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2008 CAFR Comprehensive Annual Financial Report For the year ended December 31, 2008 City of Albertville, Minnesota CITY OF ALBERTVILLE, MINNESOTA TABLE OF CONTENTS DECEMBER 31, 2008 I. INTRODUCTORY SECTION Letter of Transmittal from City Manager and Finance Director Organization Chart Elected and Appointed Officials II. FINANCIAL SECTION Independent Auditor's Report Management's Discussion and Analysis Basic Financial Statements Government-wide Financial Statements Statement of Net Assets Statement of Activities Fund Financial Statements Governmental Funds Balance Sheet Reconciliation of the Balance Sheet to the Statement of Net Assets Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities General Fund Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Proprietary Funds Statements of Net Assets Reconciliation of the Proprietary Statements of Net Assets to the Statement of Net Assets Statements of Revenues, Expenses and Changes in Fund Net Assets Reconciliation of the Statement of Revenues, Expenses and Changes in Fund Net Assets to the Statement of Activities Statements of Cash Flows Fiduciary Funds Statement of Fiduciary Net Assets Notes to the Financial Statements Combining and Individual Fund Financial Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Capital Projects Funds Combining Balance Sheet Combining Schedule of Revenues, Expenditures and Changes in Fund Balances (Deficits) General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Debt Service Fund Combining Balance Sheet Combining Schedule of Revenues, Expenditures and Changes in Fund Balances (Deficits) Agency Funds Combining Statement of Changes in Assets and Liabilities Summary Financial Report Revenues and Expenditures for General Operations - Governmental Funds Page No. i - iv v 1 2-3 I -XI 4 5-6 7-8 9 10-11 12 13 14 - 15 16 17 - 18 19 20 - 23 24 25 - 51 52 53 54 - 57 58 - 61 62 - 66 67 - 69 70 - 72 73 74 CITY OF ALBERTVILLE, MINNESOTA TABLE OF CONTENTS - CONTINUED DECEMBER 31,2008 III. STATISTICAL SECTION (UNAUDITED) Net Assets by Component Changes in Net Assets Fund Balances of Governmental Funds Changes in Fund Balances of Governmental Funds Tax Capacity, Market Value and Estimated Actual Value of Taxable Property Property Tax Capacity Rates - Direct and Overlapping Governments Principal Taxpayers Property Tax Levies and Collections Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt Per Capita Ratios of General Bonded Debt Outstanding Computation of Direct and Overlapping Debt Legal Debt Margin Information Pledged-Revenue Coverage Demographic and Economic Statistics Principal Employers Full. Time Equivalent City Government Employees by Function Operating Indicators by Function Capital Asset Statistics by Function Table Page No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 75 - 76 77 - 80 81 - 82 83 - 84 85 - 86 87 88 - 89 90 91 92 93 94 - 95 96 - 97 98 99 100 101 102 ~ N~~..:~tlL€ 5959 Main Avenue NE. P. O. Box 9. Albertville, MN 55301.763-497-3384. Fax 763-497-3210 April 6, 2009 Honorable Mayor and Members of the City Council City of Albertville, Minnesota Minnesota statutes require all cities to issue an annual report on its financial position and activity prepared in accordance with generally accepted accounting principles (GAAP), and audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants, or the Office of the State Auditor. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Albertville for the fiscal year ended December 31, 2008. This report consists of management's representations concerning the finances of the City of . Albertville. Management assumes. full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control standards that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute assurance that the financial statements are free on any material misstatements. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Albertville's financial statements have been audited by Kern, DeWenter, & Viere, Ltd., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the .City of Albertville for the fiscal year ; ended December 31, 2008, are free of any material misstatement. Kern, DeWenter, & Viere, Ltd. have issued an unqualified opinion on the City of Albertville's financial statements for the year ended December 31,2008. . Management's Discussion and Analysis (MD&A) immediately follows the independent auditor's report and provides a narrative introduction, overview, and analysis of the basic financial statements. This letter of transmittal is designed to complement the MD&A. and should be read in conjunction with it. Profile of the City of Albertville Albertville is located in the northeastern portion of Wright County, along Interstate 94 corridor. It is in the east central portion of Minnesota and is approximately 35 miles northwest of the Twin Cities. The City covers approximately 4.786 square miles. The City of Albertville has experienced considerable growth as illustrated in the table below: Population Percentage Date Population Increase Increase. 2007 5942 86 1% 2006 5856 241 4% 2005 5615 247 5% 2004 5368 385 8% 2003 4983 466 10% 2002. 4517 520 13% 2001 3997 376 10% -i- The City of Albertville operates under the council/administrator form of government. The governing body, consisting of the Mayor and four council members, elected at large and on a non-partisan basis. Terms of office for Mayor is two years and four council members term is four years, with elections held in each even-numbered year: not more than two council members terms expire in anyone year. The Mayor and Council appoint a full-time City Administrator, who is responsible for overall supervision of City operations. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing committees, hiring the City Administrator, other staff and appointing consultants. The City provides its residents and businesses with a variety of municipal services including: Public Safety -Fire protection -Animal Control (Contract with City of Monticello and Monticello Animal Control) -Police protections (Contract with Wright County Sheriff's Department) Public Works -Street Maintenance -Fleet Maintenance -Water and sewer utilities -Snow plowing -Engineering (Contract with Bolton & Menk) -Storm water -Public improvements -Parks Maintenance Community Development -Building inspections -Land planning -Zoning administration -Public improvements General Administration -Legal (Contract with Couri, Macarthur & Ruppe) -City Clerk -Economic development -Personnel -Finance -Administration The City of Albertville contracts with Wright County Sheriff's Department to provide 24-hour police protections. Also, see the notes to basic financial statements for information on the Joint Powers Water Board. (the City's water operations, operated in conjunction with the cities of St. Michael and Hanover). In addition, the City offers water, sewer and storm drainage (enterprises). The annual budget serves as the foundation for the City's financial planning and control. Budgets for the calendar year are adopted annually by the City Council in December. Economic Condition and Outlook Over the past seven years the City has experienced significant growth in both residential housing and commercial construction. However, the rate of new housing construction in the City has declined significantly beginning in 2006 and this trend continued in 2007 and 2008. The decrease is due to a significant national and regional housing slowdown. -ii- Despite the recent residential slowdown, the City had a fairly good year for commercial construction in 2008 and there has been considerable interest recently with respect to senior housing. Major Initiatives Industrial Park Expansion: The City of Albertville recently completed a municipal owned industrial park adding. five new lots. The lots have all the infrastructure installed with regional stormwater ponding. The lots have been mass graded so businesses can quickly compete their project. 1-94 Interchange: The City has made significant progress in the last couple of years and has recently received state and federal approval of the 1-94 interchange layout. In spring of 2009, the City Council contracted to complete the final design to be shovel ready should federal funding become available. Transportation Improvements: The City has competed expansion of CSAH 19 South from a two lane to a four land divided highway providing improved mobility and safety. It is the City's priority to complete a similar improvement north of the Albertville Premium Outlet Mall on CSAH 19 as soon as funds become available. Stormwater Management Plan: The City is in the process of completing a comprehensive city-wide stormwater management plan, which will maximize development opportunities while protecting the environment. Property Taxes Net tax capacity is the figure used to calculate the tax rate. Simply put, the property tax levy for the year divided by the city-wide total net tax capacity equals the tax rate. Cash Management The City utilized interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit to maximize interest earnings on all funds. The City of Albertville subscribes to the "pooled cash" concept of investing, which means that all funds with cash balances participated in an investment pool. This permits some funds to be overdrawn and others to show cash balances when, in fact, the City as a whole has cash balance. This pooled cash concept provides for investing greater amounts of money at more favorable rates. Interest earnings are then allocated to participating funds. Risk Management The City annually reviews and updates insurance coverage for city-owned property and workers' compensation and liability coverage. The City has coverage through the Minnesota League of cities Insurance Trust. Periodically, risk assessments are done by the insurer in an attempt to assist us in minimizing our risk. Independent Audit The financial statements were audited by Kern, DeWenter, & Viere, Ltd, Certified Public Accountants, and their opinion has been included in this report. The scope of the audit included the basic financial statements of the City for the year ended December 31, 2008. Their audit was made in accordance with auditing standards generally accepted in the United States of America. The scope of the audit was sufficient to satisfy state and federal requirements. The auditors' opinion on the City's financial statements indicates that the auditors' examination has disclosed -iii- ~ ~ u z o ~ ~ ~ z ~ ~ o ~ ~ ~ > ~ ~ = ~ -< ~ o ~ ~ ~ u Q) ~ $:l ~ $:l o ..... ~ I-< ti '13 >. ..... D.g ~ I-< Q) D s Cl) 1;; d d ;>.!:< 0002 .... '" ~ .... ;>. .i5Cl)00 .... ~ .... .t:l Cl) Cl) "'001;i ~.~~ 1;i!a.s ~oooo Cl) ~ 5 Cl) Cl) 8 Cl).... 0 0 !a ~.~ !a ~ ~5~B~ .... 5 d.S'8 s's ~~ ~ ~ .......1<: Cl) ~~g.a~ OO~~~ '" -= ~ s ~ Cl) '" ~ >- OJ.)~ "'::t 'Q) ~ i3 ~ OJ.) -=:::::; Cl) OJ.) ~ ~~ ~'I ~ ~ ~ .S - . >. sg 0 '" 0 .... 00 .... - . '" .....0 Cl) '" ;::I ...... ~O.r!l"";::::Cl)o>t"'~ "'!;:'..o 0..;:: Q..O d~..s,.,:; ;:l<l:lO~:::Joo<...... t:Q~<....... -= '" 5 ~ d.... Cl) .g 1;i 1;i S Cl)> 0 .... o ~.s o gf19 ",~..s ~.... 0"8 _ .~ M~..cO~.--l Cl) Cl) 0 0 OJ.)-e d 0 Cl) Cl) Cl) .... c3;::s~~~~ '" '" d lS o 0 .... Cl) 1;i~ ~€' o .... '';:: OJ.) d ~ .S'S 8- Q.. d '" e .s~<~ d -v- rJ:l d Q) ~ IS: ;:j ==' ~ ~..;.:: 01;::: 01) dU'_ d ~!U 15:.= >-....""=''''t:l..= (,) 1::' ==' ~ 2 rn >.. l7.l =='..= _Y <I:l (,) ~ 0 1:: "Q '0 .0 ~ 'r; U ~ S ~ 5 ..... l. 1:: <I:l.;t:: rJ:l 0 ~ ~ OI)::;S ,Q < U ._ .....c JrooIoooC.............~ as ~'d I ~ ~? .... g.... ~'i: I e~u~'E~gp .... 0 I .- 0 I ._ = rJ:l bllZ _ Q~>"d !U~ U ~ !Us ~ I .~ (,) v. .0 .... _ !U < ~.- g ~ ~ <ua .0 ~ o .0 o ~DV Expert advice. When you need it. SM INDEPENDENT AUDITOR'S REPORT April 6, 2009 Honorable Mayor and Members of the City Council City of Albertville Albertville, Minnesota We have audited the accompanying fmancial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Albertville, Minnesota, as of and for the year ended December 31, 2008, which collectively comprise the City's basic financial statements as listed in the Table of Contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. The prior year partial comparative information has been derived from the City's 2007 financial statements and, in our report dated April 7, 2008, we expressed unqualified opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information. We conducted our audit in accordance with U.S. generally accepted auditing standards. Those Standards require that we plan and perform the audit to obtain reasonable assurance about whether the [mancial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall [mancial statement presentation. We believe our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Albertville, Minnesota, as of December 31, 2008, and the respective changes in financial position and, where applicable, cash flows thereof, and the respective budgetary comparison for the General Fund for the year then ended in conformity with U.S. generally accepted accounting principles. Expert advice. When you need it 8M Certified Public Accountants Wealth Management Payroll Services Business Valuations Technology Services Minneapolis 7100 Northland Circle N Suite 119 Minneapolis, Minnesota 55428-1500 Phone: 763.537.3011 Fax: 763.537.9682 st. Cloud 220 Park Avenue S. P.O. Box 1304 St. Cloud, Minnesota 56302 Phone: 320.251.7010 Fax: 320.251.1784 www.kdv.com 877.912.7696 Technology Help Desk: 866.400.6426 2 ~DV The Management's Discussion and Analysis, which follows this report letter, is not a required part of the basic financial statements but is supplementary information required by U.S. generally accepted accounting principles. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was performed for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The combining and individual fund financial statements and schedules identified in the Table of Contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The information identified in the Table of Contents as the Introductory and Statistical Sections is presented for purposes of additional analysis and is not a required part of the basic financial statements of the City. This information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on it. 1~...D~uI~ .1I~, ~ . KERN, DEWENTER, VIERE, LTD. Minneapolis, Minnesota 3 Management's Discussion and Analysis As management of the City of Albertville, Minnesota, (the City), we offer readers of the City's [mancial statements this narrative overview and analysis of the [mancial activities of the City for the fiscal year ended December 31, 2008. Financial Highlights . The assets of the City exceeded its liabilities at the close ofthe most recent fiscal year by $46,922,682 (net assets). Of this amount, $6,138,704 (unrestricted net assets) may be used to meet the City's ongoing obligations to citizens and creditors. . The City's total net assets increased by $582,634. This increase is attributable to increases in operating grants and contributions, property tax revenues and interest earned on investments. . As of the close ofthe current fiscal year, the City's governmental funds reported combined ending fund balances of $10,970,504, a decrease of$318,831 in comparison with the prior year. Approximately 74 percent of this total amount, $8,144,497, is available for spending at the City's discretion. . At the end of the current fiscal year, unreserved fund balance for the General fund was $859,636, or 30 percent of total General fund 2008 expenditures. . The City's total debt decreased $1,605,481 or 9 percent during the current fiscal year. The City was able refinance two of its bonds during the year while prepaying another. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic [mancial statements themselves. -1- Management Discussion and Analysis - Continued April 6, 2009 The financial statements also include notes that explain some of the information in the financial statements and provide more detailed data. The statements are followed by a section of combining and individual fund financial statements and schedules which further explain and support the information in the financial statements. Figure 1 shows how the required parts of this annual report are arranged and relate to one another. In addition to these required elements, we have included a section with combining and individual fund fmancial statements and schedules that provide details about non-major governmental funds, which are added together and presented in single columns in the basic financial statements. Figure 1 Required Components of the City's Annual Financial Report r'~ !Management's Discussion and Analysis Basic Financial Statemeuts Required Supplemeutary Information .............................. ..... ..............,............. ....... .................... ..... .........-... ....... ....... !.................................................................................-: . . . . 'I Qovernment-wide Financial Statements Fund Financial Statements Notes to the Financial Statements ~ .' . 