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2006-07-28 Declaration of Covenants,Easements & Restrictions Shoppes @ Towne Lakes 2 » �w M � � r R��U�N T0; ��� County Abst�ac� �� T�tl� Co, 122 12th .Ave N PO Boz 1332 �OG. N�. /� ��� St. Cloud N"itV 56303 OFFICE OF THE COUNTY RECORDER WRIGHT COUNTY, ►V1►NNESOTA Certified Filed and/or Recorded on 08-17-200fi at 03:00 Check#: 1056 Fee: $46.00 Payment Code OZ Addl. Fee Larry q. Unger, County Recorder THE SHOPPES AT TOW1vE LAKES TWp DECLARATION OF CUVENANTS, EASEMENTS AND Tlus Dec �ST�CTIONS ation o Covenants,Easements and Restrictions(the "Declarati - day of - a on")is made this � liability com � 2006, by AI,BERTVILLE PHASE II, LLC, a � y (the "Developer"). Minnesota limited WHEREAS,Developer is the owner of certain real pro e 1 legally described in Exhibit A attached hereto, and De elo ocated in Wright Coun and all Improvements constructed thereon now or in the future �'Ml�esota, per desires to submit said real property Declaration, arid (collectively the "Pro e P rty")to this WHEREAS,Developer desires to establish on the Pro e be owned,occupied and operated for the benefit of the p�erretail,office and co the Occu s and their successor�and�Si enser,to a�'chitectural�cha�.c errof the pro fe r the Purpose of preserving the value the � 'and P rtY, and � quality and the � WHEREAS, the Property i, not subject to Minnesota Sta exemption contained in Se�;tion 51�t�.1 _ �tes Chapter S15B b defined in said statute. 102(e)(4), arid is not subject to a master a so�at ontas THEREFp�� the Property shall be subjected to this Decl Towne La.kes Two,"arid this Declaration shall constitute co e tion under the n Property�d�y real estaie added thereto shall be o �e ��The Shoppes at nants to nui with the Property,arid the the covenants, restrictions, easements, char es bindin u g and 1 ens set forth hereln�d conveyed subject to g pon all Persons owning or acquirin , all of which shall be personal representatives, successors and assignsany right, title or interest therein, and their heirs, SECTION 1 DEFINITIONS The following v�,ords when used in the Governing Docurne meanings (ur�ess the context indicates otherwise): nts shall have the followin� 1.1 "Act"means the Minnesota Nonprofit Corporation Act,Minnesota Statutes Chapter 317A,as amended. 1 •2 "Assessments" means and refers to all Assessments levied by the Association pursuant to Section 6 of this Declaration,including annual Assessments,special Assessments and limited Assessments. 1.3 "Association" means The Shoppes at Towne Lakes Two Retail Owners' Association, a nonprofit corporation which has been created pursuant to Minnesota Statutes Chapter 317A, whose members consist of all Owners of Parcels. 1.4 "Board"means the Board of Directors of the Association, as provided for in the Bylaws. 1.5 "Building"means a building located on a Parcel. 1.6 "Bylaws" means the Bylaws governing the operation of the Association, as amended from time to time. 1•7 ��City" means the City of Albertville, Minnesota. 1•g ��Common Expenses"means all expenditures made or liabilities incurred by or on behalf of the Association and incident to its operation,including mamtenance.repair and replacement by the Association as provided in Section 9 and items otherwise identified as Common Expenses in the Declaration or Bylaws. 1.9 "Common Property" means all parts of the Pro e Improvements thereon. As of the date of this Declara on, there is no Common p od e g all P �' 1.10 "Developer Control Period"means the time period during which Developer has the exclusive right to appoint the members of the Board, as provided in Section 12 of this Declaration. 1.11 "Development" means The Shoppes at Towne Lakes Two legally described in Exhibit A attached hereto. 1.12 "Governing Documents" means this Declaration, and the Articles of Incorporation and Bylaws of the Association, as amended from time to time, all of which shall govern the use and operation of the Property. 1.13 "Improvement" means any physical improvement of any kind, including but not limited to any Building, wall, fence, sign, enclosure, screening, utilities system, communications system,irrigation or drainage system,pond,roadway,walkway,par� �ea landsca ui or any other type of structure or physical improvement, and any additio n or changes he e to, located on the Property. 2 ----- 1.14 "Member" means a Person who is an Owner as defined in this Declaration. The words "Owner" and "Member" may be used interchangeably in the Governing Documents. 1.15 "Mortgagee" means any Person owning a mortgage recorded against a Parcel, which mortgage constitutes a first mortgage lien against the Parcel. 1.16 "Occupant" means any Person or Persons, other than an Owner, occupying or conducting a business on a Parcel, including but not limited to tenants and their employees. 1.17 "Owner" means a Person who owns a Parcel, but excluding contract for deed vendors, mortgagees, and other secured parties and holders of reversionary interests. 1.18 "Parcel" means a part of the Property, other than Common Property, upon which is constructed or intended to be constructed a Building or Buildings designed and intended for office, commercial or retail use. Each Parcel is identified on E�ibit A attached hereto, as subsequently amended. 1.19 "Parcel Developer" means a Person which has acquired a Pazcel which has not been improved with a Building for the purpose of constructing a Building and related improvements thereon. 1.20 "Person" means an individual, corporation, limited liability company, partnership, limited liability partnership, trustee, or other legal entity having the capacity to hold title to real property. 1.21 "Plat" means the recorded plat depicting the Property pursuant to the requirements of Minnesota Statutes Chapter 505, as amended from time to time. 1.22 "Property" means all of the real property subject to this Declaration,including all Buildings and other Improvements located thereon, now or in the future. 1.23 "Reciprocal Street and Parking Easement"means that Non-Exclusive Declaration of Cross Easements for Parking,Ingress and Egress,and Maintenance created by Developer and filed against the Properiy in the office of the County Recorder for Wright County which establishes non-exclusive easements upon each of the Parcels for vehicular parking,ingress and egress for the benefit of each of the other Parcels,their Owners,Occupants,employees, customers, vendors and other invitees. 1.24 "Regulations" means the Regulations of the Association as approved from time to time pursuant to Section 3.9. References to Section numbers refer to Sections of this Declaration, unless otherwise expressly indicated.References to the singular shall include the plural where context requires,and conversely. 3 SECTION 2 PROPERTY 2.1 Pro e . The Property subject to this Declaration is described in Exhibit A attached hereto. Exhibit A may be amended from time to time to include other property, as authorized by Sections 2.2 and 2.3. 2.2 Annexation of Property bv Developer. So long as the Developer owns a Parcel, the Developer has the exclusive unilateral right, but not the obligation, to subject other real property to this Declaration as part of the Property. Any property so annexed may be designated as Common Property or Parcels, or a combination thereof. The Developer may, without the consent of any Person, prepare, execute and record an amendment to this Declaration, as necessary, to subject the additional property to this Declaration, and to reallocate Common Expense obligations,voting rights and memberships in accordance with the formulas described in this Declaration. 2.3 Annexation of Other Pr�ertv. In addition to property annexed by the Developer, other real property may be annexed to the Property and subjected to this Declaration with the prior written approval of(i)the Board,(ii)the Developer so long as the Developer owns an unsold Parcel for sale; and (iii) the City. Any property so annexed may be designated as Common Property or Parcels,or a combination thereof.The Governing Documents shall be amended, as necessary,to subject the property to this Declaration,and to reallocate Common Expense obligations,voting rights and memberships in accordance with the formulas described in this Declaration. 2.4 De-annexation of Properiv. Portions of the Properiy may be de-annexed and released from this Declaration,subj ect to the following requirements:(i)the Property sha11 be owned by the Developer or the Association, (ii)the de-annexation shall be approved by the Developer(if the Property is owned by the Developer),the Board and the City, and(iii)an amendment to this Declaration describing the de-annexation and the Parcel being de-annexed shall be executed by the Developer(if the Property is owned by the Developer)and the Association, consented to by any mortgagee of the Parcel to be de-annexed and recorded. Upon recording of the amendment,the de-annexed Parcel shall no longer be subject to this Declaration,and all rights and obligations of the Owner of the Paxcel with respect to the Property and the Association shall terminate. 2.5 Interests Subject to Plan of Development. Every Owner, secured party or other Person holding or acquiring an interest in a Parcel,shall take title or hold such interest subj ect to the Developer's rights pursuant to this Declaration.Notwithstanding anything to the contrary in this Declaration,the Developer's rights or obligations under the Governing Documents may not be changed in whole or in part without the prior written consent of the Developer,which consent may be granted or denied in the Developer's sole and absolute discretion. 4 SECTION 3 ASSOCIATION STRUCTURE, AUTHORITY AND MEMBERSHIP 3.1 Formation/Purposes.The Association has been created as a Minnesota nonprofit corporation for the purpose of performing the following functions: 3.1.1 To maintain (i) any Common Property (if any) and all Improvements thereon, (ii) common signs, entrance monuments and related design elements identifying The Shoppes at Towne Lakes Two, whether located on the Property or not; and (iii) certain Improvements of benefit to the Parcels and located on the Parcels. 3.1.2 To administer and enforce the covenants, conditions, restrictions, easements, and other rights and obligations, set forth in the Governing Documents and the Regulations. 3.1.3 To control,preserve and enhance the architectural and environmental character of the Properiy. 3.2 Authoritv and Administration. The operation and administration of the Association and the Property shall be governed by the Governing Documents, the Regulations and the Act. 3.2.1 The Association shall have and exercise all powers necessary to carry out its purposes described in the Governing Documents on behalf of the Owners and Occupants. 3.2.2 The power and authority of the Association is vested in the Board, unless action or approval by the Members is specifically required by the Governing Documents or the Act. All references to the Association mean the Association acting through the Board, unless expressly stated to the contrary. 3.2.3 All agreements and determinations made by the Association in accordance with its authority under the Governing Documents are binding upon all Persons having any interest in or using the Property. 3.3 Parcels. The Property is designed to accommodate various types of nonresidential development, including offices and retail and service businesses, as approved by the Developer and the City. The Property is divided into Parcels, each of which is designed to accommodate an office Building, or a commercial, retail or service-oriented Building, and related Improvements such as parking facilities,walkways,driveways and landscaping.The Parcels are described in Exhibit A attached hereto. The Developer may create additional Parcels out of real property added to the Property pursuant to Section 2.2. 5 3.4 Membership. Membership in the Association is governed by the following qualifications: 3.4.1 Each Parcel shall have one membership in the Association, subject to the qualifications set forth in this Section 3.4. Except as expressly provided in this Declaration, a membership shall be appurtenant to and shall not be separated from the Parcel to which it is attached, and shall be automatically transferred to any successor Owner together with the title to the Paxcel. 3.4.2 Rights with respect to a membership shall be exercised by a director appointed to the Board by the Owner or Owners of the Parcel to which the membership is attached,as provided in the Bylaws. 3.4.3 No Person holding a security interest in any part of the Property shall be a Member solely by reason of such interest. 3.4.4 Additional memberships in the Association may be created only by subjecting other property to this Declaration, and designating one or more Paxcels on the annexed property in accordance with the requirements of this Declaration. 3.5 Member Votin�. The Owners constitute the sole class of voting Members. One vote is allocated to each Parcel. Each Owner or Owners of a Parcel are entitled to cast the vote allocated to the Parcel they own. Multiple ownership of a Parcel shall not affect the voting rights allocated to the Parcel. As Parcels are created on other property annexed to the Property, or reduced in number by de-annexation, votes shall be reallocated to reflect the changed number of Parcels. Member voting procedures are set forth in the Bylaws. 3.6 B• l�ws. The Association shall have Bylaws, which shall govern the operation and administration of the Association, subject to this Declaration in the event of a conflict. The Bylaws are binding upon all Owners and Occupants, and their invitees, all Mortgagees and other secured parties,and all other Persons holding or acquiring any interest in the Property. 3.7 Board of Directors. The Association's affairs shall be administered and managed by the Board,as provided in the Bylaws.Directors shall be elected, serve and exercise their powers as provided in the Bylaws; provided, that the Developer has the exclusive right to appoint certain directors of the Association during the Developer Control Period, as set forth in Section 12. 