30) days mailed notice to the affected lot owners, go upon the said affected lots over and across the utility and drainage easement area dedicated in the plat of Westwind, and maintain or replace the said berms and trees. If the City does so perform said maintenance or. replacement, the City shall be entitled to replace or mai.ntain them to the City's satisfaction and to then assess the costs PAGE 12 1.-- ~ t \ (. thereof to all the affected lots in said plat. The said assessment shall be payable in one (1) year. 17. DRAW ON EXPIRING LETTER OF CREDIT. In the event a surety or other form of guarantee referred to herein is in the form of an irrevocable letter of credit. which by its terms will become null and void prior to the time at which all money or obligation of the Developer is paid or completed. it is agreed that the Developer shall provide the City with a new letter of credit or other surety, acceptable to the City, at least forty-five (45) days prior to the expiration of the said expiring letter of credit. If a new letter of credit is not received as required above, the City may declare a default in the terms of this Agreement and thence draw in part or in total, at the City's discretion. upon the expiring letter of credit to avoid the loss of surety for the continued obligation. 18. VIOLATION OF AGREEMENT. In the case of default by the Developer, its successors or assigns, of any of the covenants and agreements herein contained. the City shall give Developer 30 days mailed notice thereof, and if such default is not cured within said 30 day period the City is hereby granted the right and privilege to declare all of entire sums levied as special assessments or otherwise and any deficiencies governed by this Agreement due and payable to the City in full. The 30 day notice period shall be deemed to run from the date of deposit in the United State's mails. The City may thence immediately and without notice or consent of the Developer use all of the deposited escrow funds. letter of credit or other surety funds to complete the Developer's obligations as set forth herein, whether related to Escrow Items or Petition Items, and to bring legal action against the Developer to collect any sums due the City pursuant to this agreement. This provision shall not apply to failure by subsequent lot owners to maintain the berm as required by Paragraph 16 above and the remedy therein provided shall be the sole remedy for PAGE 13 '\. /, , , such default with respect to said Paragraph 16. This Paragraph 18 shall not apply to any acts or rights of the City under Paragraph 17 above and no notice need be given to the developer as a condition precedent to the City declaring a default or drawing upon the expiring letter of credit as therein authorized. 19. ATTORNEY'S FEES. The Developer will pay the City reasonable attorney's fees to be fixed by the Court in the event a suit or action is brought to enforce the terms of this Agreement or in the event an action is brought upon a bond or letter of credit furnished by the Developer as provided herein. 20. NOTIFICATION INFOR~ATION. Any notices to the parties herein shall be by registered mail addressed as follows: CITY OF ALBERTVILLE c/o City Administrator/Clerk P.O. Box 131 Albertville, Minnesota 55301 Telephone: (612) 497-3384 John F. Darkenwald or George W. Yankoupe 7747 N.e. River.Road Elk River, Minnesota 55330 Telephone: (612) 441-3700 PAGE 14 ~ .. '. 21. AGREEMENT EFFECT. This Agreement shall be binding upon and extend to the representatives, heirs, successors and assigns of the parties hereto. CITY OF ALBERTVILLE By /.tIA/~ R~ Its Mayor ) tJD By Its Aaministrator/Clerk PAGE 15 .~J > , . . STATE OF MINNESOTA) ) COUNTY OF WRIGHT ) r1th. The foregoing instrument was acknowledged before me this ~~ ! day of ~J ) , 19 '3i by Loretta M. Roden the Mayor and by Maureen T. Andrews, the Administrator/Clerk of the City of Albertville, a municipal corporation under the laws of Minnesota, on behalf of said corporation. , I rr-" I#. FERN A. BOYER r t!!OlARY PUBLIC - MINNEsor~ I WRIGHT COUNTY . \ My commission exp"8I 12-1-92 I ~~\~~~ Notary Public, ~. My Commission expires: County, MN \~/ \ I~d- STATE OF MINNESOTA) ) COUNTY OF WRIGHT ) The day of foregoing ~ instrument was acknowledged before me this ~7 , 19 /)J by John F. Darkenwald and by George W. Yankoupe. /,!/i'!! ~~. 0>-... IU' N '{~,. .~\ \ NGiM,.y "UfjUC.Mlf~k(SijIA. \ ~ '1~}." ...;..~' C~W';lY \~'< .../ My L(}m!'!I~..Hm t:\;)Jres ":!t ...,! ' A<8flqSt 10 'i('}'} <..