'J ( ) Detail -11- Management Discussion and Analysis - Continued April 6, 2009 Figure 2 summarizes the major features of the City's [mancial statements, including the portion of the City government they cover and the types of information they contain. The remainder of this overview section of management's discussion and analysis explains the structure and contents of each of the statements. Figure 2 Major features of the Government-wide and Fund Financial Statements Fund Financial Statements Government-wide Governmental Funds Proprietary Funds Statements Scope Entire City government The activities of the City that Activities the City operates (except fiduciary funds) and are not proprietary or similar to private businesses, the City's component units fiduciary, such as police, [Ife such as the water and sewer and parks system Required [mancial . Statement of Net Assets . Balance Sheet . Statements of Net Assets statements . Statement of Activities . Statement of Revenues, . Statements of Revenues, Expenditures, and Expenses and Changes in Changes in Fund Fund Net Assets Balances . Statements of Cash Flows Accounting Basis and Accrual accounting and Modified accrual accounting Accrual accounting and measurement focus economic resources focus and current financial economic resources focus resources focus Type of asset/liability All assets and liabilities, both Only assets expected to be All assets and liabilities, both information financial and capital, and used up and liabilities that financial and capital, and short-term and long-term come due during the year or short-term and long-term soon thereafter; no capital assets included Type of in flow/out flow All revenues and expenses Revenues for which cash is All revenues and expenses information during year, regardless of received during or soon after during the year, regardless of when cash is received or paid the end of the year; when cash is received or paid expenditures when goods or services have been received and payment is due during the year or soon thereafter Government-wide Financial Statements The government-wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the [mancial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide [mancial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenue (governmental activities) from other functions that are intended to recover all or a significant portion oftheir costs through user fees and charges (business-type activities). The governmental activities ofthe City include general government, public safety, public works, culture and recreation, economic development and interest on long-term debt. The business-type activities of the City include sewer, water, and storm water. The government-wide [mancial statements can be found on pages 4 - 6 of this report. -III- Management Discussion and Analysis - Continued April 6, 2009 Fund Financial Statements Afund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local govermnents, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds ofthe City can be divided into three categories: govermnental funds, proprietary funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the govermnent-wide financial statements. However, unlike the govermnent-wide [mancial statements, govermnental fund [mancial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a govermnent's near-term [mancing requirements. Because the focus of govermnental funds is narrower than that of the govermnent-wide [mancial statements, it is useful to compare the information presented for governmental fUnds with similar information presented for governmental activities in the govermnent-wide [mancial statements. By doing so, readers may better understand the long-term impact by the govermnent's near-term [mancing decisions. Both the govermnental fund balance sheet and the govermnental fund statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental fUnds and governmental activities. The City maintains 36 individual govermnental funds, eleven of which are debt service funds. Information is presented separately in the govermnental fund balance sheet and in the govermnental fund statement of revenues, expenditures and changes in fund balances for the General fund, Debt Service, Sewer Access, Water Access, Closed Capital Projects, and Prairie Run funds - all of which are considered to be major funds. Data from the other govermnental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major govermnental funds is provided in the form of combining statements or schedules elsewhere in this report. The City adopts an annual appropriated budget for its General fund. A budgetary comparison statement has been provided for the General fund to demonstrate compliance with this budget. The basic govermnental fund [mancial statements can be found on pages 7 - 13 ofthis report. Proprietary funds. The City maintains one type of proprietary fund Enterprise funds are used to report the same functions presented as business-type activities in the govermnent-wide financial statements. The City uses enterprise funds to account for its sewer, water and storm water operations. Proprietary funds provide the same type of information as the govermnent-wide [mancial statements, only in more detail. The proprietary fund [mancial statements provide separate information for each of the enterprise funds. The basic proprietary fund financial statements can be found on pages 14 - 23 ofthis report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the govermnent-wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund [mancial statements can be found on page 24 of this report. Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the govermnent-wide and fund [mancial statements. The notes to the [mancial statements can be found on pages 25 - 51 of this report. -IV- Management Discussion and Analysis - Continued April 6, 2009 Other Information The combining statements referred to earlier in connection with non-major governmental funds are presented following the notes to financial statements. Combining and individual fund statements and schedules can be found on pages 52 - 74 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceeded liabilities by $46,922,682 at the close of the most recent fiscal year. By far, the largest portion of the City's net assets (60 percent) reflects its investment in capital assets (e.g., land, buildings, machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Summary of Net Assets Governmental Activities Business-type Activities Increase Increase 2008 2007 (Decrease) 2008 2007 (Decrease) $ 9,306,749 $ 10,469,073 $ (1,162,324) $ 10,753,875 $ 11,205,227 $ (451,352) 31,293,143 32,185,893 (892,750) 12,456,068 12,358,898 97,170 40,599,892 42,654,966 (2,055,074) 23,209,943 23,564,125 (354,182) 10,515,858 11,669,502 (1,153,644) 5,695,076 6,144,691 (449,615) 423,770 1,188,099 (764,329) 252,449 364,070 (111,621) 10,939,628 12,857,601 (1,917,973) 5,947,525 6,508,761 (561,236) Assets Current and other assets Capital assets Total assets Liabilities Long-term liabilities outstanding Other liabilities T otalliabilities Net Assets Invested in capital assets, net of related debt Restricted Unrestricted 21,047,473 6,209,272 2,403,519 20,784,940 7,295,286 1,717,139 262,533 (1,086,014) 686,380 7,262,007 6,265,226 3,735,185 6,894,960 6,289,760 3,870,644 367,047 (24,534) (135,459) Total net assets $ 29,660,264 $ 29,797,365 $ (137,101) $ 17,262,418 $ 17,055,364 $ 207,054 An additional portion of the City's net assets, $12,474,498, represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets $6,138,704 may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net assets, both for the City as a whole, as well as for its separate governmental and business-type activities. The City's net assets increased $582,634 during the current fiscal year. The business type activities increased the net assets by $629,385, and the governmental activities decreased the net assets by $46,751. -v- Management Discussion and Analysis - Continued April 6, 2009 Governmental activities. Governmental activities decreased the City's net assets $46,751. Significant changes from the prior year are noted below: . Capital grants and contributions decreased $2,624,930. Special assessment levies for the 52nd Street Industrial Park, CSAH 19 Improvements and Lachman A venue were certified to the County in 2007. The City did not begin as many projects in 2008 and therefore comparable assessment levies were not repeated in 2008. . Expenses increased $615,286 with general government and public works making up most of the increase. Much ofthe increase in these functions was from depreciation on new assets added during the recent year. . A number of prior period adjustments were made during 2008. They were made to adjust beginning balances within the General and the Closed Capital Projects funds. Changes in Net Assets Revenues Program revenues Charges for services Operating grants and contributions Capital grants and contributions General revenues Taxes Property taxes Tax increment State aids Grants and contributions not restricted to specific programs Gain on sale of capital assets Unrestricted investment earnings Total revenues Expenses General government Public safety Public works Culture and recreation Economic development Interest on long-term debt Sewer Water Storm water Total expenses Increase in net assets before transfers Transfer Change in net assets Net assets, January 1 Prior period adjustment Net assets, December 31 2008 $ 866,280 856,725 342,520 2,603,732 94,855 48,436 15,055 84,088 4,911,691 1,119,820 1,199,463 1,675,926 331,749 153,026 515,558 4,995,542 (83,851 ) 37,100 (46,751) 29,797,365 (90,350) $ 29,660,264 Governmental Activities 2007 $ 867,131 317,112 2,967,450 2,272,532 109,895 94,814 27,003 129,854 194,044 6,979,835 905,429 1,202,529 1,344,124 268,040 235,425 424,709 4,380,256 2,599,579 480,649 3,080,228 25,839,132 878,005 $ 29,797,365 -VI- Increase (Decrease ) $ (851) 539,613 (2,624,930) 331,200 (15,040) (46,378) (11,948) (129,854) (109,956) (2,068,144) 214,391 (3,066) 331,802 63,709 (82,399) 90,849 615,286 (2,683,430) (443,549) (3,126,979) 3,958,233 (968,355) 2008 $ 1,873,441 146,172 489,075 349,779 2,858,467 823,088 1,226,374 142,520 2,191,982 666,485 (37,100) 629,385 17,055,364 (422,331) $ (137,101) $ 17,262,418 Business-type Activities 2007 $ 1,981,295 4,664 1,906,378 314,190 4,206,527 858,726 1,297,307 75,268 2,231,301 1,975,226 (480,649) 1,494,577 15,363,937 196,850 $ 17,055,364 Increase (Decrease ) $ (107,854) 141,508 (1,417,303) 35,589 (1,348,060) (35,638) (70,933) 67,252 (39,319) (1,308,741) 443,549 (865,192) 1,691,427 (619,181) $ 207,054 Management Discussion and Analysis - Continued April 6, 2009 The following graph depicts various governmental activities and shows the revenue and expenses directly related to those activities. $1,800,000 $1,600,000 $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 $- Expenses and Program Revenues - Governmental Activities General government Public safety Public works Economic development Interest on long- term debt Culture and recrea tion I · Expenses . Program revenues I Revenues by Source - Governmental Activities Grants and contributions unrestricted 0.3% Unrestricted investment earnings 1.6% Charges for services 17.6% State aids 1.0% Ca pital grants and contributions 7.2% Operating grants and contributions 17.4% For the most part, increases in expenses closely paralleled inflation and growth in the demand for services. -VII - Management Discussion and Analysis - Continued April 6, 2009 Business-type activities. Business-type activities increased the City's net assets by $629,385, accounting for all of the growth in the City's net assets. Key elements of this increase are as follows: . The Sewer utility was able to provide net revenue of $290, 125. . Unrestricted investment earnings provided $349,779 for the business-type activities. $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 Expenses and Program Revenues - Business-type Activities $- Sewer Water Storm Water I · Expenses . Program revenues Revenues by Source - Business-type Activities Charges for services 65.5% Investment earnings 12.3% Operating grants and contributions 5.1% Capita 1 grants and contributions 17.1% -VIII - Management Discussion and Analysis - Continued April 6, 2009 Financial Analysis ofthe Government's Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmentalfunds: The focus of the City's governmentaljUnds is to provide information on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds had combined ending fund balances of $10,970,504, a decrease of $318,831 in comparison with the prior year. Approximately 74 percent of this total amount, $8,144,497, constitutes unreservedfund balance, which is available for spending at the City's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed for land held for resale in the amount of $2,735,714 and long-term receivables in the amount of $90,293. The General fund is the chief operating fund of the City. At the end of the current year, the fund balance ofthe General fund was $859,636. The fund balance of the City's General fund increased $77,978 during the current fiscal year. The increase in fund balance was the result of revenues in excess of expenditures. The Debt Service fund balance decreased $447,871 from the prior year for an ending fund balance of $3,043,907. The decrease in fund balance was in accordance with planned cash flows within the fund. The Sewer Access fund has a total fund balance of $5,023,384, which was an increase of $468,307 from the prior year. The fund had very limited expenditures during the year. Revenue from interest and charges for services contributed to the majority of the increase in fund balance. This fund accumulates resources necessary for future expansion ofthe City's sewer utility. The Water Access fund showed a decrease of fund balance of $256,821. The ending fund balance was $1,241,842. The primary cause for the decrease was transfers to other funds. The Closed Capital Projects fund has an ending fund balance of $90,293. The entire fund balance is reserved for long-term receivables. An annual transfer from the General fund was the primary reason for the increase in fund balance. The Prairie Run fund has a deficit fund balance of $707,728, which was an increase of $98,204 from the prior year. The increase was attributable to collection of special assessments. Proprietary funds: The City's proprietary funds provide the same type of information found in the government-wide fmancial statements, but in more detail. Unrestricted net assets ofthe enterprise funds at the end of the year amounted to $3,688,853. The total growth in net assets for the funds was $425,276. Other factors concerning the fmances of these funds have already been addressed in the discussion of the City's business-type activities. -IX- Management Discussion and Analysis - Continued April 6, 2009 General fund Budgetary Highlights The City's General fund budget was not amended during the year. Both revenues and expenditures provided positive budget variances. Revenues exceeded expenditures by $450,730; however the General fund transferred $372,752 to other funds, which provided for an increase of fund balance of $77,978. Some of the significant variances provided by revenues and expenditures are briefly summarized as follows: . Current expenditures were over budget $149,314. Significant variances within current expenditures were general government and public safety. The general government function was over budget by $177,857, due to engineering, legal, planning and utility expenses. The public safety function was under budget $102,642 due to the fire department, whose activity is based entirely upon the number of calls for service. . The City annually budgets within its General fund for certain capital improvements and equipment purchases within its capital outlay budget. During the year, it was determined that no such expenditures would be incurred and that the General fund would transfer those budgeted amounts to the Capital Outlay Reserve fund for such future expenditures. . The City annually transfers funds from the General fund to various other funds in an effort to fund deficit fund balances on an annual basis. The City also transfers excess capital outlay budgets to the Capital Outlay Reserve fund. These amounts are difficult to budget and therefore the City does not do so. Capital Asset and Debt Administration Capital Assets: The City's investment in capital assets for its governmental and business-type activities as of December 31, 2008, amounts to $43,749,211 (net of accumulated depreciation). This investment in capital assets includes land, construction in progress, structures, improvements, machinery and equipment, park facilities, roads, highways and bridges. The total decrease in the City's investment in capital assets for the current fiscal year was 2 percent, due to depreciation. Additional information on the City's capital assets can be found in Note 3C on pages 37 - 38 ofthis report. Capital Assets Net of Depreciation Governmental Activities Business-type Activities Increase Increase 2008 2007 (Decrease) 2008 2007 (Decrease) Land $ 4,760,719 $ 4,760,719 $ $ 336,381 $ 190,269 $ 146,112 Construction in progress 2,709,438 7,220,100 (4,510,662) 182,311 369,932 (187,621) Buildings 6,283,689 2,831,999 3,451,690 4,354,832 4,472,399 (117,567) Infrastructure 15,656,827 15,300,014 356,813 7,462,581 7,208,881 253,700 Land improvements 941,924 1,011,091 (69,167) Machinery and equipment 247,938 271,650 (23,712) 85,855 97,957 (12,102) Vehicles 692,608 790,320 (97,712) 34,108 19,460 14,648 Total $ 31,293,143 $ 32,185,893 $ (892,750) $ 12,456,068 $ 12,358,898 $ 97,170 -x- Management Discussion and Analysis - Continued April 6, 2009 Long-term debt: At the end of the current fiscal year, the City had total bonded debt outstanding of$16,158,876. This amount consists of general obligation special assessment, general obligation revenue bonds and revenue bonds. While many of these bonds have their own revenue streams, they are backed by the full faith and credit of the City. Outstanding Debt Governmental Activities Business-type Activities Increase Increase 2008 2007 (Decrease) 2008 2007 (Decrease) General obligation tax increment bonds $ $ 30,000 $ (30,000) $ $ $ General obligation special assessment bonds 5,245,000 5,515,000 (270,000) 800,000 800,000 General obligation revenue bonds 4,883,876 5,334,357 (450,481 ) Revenue bonds 5,230,000 6,085,000 (855,000) Compensated absences 40,858 39,502 1,356 11,200 10,334 866 Total $ 10,515,858 $ 11,669,502 $ (1,153,644) $ 5,695,076 $ 6,144,691 $ (449,615) The City's total debt decreased $1,605,481 (9 percent) during the current fiscal year. The City was able to refmance two oftheir bonds during the year as well as prepaying another, which along with annual debt service payments, provided for the decrease. Minnesota statutes limit the amount of net general obligation debt a City may issue to 3 percent ofthe market value of taxable property within the City. Net debt is debt payable solely from ad valorem taxes. The City's applicable debt does not exceed the limit set forth in statute. Additional information on the City's long-term debt can be found in Note 3F on pages 41 - 44 of this report. Economic Factors and Next Year's Budgets and Rates · Property valuations within the City have remained stable during the past year. · Inflationary trends in the region compare favorably to national indices. . Utility rates need to be adjusted to meet future capital requirements. · The City has a couple projects planned for 2009, which include the following: County Road 37 Lift Station, CSAH 37 Street and Utility Improvements, and the 1-94 Interchange Design Project. The City is also planning on decommissioning a water treatment pond. All of these factors were considered in preparing the City's budget for the 2009 fiscal year. Requests for Information This financial report is designed to provide a general overview of the City's fmances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional fmancial information should be addressed to the Finance Director, City of Albertville, P.O. Box 9,5959 Main Avenue, Albertville, Minnesota 55301. -XI- CITY OF ALBERTVILLE, ~INNESOTA STATEMENT OF NET ASSETS DECEMBER 31, 2008 Governmental Business-type Activities Activities Total ASSETS Cash and temporary