3.8 Mana eg_ment. The Board may delegate to a manager or managing agent the management duties imposed upon the Association's officers and directors by the Governing Documents. Such delegation of management authority shall not limit the authority of an Owner to retain a manager for a Parcel or Parcels owned by it; provided, that the management of the Parcel shall be conducted and coordinated with the Association's management, so as not to impair or conflict with the management and operation of the Association and the Property as prescribed by the governing Documents.Any delegation of management authority on behalf 6 of the Association does not relieve the Association's officers and directors of the ultimate responsibility for the performance of their duties as prescribed by the Governing Documents and by law. The Developer and/or an affiliate of the Developer may be employed as the manager of the Association and/or The Property pursuant to a separate,written agreement, subject to termination if and as provided by the agreement. 3.9 Re�ulations. The Property and the conduct of Persons thereon is subject to regulation, as follows: 3.9.1 The Board has the exclusive authority to approve and implement such reasonable Regulations as it deems necessary from time to time for the purpose of facilitating the operation of the Property and exercising its powers; provided that the Regulations shall not be inconsistent with the Governing Documents or applicable law. The inclusion in other parts of the Governing Documents of authority to approve Regulations is in furtherance, and not in limitation, of the authority granted by this Section.New or amended Regulations shall be effective only after thirty days' prior notice,with copies of the changes to the Regulations,has been given to the Owners. 3.9.2 A Parcel Owner may establish reasonable rules relating to the conduct of persons using or visiting the Owner's Parcel or individual business located thereon;provided that the rules shall be consistent with and subject to the Governing Documents,the Regulations and applicable law. SECTION 4 PROPERTY AND PROPERTY RIGHTS 4.1 General. Those parts of the Property (if any) owned by the Association and not included within the Parcels constitute Common Property,which shall be owned by the Association for the benefit of the Owners and Occupants, and their invitees to the extent authorized by the Governing Documents.The Owners and Occupants,and the public to the extent authorized, shall have a reasonable right of use and enj oyment in the Common Property (if any). The rights,interests,easements and obligations attributable to a Parcel shall pass with the title to the Parcel as an appurtenance thereto, whether or not referenced in the instrument of conveyance. As of the date of this Declaration, there is no Common Property 4.2 Mana�ement and O ern ation. Except as otherwise expressly authorized by the Governing Documents,the Association shall manage,operate,maintain,repair and replace the Common Property (if any) and perform all administrative functions relating to the operation of the Association. Common Expenses for the operation of the Association,and the maintenance, repair,replacement and management of the Property,shall be assessed against and collected from the Owners in accordance with Section 6. 4.3 Title to Common Propertv. When real property is subjected to this Declaration,title to that 7 portion of such property constituting Common Properiy (if any) shall simultaneously be conveyed to the Association. Common Properiy shall be conveyed and owned subj ect to: (i) building and zoning laws,and state and federal regulations;(ii)reservations of mineral rights in the State of Minnesota; (iii)the lien of real estate taxes not yet due and payable; (iv)this Declaration, and (v) other easements, covenants, conditions and restrictions of record. 4.4 Limitations on Rights and Easements. The easements and other rights of the Owners and Occupants with respect to the Common Property shall be subject to the obligations, conditions and restrictions described in or authorized by this Declaration and the Declaration of Easements, all of which shall be appurtenant to and pass with the title to each Parcel. SECTION 5 EASEMENTS The following appurtenant easements and rights are hereby granted, conveyed, dedicated and reserved on, over, under and across the Property, as applicable. 5.1 Utilities and Draina�e. There are nonexclusive easements in favor of authorized public and private utilities providers, for the installation, use, maintenance, repair and replacement of storm and sanitary sewers, drainage systems, storm water retention ponds and related facilities, and electrical, natural gas,telephone and water lines benefitting the Property, on, under and across the Property,as(i)constructed by the Developer,(ii)shown on the Plat,(iii) described in this Declaration or other recorded instruments or(iv)approved by the Board on any Common Property. 5.2 Communications. There are nonexclusive easements in favor of authorized public and private providers,for the installation,use,maintenance,repair and replacement of telephone, cable TV, fiber optic, security and other communication and electronic services benefitting the Property, on, under and across the utilities easement areas as (i) constructed by the Developer, (ii) shown on the Plat, (iii) described in this Declaration or other recorded instruments, or(iv) approved by the Board on the Common Property(if any). 5.3 Encroachments. There is an exclusive easement for encroachments for the benefit of the encroaching Improvement in the event that a Building or any other Improvement now or hereafter constructed encroaches upon an adjoining Parcel due to nonmaterial inaccuracies in survey, construction, reconstruction, settlement, movement or the like. The easement shall continue for as long as the encroachment exists and shall not affect the marketability of title to the Parcel. This easement for encroachments shall also include an easement for the maintenance and use of the encroaching Improvements. 5.4 Entrance Si�ns and Monuments.There are nonexclusive easements in favor ofthe Developer and the Association to erect,use,maintain,repair and replace entrance monuments,signs and 8 related Improvements identifying the Property or specific Parcels or features,on and across the Common Property(if any)and those parts of the Parcels identified as casement areas in the Plat or any other recorded instruments. 5.5 Pedestrian Access.There are nonexclusive easements in favor of the Owners and Occupants of the Parcels, and their customers and other invitees, for pedestrian access to businesses located on the Pazcels on and over those parts of the Common Property (if any) and the Parcels which are (i) designed, designated, surfaced or otherwise improved as walkways, sidewalks, driveways, parking areas or plazas, or (ii) identified as such on the Plat, other recorded instruments or site plans for the Property. 5.6 Parkin� and Vehicular Access. There is recorded against the Property that Non-Exclusive Declaration of Cross Easements for Parking, Ingress and Egress, and Maintenance (the "Reciprocal Street and Parking Easement")that grants nonexclusive reciprocal easements in favor of all of the Owners and Occupants, and their customers and other invitees, for vehicular access and parking on and over those parts of each of the Parcels which are identified for such purposes in the site plan attached to and made a part of the Reciprocal Street and Parking Easement. The easement is subject to the following qualifications: 5.6.1 Handicapped parking spaces shall be maintained adjacent to each Building for the benefit of handicapped persons visiting that Building. 5.6.2 Except for authorized maintenance activities, no Person shall construct any Improvement, nor obstruct, dump or store anything, on the parking areas or access drives, nor undertake or permit any activity, which may impair access to or use of such facilities. 5.6.3 Except for authorized maintenance activities, no Person shall stop, park or let any motor vehicle stand unattended on any access drive(s),nor undertake or permit any activity, which may otherwise impair use of any access drives to the facilities. 5.7 Maintenance Access. There is a non-exclusive easement in favor of the Association, including any management agent or service vendor retained by the Association,for access on and across the Common Property (if any) and the open space areas of the Parcels for the purpose of perfortning maintenance, repair and replacement for which the Association is responsible under the Governing Documents or any agreement with the City. The easement rights shall be exercised,whenever practicable upon reasonable notice to any Owner whose Parcel is directly affected. 5.8 Public Safety and Health. There are nonexclusive easements in favor of the City and other applicable governmental authorities or agencies as shall from time to time have jurisdiction 9 over the Property, on and across drives, walkways, paxking areas, plazas and other open space areas of the Property for reasonable access to perform such duties related to law enforcement,fire protection,life safety,health and sanitation as are reasonably required from time to tune. 5.9 Developer Ri�. There are exclusive easements in favor of the Developer for the exercise of its Developer rights under Section 12, which easements stall terminate when the Developer no longer owns a Parcel or has a right to add additional real property to the Property. 5.10 Duration,Restrictions and Use.The rights and easements granted or reserved by this Section 5 shall be permanent shall run with the land,unless otherwise expressly indicated,and shall be subject to the following qualifications: 5.10.1 The easements shall supplement and not limit any easements described elsewhere in this Declaration or any recorded instrument. 5.10.2 The easements shall be subj ect to reasonable regulation by the Association and shall be subject to such reasonable limitations as to location and routing as may be established by the Association or any governmental authority. 5.10.3 The easements shall include reasonable access over,under and across the Properiy to maintain, repair, replace and reconstruct the easement areas and any Improvements located thereon. 5.10.4 No Improvement shall be erected or maintained,no excavation,grading or reshaping shall be undertaken, and no refuse, fill or other material shall be placed, in an easement area, which may damage or interfere with the installation, use or maintenance of such area,or which may change or impede the flow of water through any drainage easement area. 5.10.5 Persons exercising easement rights shall (i)take reasonable care to avoid damaging the Property or creating safety hazards; (ii) promptly repair any damage to the Property which they or their employees or agents caused;(iii)promptly reimburse the Association for all costs incurred by it for repairing damage to an easement area caused by the Person exercising the easement rights; and (iv) hold harmless, indemnify and defend the Association and other Owners, and their officers and directors,from and against all claims,damages,losses and other liabilities arising out of the exercise of the easement rights. 5.10.6 Except for rights under Section 5.13, the Developer's easement rights described in this Declaration shall terminate when Developer no longer owns a Parcel or has the might to add additional property to the Property. 10 5.10.7 No grant, dedication or creation of an easement under this Declaration shall constitute a dedication of the easement area or the use thereof to the public, it being the intent of this Declaration that the Common Property (if any) be and remain private property subject to operation,control and regulation by the Association, and that the Parcels be and remain private property subject to operation, control and regulation by the respective Owners thereof and/or the Association,as applicable,all in compliance with the Governing Documents. 5.11 Restriction on Third Party Easement Grants. Except for the Developer in the exercise of its rights under this Declaration, and the Board in the exercise of authority granted by the Governing Documents,no Person shall create,grant or convey any easement or comparable rights upon any portion of the Property without the prior written approval of the Board; provided,that the Board shall grant such approval if(i)the easement will not adversely affect the Common Property (if any) or another Parcel, (ii) the easement will not adversely and materially affect the shared parking,ingress and egress rights of the Owners and Occupants under the easement referenced in Section 5.6, and (iii) the easement is consistent with the overall design and plan for the Property as established by the Developer and approved by the City.Approval by the Board shall not be unreasonably withheld if the easement satisfies the foregoing criteria. SECTION 6 ASSESSMENTS 6.1 General. Assessments shall be determined and assessed against the Parcels by the Board, in its discretion; subject to the requirements and procedures set forth in this Section 6 and the requirements of the Bylaws. 6.2 Allocation of Assessments.Annual and special Assessments for Common Expenses shall be allocated among the Parcels in accordance with the allocation schedule set forth in Exhibit B attached hereto. Allocations of Common Expenses shall be adjusted according to the allocation schedule set forth in Exhibit B, if and when additional Parcels are added to the Property. If a Parcel is subdivided by the creation of a common interest community as defined in Minnesota Statutes Chapter 51 SB,then the share of Common Expenses allocated to that Parcel as originally platted shall be internally shared by and allocated among the subdivided parts of the Parcel, as the Owners or owners associations owning or controlling the Parcel mutually agree. 6.3 Annual Assessments. Annual Assessments shall be established and levied annually by the Board. Each annual Assessment shall cover all of the anticipated Common Expenses of the Association for that year which are to be shared by all Parcels in accordance with the allocation formula referred to in Section 6.2.Annual Assessments shall be payable in equal quarterly, semi-annual or annual installments, as established by the Board. 11 6.4 �ecial Assessments. In addition to annual Assessments, and subject to the limitations set forth hereafter,the Board may levy in any Assessment year a special Assessment against all Parcels in accordance with the allocation schedule referred to in Section 6.2. Special Assessments shall be used for the purpose of defraying in whole or in part the cost of any unforeseen and unbudgeted, or underbudgeted, Common Expenses. 