\..... :- .~,' ~~.~ ~.,.t,. No~u~;f:Pz::; ~ounty. MN My Commission expires: ~~ /0,/ /7'9~ THIS INSTRUMENT WAS DRAFTED BY: ROBERT J. MILLER LAW OFFICES, P.A. 9405 - 36TH AVENUE NORTH NEW HOPE, MN 55427 PAGE 16 , .. ~& . , EXHIBIT "A" Legal Description for WESTWIND ThAt part of the Southe.at Quarter of Section 35, Township 121, Range 24, lying south of the Burlington Northern Railroad, and that part of the north 35.0 acres of the Northeast Quarter of Section 2, Township 120, Range 24, Wright County, Minnesota described as follows: Commencing at the northeast corner of the said Northeast Quarter of Section 2; thence on an assumed bearing of S 10 07' 12" W, along .the east line of the said Northeast Quarter of Section 2, a distance of 169.00 feet; thence S 690 42' OS" W, a distance""of 626.98 feet to the actual point of beginning; thence N 240 36' 35" E, a distance of 544.00 feet; thence N 110 00' 45" E, a distance of 115.00 feet; thence N 90 26' 30" W, a distance of 157.00 feet; thence N 40016' 3D" W, a distance of 76.00 feet: thence N '590 11' 01" W, a distance of 46.20 feet: thence N 290 11' 06" E, a distance of 396.00 feet to the southerly right of way line of the Burlington Northern Railroad; thence N 60. 48' 54" W along said right of way line, a distance of 1075.20 feet; thence 5 260 49' 50" W, a distance of 293.00 feet; thence 5 150 21' 10" W, a distance of 211.00 feet; thence S 660 49' IS" E, a distange of 365.00 feet; thence 5 650 56' 15" E, a distance of 278.00 feet; thence 5 350 IS' 00" W, a distance of 177.00 feet; thence S 240 37' 00" W, a distance of 64.00 feet: thence 5 200 26' 00" W, a distance of 323.00 feet; thence 5 230 29' 00" W, a distance of 150.00 feet; thence 5 370 36' 00" W, a distance of 57.00 feet; thence 5 530 55' 00" W, a distance of 57.00 feet; thence 5 710 25' 00' W, a distance of 57.00 feet; thence 5 840 OS' 00" W, a distance of 71.00 feet; thence 5 30 57' 00" E, a distance of 120.00 feet; thence 5 110 01' 17" E, a distance of 60.37 feetj thence S 00 17' 55" E, a distance of 71.43 feet; thenee N 890 42' 05" E, a distance of 710.00 feet to the point of begi.nning. PAGE 17 I II -_"* I '--11 EXHIBIT "B" WORK PERTAINING TO WESTWIND I. PETITION ITEMS (Project 1988-3) ESTIMATED COST A. Street B. Storm Sewer C. Sanitary Sewer D. Watermain E. Common Excavation $299,262.50 79,355.00 127,102.50 167,580.70 22,170.14 REQUIRED SURETY PERCENTAGE: $695,470.84 30% $208,740.84 USED: $200,000.00 II. ESCROW ITEMS A. aoulevard ImDrovement~ 1. Installation boulevard sod. 2. Planting of one (1) deciduous front yard tree of type specified in City Resolution Approving Final Plat for each lot shall be a minimum of two inches (2") in diameter measured six inches (6") above the ground. PAGE 18 II,. --,. i . 3. Installation of a bituminous driveway approach with a minimum of two inches (2") hot mix a.c. on five inches (5") Class 5 aggregate or a concrete approach constructed a minimum of four inches (4") thick with wire or six inches (6") thick without wire mesh. B. Gradina Control. All site grading, including building sites. ponds and surface drainage ways shall be graded in accordance with the approved grading and development plan. C. Street Sillns As designated by the City Engineer as to number and location. D. Street Cleanin~. All streets in the area shall be kept free of dirt and debris during all phases of construction. SURETY REQUIREMENTS: If cash or letter of credit is submitted $28,600.00 PAGE 19 ... II} '. I . . EXHIBIT "C" DEBT SERVICE SCHEDULE WESTWIND Debt service based on total estimated project cost of $695,471.00, 12 year assessment and an estimated 8.75% interest rate. YEAR PRINCIPAL BALANCE REQUIRED SPEC. ASSESS. TOTAL PAY. BY DEV. IN TAXES OR PREPAYMENT ANNUAL PRINCIPAL INTEREST DEBT SERVICE 1989 $695,471.00 $57,955.92 $79,457.24 $137,413.15 $68,706.58 68,706.57 1990 637,515.08 57,955.92 55,789.57 113,745.49 56,872.75 56,872.74 1991 579,559.16 57,955.92 50,718.43 108,674.34 54,187.17 54,187.17 1992 521,603.24 57,955.92 45,647.28 103,603.20 51,801.60 51,801.60 1993 463,647.32 57,955.92 40,576.14 98,532.06 49,266.03 49,266.03 1994 405,691.40 57,955.92 35,505.00 93,460.92 46,730.46 46,730.46 PAGE 20 BY DATE. 5/89 . 10/89 5/90 10/90 5/91 10/91 5/92 10/92 5/93 10/93 5/94 10/94 J If ,.......# ., ~. REQUIRED SPEC. ASSESS. TOTAL PAY. BY DEV. PRINCIPAL ANNUAL DEBT IN TAXES OR BY YEAR BALANCE PRINCIPAL INTEijEST SERVICE PREPAYMENT DAI.E. 1995 $347,735.48 $57,955.92 $30,433.86 $88,389.77 $44,194.89 5/95 44,194.88 10/95 1996 289,779.56 57,955.92 25,362.71 83,318.63 41. 