investments $ 4,152,263 $ 7,852,474 $ 12,004,737 Receivables Interest 126,210 126,210 Delinquent taxes 185,845 185,845 Accounts 142,222 328,733 470,955 Notes 10,122 10,122 Special assessments 3,152,273 435,586 3,587,859 Internal balances (2,028,039) 2,028,039 Due from other governments 600,809 600,809 Unamortized deferred charges 229,330 109,043 338,373 Land held for resale 2,735,714 2,735,714 Capital assets Land and construction in progress 7,470,157 518,692 7,988,849 Depreciable assets, net of accumulated depreciation 23,822,986 11,937,376 35,760,362 TOTAL ASSETS 40,599,892 23,209,943 63,809,835 LIABILITIES Accounts payable 202,745 27,346 230,091 Contracts payable 19,989 48,867 68,856 Due to other governments 129,597 129,597 Accrued interest payable 129,176 40,787 169,963 Accrued salaries payable 18,745 5,852 24,597 Unearned revenue 53,115 53,115 Noncurrent liabilities Due within one year Compensated absences payable 30,644 8,400 39,044 Bonds payable 760,000 304,070 1,064,070 Due in more than one year Compensated absences payable 10,214 2,800 13,014 Bonds payable 9,715,000 5,379,806 15,094,806 TOTAL LIABILITIES 10,939,628 5,947,525 16,887,153 NET ASSETS Invested in capital assets, net of related debt 21,047,473 7,262,007 28,309,480 Restricted for Sewer and water access charges 6,265,226 6,265,226 Long-term receivable 90,293 90,293 Debt service 2,424,298 2,424,298 Capital assets acquisition 786,130 786,130 Land held for resale 2,735,714 2,735,714 Revolving loans 172,837 172,837 Unrestricted 2,403,519 3,735,185 6,138,704 TOTAL NET ASSETS $ 29,660,264 $ 17,262,418 $ 46,922,682 The notes to the financial statements are an integral part of this statement -4- FunctionslPrograms Governmental activities General government Public safety Public works Culture and recreation Economic development Interest on long-term debt Total governmental activities Business-type activities Sewer utility Water utility Storm Water utility Total business-type activities Total CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF ACTIVITIES FOR TIIE YEAR ENDED DECEMBER 31, 2008 Program Revenues Operating Capital Grants Charges for Grants and and Expenses Services Contributions Contributions $ 1,119,820 $ 733,709 $ 171,948 $ 40,855 1,199,463 129,521 72,803 1,675,926 3,050 600,290 301,665 331,749 11,684 153,026 515,558 4,995,542 866,280 856,725 342,520 823,088 651,821 146,172 315,220 1,226,374 1,008,729 172,164 142,520 212,891 1,691 2,191,982 1,873,441 146,172 489,075 $ 7,187,524 $ 2,739,721 $ 1,002,897 $ 831,595 General revenues Taxes Property taxes levied for general purposes Property taxes levied for debt service Tax increments State aids Grants and contributions not restricted to specific programs Unrestricted investment earnings Transfers Total general revenues and transfers Change in net assets Net assets, January 1 Prior period adjustment Net assets, December 31 The notes to the financial statements are an integral part of this statement. -5- Net (Expenses) Revenues and Changes in Net Assets Governmental Business-type Activities Activities Total $ (173,308) $ $ (173,308) (997,139) (997,139) (770,921) (770,921 ) (320,065) (320,065) (153,026) (153,026) (515,558) (515,558) (2,930,017) (2,930,017) 290,125 290,125 (45,481) (45,481) 72,062 72,062 316,706 316,706 (2,930,017) 316,706 (2,613,311) 2,082,890 2,082,890 520,842 520,842 94,855 94,855 48,436 48,436 15,055 15,055 84,088 349,779 433,867 37,100 (37,100) 2,883,266 312,679 3,195,945 (46,751) 629,385 582,634 29,797,365 17,055,364 46,852,729 (90,350) (422,331) (512,681) $ 29,660,264 $ 17,262,418 $ 46,922,682 -6- CITY OF ALBERTVILLE, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS DECEMBER 31, 2008 Capital Projects Debt Sewer General Service Access ASSETS Cash and temporary investments $ 775,919 $ 1,288,880 $ 2,826,978 Receivables Interest 126,210 Delinquent taxes 152,668 33,177 Accounts 51,929 Special assessments 141,804 2,218,277 229,972 Loans Due from other funds 2,196,406 Due from other governments 50,809 550,000 Land held for resale 2,735,714 TOTAL ASSETS $ 1,299,339 $ 6,826,048 $ 5,253,356 LIABILITIES AND FUND BALANCES (DEFICITS) LIABILITIES Accounts payable $ 103,723 $ $ Contracts payable Due to other funds 986,859 Accrued salaries payable 18,745 Deferred revenue 317,235 2,795,282 229,972 TOTAL LIABILITIES 439,703 3,782,141 229,972 FUND BALANCES (DEFICITS) Reserved for Long-term receivable Land held for resale 2,735,714 Unreserved, designated for Working capital 859,636 Capital expenditures Unreserved, undesignated, reported in Debt service funds 308,193 Special revenue funds Capital projects funds 5,023,384 TOTAL FUND BALANCES (DEFICITS) 859,636 3,043,907 5,023,384 TOTAL LIABILITIES AND FUND BALANCES (DEFICITS) $ 1,299,339 $ 6,826,048 $ 5,253,356 The notes to the financial statements are an integral part of this statement. -7- Capital Projects Closed Other Total Water Capital Prairie Governmental Governmental Access Projects Run Funds Funds $ 1,241,842 $ $ $ 2,087,464 $ 8,221,083 126,210 185,845 90,293 142,222 38,253 687,892 104,300 3,420,498 10,122 10,122 2,196,406 600,809 2,735,714 $ 1,280,095 $ 90,293 $ 687,892 $ 2,201,886 $ 17,638,909 $ $ $ 1,676 $ 102,005 $ 207,404 68,856 68,856 712,114 497,433 2,196,406 18,745 38,253 681,830 114,422 4,176,994 38,253 1,395,620 782,716 6,668,405 90,293 90,293 2,735,714 859,636 1,481,589 1,481,589 308,193 172,837 172,837 1,241,842 (707,728) (235,256) 5,322,242 1,241,842 90,293 (707,728) 1,419,170 10,970,504 $ 1,280,095 $ 90,293 $ 687,892 $ 2,201,886 $ 17,638,909 -8- CITY OF ALBERTVILLE, MINNESOTA RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET ASSETS GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 31, 2008 Total fund balances - governmental $ 10,970,504 Amounts reported for the governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and therefore are not reported as assets in governmental funds. Cost of capital assets Less: accumulated depreciation 42,443,509 (11,150,366) Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported as liabilities in the funds. Long-term liabilities at year-end consist of: Compensated absences payable Bond principal payable Less deferred charges net of accumulated amortization (40,858) (10,475,000) 229,330 Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the funds. Special assessments Taxes Intergovernmental Loans 3,146,031 149,501 550,000 10,122 Governmental funds do not report a liability for accrued interest until due and payable. (129,176) Activity of certain funds are presented as governmental funds. However, their functions on a government-wide perspective are business-type. Sewer Access Water Access Phillip Morris Lift Station CSAH 37 Utilities Franklin Sewer Extension (5,023,384) (1,241,842) 176,532 36,392 8,969 Total net assets - governmental activities $ 29,660,264 The notes to the [mancial statements are an integral part of this statement. -9- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 31, 2008 Capital Projects Debt Sewer General Service Access REVENUES Taxes $ 2,074,327 $ 520,842 $ Licenses and permits 386,564 Intergovernmental 129,294 Charges for services 517,561 199,916 Special assessments 40,855 580,955 82,799 Interest on investments 35,487 8,892 202,692 Miscellaneous 145,470 50,000 TOTAL REVENUES 3,329,558 1,160,689 485,407 EXPENDITURES Current General government 889,663 Public safety 1,110,041 Public works 633,256 Culture and recreation 202,342 Economic development 11,890 Capital outlay General government 4,536 Public safety 13,408 Public works 4,440 17,100 Culture and recreation 9,252 Economic development Debt service Principal 1,155,000 Interest and other 490,660 TOTAL EXPENDITURES 2,878,828 1,645,660 17,100 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 450,730 (484,971) 468,307 OTHER FINANCING SOURCES (USES) Transfers in 37,100 Bonds refunded (560,000) Issuance of refunding debt 560,000 Transfers out (372,752) TOTAL OTHER FINANCING SOURCES (USES) (372,752) 37,100 NET CHANGE IN FUND BALANCES 77,978 (447,871) 468,307 FUND BALANCES (DEFICITS), JANUARY 1 792,457 3,491,778 4,555,077 PRIOR PERIOD ADJUSTMENT (10,799) FUND BALANCES (DEFICITS), DECEMBER 31 $ 859,636 $ 3,043,907 $ 5,023,384 The notes to the fmancial statements are an integral part of this statement. -10- Capital Projects Closed Other Total Water Capital Prairie Governmental Governmental Access Projects Run Funds Funds $ $ $ $ 94,855 $ 2,690,024 386,564 129,294 160,719 290 878,486 10,869 5,944 125,639 14 847,075 45,416 (20,741) 55,546 327,292 150,608 346,078 217,004 5,944 104,898 301,313 5,604,813 133,834 1,023,497 1,110,041 58,055 691,311 71,825 274,167 112,250 124,140 14,467 19,003 13,408 119,244 6,694 503,006 650,484 74,369 83,621 28,886 28,886 1,155,000 490,660 177,299 6,694 938,637 5,664,218 39,705 5,944 98,204 (637,324) (59,405) 295,885 310,172 643,157 (560,000) 560,000 (296,526) (233,305) (902,583) (296,526) 295,885 76,867 (259,426) (256,821) 301,829 98,204 (560,457) (318,831) 1,498,663 (131,985) (805,932) 1,979,627 11,379,685 (79,551) (90,350) $ 1,241,842 $ 90,293 $ (707,728) $ 1,419,170 $ 10,970,504 -11- CITY OF ALBERTVILLE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 3 1,2008 Total net change in fund balances Amounts reported for governmental activities in the statement of activities are different because: Capital outlays are reported in governmental funds as expenditures. However, in the statement of activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays Depreciation expense The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. Also, governmental funds report the effect of issuance costs, premiums, discounts and similar items when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Principal repayments Refunded debt Debt issued or incurred Less: costs of issuance Interest on long-term debt in the statement of activities differs from the amount reported in the governmental fund because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current fmancial resources. In the statement of activities, however, interest expense is recognized as the interest accrues, regardless of when it is due. Governmental funds report debt issuance premiums and discounts as an other fmancing source or use at the time of issuance. Premiums and discounts are reported as an unamortized asset or liability in the government-wide financial statements. Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. Compensated absences Certain revenues are recognized as soon as they are earned. Under the modified accrual basis of accounting certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. Special assessments Taxes Intergovernmental Loans Activity of certain funds are presented as governmental funds. However, their functions on a government-wide perspective are business-type. Sewer Access . Water Access Phillip Morris Lift Station CSAH 37 Utilities Franklin Sewer Extension Change in net assets - governmental activities The notes to the financial statements are an integral part of this statement. -12- $ (318,831) 421,996 (1,314,746) 1,155,000 560,000 (560,000) 28,427 13,065 (66,390) (1,356) (410,887) 8,563 550,000 (5,312) (468,307) 256,821 59,845 36,392 8,969 $ (46,751) CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL GENERAL FUND FOR THE YEAR ENDED DECEMBER 31, 2008 General Variance with Budgeted Amounts Final Budget - Actual Over Original Final Amounts (Under) REVENUES Taxes $ 2,144,171 $ 2,144,171 $ 2,074,327 $ (69,844) Licenses and permits 363,250 363,250 386,564 23,314 Intergovernmental 93,500 93,500 129,294 35,794 Charges for services 568,257 568,257 517,561 (50,696) Fines and forfeitures 200 200 (200) Special assessments 40,855 40,855 Interest on investments 120,000 120,000 35,487 (84,513) Miscellaneous 7,000 7,000 145,470 138,470 TOTAL REVENUES 3,296,378 3,296,378 3,329,558 33,180 EXPENDITURES Current General government 711,806 711,806 889,663 177,857 Public safety 1,212,683 1,212,683 1,110,041 (102,642) Public works 570,645 570,645 633,256 62,611 Culture and recreation 194,244 194,244 202,342 8,098 Economic development 8,500 8,500 11,890 3,390 Capital outlay General government 408,000 408,000 4,536 (403,464) Public safety 115,500 115,500 13,408 (102,092) Public works 36,000 36,000 4,440 (31,560) Culture and recreation 39,000 39,000 9,252 (29,748) TOTAL EXPENDITURES 3,296,378 3,296,378 2,878,828 (417,550) EXCESS OF REVENUES OVER EXPENDITURES 450,730 450,730 OTHER FINANCING USES Transfers out (372,752) (372,752) NET CHANGE IN FUND BALANCES 77,978 77,978 FUND BALANCES, JANUARY 1 792,457 792,457 792,457 PRIOR PERIOD ADJUSTMENT (10,799) (10,799) FUND BALANCES, DECEMBER 31 $ 792,457 $ 792,457 $ 859,636 $ 67,179 The notes to the financial statements are an integral part of this statement. -13- CITY OF ALBERTVILLE, MINNESOTA STATEMENTS OF NET ASSETS PROPRlETARY FUNDS DECEMBER 31, 2008 AND 2007 Business-type Activities - Enterprise Funds Sewer Water 2008 2007 2008 2007 ASSETS CURRENT ASSETS Cash and temporary investments $ 1,478,891 $ 1,515,584 $ 954,901 $ 888,144 Receivables Accounts 130,695 389,114 169,179 438,920 Delinquent special assessments 11,978 16,187 23,026 22,364 Deferred special assessments, current portion 5,395 5,395 5,395 5,395 Due from other governments 1,904 1,145 TOTAL CURRENT ASSETS 1,626,959 1,928,184 1,152,501 1,355,968 NONCURRENT ASSETS Deferred special assessments, net of current portion 5,395 5,395 Unamortized deferred charges, net 96,329 110,054 CAPITAL ASSETS, AT COST Land 190,269 190,269 Buildings 4,702,684 4,702,684 Infrastructure 8,382,640 8,192,884 820,487 820,487 Machinery and equipment 122,951 144,690 74,124 74,124 Vehicles 48,869 48,870 63,732 42,710 Construction in progress Less: Accumulated depreciation (2,579,220) (2,298,049) (162,787) (132,700) NET CAPITAL ASSETS 10,868,193 10,981,348 795,556 804,621 TOTAL NONCURRENT ASSETS 10,964,522 11,096,797 795,556 810,016 TOTAL ASSETS 12,591,481 13,024,981 1,948,057 2,165,984 LIABILITIES CURRENT LIABILITIES Accounts payable 6,989 191,767 2,313 92,800 Due to other governments 129,597 Accrued interest payable 27,438 40,295 Accrued salaries payable 2,926 1,532 2,926 1,451 Compensated absences payable, current portion 4,200 4,209 4,200 4,209 Bonds payable, current portion 304,070 455,027 TOTAL CURRENT LIABILITIES 345,623 692,830 139,036 98,460 NONCURRENT LIABILITIES Compensated absences payable 1,400 958 1,400 958 Bonds payable 4,579,806 4,879,330 TOTAL NONCURRENT LIABILITIES 4,581,206 4,880,288 1,400 958 TOTAL LIABILITIES 4,926,829 5,573,118 140,436 99,418 NET ASSETS Invested in capital assets, net of related debt 6,080,646 5,757,045 795,556 804,621 Unrestricted 1,584,006 1,694,818 1,012,065 1,261,945 TOTAL NET ASSETS $ 7,664,652 $ 7,451,863 $ 1,807,621 $ 2,066,566 The notes to the financial statements are an integral part of this statement. -14- Business-type Activities - Enterprise Funds - Continued Storm Water Totals 2008 2007 2008 2007 $ 1,349,862 $ 1,382,907 $ 3,783,654 $ 3,786,635 28,859 63,214 328,733 891,248 5,554 3,972 40,558 42,523 15,567 12,530 26,357 23,320 1,971 5,020 1,399,842 1,464,594 4,179,302 4,748,746 100,446 130,900 100,446 141,690 12,714 13,611 109,043 123,665 146,112 336,381 190,269 4,702,684 4,702,684 488,672 215,556 9,691,799 9,228,927 197,075 218,814 112,601 91,580 253,245 253,245 (24,776) (12,559) (2,766,783) (2,443,308) 610,008 456,242 12,273,757 12,242,211 723,168 600,753 12,483,246 12,507,566 2,123,010 2,065,347 16,662,548 17,256,312 13,385 7,494 22,687 292,061 129,597 13,349 10,678 40,787 50,973 5,852 2,983 8,400 8,418 304,070 455,027 26,734 18,172 511,393 809,462 2,800 1,916 800,000 800,000 5,379,806 5,679,330 800,000 800,000 5,382,606 5,681,246 826,734 818,172 5,893,999 6,490,708 203,494 216,608 7,079,696 6,778,274 1,092,782 1,030,567 3,688,853 3,987,330 $ 1,296,276 $ 1,247,175 $ 10,768,549 $ 10,765,604 -15- CITY OF ALBERTVILLE, MINNESOTA RECONCILIATION OF THE PROPRIETARY STATEMENTS OF NET ASSETS TO THE STATEMENT OF NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31,2008 Total net assets - proprietary Amounts reported for business-type activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and therefore are not reported as assets in governmental funds. Cost of capital assets Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the funds. Special Assessments Activity of certain funds are presented as governmental funds. However, their functions on a government-wide perspective are business-type. Sewer Access Water Access Philip Morris Lift Station CSAH 37 Utilities Franklin Sewer Extension Total net assets - business-type activities The notes to the [mancial statements are an integral part of this statement. -16- $ 10,768,549 182,311 268,225 5,023,384 1,241,842 (176,532) (36,392) (8,969) $ 17,262,418 CITY OF ALBERTVILLE, MINNESOTA STATEMENTS OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRlETARY FUNDS FOR THE YEARS ENDED DECEMBER 31, 2008 AND 2007 Business-type Activities - Enterprise Funds Sewer Water 2008 2007 2008 2007 OPERATING REVENUES Charges for services $ 650,703 $ 692,890 $ 986,754 $ 1,092,112 OPERATING EXPENSES Personal services 114,487 91,218 101,471 81,582 Supplies 29,762 24,571 12,777 23,458 Professional services 17,956 82,662 23,056 14,371 Utilities 68,321 67,299 468 Insurance 5,270 5,000 5,270 3,175 Repairs and maintenance 42,288 12,986 16,039 18,415 Remittance to Joint Powers Board 837,093 705,867 Depreciation 302,910 299,074 30,087 29,421 Other charges 39,717 45,569 22,814 22,642 TOTAL OPERATING EXPENSES 620,711 628,379 1,049,075 898,931 OPERATING INCOME (LOSS) 29,992 64,511 (62,321) 193,181 NONOPERATING REVENUES (EXPENSES) Interest income 39,401 42,608 52,724 27,816 Special assessments 300 668 576 Interest expense and other (202,376) (230,347) Other income 9,311 4,636 21,975 26,289 TOTAL NONOPERATING REVENUES (EXPENSES) (153,364) (182,435) 75,275 54,105 INCOME (LOSS) BEFORE CONTRIBUTIONS AND TRANSFERS (123,372) (117,924) 12,954 247,286 CONTRIBUTIONS AND TRANSFERS Transfers in 259,426 345,290 Contributed capital 189,756 Transfers out TOTAL CONTRIBUTIONS AND TRANSFERS 449,182 345,290 CHANGE IN NET ASSETS 325,810 227,366 12,954 247,286 NET ASSETS, JANUARY 1 7,451,863 7,101,771 2,066,566 1,745,156 PRIOR PERIOD ADJUSTMENT (1l3,021) 122,726 (271,899) 74,124 NET ASSETS, DECEMBER 31 $ 7,664,652 $ 7,451,863 $ 1,807,621 $ 2,066,566 The notes to the financial statement are an integral part of this statement. -17- Business-type Activities - Enterprise Funds - Continued Storm Water Totals 2008 2007 2008 2007 $ 212,891 $ 170,004 $ 1,850,348 $ 1,955,006 215,958 172,800 1,000 172 43,539 48,201 86,656 56,242 127,668 153,275 68,789 67,299 10,540 8,175 5,123 2,488 63,450 33,889 837,093 705,867 12,217 5,389 345,214 333,884 1,921 64,452 68,211 106,917 64,291 1,776,703 1,591,601 105,974 105,713 73,645 363,405 14,450 38,245 106,575 108,669 1,691 200,336 2,567 