6.5 Limited Assessments. In addition to annual Assessments and special Assessments, certain Common Expenses benefitting fewer than all the Parcels shall be allocated among the Parcels as set forth in Exhibit B,unless unanimously agreed otherwise by the Board as provided in the Bylaws. Common Expenses benefitting fewer than all Parcels, and not covered by Exhibit B,may be allocated and levied by the Board,at its discretion,against only the Parcel or Parcels benefitted. in addition,the Board may levy the following limited Assessments: 6.5.1 If any damage to the Common Property(if any)or another Parcel is caused by the act or omission of any Owner or Occupant, or their employees, agents or invitees, the Board may assess the costs of repairing the damage exclusively against the offending Owner's Parcel to the extent not covered by insurance. 6.5.2 Reasonable attorneys' fees and other costs incurred by the Association in connection with (i) the collection of Assessments and (ii) the enforcement of the Governing Documents, the Act, or the Regulations, against an Owner or Occupant, or their invitees, may be assessed against the offending Owner's Parcel. 6.5.3 Late charges, fines and interest may be assessed as provided in Section 11. Assessments levied under this Section 6.5 may,at the Boaxd's discretion,be assessed as a part of,or in addition to, other Assessments levied under Section 6. 6.6 Liabilitv of Owners for Assessments. The obligation of an Owner to pay Assessments shall be as follows: 6.6.1 The Owner or Owners of a Parcel at the time an Assessment is payable with respect to the Parcel shall be personally liable for the Assessment;provided,that if part or all of the Parcel is constituted as a common interest community as defined in Minnesota Statutes Chapter S 15B, the owners association governing the common interest community, as well as the Owner of the part of the Parcel outside the common interest community(if any),shall be liable for Assessments levied against the Parcel. Such liability shall be joint and several where there are multiple Owners of the Parcel. Except as provided in Section 6.6.2, the liability is absolute and unconditional, and no Owner or owners association is exempt from liability for payment of Assessments by right of set-off,by waiver of use or enj oyment of any part of the Properiy,by absence from or abandonment of the Parcel,by the waiver of any other rights,or by reason of any claim against the Association or its officers,directors 12 or agents, or for their failure to fulfill any obligations under the Governing Documents. 6.6.2 Notwithstanding anything to the contrary in the Governing Documents, the Developer shall not be liable to pay any Assessment with respect to any Parcel owned by it,nor shall the Parcel be subject to a lien for such Assessments,until the date on which a Building located on the parcel has been substantially completed. The Developer may grant to a Parcel Developer a similar partial or complete exemption from liability for Assessments;provided that such exemptions shall(i)be in writing and (ii) be granted and administered in a uniform, non-discriminatory manner as among all Parcel Developers similarly situated.A substantially completed Building is a Building with respect to which a certificate of occupancy or other comparable certification has been issued by the City. 6.7 Assessment Lien. The Association has a lien on a Parcel for any Assessment levied against that Parcel, from the time the Assessment is levied. If an Assessment is payable in installments,the full amount of the Assessment is a lien against the Parcel from the time the first installment thereof becomes due. Fees,charges,late charges,fines and interest charges imposed by the Board against the Parcel or its Owner are also liens, and are enforceable as Assessments. Recording of the Declaration constitutes record notice and perfection of any lien under this Section 6, and no further recordation of any notice of or claim for the lien is required. The release of the lien shall not release the Owner from personal liability unless agreed to in writing by the Association. 6.8 Foreclosure of Lien; Remedies. A lien for Assessments may be foreclosed against a Parcel under the laws of the State of Minnesota (i) by action, or (ii) by advertisement in a like manner as a mortgage containing a power of sale. The Association, or its authorized representative, shall have the power to bid in at the foreclosure sale and to acquire, hold, lease, use, mortgage or convey any Parcel so acquired. The Owner or any other Person claiming an interest in the Parcel,by the creation, acceptance or assertion of any interest in the Parcel, grants to the Association a power of sale and full authority to accomplish the foreclosure.The Association shall,in addition to its other remedies,have the right to pursue any other remedy at law or in equity against the Owner who fails to pay any Assessment or charge against the Parcel. 6.9 Lien Prioritv; Foreclosure. A lien for Assessments is prior to all other liens and encumbrances on a Parcel except(I)liens and encumbrances recorded before the Declaration, (ii) any first mortgage on the Parcel, and (iii) liens for real estate taxes and other governmental assessments or charges against the Parcel;provided,that this Section shall not prohibit the Association from subordinating, releasing or assigning its lien rights as authorized by the Board. 6.10 Voluntary Conveyances; Statement of Assessments. In a voluntary conveyance of a Parcel 13 the buyer shall not be personally liable for any unpaid Assessments and other charges made by the Association against the seller or the seller's Parcel prior to the time of conveyance to the buyer, unless expressly assumed by the buyer. However, the lien of such Assessments shall remain against the Parcel until released or satisfied.Any seller or buyer shall be entitled to a statement from the Association setting forth the amount of the unpaid Assessments against the Parcel, which statement shall be binding on the Association, seller and buyer. SECTION 7 RESTRICTIONS ON USE OF PROPERTY All Owners and Occupants,and all secured parties,by their acceptance or assertion of an interest in the Property, or by their occupancy of part or all of a Parcel,covenant and agree that,in addition to any other restrictions which may be imposed by the Governing Documents, the occupancy, use, operation, alienation and conveyance of the Property shall be subject to the following restrictions: 7.1 General. The Property shall be owned, conveyed, encumbered, leased, used and occupied subject to the Governing Documents, as amended from time to time. All covenants, restrictions and obligations set forth in the Governing Documents are in furtherance of a plan for the Property, and shall run with the Property and be a burden and benefit to all Owners and Occupants and to any other Person acquiring or owning an interest in the Property,their heirs,persona) representatives, successors and assigns. 7.2 Subdivision.Except as permitted by this Declaration,no Parcel or Common Property may be subdivided or partitioned without the written approval of(i)the Owner of the Paxcel,(ii)the City, (iii)the Board and(iv)the Developer so long as it owns a Parcel. 7.2.1 A condominium or cooperative(collectively a"CIC")may be created within a Parcel pursuant to Minnesota Statutes Chapter S 15B,subj ect to the terms of this Section 7.2. 7.2.2 Only one C 1 C shall be permitted on a Parcel,unless multiple CICs are approved by the Association. 7.2.3 The Owner of the Parcel within which the CIC is proposed to be created shall first obtain the written approval of(i)the Association and(ii)the Developer so long as the Developer owns a Parcel. If the CIC is approved, the Owner of the Parcel shall prepare and record, at its expense, a declaration and CIC plat as required by Minnesota Statutes Chapter S 15B.The declaration and related documents governing the CIC shall be subject to and consistent with the Governing Documents,and in the event of a conflict, the Governing Documents shall control. Prior to the creation of the CIC,the Declaration and related documents governing the CIC shall be reviewed and approved by the Association's legal counsel to assure compliance with the Governing Documents. 14 7.2.4 The creation of a CIC within a Parcel shall not alter the voting rights or Common Expenses allocated to the Parcel, and the Parcel shall retain a single membership in the Association. The owners association governing the CIC and the Owner of the remaining part of the Parcel (if any) shall collectively determine who shall be authorized to cast the vote allocated to the Parcel and the internal sharing of the Common Expenses allocated to the Parcel.If the entire Parcel is converted to a CIC, the owners association governing the CIC(and not the individual unit owners in the CIC shall have the rights and obligations of the Owner of the Parcel as originally constituted, all in accordance with the Governing Documents. 7.2.5 The use of any units within the CIC shall be non-residential subject to the Governing Documents and applicable governmental laws, ordinances or regulations. 7.3 Permitted/Prohibited Uses. The Parcels shall be primarily used for retail, commercial and office purposes in compliance with the applicable City approvals, ordinances and zoning regulations,and state and federal law.However,notwithstanding anything to the contrary in the Governing Documents or laws or ordinances,(i)only one hotel or motel may be located on the Property and(ii)none of the following businesses,trades,occupations or professions, whether carried on for profit or otherwise, shall be conducted, maintained or permitted anywhere on the Property: adult book store, adult theater, adult amusement facility, any facility offering,selling,providing or displaying adult-oriented or sexually explicit materials, liquidation facility, auction house, industrial use, place of worship, betting establishment, bingo parlor, or any use which violates City ordinances. 7.3.1 Exclusivitv. In addition to the permittedlprohibited uses indicated in paragraph 7.3 above, in perpetuity, no restaurant or food service operation of any type will be operated on Lot 4, Block 1, Towne Lakes Two (formerly known as Lot E), and additionally,no other portion of the Development may be used as or for a restaurant or business which(a)offers, serves,or sells any ready-made breakfast food items or entree' and(b)derives more than twenty(20%)percent of its gross income from the sale of ready made food entrees' during the hours of 11:00 a.m. to 1:30 p.m., local time. The forgoing limitations and use restrictions shall run with the land and shall be appurtenant to the subject Property 7.4 Parkin�. Surface parking on the Common Property (if any) and all of the Parcels shall be available for use by all Owners and Occupants, and their customers and other invitees in accordance with the easements described in Section 5.6. 7.4.1 Parking spaces shall be maintained adj acent to each Building in accordance with law for the benefit of handicapped persons visiting that Building. 7.4.2 Unless otherwise agreed by the affected Parcel Owners and the Association,parking areas located on a Parcel shall be primarily used for parking by Owners and 15 Occupants of the Parcel, and their customers and other invitees. 7.4.3 Overnight parking, or storage or prolonged parking of vehicles, trailers or other transportation devices, or other personal property of any type, is prohibited unless (i)authorized by the Board, (ii)authorized by the Owner of any Parcel on which the parking is located and (iii) in compliance with City ordinances. 7.4.4 The Reciprocal Street and Parking Easement recorded against the Property shall control as against this Section 7.4. 7.5 Animals.The keeping,boarding, sheltering,breeding or sale of any animal on the Property is prohibited;provided,that this prohibition shall not restrict(i)the operation of a pet store on a Parcel or (ii) the legitimate use of qualified "service" animals by individuals who are handicapped as defined under the Minnesota Human Rights Act or the Fair Housing Amendments Act of 1988,as amended. The term"animal" shall be construed in its broadest sense, and shall include all living creatures except humans. 7.6 Si ns. Sign or other displays of any type may be erected(i)only at locations established by the Developer or subsequently approved by the Board, (ii) in compliance with City sign ordinances and the design standards established for the Property by the Developer, and(iii) approved pursuant to Section 8. However, an Owner may erect and post signs on the Owner's Parcel as necessary to direct traffic, identify spaces, and facilitate other internal operations of the Parcel. The Owner on whose Paxcel a sign or signs are located shall be responsible for maintaining the signs in good condition and in a manner consistent with the first-class maintenance and design standards applied to the Property as a whole,except that any common signs advertising The Shoppes at Towne Lakes Two shall be maintained by the Association. 7.7 Exterior Li�g. The location, size, color and design of all lighting fixtures or similar equipment used or shown outside of a Building must be(i)in compliance with City lighting requirements, (ii) consistent with the design standards established for the Property by the Developer and (iii) approved pursuant to Section 8. 7.8 Outdoor Activities. Outdoor activities on the Property, such as promotional events, demonstrations,displays,outdoor dining or other activities which have the potential to affect any easement or use rights, or cause a nuisance or disruption,or create material liability for the Association or any Member, shall be subject to approval by the Board and the Owner of any Parcel on which the activity will take place. In determining whether to authorize an activity, the Board shall take into consideration, among other things, the security of the Property, the potential for disturbance or damage to the Property, the potential liability for the Association or any Member, the health and safety of Persons occupying or using the Property,and whether the activity unreasonably impairs any easement or other authorized use of the Property. 