659.32 5/96 41. 659.31 10/96 1997 231,823.64 57,955.92 20,291. 57 78,247.49 39,123.75 5/97 39,123.74 10/97 1998 173,867.72 57,955.92 15,220.43 73,176.35 36,588.18 5/98 36,588.17 10/98 1999 115,911.80 57,955.92 10,149.29 68,105.21 34,053.61 5/99 34.053.60 10/99 2000 57,955.88 57,955.92 5,074.64 63,030.56 31,515.28 5/00 31,515.28 10/00 $ 414,226.16 $1,109,697.17 PAGE 21 ...-, !It l- e, i . .'~' ~Vt+,.~:.. .. /''IiI;:-;. ~f~ '.' . , ... .-/,. . . ., . o~ I) CJ ~ c: c: ~ aI>' 0 " I) l- . . ~~ .... I) CJ . ~r . aI.... ~ I !. ~~ I CD - CDe aI c: aI I H I ! I aI tJ I "Lt.. 1)0... I :c · = i.l .... .... . X # c: " ~~ Wo . aI I) I) Oal ;1 il ~ 0 .... 0 ,:t t-lC71 >'CJ ~ .- c: I) CD ~ ~il ~.. I).... ~ ~ I) . COt/') ::::I IIi aI I) e ~'I ~ I) e I' I'! J::.~ ::::I ~ 0 I:. I ' I':' 0... 0 Lt.. Lt..U .:-s '" ~ I I I . I I 5J '.' .,. 'I I ......'. ",~...;,,,~.,.,'d.f"'''~c.:......~ S::E::O'U~J:T~ STATE BANK of St. Michael 701 CENTRAL AVE. EAST AND ALBERTVILLE FACILITY ST. MICHAEL. MINNESOTA 55376 PHONE ST. MICHAEL - 497-2131 ALBERTVILLE - 497-3525 IRREVOCABLE LETTER OF CREDIT City of Albertville P.O. Box 131 Albertville, MN 55301 Date: April 22, 1988 Attn: City Administrator Gentlemen: At the request of John F. Darkenwald and George W. Yankoupe, and in accordance with all applicable banking laws and regulations, we authorize the City of Albertville to draw upon Security State Bank of St. Michael, a licensed and qualified banking or savings and loan association in the State of Minnesota, up to an aggregate amount of $28,600.00. It is understood that Security State Bank of St. Michael has agreed to provide this Letter of Credit as a surety to guarantee that all of the terms and conditions of the Developers Agreement for Westwind Addition (First Phase) dated April 22, 1988, which is attached hereto and incorporated herein by reference as Exhibit "A", are performed by the Developer pursuant to the terms thereof. This Letter of Credit is intended to be an Irrevocable Letter of Credit signifying to the City of Albertville that the banking or savings and loan association named herein has pledged to the City the payment of up to the aggregate amount set forth herein upon there being any default by the Developer of any of the conditions set forth within the aforesaid referred Developers Agreement. Said aggregate amount shall be available to the City of Albertville upon presentment of a draft or drafts signed by the officially designated officials acting in behalf of the City of Albertville and accompanied by the City's statement stating that John F. Darkenwald and George W. Yankoupe have defaulted in the performance of anyone or more of its obligations to the City of Albertville and it shall be accompanied by a copy of this Letter of Credit. The draft shall bear on its face the clause "Drawn Under Letter of Credit No. 23341, dated April 22, 1988" and be presented for payment during the normal business hours of this institution at any time from the date hereof until the undertakings within said Developers Agreement are fully completed or the date of expiration of this Letter of Credit or subsequent Letters of Credit issued pursuant to the terms herein. Should the Developer fail to comply with all of the terms and conditions of said Developers Agreement including making the payments required for Special Assessments as set forth therein, the City may draw, if drawn prior to its expiration, the entire aggregate amount of this Letter of Credit. It is our intention and agreement herein that upon the expiration date of this Letter of Credit that until all of the terms .'.") - ~ .. . ...' April 22, 1988 t~ . Page 2 and conditions of said Developers Agreement are fully satisfied, a new and continuing Letter of Credit and subsequent new Letters of Credit, as are necessary, will be issued to the City of Albertville in a like amount and under the same terms and conditions (with exception of the expiration date). Should we elect, however, for any reason not to issue such a new Letter of Credit upon expiration of this or a subsequently issued Letter of Credit, we will notify the City of Albertville of that decision thirty (30) days prior to the expiration date thereof. Said notifica- tions shall be sent by registered mail addressed to the City Clerk of the City of Albertville, P.O. Box 131, Albertville, Minnesota 55301. Upon receipt of such notice, the City of Albertville shall be entitled to draw at site, by presentment of a draft or drafts prior to the