201,004 (35,603) (10,977) (237,979) (241,324) 28 31,286 30,953 (19,462) 227,632 (97,551) 99,302 86,512 333,345 (23,906) 462,707 4,635 259,426 349,925 189,756 (2,786) (2,786) 1,849 449,182 347,139 86,512 335,194 425,276 809,846 1,247,175 911,981 10,765,604 9,758,908 (37,411) (422,331) 196,850 $ 1,296,276 $ 1,247,175 $ 10,768,549 $ 10,765,604 -18- CITY OF ALBERTVILLE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS TO THE STATEMENT OF ACTIVITIES PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31, 2008 Total net change in net assets - proprietary funds Amounts reported for governmental activities in the statement of activities are different because: Capital outlays are reported in governmental funds as expenditures. However, in the statement of activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays Certain revenues are recognized as soon as they are earned. Under the modifiyd accrual basis of accounting certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. Special assessments Governmental funds report projects in capital projects funds. Some of the capital assets constructed in the project will be maintained from business-type activity funds. The expenditures are recorded in the governmental-fund statements, but on the government-wide statements, they are reported as business-type. Activity of certain funds are presented as governmental funds. However, their functions on a government-wide perspective are business-type. Sewer Access Water Access Phillip Morris Lift Station CSAH 37 Utilities Franklin Sewer Extension Change in net assets ~ business~type activi~ies The notes to the financial statements are an integral part of this statement. -19- $ 425,276 255,380 32,205 (189,756) 468,307 (256,821) (59,845) (36,392) (8,969) $ 629,385 CITY OF ALBERTVILLE, MINNESOTA STATEMENTS OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEARS ENDED DECEMBER 31, 2008 AND 2007 Business-type Activities - Enterprise Funds Sewer Water 2008 2007 2008 2007 CASH FLOWS FROM OPERATING ACTNITIES Receipts from customers and users $ 614,997 $ 656,246 $ 984,596 $ 943,305 Payments to suppliers (206,989) (239,546) (1,008,004) (751,316) Payments to employees (112,660) (85,359) (99,563) (75,958) NET CASH PROVIDED (USED) BY OPERATING ACTNITIES 295,348 331,341 (122,971) 116,031 CASH FLOWS FROM NONCAPITAL FINANCING ACTNITIES Transfers from other funds 259,426 345,290 Proceeds from bonds issued 805,000 Bond issuance costs 2,753 Special assessments 9,904 (26,309) 5,309 (33,154) Intergovernmental 1,904 (2,976) 130,742 (995) Miscellaneous 9,311 4,636 21,975 26,289 Transfers to other funds NET CASH PROVIDED (USED) BY NONCAPITAL FINANCING ACTNITIES 1,088,298 320,641 158,026 (7,860) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTNITIES Acquisition of capital assets (21,022) Interest paid on bonds (204,259) (226,666) Principal paid on bonds (1,255,481) (427,435) NET CASH USED BY CAPITAL FINANCING ACTNITIES (1,459,740) (654,101) (21,022) CASH FLOWS FROM INVESTING ACTNITIES Interest received on investments 39,401 42,608 52,724 27,816 NET INCREASE (DECREASE) IN CASH AND CASH EQUN ALENTS (36,693) 40,489 66,757 135,987 CASH AND CASH EQUN ALENTS, JANUARY 1 1,515,584 1,475,095 888,144 752,157 CASH AND CASH EQUN ALENTS, DECEMBER 31 $ 1,478,891 $ 1,515,584 $ 954,901 $ 888,144 The notes to the fmancial statement are an integral part of this statement. -20- Business-type Activities - Enterprise Funds - Continued Storm Water Totals 2008 2007 2008 2007 $ 209,835 (88,809) $ 159,708 (95,998) $ 1,809,428 (1,303,802) (212,223) $ 1,759,259 (1,086,860) (161,317) 121,026 63,710 293,403 511,082 4,635 259,426 349,925 800,000 805,000 800,000 (13,910) 2,753 (13,910) 27,526 52,934 42,739 (6,529) 1,971 (408) 134,617 (4,379) 28 31,286 30,953 (2,786) (2,786) 29,497 840,493 1,275,821 1,153,274 (165,983) (253,245) (187,005) (253,245) (32,035) (236,294) (226,666) (1,255,481) (427,435) (198,018) (253,245) (1,678,780) (907,346) 14,450 38,245 106,575 108,669 (33,045) 689,203 (2,981) 865,679 1,382,907 693,704 3,786,635 2,920,956 $ 1,349,862 $ 1,382,907 $ 3,783,654 $ 3,786,635 -21- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF CASH FLOWS - CONTINUED PROPRIETARY FUNDS FOR THE YEARS ENDED DECEMBER 31,2008 AND 2007 Business-type Activities - Enterprise Funds - Continued Sewer Water 2008 2007 2008 2007 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES Operating income (loss) $ 29,992 $ 64,511 $ (62,321) $ 193,181 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation 302,910 299,074 30,087 29,421 (Increase) decrease in assets: Accounts receivable (35,706) (36,644) (2,158) (148,807) Increase (decrease) in liabilities: Accounts payable (3,675) (1,459) (90,487) 36,612 Accrued salaries payable 1,394 692 1,475 457 Compensated absences payable 433 5,167 433 5,167 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES $ 295,348 $ 331,341 $ (122,971) $ 116,031 SCHEDULE OF NONCASH CAPITAL AND FINANCING ACTIVITIES Prior period adjustment $ (113,021) $ 122,726 $ (271,899) $ 74,124 Contributed capital 189,756 Amortization of bond discount 10,972 8,135 TOTAL NONCASH CAPITAL AND FINANCING ACTNITIES $ 87,707 $ 130,861 $ (271,899) $ 74,124 The notes to the financial statements are an integral part of this statement. -22- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting Entity The City of Albertville, Minnesota (the City) operates under the "Optional Plan A" form of government as defmed in the State of Minnesota statutes. Under this plan, the government of the City is directed by a Council composed of an elected Mayor and four elected Council members. The Council exercises legislative authority and determines all matters of policy. The Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential units for which it is fmancially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining fmancial accountability. These criteria include appointing a voting majority of an organization's governing body, and (1) the ability of the primary government to impose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific fmancial burdens on the primary government. The City has no component units. B. Government-wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include I) charges to customers or applicants who purchase, use, or directly benefit from goods, services or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate fmancial statements are provided for governmental funds, proprietary funds and fiduciary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide fmancial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary and fiduciary fund fmancial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. -25- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measurable and become available. Non-exchange transactions, in which the City receives value without directly giving equal value in return, include property taxes, grants, entitlement and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants, entitlements and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year when the resources are required to be used or the year when use is first permitted, matching requirements, in which the City must provide local resources to be used for a specified purpose, and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non-exchange transactions must also be available before it can be recognized. Deferred revenue arises when assets are recognized before revenue recognition criteria have been satisfied. Grants and entitlements received before eligibility requirements are met are also recorded as deferred revenue. On the modified accrual basis, receivables that will not be collected within the available period have also been reported as deferred revenue. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. The City reports the following major governmental funds: The General fund is the City's primary operating fund. It accounts for all fmancial resources of the City, except those required to be accounted for in another fund. The Debt Service fund accounts for the accumulation of resources and payment of bond principal and interest on long-term general obligation debt of governmental funds. The Sewer Access fund accounts for the accumulation of resources from sewer availability charges collected by the City. The Water Access fund accounts for the accumulation of resources from water availability charges collected by the City. The Closed Capital Projects fund accounts for the costs associated with replacement of the City's utility and road systems. It also covers minor costs for project funds closed and completed. The Prairie Run fund accounts for the accumulation of resources and payments made for construction of public improvements at the Prairie Run development. -26- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED The City reports the following major proprietary funds: The Sewer fund accounts for the activities of the City's sewage collection utility. The Water fund accounts for the activities of the City's water utility. The Storm Water fund accounts for the activities of the City's storm drainage utility. Additionally, the City reports the following fund types: Fiduciary funds account for assets held by the City in a trustee capacity or as an agent on behalf of others. The agency funds are custodial in nature and do not present results of operations or have a measurement focus. Agency funds are accounted for using the modified accrual basis of accounting. This fund is used to account for assets that are donated to the City for its annual Friendly City Days celebration. The City also uses an agency fund to account for landscaping deposits which are given back to the homeowner once certain landscaping requirements are met for new homes. Private-sector standards of accounting and [mancial reporting issued prior to December 1, 1989 generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of GASB. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The City has elected not to follow subsequent private-sector guidance. As a general rule, the effect of interfund activity has been eliminated from government-wide financial statements. Exceptions to this general rule are charges between the City's water and sewer functions and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include I) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contribution, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. -27- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED D. Assets, Liabilities and Net Assets or Equity Deposits and Investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash balances from all funds are pooled and invested, to the extent available, in certificates of deposit and other authorized investments. Earnings from such investments are allocated on the basis of applicable participation by each of the funds. The City may also invest idle funds as authorized by Minnesota statutes, as follows: I. Direct obligations or obligations guaranteed by the United States or its agencies. 2. Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities in (1) above. 3. General obligations of the State of Minnesota or any of its municipalities. 4. Bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. 5. Commercial paper issued by United States banks corporations or their Canadian subsidiaries, of highest quality, and maturing in 270 days or less. 6. Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. 7. Guaranteed investment contracts (GIC's) issued or guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies if similar debt obligations of the issuer or the collateral pledged by the issuer is in the top two rating categories, or in the top three rating categories for long-term mc's issued by Minnesota banks. Investments for the City are reported at fair value. The Minnesota Municipal Money Market Fund (4M) investment pool operates in accordance with appropriate state laws and regulations. The reported value of the pool is the same as the fair value of the pool share. At December 31, 2008, the City has investments in one issuer (other than investments issued by or explicitly guaranteed by the U.S. government, mutual funds, external investment pools, and other pooled investments) that represent 5 percent or more of the City's investments. The City has 6.59 percent of its portfolio invested in the Federal Home Loan Mortgage Company (FHLMC). Property Taxes The Council annually adopts a tax levy in December and certifies it to the County for collection in the following year. The County is responsible for collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January I and are payable by the property owners in two installments. The taxes are collected by the County Auditor and tax settlements are made to the City during January, June, and November each year. -28- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Taxes payable on homestead property, as defmed by Minnesota statutes, were partially reduced by a market value credit aid. The credit is paid to the City by the State in lieu of taxes levied against the homestead property. The State remits this credit in two equal installments in October and December each year. Delinquent taxes receivable include the past six years' uncollected taxes. Delinquent taxes have been offset by a deferred revenue liability for delinquent taxes not received within 60 days after year end in the fund financial statements. Accounts Receivable Accounts receivable include amounts billed for services provided before year end. Unbilled utility enterprise fund receivables are also included for services provided in 2008. The City annually certifies delinquent utility accounts to the County for collection in the following year. Therefore, there has been no allowance for doubtful accounts established. Special Assessments Special assessments represent the fmancing for public improvements paid for by benefiting property owners. These assessments are recorded as receivables upon certification to the County. Special assessments are recognized as revenue when they are received in cash or within 60 days after year end. All governmental fund special assessments receivable are offset by a deferred revenue liability in the fund financial statements. Interfund Receivables and Payables Activity between funds that are representative of lendinglborrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to/from other funds" (i.e., the current portion ofinterfund loans) or "advances to/from other funds" (i.e., the non-current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances." Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Land Held for Resale The City acquires properties for redevelopment purposes. These properties are reported at their net realizable value in the fmancial statements. Any costs incurred that are above a property's net realizable value are reported as expenditures of the current period. The balance of land held for resale is offset with a reservation of fund balance to indicate that it is not available for appropriation. -29- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an estimated useful life of more than one year and an initial individual cost of more than the following: Category Cost Land Land Improvements Infrastructure Buildings Building Improvements Vehicles Other Equipment $ 10,000 25,000 100,000 25,000 25,000 5,000 5,000 The City reports infrastructure assets on a network and subsystem basis. Accordingly, the amounts spent for the construction or acquisition of infrastructure assets are capitalized and reported in the government-wide financial statements regardless of their amount. In the case of initial capitalization of general infrastructure assets (i.e., those reported by governmental activities) the City chose to include items dating back to June 30, 1980. The City was able to estimate the historical cost for the initial reporting of these assets through backtracking (i.e., estimating the current replacement cost of the infrastructure to be capitalized and using an appropriate price-level index to deflate the cost to the acquisition year or estimated acquisition year). As the City constructs or acquires capital assets each period, including infrastructure assets, they are capitalized and reported at historical cost. The reported value excludes normal maintenance and repairs which are essentially amounts spent in relation to capital assets that do not increase the capacity or efficiency of the item or extend its useful life beyond the original estimate. In the case of donations the City values these capital assets at the estimated fair value of the item at the date of its donation. Property, plant and equipment will be depreciated using the straight-line method over the following estimated useful lives: Assets Useful Lives in Years Land improvements Infrastructure Buildings Vehicles Other Equipment 5 to 30 15 to 50 15 to 40 3 to 15 3 to 20 Compensated Absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation and sick pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. -30- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Long-term Obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long- term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight line method. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognized bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other fmancing sources while discounts on debt issuances are reported as other fmancing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. Net Assets Net assets represent the difference between assets and liabilities. Net assets are displayed in three components: a. Invested in capital assets, net of related debt - Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. b. Restricted net assets - Consist of net assets restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. c. Unrestricted net assets - All other net assets that do not meet the defmition of "restricted" or "invested in capital assets, net of related debt". Comparative Data/Reclassifications Comparative total data for the prior year have been presented only for individual enterprise funds in the fund financial statements in order to provide an understanding of the changes in the fmancial position and operations of these funds. Also, certain amounts presented in the prior year data have been reclassified in order to be consistent with the current year's presentation. -31- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 2: STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY A. Budgetary Information An annual budget is adopted on a basis consistent with accounting principles generally accepted in the United States of America for the General fund. All annual appropriations lapse at fiscal year end. The City does not use encumbrance accounting. In June of each year, all departments of the City submit requests for appropriations to the City Administrator so that a budget may be prepared. Before September 15th, the proposed budget is presented to the Council for review. The Council holds public hearings and a final budget is prepared and adopted in early December. The appropriated budget is prepared by fund, function and department. The City's department heads, with the approval of the City Administrator, may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the Council. The legal level of budgetary control is the department level. Budgeted amounts are as originally adopted, or as amended by the Council. Budget amendments were not made in 2008. B. Deficit Fund Equity The following funds had deficit fund balances as of December 31,2008: Fund Amount Major funds Prairie Run Nonmajor funds 52nd Street Industrial Park CSAH 19 and 50th Street Phillip Morris Lift Station MacIver CSAH 37 Utilities Franklin Sewer Extension $ 707,728 21,611 49,950 176,532 288,757 36,392 8,969 The Prairie Run fund deficit will be eliminated with future special assessment collections. The deficit fund balances in nonmajor funds will be eliminated with operating transfers, sewer access charges and reimbursements from local businesses. -32- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS A. Deposits and Investments Deposits Custodial credit risk for deposits and investments is the risk that in the event of a bank failure, the City's deposits may not be returned or the City will not be able to recover collateral securities in the possession of an outside party. In accordance with Minnesota statutes and as authorized by the Council, the City maintains deposits at those depository banks, all of which are members of the Federal Reserve System. Minnesota statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 11 0 percent of the deposits not covered by insurance or bonds (140 percent in the case of mortgage notes pledged). Authorized collateral includes the legal investments described below, as well as certain fIrst mortgage notes, and certain other State or local government obligations. Minnesota statutes require that securities pledged as collateral be held in safekeeping by the City or in a fInancial institution other than that furnishing the collateral. At year end, the City's carrying amount of deposits was $4,907,693 and the bank balance was $5,003,600. Of the bank balance, $547,848 was covered by federal depository insurance and $4,455,752 was covered by collateral held by the City's agent in the City's name. Cash and Investments Summary A reconciliation of cash and investments as shown on the Statement of Net Assets for the City follows: Carrying amount of deposits Investments Cash on hand $ 4,907,693 7,234,790 249 Total $ 12.142.732 Cash and investments Statement of Net Assets Statement of Fiduciary Net Assets $ 12,004,737 137,995 Total $ 12.142.732 -33- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Investments As of December 31, 2008, the City had the following investments: Maturities Fair Less than One to More than Investment Type Value one year two years two years Minnesota Municipal Money Market $ 262,248 $ 262,248 $ $ Brokered Money Market (45,299) (45,299) US Government Agency Securities 576,980 576,980 Municipal Bonds 1,010,598 244,768 536,380 229,450 Brokered Certificates of Deposit 5,430,263 3,329,201 1,825,583 275,479 Total $ 7.234.790 $ 3.790.918 $ 2.361.963 $ 1.081.909 Maximum Maturity Investments Less than one year 52% One to two years 33% More than two years 15% The City holds $1,251,500 of certificates of deposit through the CDARS program; which the Minnesota Office of the State Auditor has determined to expose the City to custodial credit risk. The City also has $1,356,584 of certificates of deposit held by an agent. These certificates are not registered in the City's name nor are they insured by the agent, which also exposed the City to custodial credit risk. U.S. Government Securities Rating (1) Freddie Mac Freddie Mac Fannie Mae AAA AAA AAA Municipal Bonds Rating (1 ) Brooklyn Center, MN Cook County School District, IL Ramsey, MN Iowa City, IA Kingsland School District, MN Kirkwood Community College, IA Menasha, WI Mound, MN (1) Ratings provided by Moody's Investor Services. Al AA3 AA3 AAA AAA AA3 A3 AA3 -34- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Custodial credit risk. For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. Interest rate risk. In accordance with its investment policy, the City will attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing more than five (5) years from the date of purchase. Reserve funds and other funds with longer-term investment horizons may be invested in securities exceeding five (5) years if the maturities of such investments are made to coincide as nearly as practicable with the expected use offunds. Extended maturities may be utilized to take advantage of higher yields; however, no more than thirty (30) percent of the total investments should extend beyond five (5) years and in no circumstance should any extend beyond ten (10) years Concentration of credit risk. In accordance with its investment policy, the investments will be diversified by: a. Limiting investment to avoid over concentration in securities from a specific issuer or business sector (excluding U.S. Treasury securities). b. Investing in securities with varying maturities. c. Investing a portion of the portfolio in readily available funds to ensure that appropriate liquidity is maintained in order to meet ongoing obligations. -35- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED B. Due From Other GovernmentslDeferred Revenue A summary of all amounts due from other governments as of December 31,2008 is as follows: City Fund Governments County Total Governmental activities General $ 50,809 $ $ 50,809 Debt Service 550,000 550,000 Total governmental activities $ 50.809 $ 550.000 $ 600.809 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: Fund Unavailable Unearned Total General Delinquent taxes $ 122,496 $ $ 122,496 Delinquent special assessments 18,893 18,893 Deferred special assessments 122,731 122,731 Other 53,115 53,115 Debt Service Delinquent taxes 27,005 27,005 Delinquent special assessments 28,835 28,835 Deferred special assessments 2,189,442 2,189,442 Other 550,000 550,000 Sewer Access Deferred special assessments 229,972 229,972 Water Access Deferred special assessments 38,253 38,253 Prairie Run Delinquent special assessments 503,430 503,430 Deferred special assessments 178,400 178,400 Nonmajor Other 10,122 10,122 Delinquent special assessments 104,300 104,300 Total $ 4,123,879 $ 53,115 $ 4,176,994 -36- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED C. Capital Assets Capital asset activity for the year ended December 31, 2008 was as follows: Beginning Ending Balance Increases Decreases Balance Governmental activities Capital assets not being depreciated Land $ 4,760,719 $ $ $ 4,760,719 Construction in progress 7,220,100 421,996 (4,932,658) 2,709,438 Total capital assets not being depreciated 11,980,819 421,996 (4,932,658) 7,470,157 Capital assets being depreciated Buildings 3,304,880 3,621,602 6,926,482 Infrastructure 23,705,765 1,311,056 25,016,821 Land improvements 1,179,376 1,179,376 Machinery and equipment 338,425 338,425 Vehic1es 1,512,248 1,512,248 Total capital assets being depreciated 30,040,694 4,932,658 34,973,352 Less accumulated depreciation for Buildings (472,881) (169,912) (642,793) Infrastructure (8,405,751) (954,243) (9,359,994) Land improvements (168,285) (69,167) (237,452) Machinery and equipment (66,775) (23,712) (90,487) Vehic1es (721,928) (97,712) (819,640) Total accumulated depreciation (9,835,620) (1,314,746) (11,150,366) Total capital assets being depreciated, net 20,205,074 3,617,912 23,822,986 Governmental activities capital assets, net $ 32,185,893 $ 4,039,908 $ (4,932,658) $ 31.293,143 -37- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Beginning Ending Balance Increases Decreases Balance Business-type activities Capital assets not being depreciated Land $ 190,269 $ 146,112 $ $ 336,381 Construction in progress 369,932 258,151 (445,772) 182,311 Total capital assets not being depreciated 560,20 I 404,263 (445,772) 518,692 Capital assets being depreciated Buildings 4,702,684 4,702,684 Infrastructure 9,228,927 462,872 9,691,799 Machinery and equipment 218,814 (21,739) 197,075 Vehicles 91,580 21,021 112,601 Total capital assets being depreciated 14,242,005 483,893 (21,739) 14,704,159 Less accumulated depreciation for Buildings (230,285) (117,567) (347,852) Infrastructure (2,020,046) (209,172) (2,229,218) Machinery and equipment (120,857) (12,102) 21,739 (111,220) Vehicles (72,120) (6,373) (78,493) Total accumulated depreciation (2,443,308) (345,214) 21,739 (2,766,783) Total capital assets being depreciated, net 11,798,697 138,679 11,937,376 Business-type activities capital assets, net $ 12,358,898 $ 542,942 $ (445,772) $ 12,456,068 Depreciation expense was charged to functions/programs ofthe City as follows: Governmental activities General government Public safety Public works Culture and recreation $ 91,084 75,800 1,057,693 90,169 $ 1,314,746 Total depreciation expense - governmental activities Business-type activities Sewer utility Water utility Storm water utility Total depreciation expense - business-type activities $ 302,910 30,087 12,217 $ 345,214 -38- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED D. Construction Commitments The City has active construction projects as of December 31,2008. At year end, the City's commitments with the contractors are as follows: Project Spent Remaining to date Commitment $ 261,136 $ 11,358 154,954 25,851 $ 416,090 $ 37,209 Winter Park Franklin Sewer Extension Total E. Interfund Receivables, Payab1es and Transfers The composition ofinterfund balances as of December 31, 2008, is as follows: Receivable Fund Payable Fund Amount Sewer Access Sewer Access Sewer Access Prairie Run Debt Service Nonmajor Governmental $ 712,114 986,859 497,433 Total interfund balances $ 2,1 96.406 The Sewer Access fund borrowed the funds above the amounts shown in order for those funds to eliminate their deficit cash balances. -39- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED The composition of interfund transfers as of December 31, 2008 is as follows: Fund Transfer out General Water Access NonmajorGovernmemal Transfer out General Water Access Nonmajor Governmental Transfers were made for the following purposes: Debt Service Payments . The Water Access fund transferred $37,100 to the 2003 G.O. Improvement fund. . The Water Access fund transferred $259,426 to the Sewer enterprise fund. To Provide Annual Funding . The General fund transferred $1,385 to the New Ice Sheet fund. . The General fund transferred $28,886 to the Interstate 94 fund. . The General fund transferred $46,596 to the Capital Outlay Reserve fund. . The General fund transferred $295,885 to the Closed Capital Projects fund. . The Capital Outlay Reserve fund transferred $4,966 to the TIF # 1 0 Mold-Tech fund. . The Capital Outlay Reserve fund transferred $2,652 to the TIF #11 Land of Lakes Tile fund. As Reimbursement . The Park fund transferred $63,767 to the Capital Outlay Reserve fund. . The 70th Street fund transferred $107,766 to the MacIver fund. Close Funds . The Capital Outlay Reserve fund transferred $54,154 to the City Hall fund. -40- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED F. Long-term Debt General Obligation Bonds. The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental activities and business-type activities. These bonds are reported in the proprietary funds if they are expected to be repaid from proprietary fund revenues. General obligation bonds are direct obligations of the City and pledge the full faith and credit of the City. General Obligation Special Assessment Bonds The following bonds were issued to fmance various improvement projects in the City and will be repaid with the collection of special assessment levies. Description G.O. Improvement Bonds, Series 2003 G.O. Improvement Bonds, Series 2007 A G.O. Improvement Refunding Bonds, Series 2008B Balance Authorized Interest Issue Maturity at and Issued Rate Date Date Year End $ 3,235,000 2.00 - 4.15 % 08/15/03 02/01/19 $ 1,450,000 4,035,000 3.75 - 4.10 08/16/07 02/01/23 4,035,000 560,000 2.00 - 3.40 03/13/08 02/01/18 560,000 Total G.O. Special Assessment Bonds $ 6,045,000 Annual debt service requirements to maturity for general obligation special assessment bonds are as follows: Year Ending Governmental Activities Business-type Activities December 31, Principal Interest Total Principal Interest Total 2009 $ 540,000 $ 189,518 $ 729,518 $ $ 32,035 $ 32,035 2010 180,000 178,950 358,950 10,000 31,848 41,848 2011 185,000 173,166 358,166 10,000 31,473 41,473 2012 285,000 165,015 450,015 35,000 30,585 65,585 2013 370,000 152,923 522,923 55,000 28,785 83,785 2014 - 2018 2,075,000 534,536 2,609,536 305,000 108,725 413,725 2019 - 2023 1,610,000 151,456 1,761,456 385,000 40,283 425,283 Total $ 5,245,000 $ 1.545.564 $ 6,790.564 $ 800.000 $ 303.734 $ 1.103,734 -41- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED General Obligation Revenue Bonds The following bonds were issued to finance capital improvements in the enterprise funds. They will be repaid from net revenues of the enterprise funds. Balance Authorized Interest Issue Maturity at Description and Issued Rate Date Date Year End Public Facility Authority, G.O. Sewer Revenue Notes, Series 1993 $ 1,454,514 3.32 % 10/19/93 08/20/14 $ 539,330 G.O. Sewer Revenue Bonds, Series 2005 4,000,000 3.15 - 4.25 12/22/05 12/01/25 3,565,000 G.O. Sewer Revenue Refunding Bonds, Series 2008A 805,000 2.00 - 3.20 03/13/08 02/01/16 805,000 Total G.O. Revenue Bonds $ 4,909,330 Annual debt service requirements to maturity for general obligation revenue bonds are as follows: Year Ending Business-type Activities December 31, Principal Interest Total 2009 $ 307,706 $ 178,145 $ 485,851 2010 305,474 168,669 474,143 2011 323,335 158,690 482,025 2012 336,293 148,043 484,336 2013 349,349 136,772 486,121 2014 - 2018 1,537,173 504,811 2,041,984 2019 - 2023 1,200,000 267,465 1,467,465 2024 - 2025 550,000 35,140 585,140 Total $ 4,909.330 $ 1.597,735 $ 6,507,065 -42- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Revenue Bonds The following bonds were issued to finance buildings for Public Works, City Hall and Fire Department. Balance Authorized Interest Issue Maturity at Description and Issued Rate Date Date Year End Public Project Lease Revenue Bonds, Series 2004 $ 2,100,000 3.75 - 4.90 % 09/09/04 02/01/25 $ 1,920,000 Public Project Lease Revenue Bonds, Series 2005 3,700,000 3.30 - 4.70 12/22/05 12/01/25 3,310,000 Total Revenue Bonds $ 5.230.000 Annual debt service requirements to maturity for revenue bonds are as follows: Year Ending Governmental Activities December 31, Principal Interest Total 2009 $ 220,000 $ 223,263 $ 443,263 2010 225,000 215,153 440,153 2011 235,000 206,621 441,621 2012 240,000 197,734 437,734 2013 250,000 188,485 438,485 2014 - 2018 1,430,000 781,138 2,211,138 2019 - 2023 1,785,000 440,556 2,225,556 2024 - 2025 845,000 53,158 898,158 Total $ 5,230,000 $ 2,306,108 $ 7,536,108 -43- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 200S Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Changes in Long-term Liabilities Long-term liability activity for the year ended December 31, 200S was as follows: Beginning Ending Due Within Balance Increases Decreases Balance One Year Governmental activities Bonds payable: G.O. Tax Increment bonds $ 30,000 $ $ (30,000) $ $ G.O. Special Assessment bonds 5,515,000 560,000 (830,000) 5,245,000 540,000 Revenue bonds 6,085,000 (855,000) 5,230,000 220,000 Total bonds payable 11,630,000 560,000 (1,715,000) 10,475,000 760,000 Compensated absences payable 39,502 32,676 (31,320) 40,858 30,644 Governmental activity long-term liabilities $ 11,669,502 $ 592,676 $ (1,746,320) $ 10,515,858 $ 790.644 Business-type activities Bonds payable G.O. Revenue bonds $ 5,334,357 $ 805,000 $ (1,230,027) $ 4,909,330 $ 307,706 Deferred amount on refunding (29,090) 3,636 (25,454) (3,636) G.O. Special Assessment bonds 800,000 800,000 Total bonds payable 6,134,357 775,910 (1,226,391) 5,683,876 304,070 Compensated absences payable 10,334 7,081 (6,215) 11 ,200 8,400 Business-type activity long-term liabilities $ 6,144,691 $ 782,991 $ (1,232,606) $ 5.695.076 $ 312,470 In the event an employee of the City would retire or resign, in good standing, a portion of the governmental compensated absences would mature. The portion applicable to that employee would be recorded as a liability and liquidated through the General fund. Current Refunding On March 13, 200S the City issued $S05,000 of G.O. Sewer Revenue Refunding Bonds, 200SA. The bonds bear an average coupon rate of2.97 percent, and will refund the Series 2000A, G.O. Sewer Revenue Bond. As a result of the refunding issue, the City will save $69,277 in debt service payments and achieve an economic gain (the present value of the difference between the old and the new debt service) of $61,171. On March 13, 200S the City issued $560,000 ofG.O. CIP Refunding Bonds, 200SB. The bonds bear an average coupon rate of3.09 percent. The proceeds of the refunding issue and transfers will refund the Series 1999, Lease Revenue Bond. As a result of the refunding issue, the City will save $60,211 in debt service payments and achieve an economic gain (the present value of the difference between the old and the new debt service) of $52,417. -44- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED G. Tax Increment Financing Districts The City is the administering authority for the following tax increment finance districts. Captured - retained Tax Tax Increment Increment District No. 1-7 District No. 1-8 M.S. 469 M.S. 469 Housing Redevelopment 1996 1997 25 years 15 years $ 275 $ 195 32,051 12,544 $ 31,776 $ 12,349 Tax Tax Increment Increment District No. 1-10 District No.1-II M.S. 469 M.S. 469 Redevelopment Redevelopment 1998 1999 15 years 15 years $ 710 $ 1,712 14,046 37,302 $ 13,336 $ 35,590 Authorizing law Type of district Year established Duration of district Tax capacity Original Current Authorizing law Type of district Year established Duration of district Tax capacity Original Current Captured - retained The City's tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. -45- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 4: DEFINED BENEFIT PENSION PLANS - STATEWIDE A. Plan Description All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (pERF), which is a cost-sharing, multiple-employer retirement plan. This plan is established and administered in accordance with Minnesota statutes, chapters 353 and 356. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by Minnesota statute, and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age and years of credit at termination of service. Two methods are used to compute benefits for PERA' s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single life annuity is a lifetime annuity that ceases upon the death of the retiree - - no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes [mancial statements and required supplementary information for PERF and PEPFF. That report may be obtained on the Internet at mnpera.org, by writing to PERA, 60 Empire Drive, Suite 200, St. Paul, Minnesota 55103-1855 or by calling 651-296-7460 or 1-800-652- 9026. B. Funding Policy Minnesota statutes, chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the State legislature. The City makes annual contributions to the pension plans equal to the amount required by Minnesota statutes. PERF Basic Plan members and Coordinated Plan members were required to contribute 9.10 percent and 6.00 percent, respectively, of their annual covered salary in 2008. The City is required to contribute the following percentages of annual covered payroll: 11.78 percent for Basic Plan PERF members, and 6.50 percent for Coordinated Plan PERF members. Employer contribution rates for the Coordinated Plan will increase to 6.75 percent, effective January 1,2009. The City's contributions to the PERF for the years ending December 31, 2008, 2007 and 2006, were $48,672, $36,882 and $34,470, respectively. The City's contributions were equal to the contractually required contributions for each year as set by Minnesota statute. -46- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 5: DEFINED BENEFIT PENSION PLANS - FIRE RELIEF ASSOCIATION A. Plan Description All members of the Albertville Fire Department (the Department) are covered by a defined benefit plan administered by the Albertville Firemen's Relief Association (the Association). The plan is a single employer defined benefit pension plan and is established and administered in accordance with Minnesota statute, chapter 69. The Association maintains a separate Special fund to accumulate assets to fund the retirement benefits earned by the Department's membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter's Relief Association Financing Guidelines Act of 1971 (chapter 261 as amended by chapter 509 of Minnesota statutes 1980). Funds are also derived from investment income. The Association issues a publicly available financial report that includes [mancial statements and required supplementary information. The report may be obtained by writing to the Albertville Firemen's Relief Association, 5959 Main Avenue NE, Albertville, Minnesota 55301. B. Funding Policy The financial requirements of the Special fund are determined in accordance with section 69.772 of the Minnesota statutes, which requires the payment of pension benefits in a lump sum or optionally in annual installments. The benefits are payable after age 50, 20 years of service, and 10 years of Association membership or upon death. The City's annual pension cost for the current year and related information for the plan is as follows: Annual Pension Cost $ 38,420 Contributions Made State Aid 38,420 Actuarial Valuation Date Actuarial Cost Method Amortization Method 12/31/08 Entry age normal Level percentage - open Remaining Amortization Period Normal cost Prior service cost 20 years 10 years Asset valuation method Market Actuarial Assumptions Investment rate of return Projected salary increases Inflation rate Cost of living adjustments 5% N/A N/A None -47- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 5: DEFINED BENEFIT PENSION PLANS - FIRE RELIEF ASSOCIATION - CONTINUED Year Ending Three Year Trend Information Annual Pension Cost (APC) 12/31/08 12/31/07 12/31/06 $ 38,420 44,321 49,376 Actuarial Valuation Date Actuarial Value of Assets Required Supplementary Information Assets in Excess of (Unfunded) Accrued Liability Actuarial Accrued Liability 12/31/08 12/31/07 12/31/06 * * * $ 418,272 377,896 $ $ 456,545 385,049 38,273 7,153 * Information not available at time of the audit. Note 6: JOINT POWERS AGREEMENTS A. Joint Powers Water Board of Albertville, Hanover and St. Michael Percentage of APC Contributed Net Pension Obligation 100.00 % 100.00 143.79 $ Funded Rate Pension Benefit Per Year of Service * % 109.2 101.9 * $ 1,700 1,500 In 1977, the City entered into an agreement with the City of St. Michael and the City of Hanover to construct a water system under a grant bond arrangement with the Albertville Economic Development Administration (BDA). Water Revenue bonds were issued in the name of the City of Albertville and purchased by the EDA. The Joint Powers Board remits the annual bond and interest payment to the City which, in turn, remits the payment to the EDA. The Joint Powers Agreement states that in the event the Joint Powers Board Water fund does not generate sufficient revenue to pay operating costs as well as principal and interest on bonds that the participants agree to contribute an amount sufficient to fund the deficiency. Separate financial statements can be obtained by writing to the Joint Powers Water Board, 11100 50th Street NE, Albertville, Minnesota 55301. JOINT POWERS WATER BOARD STATEMENT OF NET ASSETS DECEMBER 31, 2008 Assets Liabilities Net assets Total liabilities and net assets -48- $ 28.365.254 $ 12,778,336 15,586,918 $ 28.365.254 CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 6: JOINT POWERS AGREEMENTS - CONTINUED JOINT POWERS WATER BOARD SUMMARY STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2008 Operating revenues Operating expenses $ 2,332,355 1,322,532 Operating income 1,009,823 Nonoperating revenues 33,253 Change in net assets 1,043,076 Net assets, January 1 14,543,842 Net assets, December 31 $ 15,586.918 B. St. Michael - Albertville Ice Arena In 1996-97, the City entered into a Joint Powers Agreement with the City of St. Michael and the Independent School District No. 885. The agreement was for the construction and maintenance of a qualified ice arena. During 2006, the City was notified as being selected as Mighty Ducks Grant recipient to help fund the cost of the ice arena. The arena was constructed with the grant reward and contributions and donations from the City of Albertville, the City of St. Michael and the Independent School District No. 885. The agreement states that each participant is to execute a Revenue Note in the amount of $133,333, which will be paid back with funds available from the operation of the ice arena. In the event that the arena cannot generate sufficient operating revenue, each participant is required to contribute one-third of the projected shortfall. In addition to the Revenue Note, the City provided a short term loan in the amount of$83,333 from the Storm Water enterprise fund. The City was never reimbursed for the loan, and eventually cancelled the loan in the amount of$83,333 as bad debt expense. Separate fmancial statements can be obtained by contacting Tina Lannes at Albertville City Hall. ST. MICHAEL - ALBERTVILLE ICE ARENA STATEMENT OF NET ASSETS DECEMBER 31, 2007 Assets $ 1.539.278 Liabilities Net assets $ 460,189 1,079,089 Total liabilities and net assets $ 1.539.278 -49- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2008 Note 6: JOINT POWERS AGREEMENTS - CONTINUED ST. MICHAEL - ALBERTVILLE ICE ARENA SUMMARY STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31,2007 Operating revenues Operating expenses $ 264,362 274,043 (9,681) (2,641) (12,322) 1,091,411 $ 1.079,089 Operating income (loss) Nonoperating expenses Change in net assets Net assets, January I Net assets, December 31 Note 7: OTHER INFORMATION A. Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters for which the City carries insurance. The City obtains insurance through participation in the League of Minnesota Cities Insurance Trust (LMCIT), which is a risk sharing pool with approximately 800 other governmental units. The City pays an annual premium to LMCIT for its workers compensation and property and casualty insurance. The LMCIT is self sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. Settled claims have not exceeded the City's coverage in any of the past three fiscal years. Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. An excess coverage insurance policy covers individual claims in excess of$I,OOO,OOO. Liabilities, if any, include an amount for claims that have been incurred but not reported (IBNRs). The City's management is not aware of any incurred but not reported claims. B. Legal Debt Margin In accordance with Minnesota statutes, the City may not incur or be subject to net debt in excess of three percent of the market value of taxable property within the City. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt fmanced partially or entirely by special assessments, enterprise fund revenues or tax increments. The City's applicable debt does not exceed the limit. -50- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2008 Note 7: OTHER INFORMATION - CONTINUED C. Prior Period Adjustments Net assets for the governmental and business-type activities were restated for the following reasons: Adjust beginning due from other governments in the General fund. $ (10,799) Adjust beginning contracts payable in the closed capital projects fund. 70,533 Adjust beginning accounts receivable and related allowance for doubtful accounts in the closed capital projects fund. (150,084) Total governmental activities prior period adjustments $ (90.350) Adjust beginning accounts payable in the sewer fund. $ 181,103 Adjust beginning accounts receivable in each of the following funds: Sewer fund Water fund Storm water fund (294,124) (271,899) (37,411) Total business-type activities prior period adjustments $ (422.331) D. Conduit Debt Obligations Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued revenue bonds to provide fmancial assistance to private-sector entities for projects deemed to be in the public interest. Although these bonds bear the name .of the City, the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2008, there was one revenue bond outstanding. The aggregate principal amount payable at year end is $3,515,000. The original amount issued was $3,540,000. E. Contingent Liabilities For the year ended December 31, 2008, the City is involved as the Defendant in two lawsuits. The lawsuits utilized the mediation process but were not able to reach resolution. No trial date has been set as of the date of the Auditor's Report. The outcome and any potential contingent liability is currently unknown. -51- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2008 Special Revenue 203 Total Revolving Capital Nonmajor Loan Projects Funds ASSETS Cash and temporary investments $ 172,837 $ 1,914,627 $ 2,087,464 Receivables Special assessments Delinquent 104,300 104,300 Loans 10,122 10,122 TOTAL ASSETS $ 182,959 $ 2,018,927 $ 2,201,886 LIABILITIES AND FUND BALANCES LIABILITIES Accounts payable $ $ 102,005 $ 102,005 Contracts payable 68,856 68,856 Due to other funds 497,433 497,433 Deferred revenue 10,122 104,300 114,422 TOTAL LIABILITIES 10,122 772,594 782,716 FUND BALANCES Unreserved Designated for capital expenditures 1,481,589 1,481,589 Undesignated 172,837 (235,256) (62,419) TOTAL FUND BALANCES 172,837 1,246,333 1,419,170 TOTAL LIABILITIES AND FUND BALANCES $ 182,959 $ 2,018,927 $ 2,201,886 -52- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2008 Special Revenue 203 Total Revolving Capital Nonmajor Loan Projects Funds REVENUES Tax increments $ $ 94,855 $ 94,855 Charges for service 290 290 Special assessments 14 14 Interest on investments 4,998 50,548 55,546 Miscellaneous 7,129 143,479 150,608 TOTAL REVENUES 12,127 289,186 301,313 EXPENDITURES Current General government 133,834 133,834 Culture and recreation 71,825 71,825 Economic development 7,128 105,122 112,250 Capital outlay General government 14,467 14,467 Public works 503,006 503,006 Culture and recreation 74,369 74,369 Economic development 28,886 28,886 TOTAL EXPENDITURES 7,128 931,509 938,637 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 4,999 (642,323) (637,324) OTHER FINANCING SOURCES (USES) Transfers in 310,172 310,172 Transfers out (233,305) (233,305) TOTAL OTHER FINANCING SOURCES (USES) 76,867 76,867 NET CHANGE IN FUND BALANCES 4,999 (565,456) (560,457) FUND BALANCES, JANUARY 1 167,838 1,811,789 1,979,627 FUND BALANCES, DECEMBER 31 $ 172,837 $ 1,246,333 $ 1,419,170 -53- NONMAJOR CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by enterprise funds. Capital Outlay Reserve - This fund was established to accumulate resources necessary to fund future capital improvements and equipment purchases. Park Fund - This fund accounts for the accumulation of resources and payments made for the construction of park improvements. Park dedication fees, contributions and donations as well as interest are the main fmancing sources. TIF #7 Senior Housin!! - This fund was created to facilitate the construction of the Senior Housing project within the City. This fund accounts for the fmancial activity related to that project. TIF #8 Vetsch Cabinets - This fund was created to facilitate the construction of Vetsch Cabinets facility within the City. This fund accounts for the financial activity related to that facility. TIF #9 Barthel Bus - This fund was created to facilitate the construction of the Barthel Bus facility additions within the City. This fund accounts for the fmancial activity related to that facility. TIF #10 Mold Tech - This fund was created to facilitate the construction of the Mold-Tech facility within the City. This fund accounts for the financial activity related to that facility. TIF #11 Land of Lake Tile - This fund was created to facilitate the construction of the Land of Lake Tile facility within the City. This fund accounts for the financial activity related to t that facility. Interstate 94 - This fund was established to accumulate resources and pay expenses related to the proposed redesign for the Interstate 94 interchanges within the City. City Hall- This fund was created to accumulate resources and pay expenses related to the construction of City Hall. 52nd Street Industrial Park - This fund was created to accumulate resources and pay expenses related to the improvements made to the industrial park. CSAH 19 and 57th Intersection - This fund was created to accumulate resources and pay expenses related to the intersection road improvement project. NONMAJOR CAPITAL PROJECTS FUNDS - CONTINUED Capital projects funds are used to account for the acquisition and construction ofmajor capital facilities other than those financed by enterprise funds. CSAH 19 and 50th Street- This fund was established to accumulate resources and pay expenses related to the road improvement project. This project was a cost-sharing venture with Wright County. 70th Street - This fund was created to accumulate resources necessary to pay expenses related to the road improvement project. Lachman Avenue - This fund was created to accumulate resources necessary to pay expenses related to the road improvement project. New Ice Sheet - This fund was established to accumulate resources for the future expansion of a second ice sheet at the STMA ice arena. Phillip Morris Lift Station - This fund was created to accumulate the resources necessary to pay the expenses for the construction of the lift station. MacIver - This fund was created to accumulate resources necessary to pay expenses related to the road improvement project. CSAH 37 Utilities - This fund was created to accumulate the resources and the pay the expenses for the various utility improvements made along County State Aid Highway 37. Franklin Sewer Extension - This fund was established to accumulate the resources and pay the expenses for extending the sewer line to Franklin's facility. This project was a cost-sharing venture with the Franklin's. CITY OF ALBERTVILLE, MINNESOTA NONMAJOR CAPITAL PROJECTS FUNDS COMBnITNGBALANCESHEET DECEMBER 31, 2008 102 201 407 408 Capital TIF #7 TIF #8 Outlay Park Senior Vetsch Reserve Fund Housing Cabinets ASSETS Cash and temporary investments $ 1,485,308 $ 54,964 $ 43,865 $ 7,016 Special assessments receivable Delinquent TOTAL ASSETS $ 1,485,308 $ 54,964 $ 43,865 $ 7,016 LIABILITIES AND FUND BALANCES (DEFICITS) LIABILITIES Accounts payable $ 3,719 $ $ $ Contracts payable 13,057 Due to other funds Deferred revenue TOTAL LIABILITIES 3,719 13,057 FUND BALANCES (DEFICITS) Unreserved Designated for capital expenditures 1,481,589 Undesignated 41,907 43,865 7,016 TOTAL FUND BALANCES (DEFICITS) 1,481,589 41,907 43,865 7,016 TOTAL LIABILITIES AND FUND BALANCES (DEFICITS) $ 1,485,308 $ 54,964 $ 43,865 $ 7,016 -54- 409 410 411 468 482 492 TIF #9 TIF#l1 52nd Street Barthel TIP # 10 Land of Lake City Industrial Bus Mold - Tech Tile Interstate 94 Hall Park $ 24,265 $ $ $ $ 1,110 $ $ 24,265 $ $ $ $ 1,110 $ $ $ $ $ $ 1,110 $ 6,932 14,679 1,110 21,611 24,265 (21,611) 24,265 (21,611) $ 24,265 $ $ $ $ 1,110 $ -55- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR CAPITAL PROJECTS FUNDS COMBINING BALANCE SHEET - CONTINUED DECEMBER 31,2008 493 494 497 499 CSAH 19 CSAH 19 and 57th and 50th Lachman Intersection Street 70th Street Avenue ASSETS Cash and temporary investments $ 105,520 $ $ 42,895 $ 149,684 Special assessments receivable Delinquent 52,150 52,150 TOTAL ASSETS $ 157,670 $ $ 95,045 $ 149,684 LIABILITIES AND FUND BALANCES (DEFICITS) LIABILITIES Accounts payable $ 12,245 $ 16,752 $ 42,895 $ 13,057 Contracts payable Due to other funds 33,198 Deferred revenue 52,150 52,150 TOTAL LIABILITIES 64,395 49,950 95,045 13,057 FUND BALANCES (DEFICITS) Unreserved Designated for capital expenditures Undesignated 93,275 (49,950) 136,627 TOTAL FUND BALANCES (DEFICITS) 93,275 (49,950) 136,627 TOTAL LIABILITIES AND FUND BALANCES (DEFICITS) $ 157,670 $ $ 95,045 $ 149,684 -56- 500 501 502 503 504 Phillip Franklin New Morris CSAH 37 Sewer Ice Sheet Lift-Station MacIver Utilities Extension Total $ $ $ $ $ $ 1,914,627 104,300 $ $ $ $ $ $ 2,018,927 $ $ 2,327 $ 7,568 $ 2,332 $ $ 102,005 41,1I9 7,748 68,856 133,086 281,189 34,060 1,221 497,433 104,300 176,532 288,757 36,392 8,969 772,594 (176,532) (288,757) (36,392) (8,969) 1,481,589 (235,256) (176,532) (288,757) (36,392) (8,969) 1,246,333 $ $ $ $ $ $ 2,018,927 -57- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR CAPITAL PROJECTS FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) FOR THE YEAR ENDED DECEMBER 31, 2008 102 201 407 408 Capital TIP #7 TIP #8 Outlay Park Senior Vetsch Reserve Fund Housing Cabinets REVENUES Tax increments $ $ $ 34,956 $ 13,585 Charges for services Special assessments Interest on investments 44,152 4,429 