16 7.9 Development A�reement. The Developer has entered into that City of Albertville Master Planned Unit Development Agreement Towne Lakes Third Addition, as amended for Shoppes at Towne Lakes Two (the "Development Agreement") with the City. The Development Agreement contains various restrictions and requirements with respect to the development of the Properly,the construction of Buildings and other Improvements thereon, and the use and maintenance of various spaces owned or maintained by the Association.The Developer,Parcel Developers,Owners,Occupants and all other Persons owning,occupying or using the Property shall comply in all respects with the Development Agreement. 7.10 Quiet Enj oyment;Interference Prohibited.All Owners and Occupants and their invitees sha11 have a right of quiet enjoyment in their respective Parcels,subject to the usual and customary sights, sounds, odors and activities commonly associated with the operation of businesses such as those located on the Property from time to time. Subject to the foregoing, the Property shall be owned, occupied and used so as not to cause a nuisance or undue disturbance, nor unduly restrict, interfere with or impede the use of the Common Property and the Parcels by the respective Owners and Occupants and their invitees. 7.11 Compliance with Law.No use shall be made of the Property which would violate any then existing municipal codes or ordinances, or state or federal laws, nor shall any act or use he permitted which could cause waste to the Property, cause a material increase in insurance rates on the Property, or otherwise cause any unusual liability, health or safety risk, or expense, for the Association, or any Owner or Occupant or their invitees. 7.12 Time Shares Prohibited.The time share form of ownership,or any comparable form of lease, occupancy rights, ownership, or right-to-use programs,which has the effect of dividing the ownership or Occupancy of a Parcel or any part thereof into separate time periods, is prohibited. SECTION 8 CONSTRUCTION AND ARCHITECTURAL STANDARDS 8.1 Construction of Buildin�s. The Parcel Developer or a subsequent Owner of a Parcel shall have the right to construct a permanent Building or Buildings on the Parcel, subject to prior approval of the plans and specifications by the Developer and by the City. All such construction shall be subject to the following conditions: 8.1.1 A Parcel Developer or other Owner who wishes to construct a Building or other Improvements on an unimproved Parcel shall submit to the Developer an application requesting approval of the Improvements. The application shall include detailed plans, specifications and related information regarding the proposed improvements, in form and content acceptable to the Developer. The application and related materials shall be submitted to the Developer at least 90 days prior to the proj ected commencement of construction. No grading, site preparation or other construction 17 shall be commenced prior to approval of the proposed Improvements.The Developer shall respond to the application in writing within the time frame and subj ect to the procedures set forth in Sections 8.3.2 and 8.3.3.The Parcel Developer or Owner shall also be subject to Sections 8.4 and 8.5. Additional construction or site alterations made following completion of the initial Improvements approved by the Developer shall be subject to Sections 8.2 through 8.5. 8.1.2 All construction activities shall be performed in compliance with all laws, rules, regulations, orders, codes and ordinances of the City and other applicable governmental authorities having jurisdiction over the Property. The Owner of the Parcel shall be responsible for obtaining all permits and approvals prior to commencing any site activity for which such approvals are required. 8.1.3 The Owner of the Parcel shall not permit any mechanic's or materialmens' liens or other similar liens to attach to any part of the Property. Notwithstanding the foregoing, the Owner undertaking or authorizing such construction may contest the validity or amount of any such lien by paying an appropriate amount into court and thereby causing the lien to be released at such Owner's expense. 8.1.4 The Owner of the Parcel shall hold harmless, indemnify and defend the Developer, Association,other Owners,the Property and each individual Parcel,from and against all liens, encumbrances losses, claims, damages, expenses and liabilities (including reasonable attorneys' fees) arising out of construction activities undertaken or allowed to be undertaken by the Owner on the Parcel. 8.1.5 Except as otherwise agreed by the Developer and the Association, all storage of materials and parking of construction vehicles and equipment, including workers' vehicles shall he restricted to the Parcel owned by the Owner or public streets 8.1.6 The Owner of the Parcel shall be responsible for repairing any damage to Improvements located on that Parcel or elsewhere on the Property and arising out of the construction activity. Said Owner shall promptly restore any damaged properiy to substantially its condition immediately prior to the event causing the damage or to a condition compatible with the current Improvements if further improvements have been made. 8.1.7 Neither Developer nor any of its officers, directors or employees, nor any Person acting on behalf of any of them, shall be responsible for any defects in plans and specifications or construction undertaken by an Owner on a Parcel. Each Person submitting plans and specifications to the Developer for approval shall be solely responsible for the sufficiency of the plans and specifications submitted and for the 18 quality of construction of the Improvements constructed, and shall hold harmless, indemnify and defend the Developer,the Association and their officers,directors and employees,from and against any and all claims,damages and liabilities arising out of the approval, construction or use of any Improvements, including but not limited to reasonable attorneys' fees and court costs. 8.1.8 The Developer may, from time to time, establish and provide to Parcel Developers and other Owners design and construction standards with respect to Buildings and other Improvements to be constructed on the Parcels. All such standards and requirements shall be binding upon and apply to all Parcel Developers and other Owners, and any other Person undertaking construction on a Parcel. 8.2 Restrictions on Alterations. One of the purposes of this Declaration is to ensure that the Common Property, and those parts of the Buildings and other parts of the Parcels which are visible from the exterior,be kept architecturally attractive and consistent in appearance with the original proj ect design characteristics established by the Developer.Therefore,except as set forth in Section 8.6,the following restrictions and requirements shall apply to alterations on the Property subsequent to initial construction of the Improvements on a Parcel: 8.2.1 Except for initial construction subject to the Developer's exclusive approval under Section 8.1 or as otherwise expressly provided in this Section 8, no structure, Building, addition, deck, patio, fence, wall, enclosure, antenna or other type of sending or receiving appaxatus, sign, display,material topographical or landscaping change, grading or excavation,nor any other exterior Improvements to or alteration of any Parcel (referred to as an "alteration" or "alterations"), shall be commenced, erected or maintained, unless and until the plans and specifications showing the nature,kind,shape,height,color,materials and locations of the alterations shall have been approved in writing by the Board or a committee appointed by it. Notwithstanding the foregoing,Developer's written consent shall also be required for alterations for so long as Developer owns a Parcel for sale. 8.2.2 The Board may appoint, supervise and dis-establish an architectural committee,and specifically delegate to it part or all of the functions which the Board exercises under this Section 8, in which case the references to the Board shall refer to the architectural committee where appropriate. The architectural committee shall be subject to the supervision of the Board. 8.2.3 The Board may establish standards for approval of alterations, which shall, at a minimum, (i) adequately protect the Property, the Association, Owners and Occupants from liens and other liabilities axising out of the construction of the alterations, (ii) maintain the design characteristics, exterior materials and colors of the Building and other improvements located on the Parcel, and (iii) comply with governmental laws,codes and regulations.The Board,or the appointed architectural 19 committee if so authorized by the Board, shall be the sole judge of whether such criteria are satisfied. 8.2.4 Approval of alterations which encroach upon another Parcel or the Common Properly shall create an appurtenant easement for such encroachment in favor of the Parcel with respect to which the alterations are approved, notwithstanding any contrary requirement in the Governing Documents or the Act. A file of the resolutions approving all alterations shall be maintained permanently as a part of the Association's records. 8.3 Review Procedures.The following procedures shall govern requests for alterations tinder this Section: 8.3.1 Detailed plans, specifications and related information regarding any proposed alteration, in form and content acceptable to the Board, shall be submitted to the Board (and to Developer if applicable) at least sixty days prior to the proj ected commencement of construction. No alterations shall be commenced prior to approval. 8.3.2 The Board (and/or Developer if applicable) shall give the Owner written notice of approval or disapproval of the Board(and/or Developer if applicable)fail to approve or disapprove within forty-five days after receipt of said plans and specifications and all other information requested by the Board (and/or Developer if applicable), then approval shall be deemed to be granted;provided,that the construction must be done in accordance with the plans, specifications and related information which were submitted or shall be deemed not approved. 8.3.3 If no request for approval is submitted, approval shall be deemed to be denied. 8.4 Remedies for Violations. The Association may undertake any measures, legal or administrative,to enforce compliance with this Section and shall be entitled to recover from the Owner causing or permitting the violation all attorneys' fees and costs of enforcement incurred by the Association,whether or not a legal action is started. Such attorneys' fees and costs shall be a lien against the Owner's Parcel and a personal obligation of the Owner. In addition,the Association shall,upon thirty days notice, have the right to enter the Owner's Parcel and to restore any part of the Building or Parcel to its prior condition if any alterations were made in violation of this Section,and the cost of such restoration,and any professional, administrative or other fees or costs incurred in connection with the Association's remedial actions, shall be a personal obligation of the Owner and a lien against the Owner's Parcel. 8.5 Owner Responsibilitv/Indemnity.The Owner who causes an alteration to be made,regardless of whether the alteration is approved by the Board, shall be responsible for the construction work and any claims,damages,losses or liabilities arising out ofthe alterations.The Owner 20 shall hold harmless, indemnify and defend the Association, and its officers, directors and committee members, from and against any claims, damages, expenses, losses or other liabilities, including but not limited to attorneys' fees or costs of litigation, arising out of(i) any alteration which violates any governmental laws, codes, ordinances or regulations, (ii) the inadequacy of the specifications or standards for construction of the alterations and(iii) the construction of the alterations. 8.6 Exem tions.The requirements set forth in this Section 8(except Section 8.5)shall not apply to original construction by the Developer or its affiliates. SECTION 9 MAINTENANCE 9.1 Association Obli at�ons.The Association is obligated to provide the following maintenance, repair and replacement on the Property: 9.1.1 Maintain, repair and replace the Common Property (if any), including all Improvements thereon. 9.1.2 Maintain any medians in public streets located adj acent to the Property if required by the City. 9.1.3 Maintain, repair and replace common entrance or directional signs and related monuments identifying the Property,or businesses located thereon,whether located on or adjacent to the Property. Notwithstanding the foregoing, signs erected by a Parcel Owner or Occupant to advertise the business or businesses located on a Parcel shall be maintained by the Owner or Occupant. 9.1.4 Maintain, repair and replace the decorative private street lighting, private street medians, median landscaping and the surfaced private streets, including the Access Area as defined in the Reciprocal Street and Parking Easement, located on the Parcels in a commercially reasonable manner, including but not limited to seal coating, striping, asphalt repair and replacement, sweeping and snow removal. 9.1.5 Maintain, repair and replace landscaping, sidewalks, surfaced parking areas, including the Parking Area as defined in the Reciprocal Street and Parking Easement, driveways, medians and curbs located on the Parcels in a commercially reasonable manner, including but not limited to seal coating, striping, asphalt repair and replacement, sweeping, snow removal, and signage(including but not limited to the "No Parking" signs); provided, that one or more of said obligations may be undertaken by an Owner with respect to that Owner's Parcel if agreed in writing by the Association and the Owner of the Parcel in question. If such obligations are undertaken by an Owner, the Owner shall, to the extent practicable, coordinate its maintenance activities with those of the Association and shall maintain the areas in 21 question to the same or higher standards than those established by the Association. 9.1.6 Maintain,repair and replace rain gardens,depressions,storage and filtration systems in a manner that allows them to function as designed and in accordance with the Development Agreement. 9.1.7 Undertake such other additional maintenance,repair or replacement of the Property as may be approved by a 75% majority vote of the Board; provided, that a Board resolution authorizing such additional services must be approved for each calendar year in which such services are to be undertaken and in the absence of such approval the Association's obligation to perform those services shall terminate at the end of the calendar year for which the Board authorization was effective. 