date of expiration of the Letter of Credit, pur- suant to the terms hereof, up to the full aggregate amount as set forth herein. A failure to deliver a notice of intent not to issue a new Letter of Credit pursuant to the terms hereof to the City of Albertville shall be deemed to automatically be a reissuance or extension of this instrument in all its terms and conditions for a period of one (1) year. In the event of a withdrawal of all or a portion of the aggregate funds referred to herein, it is understood that the City of Albertville shall use such funds solely for the purpose of meeting the Developer's obligation pursuant to the aforesaid referred Developers Agreement. Any excess funds drawn by the City to meet the Developer's obligations of the said Developers Agreement, shall be returned to this institution after the total fulfillment of the Developer's obligations as set forth in the said Developers Agreement, including the requirements for payment of Special Assessments. We further represent to you that all drafts drawn under and in compliance with the terms of this Letter of Credit will be duly honored on or before the expiration date of the first day of June, 1989, or any subsequent expiration date of an automatically renewed or subsequently issued Letter of Credit as referred to herein. We confirm this instrument and any subsequently issued instruments as Irrevocable Letters of Credit and thereby undertake that all drafts drawn or negotiated as above specified will be duly honored by us. We further confirm to you that this instrument is issued in accordance with the International Chamber of Commerce Brochure No. 400. Your rights under this Letter of Credit are not assignable or otherwise transferable. Dated: April 22, 1988 S~TEC~ By: Ardell C. Paulson Loan Officer ... SEC1:.J~I:rr--s; STATE BANK of St. Michael 701 CENTRAL AVE. EAST AND ALBERTVILLE FACILITY ST. MICHAEL, MINNESOTA 55376 PHONE S"~,MICHAEL~7~2131 ALBERTVILLE - 497-3525 IRREVOCABLE LETTER OF CREDIT City of Albertville P.O. Box 131 Albertville, MN 55301 Date: April 22, 1988 Attn: City Administrator Gentlemen: At the request of John F. Darkenwald and George W. Yankoupe, and in accordance with all applicable banking laws and regulations, we authorize the City of Albertville to draw upon Security State Bank of St. Michael, a licensed and qualified banking or savings and loan association in the State of Minnesota, up to an aggregate amount of $200,000.00. It is understood that Security State Bank of St. Michael has agreed to provide this Letter of Credit as a surety to guarantee that all of the terms and conditions of the Developers Agreement for Westwind Addition (First Phase) dated April 22, 1988, which is attached hereto and incorporated herein by reference as Exhibit "A", are performed by the Developer pursuant to the terms thereof. This Letter of Credit is intended to be an Irrevocable Letter of Credit signifying to the City of Albertville that the banking or savings and loan association named herein has pledged to the City the payment of up to the aggregate amount set forth herein upon there being any default by the Developer of any of the conditions set forth within the aforesaid referred Developers Agreement. Said aggregate amount shall be available to the City of Albertville upon presentment of a draft or drafts signed by the officially designated officials acting in behalf of the City of Albertville and accompanied by the City's statement stating that John F. Darkenwald and George W. Yankoupe have defaulted in the performance of anyone or more of its obligations to the City of Albertville and it shall be accompanied by a copy of this Letter of Credit. The draft shall bear on its face the clause "Drawn Under Letter of Credit No. 23333, dated April 22, 1988" and be presented for payment during the normal business hours of this institution at any time from the date hereof until the undertakings within said Developers Agreement are fully completed or the date of expiration of this Letter of Credit or subsequent Letters of Credit issued pursuant to the terms herein. Should the Developer fail to comply with all of the terms and conditions of said Developers Agreement including making the payments required for Special Assessments as set forth therein, the City may draw, if drawn prior to its expiration, the entire aggregate amount of this Letter of Credit. It is our intention and agreement herein that upon the expiration date of this Letter of Credit that until all of the terms