1,158 158 Miscellaneous 5,500 TOTAL REVENUES 44,152 9,929 36,114 13,743 EXPENDITURES Current General government 133,834 Culture and recreation 71,825 Economic development 30,917 12,824 Capital outlay General government Public works Culture and recreation 74,332 Economic development TOTAL EXPENDITURES 208,166 71,825 30,917 12,824 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (164,014) (61,896) 5,197 919 OTHER FINANCING SOURCES (USES) Transfers in 110,363 Transfers out (61,772) (63,767) TOTAL OTHER FINANCING SOURCES (USES) 48,591 (63,767) NET CHANGE IN FUND BALANCES (115,423) (125,663) 5,197 919 FUND BALANCES (DEFICITS), JANUARY 1 1,597,012 167,570 38,668 6,097 FUND BALANCES (DEFICITS), DECEMBER 31 $ 1,481,589 $ 41,907 $ 43,865 $ 7,016 -58- 409 410 411 468 482 492 TIF #9 TIF#l1 52nd Street Barthel TIF # 10 Land of Lakes City Industrial Bus Mold - Tech Tile Interstate 94 Hall Park $ $ 12,071 $ 34,243 $ $ 970 (428) 970 12,071 34,243 (428) 16,621 11,626 33,134 14,467 2,402 28,886 16,621 11,626 33,134 28,886 14,467 2,402 1,109 (28,886) (14,467) (2,830) (15,651) 445 4,966 2,652 28,886 54,154 4,966 2,652 28,886 54,154 (15,651) 5,411 3,761 39,687 (2,830) 39,916 (5,411) (3,761) (39,687) (18,781) $ 24,265 $ $ $ $ $ (21,611) -59- CITY OF ALBERTVil,LE, MINNESOTA NONMAJOR CAPITAL PROJECTS FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2008 493 494 497 499 CSAH 19 CSAH 19 and 57th and 50th Lachman Intersection Street 70th Street Avenue REVENUES Tax increments $ $ $ $ Charges for services 290 Special assessments 7 7 Interest on investments 3,141 (967) 4,699 6,102 Miscellaneous TOTAL REVENUES 3,148 (967) 4,996 6,102 EXPENDITURES Current General government Culture and recreation Economic development Capital outlay General government Public works 18,695 43,267 94,000 98,793 Culture and recreation Economic development TOTAL EXPENDITURES 18,695 43,267 94,000 98,793 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (15,547) (44,234) (89,004) (92,691) OTHER FINANCING SOURCES (USES) Transfers in Transfers out (107,766) TOTAL OTHER FINANCING SOURCES (USES) (107,766) NET CHANGE IN FUND BALANCES (15,547) (44,234) (196,770) (92,691) FUND BALANCES (DEFICITS), JANUARY 1 108,822 (5,716) 196,770 229,318 FUND BALANCES (DEFICITS), DECEMBER 31 $ 93,275 $ (49,950) $ $ 136,627 -60- 500 501 502 503 504 Phillip Franklin New Morris CSAH 37 Sewer Ice Sheet Lift-Station MacIver Utilities Extension Total $ $ $ $ $ $ 94,855 290 14 (3,876) (7,962) (992) (36) 50,548 137,979 143,479 (3,876) (7,962) (992) 137,943 289,186 133,834 71,825 105,122 14,467 55,969 7,568 35,400 146,912 503,006 37 74,369 28,886 37 55,969 7,568 35,400 146,912 931,509 (37) (59,845) (15,530) (36,392) (8,969) (642,323) 1,385 107,766 310,172 (233,305) 1,385 107,766 76,867 1,348 (59,845) 92,236 (36,392) (8,969) (565,456) (1,348) (116,687) (380,993) 1,811,789 $ $ (176,532) $ (288,757) $ (36,392) $ (8,969) $ 1,246,333 -61- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL FOR THE YEAR ENDED DECEMBER 31, 2008 (With comparative actual amounts for the year ended December 31, 2007) 2008 2007 Variance with Budgeted Amounts Final Budget - Actual Over Actual Original Final Amounts (Under) Amounts REVENUES Taxes General property taxes $ 2,144,171 $ 2,144,171 $ 2,074,327 $ (69,844) $ 1,861,916 Licenses and permits Business 60,150 60,150 99,728 39,578 91,190 Nonbusiness 303,100 303,100 286,836 (16,264) 192,097 Total 363,250 363,250 386,564 23,314 283,287 Intergovernmental State Property tax credits 48,436 48,436 94,814 Other 83,500 83,500 75,269 (8,231) 80,001 County Highway aid 10,000 10,000 5,589 (4,411) 14,854 Total 93,500 93,500 129,294 35,794 189,669 Charges for services General government 472,037 472,037 382,226 (89,811) 495,950 Public safety 92,220 92,220 129,151 36,931 84,944 Culture and recreation 4,000 4,000 6,184 2,184 6,970 Total 568,257 568,257 517,561 (50,696) 587,864 Fines and forfeitures 200 200 (200) 3,450 Special assessments 40,855 40,855 Interest on investments 120,000 120,000 35,487 (84,513) 61,496 Miscellaneous Other 7,000 7,000 25,716 18,716 60,533 Contributions and donations 13,031 13,031 17,282 Refunds and reimbursements 106,723 106,723 100,986 Total 7,000 7,000 145,470 138,470 178,801 TOTAL REVENUES 3,296,378 3,296,378 3,329,558 33,180 3,166,483 -62- CITY OF ALBERlVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2008 (With comparative actual amounts for the year ended December 31, 2007) 2008 2007 Variance with Budgeted Amounts Final Budget - Actual Over Actual Original Final Amounts (Under) Amounts EXPENDITURES Current General govermnent Legislative Personal services $ 20,894 $ 20,894 $ 21,035 $ 141 $ 20,866 Supplies 750 750 1,125 375 510 Other services and charges 24,700 24,700 30,623 5,923 24,488 Total 46,344 46,344 52,783 6,439 45,864 Administration Personal services 120,210 120,210 122,789 2,579 115,970 Supplies 1,850 1,850 2,114 264 1,747 Other services and charges 5,900 5,900 5,417 (483) 4,277 Total 127,960 127,960 130,320 2,360 121,994 City clerk Personal services 81,805 81,805 79,803 (2,002) 85,595 Supplies 7,250 7,250 6,783 (467) 6,483 Other services and charges 46,948 46,948 40,922 (6,026) 39,611 Total 136,003 136,003 127,508 (8,495) 131,689 Elections and voter registration Personal. services 363 363 Supplies 59 Other services and charges 9,000 9,000 5,373 (3,627) 40 Total 9,000 9,000 5,736 (3,264) 99 Treasurer Personal services 106,765 106,765 101,777 (4,988) 87,833 Supplies 2,950 2,950 5,542 2,592 5,671 Other services and charges 3,750 3,750 9,688 5,938 1,901 Total 113,465 113,465 117,007 3,542 95,405 Assessing Other services and charges 35,000 35,000 31,973 (3,027) 31,041 Legal Other services and charges 35,400 35,400 74,622 39,222 58,640 -63- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2008 (With comparative actual amounts for the year ended December 31, 2007) 2008 2007 Variance with Budgeted Amounts Final Budget - Actual Over Actual Original Final Amounts (Under) Amounts EXPENDITURES - CONTINUED Current - Continued General government - continued Engineering Other services and charges $ 65,000 $ 65,000 $ 132,903 $ 67,903 $ 124,561 Miscellaneous Personal services 7,484 7,484 2,541 (4,943) 6,832 Supplies 1,500 1,500 652 (848) 580 Other services and charges 134,650 134,650 213,618 78,968 232,938 Total 143,634 143,634 216,811 73,177 240,350 Total general government 711,806 711,806 889,663 177,857 849,643 Public safety Police protection Other services and charges 474,000 474,000 474,336 336 457,710 Fire protection Personal services 197,722 197,722 108,310 (89,412) 134,030 Supplies 12,000 12,000 10,427 (1,573) 15,215 Other services and charges 109,031 109,031 116,878 7,847 102,411 Total 318,753 318,753 235,615 (83,138) 251,656 Protective inspection Personal services 179,794 179,794 175,544 (4,250) 159,608 Supplies 6,500 6,500 4,104 (2,396) 5,143 Other services and charges 230,136 230,136 216,426 (13,710) 245,892 Total 416,430 416,430 396,074 (20,356) 410,643 Animal control Other services and charges 3,500 3,500 4,016 516 2,979 Total public safety 1,212,683 1,212,683 1,110,041 (102,642) 1,122,988 -64- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31,2008 (With comparative actual amounts for the year ended December 31, 2007) 2008 2007 Variance with Budgeted Amounts Final Budget - Actual Over Actual Original Final Amounts (Under) Amounts EXPENDITURES - CONTINUED Current - Continued Public works Streets Personal services $ 126,470 $ 126,470 $ 149,496 $ 23,026 $ 137,143 Supplies 233,375 233,375 270,437 37,062 198,213 Other services and charges 89,300 89,300 90,714 1,414 93,578 Total 449,145 449,145 510,647 61,502 428,934 Street lighting Other services and charges 75,000 75,000 69,015 (5,985) 67,695 Sanitation Supplies 3,195 Other services and charges 46,500 46,500 53,594 7,094 44,528 Total 46,500 46,500 53,594 7,094 47,723 Total public works 570,645 570,645 633,256 62,611 544,352 Culture and recreation Parks Personal services 116,594 116,594 121,509 4,915 94,245 Supplies 9,850 9,850 11,614 1,764 11,123 Other services and charges 67,800 67,800 69,219 1,419 63,769 Total culture and recreation 194,244 194,244 202,342 8,098 169,137 Economic Development Supplies 309 Other services and charges 8,500 8,500 II ,890 3,390 24,240 Total economic development 8,500 8,500 1l,890 3,390 24,549 Total current expenditures 2,697,878 2,697,878 2,847,192 149,314 2,710,669 -65- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2008 (With comparative actual amounts for the year ended December 31, 2007) 2008 2007 Variance with Budgeted Amounts Final Budget - Actual Over Actual Original Final Amounts (Under) Amounts EXPENDITURES - CONTINUED Capital outlay General government $ 408,000 $ 408,000 $ 4,536 $ (403,464) $ 421,132 Public safety 115,500 115,500 13,408 (102,092) 34,968 Public works 36,000 36,000 4,440 (31,560) 6,400 Culture and recreation 39,000 39,000 9,252 (29,748) 15,448 Total capital outlay 598,500 598,500 31,636 (566,864) 477,948 TOTAL EXPENDITURES 3,296,378 3,296,378 2,878,828 (417,550) 3,188,617 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 450,730 450,730 (22,134) OTHER FINANCING SOURCES (USES) Transfers in 133,208 Sale of capital assets 129,854 Transfers out (372,752) (372,752) (997,475) TOTAL OTHER FINANCING SOURCES (USES) (372,752) (372,752) (734,413) NET CHANGE IN FUND BALANCES 77,978 77,978 (756,547) FUND BALANCES, JANUARY 1 792,457 792,457 792,457 1,549,004 PIDORPEIDODADWSTMENTS (10,799) (10,799) FUND BALANCES, DECEMBER 31 $ 792,457 $ 792,457 $ 859,636 $ 67,179 $ 792,457 -66- CITY OF ALBERTVILLE, MINNESOTA DEBT SERVICE FUND COMBINING BALANCE SHEET DECEMBER 31, 2008 300 322 353 354 Closed 1992A 1996A 1999 Bond G.O. G.O. Lease Issues Improvement Tax Increment Revenue ASSETS Cash and temporary investments $ 77,309 $ $ $ 2,902 Receivables Delinquent taxes 502 4,644 Special assessments Delinquent Deferred Due from other governments Land held for resale TOTAL ASSETS $ 77,811 $ $ $ 7,546 LIABILITIES AND FUND BALANCES LIABILITIES Due to other funds $ $ $ $ Deferred revenue 367 3,766 TOTAL LIABILITIES 367 3,766 FUND BALANCES Reserved for Land held for resale Unreserved (deficits) 77,444 3,780 TOTAL FUND BALANCES 77,444 3,780 TOTAL LIABILITIES AND FUND BALANCES $ 77,811 $ $ $ 7,546 -67- 355 357 358 359 360 CSAH 19 1999A 2003A 2004 2007 G.O. G.O. Lease City Hall G.O. Improvement Improvement Revenue Revenue Improvement $ 9,288 $ $ 680,032 $ 18,066 $ 207,891 3,072 6,047 12,274 6,638 493 28,342 75,327 268,306 596,571 550,000 2,735,714 $ 88,180 $ 3,560,067 $ 692,306 $ 24,704 $ 832,804 $ $ 986,859 $ 823,225 $ $ 78,293 9,974 5,506 624,913 78,293 1,810,084 9,974 5,506 624,913 9,887 2,735,714 (985,731) 682,332 19,198 207,891 9,887 1,749,983 682,332 19,198 207,891 $ 88,180 $ 3,560,067 $ 692,306 $ 24,704 $ 832,804 -68- CITY OF ALBERTVILLE, MINNESOTA DEBT SERVICE FUND COMBINING BALANCE SHEET - CONTINUED DECEMBER 31, 2008 361 362 Lachman Industrial 2007 2007 G.O. G.O. Improvement Improvement Totals ASSETS Cash and temporary investments $ 158,390 $ 135,002 $ 1,288,880 Receivables Delinquent taxes 33,177 Special assessments Delinquent 28,835 Deferred 207,435 1,041,803 2,189,442 Due from other governments 550,000 Land held for resale 2,735,714 TOTAL ASSETS $ 365,825 $ 1,176,805 $ 6,826,048 LIABILITIES AND FUND BALANCES LIABILITIES Due to other funds $ $ $ 986,859 Deferred revenue 207,435 1,041,803 2,795,282 TOTAL LIABILITIES 207,435 1,041,803 3,782,141 FUND BALANCES Reserved for Land held for resale 2,735,714 Unreserved (deficits) 158,390 135,002 308,193 TOTAL FUND BALANCES 158,390 135,002 3,043,907 TOTAL LIABILITIES AND FUND BALANCES $ 365,825 $ 1,176,805 $ 6,826,048 -69- CITY OF ALBERTVILLE, MINNESOTA DEBT SERVICE FUND COMBINING SCHEDULES OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) FOR THE YEAR ENDED DECEMBER 31, 2008 300 322 353 354 Closed 1992A 1996A 1999 Bond G.O. G.O. Lease Issues Improvement Tax Increment Revenue REVENUES Property taxes $ 38 $ $ 312 $ 58,827 Special assessments Miscellaneous Interest earnings 5,041 441 1,136 TOTAL REVENUES 5,079 441 312 59,963 EXPENDITURES Debt Service Principal 30,000 85,000 Interest and other 250 810 59,523 TOTAL EXPENDITURES 250 30,810 144,523 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 4,829 441 (30,498) (84,560) OTHER FINANCING SOURCES (USES) Transfers in 15,267 111,915 Bonds refunded (560,000) Issuance of refunding debt 560,000 Transfers out (111,915) (15,267) TOTAL OTHER FINANCING SOURCES (USES) (96,648) (15,267) 111,915 NET CHANGE IN FUND BALANCE (91,819) (14,826) 81,417 (84,560) FUND BALANCE (DEFICITS), JANUARY 1 169,263 14,826 (81,417) 88,340 FUND BALANCE, DECEMBER 31 $ 77,444 $ $ $ 3,780 -70- 355 357 358 359 360 CSAH 19 1999A 2003A 2004 2007 G.O. G.O. Lease City Hall G.O. Improvement Improvement Revenue Revenue Improvement $ 38,442 $ 79,279 $ 156,654 $ 187,290 $ 81,747 68,606 88,957 50,000 697 (28,743) 18,324 1,833 5,575 120,886 169,142 174,978 189,123 94,532 360,000 10,651 370,651 (249,765) (249,765) 259,652 $ 9,887 470,000 59,054 75,000 86,094 135,000 144,868 66,045 529,054 66,045 161,094 279,868 (359,912) (90,745) 28,487 13,884 37,100 37,100 (322,812) 28,487 13,884 (90,745) 2,072,795 668,448 109,943 179,404 $ 1,749,983 $ $ $ 207,891 682,332 19,198 -71- CITY OF ALBERTVILLE, MINNESOTA DEBT SERVICE FUND COMBINING SCHEDULES OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2008 361 362 Lachman Industrial 2007 2007 G.O. G.O. Improvement Improvement Totals REVENUES Property taxes $ $ $ 520,842 Special assessments 174,517 167,128 580,955 Miscellaneous 50,000 Interest earnings 2,225 2,363 8,892 TOTAL REVENUES 176,742 169,491 1,160,689 EXPENDITURES Debt Service Principal 1,155,000 Interest and other 22,005 41,360 490,660 TOTAL EXPENDITURES 22,005 41,360 1,645,660 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 154,737 128,131 (484,971) OTHER FINANCING SOURCES (USES) Transfers in 164,282 Bonds refunded (560,000) Issuance of refunding debt 560,000 Transfers out (127,182) TOTAL OTHER FINANCING SOURCES (USES) 37,100 NET CHANGE IN FUND BALANCE 154,737 128,131 (447,871) FUND BALANCE (DEFICITS), JANUARY 1 3,653 6,871 3,491,778 FUND BALANCE, DECEMBER 31 $ 158,390 $ 135,002 $ 3,043,907 -72- CITY OF ALBERTVILLE, MINNESOTA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS DECEMBER 31, 2008 Balance Balance January 1 Additions Deductions December 31 Albertville Friendly City Days ASSETS Cash and temporary investments $ 14,762 $ 3,149 $ (2,530) $ 15,381 LIABILITIES Accounts payable $ 14,762 $ 3,149 $ (2,530) $ 15,381 Landscaping Escrows ASSETS Cash and temporary investments $ 70,618 $ 259,448 $ (207,452) $ 122,614 LIABILITIES Accounts payable $ 70,618 $ 259,448 $ (207,452) $ 122,614 TOTAL AGENCY FUNDS ASSETS Cash and temporary investments $ 85,380 $ 262,597 $ (209,982) $ 137,995 LIABILITIES Accounts payable $ 85,380 $ 262,597 $ (209,982) $ 137,995 -73- CITY OF ALBERTVILLE, MINNESOTA SUMMARY FINANCIAL REPORT REVENUES AND EXPENDITURES FOR GENERAL OPERA nONS GOVERNMENTAL FUNDS YEARS ENDED DECEMBER 31, 2008 AND 2007 Percent Total Increase 2008 2007 (Decrease) REVENUES Taxes $ 2,690,024 $ 2,322,488 15.83 % Special assessments 847,075 691,833 22.44 Licenses and permits 386,564 283,287 36.46 Intergovernmental 129,294 717,556 (81.98) Charges for services 878,486 2,150,160 (59.14) Fines and forfeitures 3,450 (100.00) Interest on investments 327,292 399,565 (18.09) Miscellaneous 346,078 240,929 43.64 TOTAL REVENUES $ 5,604,813 $ 6,809,268 (17.69) Per Capita 957.11 1,162.78 (17.69) EXPENDITURES Current General government $ 1,023,497 $ 849,643 20.46 % Public safety 1,110,041 1,122,988 (1.15) Public works 691,311 563,455 22.69 Culture and recreation 274,167 246,507 11.22 Economic development 124,140 96,550 28.58 Capital outlay General government 19,003 594,247 (96.80) Public safety 13,408 34,968 (61.66) Public works 650,484 3,295,620 (80.26) Culture and recreation 83,621 23,453 256.55 Economic development 28,886 792,858 (96.36) Debt service Principal 1,155,000 765,000 50.98 Interest and other charges 490,660 401,882 22.09 TOTAL EXPENDITURES $ 5,664,218 $ 8,787,171 (35.54) Per Capita 967.25 1,500.54 (35.54) Total Long-term Indebtedness $ 10,475,000 $ 11,630,000 (9.93) % Per Capita 1,788.76 1,986.00 (9.93) General Fund Balance - December 31 $ 859,636 $ 792,457 8.48 % Per Capita 146.80 135.32 8.48 The purpose of this report is to provide a summary of [mancial information concerning the City of Albertville to interested citizens. The complete financial statements may be examined at City Hall, 5959 Main Avenue, Albertville, MN 55301. Questions about this report should be directed to Tina Lannes, Finance Director at (763) 497-3384. -74- STATISTICAL SECTION (Unaudited) This part of the City of Albertville's comprehensive annual financial report presents detailed information as a context for understanding what the information in the fmandal statements, note disclosures, and required supplementary information says about the government's overall financial health. Pa!!:e Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well-being have changed over time. 75 Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue source, the property tax. 85 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of out-standing debt and the government's ability to issue additional debt in the future. 