9.1.8 Restore the Improvements on any Parcel to substantially their prior condition where the Improvements have been damaged or destroyed by the Association's maintenance activities. 9.1.9 Enter any Parcel and perform required maintenance which the Parcel Owner has neglected or refused to perform, after thirty days' notice to the Parcel Owner, and assess all costs thereof against the Owner's Parcel. 9.1.10 The Association's maintenance shall be performed in compliance with the (i) Governing Documents,(ii)all applicable governmental laws,codes,ordinances and regulations and(iii)the standards established for the Property by the Developer or the Association. 9.1.11 The costs of maintenance, repair and replacement shall be allocated among the Parcels in accordance with Section 6 and Exhibit B, except those costs for maintenance undertaken by the Owner pursuant to Section 9.1.5. 9.2 Owner Obli atg ions. The maintenance obligations of the Owners are as follows: 9.2.1 Except for maintenance,repair or replacement performed by the Association,owners shall maintain, repair or replace their respective Parcels and all Buildings and other Improvements thereon in first class,clean,safe and sanitary condition,in compliance with the (i) Governing Documents, (ii) all applicable governmental laws, codes, ordinances and regulations,and(iii)the standards established for the Property by the Developer and approved by the City. 9.2.2 If damage to the Property is caused by the acts or omissions of an Owner, or an Occupant of the Owner's Parcel,or their employees,contractors, agents or invitees, the Owner shall, promptly upon the request of the Association, (i) restore the damaged property to substantially its prior condition or better condition, or (ii)pay 22 for the cost of restoration if undertaken by the Association. 9.3 Cit�ght to Maintain; Other Relief. In the event the Association fails to perform any of its obligations as set forth in subsections 9.1.1 through 9.1.5 above, the City may provide written notice to the Association regarding the Association's failure to perform its obligations,which notice shall specifically describe the maintenance,repair or replacement which the Association has failed to provide. If the Association fails to provide the maintenance, repair or replacement described in the City's notice within thirty (30) days following the Association's receipt of the City's notice, the City may, but shall not be obligated, to enter upon Property and perform the maintenance, repair or replacement described in the City's notice. The costs and expenses incurred by the City in performing such maintenance, repair or replacement shall be deemed for the benefit of all Parcels constituting part of the Property, notwithstanding that said work was not performed on all parcels, and shall be considered a special chaxge which may at the City's option be charged back proratably against the property taY bill of each Parcel constituting a part of the Property. Notwithstanding the foregoing, in the event that the private streets are not maintained in accordance with the terms hereof such that said private streets pose a safety hazard to the general public,the City shall provide 48 hours notice of deficient maintenance to the Owners, after which time the City may immediately require that commercial business not be transacted on any Parcel to which access remains impaired or unsafe. SECTION 10 INSURANCE AND RECONSTRUCTION 10.1 Association Insurance. The Association shall obtain and maintain the following insurance relating to the Property: 10.1.1 Property insurance. Property insurance in broad form, covering all risks of physical loss,for the full insurable replacement value of any insurable Improvements located on the Common Property (if any). The insurance policy shall provide such other coverages, limits and deductibles as the Board deems reasonable. 10.1.2 Liability Insurance. Commercial general liability insurance covering the Common Property (if any), and the activities of the Association and its officers, directors, volunteers or employees in connection with the performance of its and their duties. Said liability insurance shall be in the minimum amounts of(i) $3,000,000 for an accident affecting more than one person in or resulting from one occurrence and(ii) $1,000,000 property damage for each occurrence.The insurance policy shall include coverage relating to the Access Area and parking Area as defined in the Reciprocal Street and Parking easements,shall name each of the Owners and Occupants of each of the Parcels as additional insureds and shall provide the primary coverage for such Access Areas and Parking Areas. The insurance policy shall provide for such other coverages, limits and deductibles as the Board deems reasonable. 23 10.1.3 Other Insurance. Such other types and amounts of insurance as may be determined by the Board to be necessary or desirable, including but not limited to officers and directors' liability insurance, workers' compensation insurance, and insurance or fidelity bonds covering dishonest acts by those Persons having control or custody of the Association's funds. 10.1.4 Association as Trustee/Premiums. All insurance coverage maintained by the Association shall be written in the name of the Association as trustee for the Owner or Owners, as applicable. The premiums for the insurance shall be a Common Expense, except that the cost of any coverages or limits resulting from unique or hazardous activities carried out on a particular Parcel or Parcels may be assessed against that Parcel or Parcels.The Board shall have exclusive authority to negotiate, settle and adjust claims under all policies obtained by the Association. 10.1.5 Policy Requirements. Insofar as permitted by law,the Association shall be required to make every effort to secure insurance policies with the following provisions and endorsements, if reasonably available: 10.1.5.1 Policies shall be written with a company licensed to do business in the State of Minnesota and holding a rating of A-X1 (or comparable) or better in such financial categories as established by Best's Insurance Reports,if such a company is available,or if not available, its equivalent rating or the best rating possible. 10.1.5.2 Policies shall contain a waiver by the insurer of its right to cancel without first giving thirty days prior written notice of such cancellation to the Association. 10.1.5.3 No policy or coverage shall be brought into contribution with insurance purchased by Owners, and all policies shall contain appropriate provisions to that effect. 10.1.5.4 Policies shall contain a waiver of subrogation by the insurer as to any claims against the Association and Owners and their directors and officers, and the Association's manager, if any. 10.1.5.5 Policies shall contain a provision that no policy may be canceled, invalidated,or suspended on account of the conduct of one or more of the Owners, or on account of the acts of any director, officer, employee,or agent of the Association or of its manager,without prior demand in writing delivered to the Association to cure the defect and the allowance of a reasonable time thereafter within which to cure the 24 defect. 10.1.5.6 Liability insurance shall contain cross-liability endorsements to cover liability of the Association to an Owner and shall also name the Developer as an additional insured for so long as the Developer owns any part of the Property. 10.1.6 Deductibles. The Board shall determine the insurance deductible amounts. The Association may pay insurance deductible amounts out of Common Expense funds or to assess the deductible amounts against the Parcels involved in the claim, based upon fault or any other reasonable criteria determined by the Board. 10.2 Owner Insurance. Each Owner shall obtain and maintain the following insurance, and undertake the following indemnities relating to the Owner's Parcel: 10.2.1 Property insura.nce insuring all insurable Improvements on the Owner's Parcel for the full insurable replacement value of such improvements. 10.2.2 Commercial general liability insurance covering the Owner's Parcel, and the activities of the Owner, and its officers,directors, employees,agents and invitees in connection with the Owner's operation,management and use of the Parcel,including any additional coverages customarily carried for unique or hazardous activities arising out of a business or activities conducted on the Parcel. Said liability insurance shall be in the minimum amounts of(i) $3,000,000 for an accident affecting more than one person in or resulting from one occurrence and (ii) $1,000,000 property damage for each occurrence. Each Owner shall, upon request of the Association or any other Owner, furnish a certificate or certificates of such insurance. 10.2.3 Each Owner shall hold harmless, indemnify and defend each other Owner, the Developer and the Association,and their officers and directors,from and against all claims, actions, damages and other liabilities arising out of incidents occurring on such Owner's Parcel or arising out of the conduct of its Occupants, employees, agents, contractors and invitees while on the Property, unless caused by the intentional or negligent act or omission of the Association or the Owner to be indemnified. 10.3 Damage or Destruction to Improvements. The repair or reconstruction of damaged or destroyed Improvements to the Common Property(if any)shall be promptly undertaken and completed by the Association. The repair or reconstruction of damaged or destroyed Improvements located on a Parcel shall be promptly undertaken and completed by the Owner of the Parcel.All repair or reconstruction shall restore the Improvements to substantially their condition immediately prior to the casualty or better condition. If the Owner of the Parcel 25 which suffers the casualty does not wish to reconstruct the Improvements, and if each Mortgagee of the Parcel and the Association agree in writing to such plan, then the Improvements need not be rebuilt;provided,that all remains of the Improvements located on the Parcel shall be removed from the Parcel or buried if permitted, and the Parcel shall be graded and all debris shall be removed from the Parcel, all of which shall be done at the expense of the Parcel Owner and to the satisfaction of the Association and the City. SECTION 11 COMPLIANCE AND REMEDIES 11.1 Entitlement to Relief. The Association has authority to commence legal action to recover sums due,for damages,for injunctive relief;or any combination thereof,or an action for any other relief authorized by the Governing Documents or available at law or in equity. Legal relief may be sought by the Association against any Owner, or by an Owner against the Association or another Owner, to enforce compliance with the Governing Documents, the Regulations or the decisions of the Association. However, no Owner may withhold any Assessments, or take or omit other action in violation of the Governing Documents, the Regulations or the Act as a measure to enforce such Person's position, or for any other reason. 11.2 Remedies.In addition to any other remedies,express or implied,administrative or legal,the Association shall have the right,but not the obligation,to implement any one or more of the following actions against Owners or Members which violate the provisions of the Governing Documents or the Regulations: 11.2.1 Commence legal action for legal or equitable relief in any court of competent jurisdiction. 11.2.2 Impose late charges of up to the greater of$100, or 20%of the amount past due, for each past due Assessment or installment thereof; and impose interest at the highest rate permitted by law on all such unpaid amounts from the due date. 11.2.3 If any Assessment or installment thereof becomes more than thirty days past due,all remaining installments of Assessments assessed against the Parcel may be accelerated by the Board, and shall then be payable in full together with all costs of collection and late charges.Ten days' advance written notice of the acceleration shall be given to the defaulting Owner,during which time the Owner may cure the default by payment of the past due Assessments and all related charges, interest and attorneys' fees, if any, 11.2.4 Impose reasonable fines, penalties or charges for each violation of the Governing Documents or the Regulations. 11.3 Ri�hts to Hearing.Before the imposition of any of the remedies authorized by Section 11.2.4, 26 the Board shall,upon written request of the offender,grant to the offender an opporlunity for a fair and equitable hearing. The offender shall be given notice of the nature of the violation and the right to a hearing,and at least ten days within which to request a hearing.The hearing shall be held within thirty days of receipt of the hearing request, and with at least ten days' notice to the offender.If the offender fails to appear at the hearing,then the right to a hearing shall be waived and the Board may take such action as it deems appropriate.The decision of the Board, and the rules for the conduct of hearings established by the Board, shall be final and binding on all parties.The resulting decision shall be delivered in writing to the offender within ten days following the hearing, if not delivered to the offender at the hearing. 11.4 Liabilit�for Owners' and Members' Acts. An Owner or Occupant shall be liable for the expense of any maintenance,repair or replacement of the Property arising out of their acts or omissions, or the acts or omissions of their invitees, to the extent that such expense is not covered by the proceeds of insurance. 11 .5 Costs and Attorneys' Fees. With respect to or any measures, legal, administrative, or otherwise, which the Association takes to enforce the provisions of the Governing Documents,or the Regulations,the offender shall promptly pay or reimburse the Association for any expenses incurred in connection with such enforcement,including without limitation fines or charges previously imposed by the Association, fees of attorneys and other professionals, court costs and collection agency contingent fees. SECTION 12 DEVELOPER RIGHTS The Developer hereby reserves exclusive and unconditional authority to exercise the following Developer rights for as long as it owns a part of the Property or has the right to subject any Additional Property to the Property, or for such shorter period as may be specifically indicated: 12.1 Complete Improvements.To complete all Improvements to the Property contemplated by the Developer's development plans, contemplated by the Declaration or approved by the City, and to make alterations on the Common Property (if any) or on Parcels owned by it to accommodate its activities. 