91 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 98 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 100 Sources: Unless otherwise noted, the information in these schedules is derivedfrom the annualfinancial reports for the relevant year. CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) NET ASSETS BY COMPONENT LAST FIVE FISCAL YEARS (accrual basis of accounting) Fiscal Year 2004 2005 2006 Governmental activities Invested in capital assets, net of related debt $ 14,185,481 $ 16,171,687 $ 19,214,778 Restricted 2,189,395 7,131,515 5,642,284 Unrestricted 1,884,120 1,081,719 982,070 Total governmental activities net assets $ 18,258,996 $ 24,384,921 $ 25,839,132 Business-type activities Invested in capital assets, net of related debt $ 5,500,764 $ 5,219,804 $ 6,572,396 Restricted 4,347,300 4,895,012 5,605,029 Unrestricted 3,119,902 4,224,393 3,186,512 Total business-type activities net assets $ 12,967,966 $ 14,339,209 $ 15,363,937 Total primary government Invested in capital assets, net of related debt $ 19,686,245 $ 21,391,491 $ 25,787,174 Restricted 6,536,695 12,026,527 11,247,313 Unrestricted 5,004,022 5,306,112 4,168,582 Total primary government $ 31,226,962 $ 38,724,130 $ 41,203,069 Note: Net assets are not available for years prior to 2004 -75- Table 2 Fiscal Year 2007 2008 $ 905,429 $ 1,119,820 1,202,529 1,199,463 1,344,124 1,675,926 268,040 331,749 235,425 153,026 424,709 515,558 4,380,256 4,995,542 858,726 823,088 1,297,307 1,226,374 75,268 142,520 2,231,301 2,191,982 $ 6,611,557 $ 7,187,524 $ 775,544 $ 733,709 85,887 129,521 5,700 3,050 317,112 856,725 2,967,450 342,520 4,151,693 2,065,525 692,890 651,821 1,118,401 1,008,729 170,004 212,891 4,664 146,172 1,906,378 489,075 3,892,337 2,508,688 $ 8,044,030 $ 4,574,213 $ (228,563) $ (2,930,017) 1,661,036 316,706 $ 1,432,473 $ (2,613,311) -78- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN NET ASSETS - CONTINUED LAST FIVE FISCAL YEARS (accrual basis of accounting) Fiscal Year 2004 2005 2006 General Revenues and Other Changes in Net Assets General Revenues Governmental activities Taxes Property taxes, levied for general purpose $ 1,411,631 $ 1,371,118 $ 1,661,756 Property taxes, levied for debt service 182,518 330,621 335,957 Tax increments 97,874 99,429 98,546 State aids 29,192 24,860 13,056 Grants and contributions not restricted to specific programs 70,310 32,423 13,717 Unrestricted investment earnings 26,757 136,150 258,786 Gain on sale of capital assets Capital contributions 616,280 Transfers 525,000 336,081 Total governmental activities general revenues 2,343,282 1,994,601 3,334,179 Business-type activities Unrestricted investment earnings 94,637 119,174 265,578 Transfers (525,000) (336,081) Total business-type activities general revenues (430,363) 119,174 (70,503) Total primary government $ 1,912,919 $ 2,113,775 $ 3,263,676 Change in Net Assets Governmental activities $ 230,462 $ 2,569,905 $ (933,115) Business-type activities 1,183,159 1,371,243 832,199 Total primary government $ 1,413,621 $ 3,941,148 $ (100,916) Note: Changes in net assets are not available for years prior to 2004 -79- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS Fiscal Year 1999 2000 2001 2002 General fund Unreserved $ 389,362 $ 619,158 $ 1,017,834 $ 1,671,345 All other governmental funds Reserved $ 436,948 $ 851,110 $ 863,706 $ 711,000 Unreserved, reported in: Debt service funds (65,730) (33,449) (102,921) (29,259) Special revenue funds 2,574,010 3,541,201 3,908,279 5,190,959 Capital project funds (20,678) 451,802 (1,241,383) (3,523,403) Total all other governmental funds $ 2,924,550 $ 4,810,664 $ 3,427,681 $ 2,349,297 -81- Table 3 Fiscal Year 2003 2004 2005 2006 2007 2008 $ 2,540,495 $ 2,222,944 $ 2,110,581 $ 1,549,004 $ 792,457 $ 859,636 $ 818,919 $ 1,334,022 $ 4,488,141 $ 4,121,164 $ 2,841,445 $ 2,826,007 13,276 2,465 (138,675) (457,216) 756,064 308,193 684,577 6,485,664 118,952 167,838 172,837 4,319,796 (3,164,897) 3,777,871 5,151,611 6,821,881 6,803,831 $ 5,836,568 $ 4,657,254 $ 8,246,289 $ 8,815,559 $ 10,587,228 $ 10,110,868 -82- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS Fiscal Year 1999 2000 2001 2002 Revenues Taxes $ 763,388 $ 958,650 $ 1,365,415 $ 1,473,046 Licenses and permits 121,839 166,352 306,699 587,020 Intergovernmental 329,773 266,005 272,892 201,191 Charges for services 707,925 1,024,474 1,254,520 1,725,558 Fines and forfeitures 152 Special assessments 160,254 537,357 532,531 434,376 Interest on investments Miscellaneous 369,237 315,139 378,759 166,140 Total revenues 2,452,568 3,267,977 4,110,816 4,587,331 Expenditures General government 249,895 480,339 512,513 571,826 Public safety 343,922 219,975 336,287 822,875 Public works 206,985 392,248 382,172 314,353 Culture and recreation 252,807 134,191 144,149 218,974 Economic development 75,924 5,362 1,851 3,802 Miscellaneous 91,349 44,028 256,106 99,155 Capital Outlay 2,638,914 2,166,570 2,673,059 2,392,238 Debt service Principal 265,000 217,617 561,793 838,122 Interest 56,793 167,887 238,143 248,245 Total expenditures 4,181,589 3,828,217 5,106,073 5,509,590 Excess (deficiency) of revenues over (under) expenditures (1,729,021) (560,240) (995,257) (922,259) Other fmancing sources (uses) Transfers in 144,996 1,015,000 495,323 Bonds refunded Proceeds from sale of bonds 2,595,387 2,673,094 Discount on long-term debt issued Sale of capital assets 501 3,056 10,950 497,386 Transfers out (144,996) (1,015,000) (495,323) Total other fmancing sources (uses) 2,595,888 2,676,150 10,950 497,386 Net change in fund balances $ 866,867 $ 2,115,910 $ (984,307) $ (424,873) Debt service as a percentage of Noncapital expenditures 20.9% 23.2% 32.9% 34.8% -83- Table 4 Fiscal Year 2003 2004 2005 2006 2007 2008 $ 1,503,235 $ 1,690,224 $ 1,800,624 $ 2,055,430 $ 2,322,488 $ 2,690,024 691,839 572,230 683,448 487,132 283,287 386,564 98,229 93,419 82,564 167,769 717,556 129,294 2,819,799 1,309,145 1,395,634 1,416,203 2,150,160 878,486 2,500 3,414 3,702 3,450 717,145 396,856 901,138 1,191,863 691,833 847,075 26,757 136,150 367,427 399,565 327,292 90,792 233,034 692,264 733,236 240,929 346,078 5,921,039 4,324,165 5,695,236 6,422,762 6,809,268 5,604,813 568,405 611,495 1,070,698 925,032 849,643 1,023,497 564,671 669,509 768,887 1,080,046 1,122,988 1,110,041 646,296 404,311 386,964 582,576 563,455 691,311 165,619 120,081 215,322 217,908 246,507 274,167 118,265 130,735 98,603 59,069 96,550 124,140 94,881 2,313,324 4,807,388 2,429,661 5,394,555 4,741,146 795,402 868,229 247,800 585,000 725,000 765,000 1,155,000 215,659 263,238 267,953 392,992 401,882 490,660 5,555,349 7,254,557 5,823,088 9,377,178 8,787,171 5,664,218 365,690 (2,930,392) (127,852) (2,954,416) (1,977,903) (59,405) 213,496 1,361,270 2,422,374 4,142,869 2,134,050 643,157 (560,000) 3,245,552 2,100,000 3,700,000 3,235,000 560,000 (76,934) (24,690) 739,848 2,350 129,854 (213,496) (2,488,979) (2,664,704) (4,014,106) (2,481,189) (902,583) 3,985,400 972,291 3,383,086 128,763 2,993,025 (259,426) $ 4,351,090 $ (1,958,101) $ 3,255,234 $ (2,825,653) $ 1,015,122 $ (318,831) 33.4% 15.7% 23.5% 20.2% 25.9% 31.4% -84- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) TAX CAPACITY, MARKET VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY (Shown by year of tax collectability) 1999 2000 2001 2002 Taxable market value Personal property $ 1,718,600 $ 2,049,601 $ 2,308,300 $ 2,672,400 Real estate 104,488,300 130,767,901 171,962,600 223,056,400 Total taxable market value $ 106,206,900 $ 132,817,500 $ 174,270,900 $ 225,728,800 Estimated actual value of taxable property n/a n/a $ 184,106,900 $ 248,910,400 Taxable market value as a percentage of estimated actual value n/a % n/a % 94.66 % 90.69 % Tax capacity Personal property $ 59,530 $ 69,686 $ 78,482 $ 53,388 Real estate 1,500,003 1,883,767 2,716,513 2,652,109 Subtotal 1,559,533 1,953,453 2,794,995 2,705,497 Less: tax increment (100,259) (55,805) (120,835) (80,610) Net tax capacity $ 1,459,274 $ 1,897,648 $ 2,674,160 $ 2,624,887 Tax levies General $ 558,853 $ 669,611 $ 1,042,719 $ 1,175,394 Debt service 93,500 216,606 175,070 174,606 Total $ 652,353 $ 886,217 $ 1,217,789 $ 1,350,000 Tax capacity rate General 38.297 % 35.286 % 38.992 % 44.779 % Debt service 6.407 11.414 6.547 6.652 Total 44.704 % 46.701 % 45.539 % 51.431 % Source: Wright County Auditorffreasurer Department Note: Property in the county is reassessed annually. Note: Information is not available prior to 2001 for the estimated actual value oftaxable property. -85- Table 5 2003 2004 2005 2006 2007 2008 $ 3,105,200 $ 3,393,700 $ 4,095,900 $ 4,307,400 $ 4,790,900 $ 4,496,300 290,313,400 386,668,400 469,824,100 550,847,200 627,206,200 676,886,400 $ 293,418,600 $ 390,062,100 $ 473,920,000 $ 555,154,600 $ 631,997,100 $ 681,382,700 $ 316,644,500 $ 417,609,000 $ 505,473,200 $ 596,039,800 $ 673,691,200 $ 722,043,500 92.66 % 93.40 % 93.76 % 93.14 % 93.81 % 94.37 % $ 62,044 $ 67,808 $ 81,839 $ 86,069 $ 93,976 $ 88,151 3,422,532 4,641,059 5,694,619 6,680,766 7,600,714 . 8,257,927 3,484,576 4,708,867 5,776,458 6,766,835 7,694,690 8,346,078 (85,855) (93,274) (100,476) (94,563) (106,683) (90,688) $ 3,398,721 $ 4,615,593 $ 5,675,982 $ 6,672,272 $ 7,588,007 $ 8,255,390 $ 1,347,817 $ 1,440,922 $ 1,461,040 $ 1,735,899 $ 2,009,558 $ 2,144,171 162,949 209,101 354,813 359,651 360,959 545,560 $ 1,510,766 $ 1,650,023 $ 1,815,853 $ 2,095,550 $ 2,370,517 $ 2,689,731 39.657 % 31.219 % 25.741 % 26.017 % 26.483 % 25.973 % 4.794 4.530 6.251 5.390 4.757 6.609 44.451 % 35.749 % 31.992 % 31.407 % 31.240 % 32.582 % -86- CITY OF ALBERTVILLE, MINNESOTA Table 6 STATISTICAL SECTION (UNAUDITED) PROPERTY TAX CAPACITY RATES - DIRECT AND OVERLAPPING GOVERNMENTS (PER $1,000 OF TAX CAPACITY IN 1999-2008) Overlapping Rates Year School School Taxes District District Payable City County No. 885 No. 728 1999 44.704 % 32.166 % 63.743 % 59.628 % 2000 46.701 31.929 58.877 55.814 2001 45.539 31.291 55.331 63.828 2002 51.431 40.268 37.911 45.945 2003 44.451 36.851 35.283 41.326 2004 35.749 35.624 35.205 30.937 2005 31.992 34.407 32.947 32.836 2006 31.407 32.561 42.859 35.941 2007 31.240 30.708 45.246 33.201 2008 32.582 31.643 46.180 32.338 Source: Wright County Auditorrrreasurer Department Overlapping rates are those oflocal and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners (e.g. the rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district). -87- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) PRINCIPAL TAXPAYERS DECEMBER 31, 2008 2008 Percent Tax of Total Taxpayer Capacity Rank Tax Capacity CPG Partners LP $ 970,238 1 11.75 % CWE Albertville Crossing, LLC 253,418 2 3.07 William A. Hinks 91,788 3 1.11 We1come Furniture & Appliances 79,738 4 0.97 HGP Architectural Glass, Inc. 78,190 5 0.95 Albertville Investments, LLC 74,098 6 0.90 Albertville Plaza, LLC 73,776 7 0.89 Manchester II, LLC 49,052 8 0.59 Alshouse Properties, LLC 48,986 9 0.59 Albertville Strip Mall, LLC 46,542 10 0.56 Kauffinann & Kauffinann Northern States Power Company Fraser Building LP Truss Manufacturing, Co. Pilot Land Development, Co. Albertville Leased House Association Minnegasco, Inc. Donald & Betty Barthel Howard Larson Totals $ 1,765,826 21.39 % Source: Wright County AuditorlTreasurer Department -88- CITY OF ALBERTVILLE, MINNESOTA Table 8 STATISTICAL SECTION (UNAUDITED) PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (1) Percent Collection Percentage Collection of Total Fiscal Total of Current of Levy in subsequent Total Collections Year Levy Year's Levy Collected years Collections to Levy 1999 $ 652,353 $ 646,124 99.05 % $ 6,229 $ 652,353 100.00 % 2000 886,217 865,384 97.65 20,833 886,217 100.00 2001 1,217,789 1,184,850 97.30 32,939 1,217,789 100.00 2002 1,350,000 1,317,240 97.57 32,760 1,350,000 100.00 2003 1,510,766 1,482,194 98.11 28,572 1,510,766 100.00 2004 1,650,023 1,620,234 98.19 25,490 1,645,724 99.74 2005 1,815,853 1,787,094 98.42 25,862 1,812,956 99.84 2006 2,095,550 2,029,562 96.85 44,746 2,074,308 98.99 2007 2,370,517 2,264,743 95.54 52,954 2,317,697 97.77 2008 2,689,731 2,615,661 97.25 2,615,661 97.25 Source: Wright County Auditor/Treasurer Department (1) Includes state paid property tax credits. -90- 0\ ~ :Q ~ Eo< ~ P-< < U '""' ~ ~o P-< O~~Eo< rgSE-<ffitZl :?;8ffio~ ~~OO~ ~e,o~>< . ~ Z ....:l ~zoo< dOztxlu >~oE-<ga utxl~~ ffi~~zz txI....:lZ~~ ....:l<~.......E-< <uO......tZl ..... ~< ~~~~....:l ><~<....:l ~~~~ UtZl 0 ~ tZl tZl ~ tZl tZl < '""' ...... 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"0 "0 ~~ Q) Q) 1:: '.rg -5 -5 Q) Q) tZl tZl ~OQ)Q) ~ Q;oSoS '""'"0 Q) Q) cz~~ I ...... 0\ , CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS Table 10 Less (1) Amounts Percentage of General Available in Net Estimated Actual Fiscal Obligation Debt Service Bonded Value of Per Year Bonds Funds Debt Taxable Property Capita 1999 $ 2,335,000 $ 3,683 $ 2,331,317 2.20 % 715 2000 4,725,000 399,364 4,325,636 3.26 1,195 2001 4,225,000 460,966 3,764,034 2.04 942 2002 3,470,000 333,915 3,136,085 1.26 694 2003 3,992,800 493,001 3,499,799 1.11 702 2004 3,810,000 557,445 3,252,555 0.78 606 2005 3,285,000 132,660 3,152,340 0.62 561 2006 2,775,000 293,629 2,481,371 0.42 424 2007 5,515,000 449,580 5,065,420 0.75 852 2008 5,245,000 511,170 4,733,830 0.66 793 (1) Percentages for 1999-2000 are based on Total Taxable Market Value. Estimated Actual Value of Taxable Property was not available for those years. Note: Details regarding the City's outstanding debt can be found in the notes to the fmancial statements. See the Schedule of Demographic and Economic Statistics on page 98 for population data. See the Schedule of Tax Capacity, Market Value and Estimated Actual Value of Taxable Property for property value -92- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) COMPUTATION OF DIRECT AND OVERLAPPING DEBT DECEMBER 31, 2008 Table 11 Gross Bonded Debt Used For Net Debt Calculation Percentage Applicable to District Amount of Net Debt Applicable to District Direct Debt City of Albertville $ 5,245,000 100.00 % $ 5,245,000 Overlapping Debt School District #885 School District #728 Wright County Total Overlapping Debt $ 217,630,000 27.33 % $ 59,468,678 327,810,000 2.50 8,189,965 67,035,000 6.15 4,121,851 $ 612,475,000 11.72 % $ 71,780,494 $ 617,720,000 12.47 % $ 77,025,494 Total Direct and Overlapping Debt Sources: Market value data used to estimate applicable percentages provided by the Wright County Auditor/Treasurer department. Debt outstanding data was provided from the same source. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognized that, when considering the government's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. * The percentage of overlapping debt applicable is estimated using taxable market property values. Applicable percentages were estimated by determining the portion of the county's taxable market value that is within the City's boundaries and dividing it by the county's total taxable market value. -93- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS Fiscal Year 1999 2000 2001 2002 Debt limit (1) $ 2,124,138 $ 2,656,350 $ 3,485,418 $ 4,514,576 Total net debt applicable to limit Legal debt margin $ 2,124,138 $ 2,656,350 $ 3,485,418 $ 4,514,576 Total net debt applicable to the limit as a percentage of debt limit (1) The debt limit for years 1999-2007 is 2 percent and for the year 2008 is 3 percent. (2) All of the City's general obligation debt are paid from special assessments and not subject to the limit. Note: Under state law, the City's outstanding general obligation debt should not exceed 3 percent of the market value of taxable property. Prior to 2008, state law provided that general obligation debt should not exceed 2 percent. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for the extinguishment of those obligations. -94- Fiscal Year Table 12 2003 $ 5,868,372 $ 5,868,372 2004 $ 7,801,242 $ 7,801,242 2005 2006 $ 9,478,400 $ 11,103,092 $ 9,478,400 $ 11,103,092 2007 $ 12,639,942 $ 12,639,942 Legal Debt Margin Calculation for Fiscal Year 2008 Taxable market value Debt limit (3% of market value) Debt applicable to limit General obligation bonds (2) Less: amount available in debt service funds Total net debt applicable to limit Legal debt margin -95- 2008 $ 20,441,481 $ 20,441,481 $ 681,382,700 $ 20,441,481 $ 20,441,481 CITY OF ALBERTVILLE, MINNESOTA Table 13 STATISTICAL SECTION (UNAUDITED) PLEDGED-REVENUE COVERAGE LAST TEN FISCAL YEARS General Obligation Revenue Bonds (1) Net Fiscal Gross (2) Revenue Debt Service Year Revenue Expenses Available Principal Interest Coverage 1999 $ 255,646 $ 118,277 $ 137,369 $ 59,559 $ 40,371 1.37 2000 303,304 122,637 180,667 61,490 38,441 1.81 2001 314,294 157,636 156,658 66,636 33,295 1.57 2002 420,509 140,367 280,142 62,741 37,189 2.80 2003 428,604 157,720 270,884 67,878 32,052 2.71 2004 501,448 170,164 331,284 435,151 114,980 0.60 2005 730,659 240,082 490,577 242,500 100,260 1.43 2006 749,133 213,774 535,359 404,925 242,745 0.83 2007 740,802 329,305 411,497 427,435 226,666 0.63 2008 699,715 317,801 381,914 455,027 204,259 0.58 Tax Increment Bonds Revenue from Revenue from Fiscal Special Property Debt Service Year Assessments Taxes Principal Interest Coverage 1999 $ 23,477 $ 11,243 $ 95,000 $ 15,533 0.31 2000 23,004 11,061 30,000 12,645 0.80 2001 24,690 10,350 30,000 10,401 0.87 2002 23,762 10,083 30,000 9,736 0.85 2003 22,828 5,540 30,000 8,236 0.74 2004 15,305 5,396 30,000 6,794 0.56 2005 20,328 5,537 25,000 5,369 0.85 2006 19,177 10,410 25,000 4,076 1.02 2007 10,913 14,762 25,000 2,727 0.93 2008 312 30,000 810 0.01 (1) Including interest and other income (2) Excluding depreciation and interest on bonds -96- CITY OF ALBERTVILLE, MINNESOTA Table 13 STATISTICAL SECTION (UNAUDITED) PLEDGED-REVENUE COVERAGE - CONTINUED LAST TEN FISCAL YEARS Lease Revenue Bonds Revenue from Fiscal Property Debt Service Year Taxes Principal Interest Coverage 1999 $ $ $ 1,100 2000 83,062 46,762 1.78 2001 81,432 30,000 48,300 1.04 2002 78,274 30,000 46,912 1.02 2003 74,416 30,000 45,288 0.99 2004 60,724 35,000 45,276 0.76 2005 214,921 35,000 124,162 1.35 2006 210,146 190,000 284,409 0.44 2007 222,934 245,000 276,343 0.43 2008 402,771 295,000 290,485 0.69 Capital Leases Revenue from Fiscal Lease Debt Service Year Payments Principal Interest Coverage 1999 $ $ $ 2000 2001 27,567 21,793 5,774 1.00 2002 27,567 23,122 4,445 1.00 2003 27,567 24,533 3,034 1.00 2004 27,567 26,029 1,538 1.00 2005 2006 2007 2008 -97- I \0 00 I zzzzzzzzz 00000 0 0 0 0 ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ (")~;;~;;3Sf~~ ~g~~~[~g.'[ S' - G = ~ '2 iil ~ ~ (I) ~ (I) """,. ,.. .... *"","0 S' t:l 0 S .... ;;l '2 B.. 0 S> Cl ~ 'E...6 0 :.; < <. = S~5r~~~55g; ~ G ~ S e s' ~ ~ g .... = G G ... 0 G G ::l g....""I aao ::r::r~ m" tf.l ~ 8 ~ g. ::t. ~ s> g i ~. 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Employer CITY OF ALBERTVILLE, MINNESOTA Table 15 PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO (1) 2008 Percentage of Total City Employees Rank Employment 800 1 38.10 % 275 2 13.10 75 3 3.57 55 4 2.62 40 5 1.90 20 6 0.95 20 7 0.95 20 8 0.95 18 9 0.86 17 10 0.81 2,100 * 63.81 % Outlets at Albertville ISO No. 885, St. Michael-Albertville HGP Industries InC Truss Manufacturing Co. FraserSteele Co. OJ's Heating & Air Conditioning Don's Bus Service Omann Brothers Otsego Tool & Engineering Inc. Radiation Tool & Engineering Inc. Total Source: City of Albertville * This is an estimation provided by the City. (1) Information for nine years ago was not available. This table will be updated on a go-forward basis. -99- CITY OF ALBERTVILLE, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION DECEMBER 31, 2008 Table 18 Function 2008 Public Safety Fire stations Stations Public Works Highways and streets Streets (miles) Street lights Traffic signals Culture and recreation Parks division Parks Parks acreage Arena/Civic Center Baseball diamonds Basketball courts Bike trails (miles) Hockey rinks/outdoor Softball diamonds Tennis courts Volleyball courts Utilities Water Miles of water main Sewer Miles of sanitary sewer Lift stations Maximum daily treatment capacity (gallons) Storm sewer Miles of storm sewer 36 417 5 11 120 I 5 5 5 2 1 5 1 45 34 9 929,000 26 Source: City of Albertville Note: No capital asset indicators are available for the general government function. Note: Information not available prior to 2008. This table will be updated on a go-forward basis. -102-