12.2 Development and Sales Facilities. To construct, operate and maintain sales and leasing offices,management offices,models,and other development,sales and rental facilities on the Common Property(if any) and within any part of the Properly owned by the Developer. 12.3 S�.To construct and maintain signs and other sales displays offering parts of the Properiy for sale, on the Common Property (if any) and any part of the Property owned by the Developer or subject to its easement rights. 27 12.4 Easements. To have and use access easements, for itself, its employees, contractors, representatives, agents and prospective purchasers through and over the Property for the purpose of exercising its Developer rights and other rights authorized by this Declaration. 12.5 Control the Association.To appoint and remove the members of the Board,until the earliest of: (i) voluntary surrender of control by the Developer, (ii) sixty days after the date when certificates of occupancy have been issued by the City for Buildings located on seventy-five percent of the Parcels which the Developer has the right to create or develop based on City approvals, or(iii)the date ten yeaxs following the date of recording of the Declaration. 12.6 Add, Combine or Subdivide Propertv. To add real property, or to combine, relocate or subdivide parts of the Property pursuant to Sections 2.2, 7.2 and 13. 12.7 Approval of Certain Amendments. Subject to City approval,to approve any amendment or other change to the Governing Documents or any Regulations for as long as the Developer owns any part of the Property or has the unexpired right to subj ect any additional properly to this Declaration. 12.8 Other Ri�. To exercise any other rights and powers granted or reserved to the Developer by any other section of the Governing Documents. 12.9 Transfer of Developer Ri h�ts. Some or all of the Developer rights under Section 12 or 13 may be voluntarily transferred,temporarily or permanently,by the Developer by a separate instrument signed by the Developer and the transferee;provided,that(i)written notice of the transfer shall be given to all Parcel Owners at least thirty days prior to the effective date of the transfer,and(ii)no further transfer of the Developer rights may be made by the transferee without the prior written consent of the Developer. Upon the transfer of any Developer rights, the Developer's liability shall be limited to matters arising from its acts occurring before the transfer or relating to any Developer rights retained by the Developer, and the Developer shall not be liable for any matters arising front the exercise of Developer rights by any subsequent holder of the Developer rights. SECTION 13 RIGHTS TO COMBINE,RELOCATE AND SUBDIVIDE PROPERTY The Developer shall have the exclusive unilateral right to (i) combine, subdivide or relocate the boundaries between Parcels; (ii) combine or subdivide Parcels; or(iii)replat Parcels subject to this Declaration and create new Parcels or Common Property therefrom, as provided in this Section. Subject only to approval by the City,the Developer may take such action while it owns the property in question or thereafter as provided in this Section, subject to the following requirements: 28 13.1 The creation, combination or subdivision of a Parcel shall comply with all governmental laws,codes and regulations applicable to the transaction,and shall be for purposes consistent with those set forth in the Governing Documents. 13.2 Any membership, voting rights and Common Expense obligations accruing to an affected Parcel shall, as necessary, be reallocated in accordance with Sections 3 and 6. 13.3 The creation,relocation, combination or subdivision shall be accomplished by Developer's preparing, executing and recording an amendment to the Declaration, as needed. 13.4 If the change involves a Parcel not owned by the Developer,then the approval of the Owner of the Parcel shall be required. SECTION 14 AMENDMENTS This Declaration may be amended by recording an amendment in the office of the applicable county recording officer, subject to the following requirements: 14.1 Approvals. The amendment shall be approved as follows: 14.1.1 The amendment shall be approved by at least a seventy-five percent majority of the votes of all members of the Board.The amendment may be approved by a voice vote at a Board meeting or in writing. 14.1.2 An amendment which affects any rights or obligations of the Developer shall be approved in writing by the Developer so long as the Developer owns an unsold Parcel. 14.1.3 My amendment which affects any rights or obligations under the Development Agreement, or rights or obligations granted to or assumed by the City under this Declaration,shall be approved in writing by the City,and by the Developer so long as it is obligated under the Development Agreement. 14.2 Recordin indin Eg ffect.All amendments shall be recorded,and sha11 run with the Property and bind the Property for the same period and to the same extent as do the covenants and restrictions set forth herein. 14.3 Affidavit of Compliance.An affidavit by the President or Secretary of the Association as to the outcome of the vote or the execution of any written approvals shall be adequate evidence thereof for all purposes, including without limitation the recording of the amendment. SECTION 15 29 INDEMNIFICATION The Association shall,to the extent the alleged liability is not covered by issuance,indemnify every individual acting in any official capacity on behalf of the Association,pursuant to the provisions of Minnesota Statutes 317A.521. SECTION 16 MISCELLANEOUS 16.1 Governmental Assessments. If a City or any other governmental authority levies an assessment under the applicable Minnesota Statutes for public Improvements to property adjoining the Property,if such Improvements benefit substantially all of the Property,and if the assessment is levied against fewer than all of the Parcels, then the Board may, by a two-thirds majority vote, assess and allocate against those Parcels which were not assessed by the governmental authority a share of the assessment, and reimburse the owners of the Parcels against which the governmental assessment was levied, such that all Parcels are paying a share of the assessment equal to their respective shares of general Common Expenses set forth on 16.2 Severabilitv. If any term, covenant, or provision of this instrument or any exhibit attached hereto is held to be invalid or unenforceable for any reason whatsoever, such determination shall not be deemed to alter,affect or impair in any manner whatsoever any other portion of this instrument or exhibits. 16.3 Inter�retation. The Governing Document shall be construed in accordance with the laws of the state of Minnesota. Where applicable,the masculine gender of any word shall mean the feminine or neutral gender, or vice versa, and the singular of any word used herein shall mean the plural,or vice versa.References to the Act,or any section thereof,shall be deemed to include any statutes amending or replacing the Act, and the comparable sections thereof. 16.4 Notices.Unless specifically provided otherwise in the Governing Documents or the Act,all notices required to be given by or to the Association,the Association officers, an Owner or Occupant, or a Member, shall be in writing and shall be effective upon hand delivery, or three business days following mailing if properly addressed with postage prepaid and deposited in the United States mail,except as expressly provided otherwise in the Governing Documents. 16.5 Conflicts Amon�Documents. In the event of any conflict among the provisions of the Act, the Declaration, the Bylaws or the Regulations, the Act shall control unless it permits the documents to control. As among the Declaration,Bylaws and Regulations,the Declaration shall control,and as between the Bylaws and the Regulations,the Bylaws shall control. The Governing Documents 30 shall control as against any contracts,covenants,regulations or similar instruments recorded against a Parcel. 16.6 Duration of Covenants.The covenants,conditions,restrictions,easements,liens and charges contained in this Declaration shall be perpetual, subject only to termination as provided in this Declaration. IN WITNESS WHEREOF,the undersigned has executed this instrument as of the day and year set forth below. ALBERTVILLE PHASE II, LLC By; � c_ c::-.�c L'E�: - , , �. Its: ���--� �'' ����/Jl�_ -�--�_ , f, � �., STATE OF MINNESOTA ) ) ss. COUNTY OF �' f r�� ) T e foregoing instrument was ac owled��d before me this � day of � " , 2006, by �(?��� , the • � � ,� of Albertville Phase II, LLC, a Minnesota limited liability company, on be lf of said entity. �__- � 1 �� � ^ � �� Notary Public � � THIS DOCUMENT WAS DRAFTED BY: � Joseph S. Mayers LYNN MARY FELDNEGE NOTARY PUBLIC-�INNESOTA KELM &REUTER, P.A. ` ;,,;;�! My Commission Expires Jan.31,2007 Attorney No. 0295747 1287 2nd Street North, Suite 101 Sauk Rapids, MN 56379 (320) 251-1423 EXHIBIT A TO DECLARATION THE SHOPPES AT TOWNE LAKES TWO DESCRIPTION OF PROPERTY AND DESIGNATION OF PARCELS 31 Lots 1 - 5 and Outlot A, Block 1, The Shoppes At Towne Lakes Two, according to the recorded plat thereof, Wright County, Minnesota. (Note: Each of the above described Lots constitutes a Parcel herein. At the date of the filing of this Declaration there is no Common Property.) EXHIBIT B TO DECLARATION THE SHOPPES AT TOWNE LAKES TWO ALLOCATION OF COMMON EXPENSES The following Common Expenses for the operation and administration of the Association, and the operation,maintenance,repair and replacement of the Property and certain Parcels,shall be allocated and assessed against the Parcels as follows: 32 1. General Common Expenses of the Association shall be funded by annual or special Assessments, as follows: A Items covered: (1) Maintenance of Common Property(if any). (2) Maintenance of any medians in public streets located adjacent to the Property. (3) Maintenance of common proj ect signs,monuments and related Improvements. (4) Maintenance of decorative private street lighting, private street medians, median landscaping and the surfaced private streets, including the Access Areas as defined in the Reciprocal Street and Parking Easement, located on the Parcels, including but not limited to seal coating, striping, asphalt repair and replacement, sweeping and snow removal. (5) Costs for advertising and promotion, and design features and enhancements such as seasonal flowers, tents, banners or other displays, or promotional events, relating to and promoting Shoppes at Towne Lakes as a whole. (6) Premiums for Association insurance. (7) Association management fees. (8) General administrative expenses,including but not limited to accounting and legal services,taxes,permits, and meeting and office expenses. (9) Other expenses which are determined by the Board to benefit The Shoppes at Towne Lakes Two as a whole. B. Allocation: Allocated among and assessed against the Parcels in proportion to the approximate gross square footage of the area of each Parcel, as determined by the professional engineering/surveying firm or firms that prepare the plats and site plans for the Property. 2. Except as provided in the Note referred to below, the following unique allocations of Common Expenses shall be funded by annual or special Assessments, as follows: A. Items covered: Maintenance, repair and replacement of the landscaping, sidewalks surface parking axeas(including the Parking Areas as defined in the Reciprocal Street and Parking Easement), medians and driveways located on the various Parcels, including but not limited to seal coating, asphalt repair and replacement, striping, 33 sweeping, curb repair and snow removal. B. Allocation: Allocated among and assessed against the Parcels in proportion to the approximate square footage of the surfaced parking area on each Parcel, as determined by the professional engineering/surveying firm or firms that prepare the plats and site plans for the Property. Note: If the maintenance obligations for the items listed in 2.A. above for one or more of the Parcels are relinquished to the Parcel Owner pursuant to Section 9.1 .5 of the Declaration,then the percentage shares allocated among the remaining Parcels shall be recalculated and shared among the remaining Parcels based upon the relative square footage of the surfaced parking areas located on the remaining Paxcels. 34 SHOPPES AT TOWNE LAI�S II RETAIL OWNERS' ASSOCIATION BYLAWS SECTION 1 GENERAL The following are the Bylaws of Shoppes at Towne Lakes II Retail Owners' Association, a Minnesota nonprofit corporation (the "Association"). The Association is organized pursuant to Minnesota Statutes Chapter 317A (the "Act"), for the purpose of operating and administering Shoppes at Towne Lakes II. The terms used in these Bylaws shall have the same meaning as they have in the Declaration of Covenants, Easements and Restrictions governing Shoppes at Towne Lakes II (the "Declaration"). SECTION 2 MEMBERSHIP 2.1 Members Defined.All Persons defined as Members in the Declaration shall be Members of the Association.No Person shall be a member solely by reason of holding a security interest in a Paxcel. 2.2 Registration of Members.Each Member sha11 register with the Secretary of the Association, in writing, (i) the legal name of the Member and the address of each Parcel owned by the Member, (ii) the nature of the Member's interest or estate in each Parcel owned; (iii) the address at which the Member desires to receive notice of any meeting of the Members, if other than the Parcel address;and(iv)the name and address of the secured party holding the first mortgage on the Parcel, if any. Each Member shall have a continuing obligation to advise the Association in writing of any changes in the foregoing information. 23 Transfers. The interests, rights and obligations of a Member in the Association may be assigned,pledged,encumbered or transferred,but only along with and as a part of the title to the Member's Parcel or as otherwise specifically authorized by the Governing Documents or by law. SECTION 3 VOTING 3.1 Entitlement.Votes shall be allocated to each parcel as provided in the Declaration.however, no vote shall be exercised as to a Parcel (i)while the Parcel is owned by the Association or (ii)while any Assessment levied against the Parcel is past due. 3.2 Authority to Cast Vote. At any meeting of the Members, a Member included on the voting register presented by the Secretary in accordance with Section 4.6, or the holder of such Member's proxy, shall be entitled to cast the vote which is allocated to the Parcel owned by the Member.If there is more than one person who is a Member by reason of owning a single Parcel with other persons,only one of the Members who own the Parcel may cast the vote.In case of such multiple ownership of a Parcel,if the multiple Members fail to agree as to which of them shall cast the vote, or fail to register pursuant to Section 2.2, the vote shall not be cast. 3.3 Votin�y Proxy. A Member may Cast the vote which is allocated to the Member's Parcel and be counted as present at any meeting of the Members by executing a written proxy naming another Person entitled to act on that Member's behalf, and delivering the same to the Secretary before the commencement of any such meeting. All proxies granted by a Member shall be effective until the earliest of the following events: (i) revocation by the granting Member by written notice or by personally attending and voting at the meeting for which the proxy is effective,(ii)the date specified in the proxy,if any,(iii)the time at which the granting Member is no longer a Member or(iv)three years after the date of the proxy. 3.4 Voting by Written Ballot. The entire vote on any issue, except the election or removal of directors,may be determined by written ballots mailed to the Members along with a notice of the vote, subject to the following requirements. a. The notice of the vote shall: (i) clearly state the proposed action, (ii) indicate the number of responses needed to meet the quorum requirements, (iii) state the percentage of approvals necessary to approve each matter other than election of directors and (iv) specify the time by which a ballot must be received by the Association in order to be counted. b. The ballot shall: (i) set forth each proposed action and(ii)provide an opportunity to vote for or against each proposed action. c. The Board shall set the time for the return of ballots, which shall not be less than fifteen nor more than thirty days after the date of mailing of the ballots to the Members. The Board shall provide notice of the results of the vote to the Members within ten days after the expiration of the voting period. d. �Approval by written ballot under this Section is valid only if(i)the number of votes cast by ballot equals or exceeds the quorum required to be present at a meeting authorizing the action, and (ii) the number of approval votes equals or exceeds the number of votes that would be required to approve the matter at a meeting at which the total number of votes cast was the same as the number of votes cast by ballot. 3.5 Vote Required. A majority of the votes cast at any properly constituted meeting of the Members, or cast by written ballot in accordance with Section 3.4, shall decide all matters properly brought before the Members, except where a different vote or voting procedure is required by the Governing Documents or the Act. The term "majority" as used herein shall 2 mean in excess of fifty percent of the votes cast by the Members voting in accordance with the voting procedures set forth in this Section 3. Cumulative voting for directors is prohibited. SECTION 4 MEETINGS OF MEMBERS 4.1 Place. All meetings of the Members shall be held at the office of the Association or at such other place in the State of Minnesota reasonably accessible to the Members as may be designated by the Board in any notice of a meeting of the Members. 4.2 Annual Meetin�s. An annual meeting of the Members shall be held in each fiscal year on a date,and at a reasonable time and place,designated by the Board.At each annual meeting of the Members, (i)the Persons who are to constitute the Board shall be elected or appointed pursuant to Section 6, (ii) a report shall be made to the Members on the activities and financial condition of the Association, and (iii) any other matter which is included in the notice of the annual meeting, and is a proper subject for discussion or decision by the Members, shall be considered and acted upon at the meeting. 4.3 Special Meetin�s. Special meetings of the Members may be called by the President as a matter of discretion. Special meetings of the Members shall be called by the President or Secretary within thirty days following receipt of the written request of a majority of the members of the Board or of Members entitled to cast in excess of fifty percent of all the votes in the Association. The meeting shall be held within sixty days following receipt of the request. The request shall state the purpose of the meeting, and the agenda and business transacted shall be confined to the purposes stated in the request. The purpose for which the meeting is requested and held must be lawful and consistent with the Association's purposes and authority under the Goverriing Documents. 4.4 Notice of Meetin�s. Not less than twenty-one nor more than thirty days in advance of any annual meeting of the Members,and at least seven,hut no more than thirty,days in advance of any special meeting of the Members, the Secretary shall send, to all persons who are Members as of the date of sending the notice, notice of the time, place and agenda of the meeting, by United States mail, or by hand delivery, at the Member's Parcel address or to such other address as the Member may have designated in writing to the Secretary. Any Mortgagee shall,upon request,be entitled to designate a representative to be present at any meeting. Notice of ineetings to vote upon amendments to the Association's Articles of Incorporation shall also be given separately to each officer and director of the Association. 4.5 Quorum/Adjournment. The presence of Members in person or by proxy, who have the authority to cast in excess of fifty percent of all the votes in the Association shall be necessary to constitute a quorum at all meetings of the Members for the transaction of any business, except that of adjourning the meeting to reconvene at a subsequent time. Any 3 meeting may be adjourned from time to time, but until no longer than fifteen days later, without notice other than announcement at the meeting as initially called. If a quorum is present at the reconvened meeting, any business may be transacted which might have been transacted at tha meeting as initially called had a quorum then been present. The quorum, having once been established at a meeting or a reconvened meeting, shall continue to exist for that meeting notwithstanding the departure of any Member originally in attendance in person or hy proxy. 4.6 Voting Register. The Secretary shall have available at the meeting a list of the Parcel numbers,the names of the Members,the vote attributable to each Parcel and the name of the Person(in the case of multiple Members) authorized to cast the vote. 4.7 A_�enda. The agenda for meetings of the Members shall be established by the Board, consistent with the Governing Documents, and shall be sent to all Members along with the notice of the meeting. SECTION 5 ANNUAL REPORT The Board shall prepare an annual report, a copy of which shall be provided to each Member at or prior to the annual meeting. The report shall contain, at a minimum: 5.1 Capital Expenditures.A statement of any capital expenditures in excess of two percent of the Association's current budget or ten thousand dollars,whichever is greater, approved by the Association for the current year or succeeding two fiscal years. 5.2 Reserve Funds. A statement of the balance in any reserve or replacement fund. 5.3 Financial Statements.A copy of the statement of revenues and expenses for the Association's last fiscal year, and a balance sheet as of the end of said fiscal year. 5.4 Litigation and Judgments.A statement of the status of any pending litigation or judgments to which the Association is a party. SECTION 6 BOARD OF DIRECTORS 6.1 Number and Qualification. The affairs of the Association shall be governed by a Board of Directors. The first Board shall consist of the persons appointed by Developer from time to time, subject to the rights of Members to appoint directors as set forth in Section 6.2.Upon the expiration of the terms of the members of the first Board,the directors shall be appointed by the Owners of the Parcels (which may include the Developer), and the Board shall be composed of a number of directors equal to the number of Parcels; provided, that if more 4 than one Parcel is owned by the same Person,or the Person's affiliate,then the Person and its affiliate shall be entitled to appoint only one director who shall exercise all the votes allocated to the Parcels owned by the Person and its affiliate. The term "affiliate" as used herein shall have the meaning set forth in Minnesota Statutes Section S15B.1-103(2), substituting the Developer for the declarant referenced in said statute. If the Member is an entity rather than an individual, then the director shall be an authorized representative appointed by the entity. 6.2 Term of Office. The terms of office of the members of the Board shall be as follows: a. The terms of all directors appointed by Developer as authorized by the Declaration shall terminate upon the earliest of(i)voluntary surrender of control by Developer, (ii)an Association meeting which shall be held within sixty days after conveyance to Members other than Developer of seventy-five percent of the total number of Parcels in the Property or(iii)the date tell years following the date of the first conveyance of a Parcel to a Member other than Developer. b. The terms of office of the directors appointed by the Owners following the termination of the terms of the Developer appointed Board shall be one year and shall expire upon the appointment of a successor director at the appropriate annual meeting of the Members;provided,that a director shall continue in office until a successor is appointed. A director appointed to fill an uncompleted term shall serve until the natural termination of that term, unless removed in accordance with these Bylaws. 6.3 Powers.The Board shall have all powers necessary for the administration of the affairs of the Association, and shall exercise for the Association all powers and authority vested in or delegated to the Association (and not expressly prohibited or reserved to the Members) by law or by the Governing Documents. The powers of the Board shall include, without limitation,the power to: a. adopt, amend and revoke Regulations not inconsistent with the Governing Documents to facilitate the operation, use and maintenance of those parts of the Property which the Association is obligated to maintain or regulate; b. adopt and amend budgets for revenues, expenditures and reserves, levy and collect assessments for Common Expenses, subject to Section 6 of the Declaration, and foreclose assessment liens incidental to its collection efforts; c. hire and discharge managing agents and other employees, agents, and independent contractors; d. institute,defend,or intervene in litigation or administrative proceedings(i)in its own name on behalf of itself or two or more Members on matters affecting any Common 5 Property or the Association, or, (ii) with the consent of the Owners of the affected Parcels, on matters affecting only those Parcels; e. make contracts and incur liabilities; f. regulate the use,maintenance,repair,replacement and modification of any Common Property; g. cause improvements to be made as a part of any Common Property; h. acquire, hold, encumber, and convey in its own name any right, title, or interest in real or personal property; i. grant easements through, over or under any Common Property for public or private roads or trails, utilities or communications, or for any public purpose; j. impose and receive any payments,fees,or charges for services provided to Members in addition to services paid for through Assessments; k. impose charges for late payment of assessments and,after notice and an opportunity to be heard,levy reasonable fines for violations of the Governing Documents and the Regulations; 1. provide for the indemnification of its ofFicers,directors and committee members,and maintain directors and officers liability insurance; m. provide for reasonable procedures governing the conduct of ineetings and the election of directors; n. appoint, regulate and dissolve committees; o. exercise any other powers conferred by law or the Governing Documents, or which are otherwise necessary and proper for the governance of the Association. 6.4 Meetings and Notices. An annual meeting of the Board shall be held promptly following each annual meeting of the Members. At each annual meeting of the Board,the officers of the Association shall be elected. a. Unless otherwise unanimously agreed in writing by the directors,regular meetings of the Board shall be held at least on a quarterly basis, at such times as may be fixed from time to time by a majority of the directors. A schedule, or any amended schedule, of the regular meetings shall be provided to the directors, and posted or 6 published for the information of Members. b. Special meetings of the Board shall be held when called (i) by the President of the Association,or(ii)by the Secretary within ten days following the written request of a maj oriiy of the voting directors.Notice of any special meeting shall be given to each director not less than three days in advance thereof,subject to Section 6.S.c.Notice to a director shall be deemed to be given when deposited in the United States mail postage prepaid to the Parcel address of such director,or when personally delivered, orally or in writing, by a representative of the Board. c. Any director may at any time waive notice of any meeting of the Board orally, in writing,or by attendance at the meeting.If all the directors are present at a meeting of the Board, no notice shall be required, and any business may be transacted at such meeting. d. A conference among directors by a means of communication through which all directors may simultaneously hear each other during the conference is a board meeting, if(i)the same notice is given of the conference as would be required for a meeting,and(ii)the number of directors participating in the conference is a quorum. Participation in a meeting by this means constitutes personal presence at the meeting. 6.5 Quorum and Voting. A majority of the directors constitutes a quorum for the transaction of business at any meeting thereo£A quorum,once established,continues to exist,regardless of the subsequent departure of any directors. Each director is entitled to cast the vote allocated to the Parcel or Parcels whose Owner appointed the director.A majority of the votes cast by the directors present at any meeting at which a quorum is present is sufficient to adopt any action,unless a greater vote is required by the Governing Documents.Proxies are prohibited. 6.6 Action Taken Without a Meetin�. The Board shall have the right to take any action in the absence of a meeting which it could take at a meeting when authorized in a writing signed by all the directors;provided,that a copy of the proposed written action is given to all directors for review prior to its signing. 6.7 Vacancies.A vacancy in the directors,other than a vacancy under Section 6.2 or 6.8,sha11 be filled by a person appointed within thirty days following the occurrence of the vacancy by the Member entitled to appoint the director. 6.8 Removal. A director maybe removed by the Member entitled to appoint the director at any time by providing written notice to the Board from the Member;provided,that a replacement director is appointed simultaneously by the Member which appointed the director.A director may also be removed by the Board(i)if the Member which appointed the director is past due . with respect to the payment of Assessments or installments thereof against the Member's 7 Parcel, or (ii) the director has had two unexcused absences from Board meetings andlor Association meetings within any 12 month period. 6.9 Compensation. Except as authorized by a vote of the Members at a meeting thereof, the directors of the Association shall receive no compensation for their services in such capacity. Directors may be reimbursed for out-of-pocket expenses incurred in the performance of their duties.A director or an entity in which the director has an interest may,upon approval by the Board, be reasonably compensated under a contract for goods and services furnished to the Association in a capacity other than as a director; provided(i)that the contract is approved by a majority vote of the Board,excluding the interested director,and(ii)that the director's interest is disclosed to the Board prior to approval. 6.10 Fideli , Bond.Fidelity bonds or insurance coverage for unlawful taking of Association funds shall be obtained and maintained on all directors and officers authorized to handle the Association's funds and other monetary assets. SECTION 7 OFFICERS 7.1 Principal Officers. The principal officers of the Association shall be a President, a Vice President, a Secretary and a Treasurer, all of whom shall be elected by the directors. The Board may from time to time elect such other officers and designate their duties as the Board deems necessary to conduct the affairs of the Association.A person may hold more than one office simultaneously,except those of President and Vice President. Only the President and Vice President must be members of the Board.No office may be held by the same person for more than three consecutive years, unless unanimously agreed to by the Board. 7.2 Election.The officers of the Association shall be elected annually by the Board at its annual meeting and shall hold office at the pleasure of the Board. 7.3 Removal. Upon an affirmative vote of a majority of the members of the Board, any office may be removed, with or without cause, and a successor elected, at any regular meeting of the Board, or at any special meeting of the Board called for that purpose. 7.4 President. The President shall be the chief executive ofFicer of the Association, and shall preside at all meetings of the Board and the Association. The President shall have all of the powers and duties which are customarily vested in the office of president of a corporation, including without limitation the duty to supervise all other officers and to execute all contracts and similar obligations on behalf of the Association.The President shall ha�e such other duties as may from time to time be prescribed by the Board. 7.5 Vice President. The Vice President shall take the place of the President and perform the duties of the office whenever the President shall be absent or unable to act. The Vice 8 President shall also perform such other duties as shall from time to time be prescribed by the Board. � 7.6 Secretarv.The Secretary is responsible for recording the minutes of all meetings of the Board and the Association.The Secretary shall be responsible for keeping the books and records of the Association, and shall give all notices required by the Governing Documents or the Act unless directed otherwise by the Board. The Board may delegate the Secretary's administrative functions to a managing agent;provided,that such delegation shall not relieve the Secretary of the ultimate responsibility for the Secretary's duties. 7.7 Treasurer. The Treasurer is responsible for the financial assets of the Association,and shall be covered by a bond or insurance in such sum and with such companies as the Board may require.The Treasurer shall(i)be responsible for keeping the Association's financial hooks, assessment rolls and accounts;(ii)cause an annual financial report to be prepared,subject to review by the Association's accountants;(iii)cause the books of the Association to be kept in accordance with generally accepted accounting practices and submit them to the Board for its examination upon request; (iv) cause all moneys and other monetary assets of the Association to be deposited in the name of or to the credit of the Association in depositories designated by the Board;(v)cause the proper obligations of the Association to be paid when due; and (vi) perform all other duties incident to the office of Treasurer. The Board may delegate the Treasurer's administrative functions to a managing agent; provided,that such delegation shall not relieve the Treasurer of the ultimate responsibility for the Treasurer's duties. 7.8 Compensation.Except as authorized by a vote of the Members at a meeting thereof,officers of the Association shall receive no compensation for their services in such capacity. OfFcers may be reimbursed for out-of-pocket expenses incurred in the performance of their duties. An officer or an entity in which the officer has an interest may be reasonably compensated under a contract for goods and services furnished to the Association in a capacity other than as an officer; provided (I) that the contract is approved by a majority vote of the Board, excluding the interested party, and (ii) that the officer's interest is disclosed to the Board prior to approval. 9 SECTION 8 OPERATION OF THE PROPERTY 8.1 Assessment Procedures.The Board shall annually prepare a budget of Common Expenses for the Association and assess such Common Expenses against the Parcels according to their respective Common Expense obligations as set forth in the Declaration. a. Subject to Section 6 of the Declaration,the Board shall fix the amount of the annual Assessment against each Parcel, levy the Assessment and advise the Members in writing of the Assessment at least thirty days prior to the beginning of the Association's fiscal year when the first Assessment installment shall be due. The failure of the Board to timely levy an annual Assessment shall not relieve the Members of their obligations to continue paying Assessment installments in the amount currently levied,as well as any increases subsequently levied and retroactive to the beginning of the Assessment period. (1) The Board may, by unanimous written resolution, waive and reallocate the shares of Assessments referred to in Section 2 of E�ibit B to the Declaration among the Parcels in such manner as the Board deems appropriate;provided, that said unanimous resolution of the Board shall be valid only for a single calendar year, at the end of which year the Board's reallocation of such Common Expenses shall terminate and revert to the allocations contained in Exhibit B of the Declaration unless renewed or changed by unanimous resolution of the Board for the following calendar year. (2) The Board shall not levy an Assessment against a Parcel for asphalt maintenance where the maintenance work in question has been delegated to and undertaken by the Parcel Owner pursuant to Section 9.1.4 of the Declaration. b. Subject to Section 6 of the Declaration, the Board may amend the budget and Assessments,or levy a special Assessment,at any time.The levy shall be deemed to occur upon the date specified in the resolution which fixes the Assessment. c. The Board may, and must in certain cases, levy limited Assessments against only certain Parcels as authorized by Section 6.5. Such Assessments may be included in the annual Assessments levied against the affected Parcels or may be levied separately during the yeaz. Such Assessments are not annual or special Assessments as defined in the Declaration. d. The annual budget shall include a general operating reserve,and an adequate reserve fund for maintenance,repair and replacement of the Common Property and any parts of the Parcels that must be maintained,repaired or replaced by the Association on a 10 periodic basis. e. The Association shall furnish copies of each budget on which the assessment is based to a Member or to any Mortgagee, upon request of such Person. 8.2 Pavment of Assessments.Annual Assessments shall be due and payable in monthly,quarterly or annual installments, as established by the Board, in advance on the first day of the installment period, and special Assessments and limited Assessments shall be due when designated by the Board. Members shall be absolutely and unconditionally obligated to pay the Assessments when due. No Member shall have any right of withholding, offset or deduction against the Association with respect to any Assessments, including late charges, attorney's fees or costs of collection, regardless of any claims the Person may have against the Association or its officers or directors. Any rights or claims alleged by an Member may be pursued only by separate action. 8.3 Records. The Board shall cause to be kept at the registered office of the Association, and at such other place as the Board may determine,records of the actions of the Board,minutes of the meetings of the Board,minutes of the meetings of the Members,names of the Members and Mortgagees, and detailed and accurate records of the receipts and expenditures of the Association. With the exception of records that may be privileged or confidential information, all Association records, including receipts and expenditures and any vouchers authorizing payments,shall be available for examination by Members and Mortgagees for a proper purpose,upon reasonable notice and during normal business hours. Separate accounts shall be maintained for each Parcel setting forth the amount of the Assessments against the Parcel, tlie date when due, the amount paid thereon and the balance remaining unpaid. SECTION 9 AMENDMENTS These Bylaws may be amended, and the amendment shall be effective,upon the satisfaction of the following conditions: 9.1 Approval. The amendment must be approved by Members who have authority to cast in excess of sixty-seven percent of the total votes in the Association,in writing or at a duly held meeting of the Members; provided, that the amendment of any provision which requires more than a majority vote of the directors or Members must be approved by Members who have authority to cast a similar percentage of the total votes in the Association. Any amendment shall also be subject to any approval rights of Mortgagees or the Developer, if required by the Declaration. 11 �, 9.2 Notice. A copy of the proposed amendment and, if a meeting is to be held, notice of such meeting, shall be mailed by U.S. mail, or hand delivered,to all Members authorized to cast votes. 9.3 Effective Date. The amendment shall be effective on the date of approval by the required vote of the Members, and shall not be recorded. SECTION 10 INDEMNIFICATION The Association shall,to the extent the alleged liability is not covered by insurance,indemnify every individual acting in any official capacity on behalf of the Association,pursuant to the provisions of Minnesota Statutes Section 317A.521. SECTION 11 MISCELLANEOUS 11.1 Notices.Unless specifically provided otherwise in the Act,the Declaration or these Bylaws, all notices required to be given by or to the Association,the Board,the Association officers or the Members shall be in writing and shall be effective upon hand delivery,or upon mailing if properly addressed with postage prepaid and deposited in the United States mail; except � that registrations pursuant to Section 2.2 shall be effective upon receipt by the Association. 11.2 Severabilitv. The invalidity or unenforceability of any part of these Bylaws shall not impair or affect in any manner the validiiy, enforceability or effect of the balance of these Bylaws. 11.3 Captions.The captions herein are inserted only as a matter of convenience and for reference and in no way limit or proscribe the scope of these Bylaws or the intent of any provision hereof. 11.4 Conflicts in Documents. In the event of any conflict among the provisions of the Act, the Declaration, these Bylaws or the Regulations, the Act shall control unless it permits the documents to control. As among the Declaration, these Bylaws and the Regulations, the Declaration shall control, and as between these Bylaws and the Regulations, these Bylaws shall controL 11.5 Waiver.No restriction,condition,obligation or provision contained in these Bylaws shall be deemed to have been abrogated or waived by reason of any failure to enforce the same, irrespective of the number of violations or breaches thereof which may occur. 11.6 No Corporate Seal. The Association shall have no corporate seal. 11 .7 Fiscal Year. The fiscal year of the Association shall be as determined by the Board. 12 The undersigned certifies that these Bylaws were adopted by the first Board of Directors of Shoppes at Towne Lakes II Retail Owners'Association,a Minnesota nonprofit corporation,efFective as of the date hereof. Dated: '�I-��� —� �- C ' -����� Secretary Shoppes at Towne Lakes I Business Association 13 ������F