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2015-12-31 Final CAFR Comprehensive Annual Financial Report For the year ended December 31, 2015 City of Albertville, Minnesota THIS PAGE IS LEFT BLANK INTENTIONALLY CITY OF ALBERTVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2015 ADAM NAFSTAD - CITY ADMINISTRATOR TINA LANNES - FINANCE DIRECTOR PREPARED BY DEPARTMENT OF FINANCE Member of the Government Finance Officers’ Association Of the United States and Canada THIS PAGE IS LEFT BLANK INTENTIONALLY CITY OF ALBERTVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS FOR THE YEAR ENDED DECEMBER 31, 2015 Page No. INTRODUCTORY SECTION Letter of Transmittal from City Administratorand Finance Director5 Certificate of Achievement of Excellence in Financial Reporting9 Organization Chart10 Elected and Appointed Officials11 FINANCIAL SECTION Independent Auditor’s Report14 Management’s Discussion and Analysis17 Basic Financial Statements Government-wide Financial Statements Statement of Net Position31 Statement of Activities32 Fund Financial Statements GovernmentalFunds Balance Sheet36 Reconciliation of the Balance Sheet to the Statement of Net Position39 Statement of Revenues, Expenditures and Changesin Fund Balances40 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balancesto the Statement of Activities42 General Fund Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual43 Proprietary Funds Statementof Net Position44 Statement of Revenues, Expenses and Changes in Net Position47 Statement of Cash Flows48 Fiduciary Funds Statement of Fiduciary Net Position50 Notes to the Financial Statements51 Required Supplementary Information Schedule of Employer’s Share of Public Employees Retirement Association Net Pension Liability - General Employees Retirement Fund84 Schedule of Employer’s Public Employees Retirement Association Contributions - General Employees Retirement Fund84 Schedule of Employer’s Share of Public Employees Retirement Association Net Pension Liability - Public Employees Police and Fire Fund84 Schedule of Employer’s Public Employees Retirement Association Contributions - Public Employees Police and Fire Fund85 Schedule of Employer’s Fire Relief Contributions85 Schedule of Changes in Net PensionLiability and Related Ratios- Fire Relief Association86 -1- CITY OF ALBERTVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 Page No. Combining and Individual Fund Financial Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet92 Combining Statement of Revenues, Expenditures and Changes in Fund Balances93 Nonmajor Capital Projects Funds Combining Balance Sheet96 Combining Schedule of Revenues, Expenditures and Changes in Fund Balances 98 General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual101 Debt Service Fund Combining Balance Sheet106 Combining Schedule of Revenues, Expenditures and Changes in Fund Balances108 Agency Funds Combining Statement of Changes in Assets and Liabilities110 Summary Financial Report Revenues and Expenditures for General Operations - Governmental Funds111 Table Page No. STATISTICAL SECTION (UNAUDITED) Net Position by Component 1 116 Changes in Net Position 2 118 Fund Balances of Governmental Funds 3 122 Changes in Fund Balances of Governmental Funds 4 124 Tax Capacity, Market Value and Estimated Actual Value of Taxable Property 5 126 Property Tax Capacity Rates - Direct and Overlapping Governments 6 129 Principal Taxpayers 7 130 Property Tax Levies and Collections 8 132 Ratios of Outstanding Debt by Type 9 133 Ratios of General Bonded Debt Outstanding10134 Computation of Direct and Overlapping Debt11135 Legal Debt Margin Information12136 Pledged-Revenue Coverage13138 Demographic and Economic Statistics14141 Principal Employers15142 Full-Time Equivalent City Government Employees by Function16144 Operating Indicators by Function17145 Capital Asset Statistics by Function18147 -2- INTRODUCTORY SECTION CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -3- THIS PAGE IS LEFT BLANK INTENTIONALLY -4- -5- -6- -7- -8- -9- City of Albertville Organizational Chart Voters Consultants City Attorney City Council City Planner Committees Contract Services City Administrator/Public Works Sheriff's Department Director/City Engineer Family Youth Collaborative Assessor Joint Powers Water Economic Development Parks and Recreation Senior Program Public Works CommitteePersonnel CommitteeBoardPlanning CommissionAuthorityCommitteeSTMA Arena Board Admin. Asst. Clerk II Building - Planning and City ClerkFinance Director(Building Tech)ZoningSewer Utility DeptStreets and ParksSTMA Ice ArenaFire Department Election JudgesFinance StaffUtility EmployeesParks EmployeesFire Chief Fire Officers Volunteer Firemen -10- CITY OF ALBERTVILLE, MINNESOTA ELECTED AND APPOINTEDOFFICIALS FOR THE YEAR ENDED DECEMBER 31, 2015 ELECTED NameTitleTerm Expires Jillian HendricksonMayor12/31/16 Rob OlsonCouncil Member12/31/18 Walter HudsonCouncil Member12/31/18 John VetschCouncil Member12/31/16 Larry SorensenCouncil Member12/31/16 APPOINTED NameTitle Adam NafstadCity Administrator Tina LannesFinance Director -11- THIS PAGE IS LEFT BLANK INTENTIONALLY -12- FINANCIAL SECTION CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -13- Independent Auditor's Report Honorable Mayor and Members of the City Council City of Albertville Albertville, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Albertville, Minnesota, as of and for the year ended December 31, 2015, and the related notes to financial statements, which collectively comprise the City's basic financial statements as listed in the Table of Contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. -14- Opinions In our opinion, the financial statements referred to present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Albertville, Minnesota, as of December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof and the budgetary comparison for the General Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Implementation of GASB 68 and GASB 71 As discussed in Note 9 to the financial statements, the City has adopted the provisions of the Accounting and Governmental Accounting Standards Board (GASB) Statement No. 68, Financial Reporting for Pensions Pension Transition for and GASBStatement No. 71, Contributions Made Subsequent to the Measurement Date. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, which follows this report letter, and the Schedule of Employer's Share of Public Employees Retirement Association Net Pension liability GERF Retirement Fund on page 84, Schedule of Employer's Share of Public Employees Retirement Association Net Pension Liability PEPFF Retirement Fund on page 84, Schedule of Employer's Public Employees Retirement Association Contributions GERF Retirement Fund on page 84, Schedule of Employer's Public Employees Retirement Association Contributions PEPFF Retirement Fund on page 85, Schedule of Employer's Fire Relief Contributions and Non-Employees Contributing Entities on page 85, and Schedule of Changes in Net Pension Liability and Related Ratios Fire Relief Association on page 86 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the GASB who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. -15- Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, combining and individual fund financial statements and schedules and Statistical Section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory section and statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Report on Summarized Comparative Information We have previously audited the City's 2014 financial statements, and our report, dated April 7, 2015, expressed unmodified opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2014, is consistent, in all material respects, with the audited financial statements from which it has been derived. Government Auditing Standards Other Reporting Required by Government Auditing Standards In accordance with , we have also issued our report dated April 6, 2016, on our consideration of the City of Albertville's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in Government Auditing Standards accordance with in considering the City of Albertville's internal control over financial reporting and compliance. Minneapolis, Minnesota April 6, 2016 -16- Management’s Discussion and Analysis As management of the City of Albertville, Minnesota, (the City), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2015. Financial Highlights The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $44,353,848(net position). Of this amount, $13,326,005(unrestricted net position) may be used to meet the City’s ongoing obligations to citizens and creditors. The City’s total net positionincreased $2,391,288.This increase is attributable to the governmental activitiesincreasing $2,399,180due to an increasein capital grants and contributionsdue to the City drawing roughly $1.7 million in MSA monies. As of the close of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $10,320,885, an increase of $265,595in comparison with the prior year. Approximately 68percent of this total amount, $7,003,319, is available for spending at the City’s discretionbut a portion has been assigned for specific purposes. At the end of thecurrent fiscal year, unassignedfund balance for the General fund was $1,876,186, or 76percent of total General fund 2015expenditures. The City’s total debt decreased $6,295,120during the current fiscal year. The decrease was attributable to refunded debt issues. -17- Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic financial statements themselves. The financial statements also include notes that explain some of the information in the financial statements and provide moredetailed data. The statements arefollowed by a section of combining and individual fund financial statements and schedules which further explain and support the information in the financial statements. Figure 1 shows how the required parts of this annual reportare arranged and relate to one another. In addition to these required elements, we have included a section with combining and individual fund financial statements and schedules that provide details about non-major governmental funds, which are added together and presented in single columns in the basic financial statements. Figure 1 Required Components of the City’s Annual Financial Report Management's Basic Required Discussion and Financial Supplementary Analysis StatementsInformation Government-FundNotes to the wide Financial Financial Financial StatementsStatementsStatements SummaryDetail -18- Figure 2 summarizes the major features of the City’s financial statements, including the portion of the City government they cover and the types of information they contain. The remainder of this overview section of management’s discussion and analysis explains the structure and contents of each of the statements. Figure 2 Major features of the Government-wide and Fund Financial Statements Fund Financial Statements Government-wide StatementsGovernmental FundsProprietaryFunds ScopeEntire City government(except The activities of the Citythat Activities the City operates fiduciary funds)and the City’s are not proprietary orfiduciary,similar to private businesses, component unitssuch as police, fire and parkssuch as the water and sewer system Required financial Statement of Net PositionBalance SheetStatementsof Net Position statements Statement of ActivitiesStatement of Revenues, Statements of Revenues, Expenditures, and Changes Expenses and Changes in in Fund Balances Net Position Statementsof Cash Flows Accounting Basis and Accrual accounting and Modified accrual accounting Accrual accounting and measurement focuseconomic resources focusand current financial resources economic resources focus focus Type of asset/liability All assets and liabilities, both Onlyassets expected to be used All assets and liabilities, both informationfinancial and capital, and short-up and liabilities that come due financial and capital, and term and long-term during the year or soon short-term and long-term thereafter; no capital assets included Type of deferred All deferred outflows/inflows Only deferred outflows of All deferred outflows/inflows outflows/inflows of of resources, regardless of resources expected to be used of resources, regardless of resourcesinformationwhen cash is received or paidup and deferred inflows of when cash is received or paid resources that come due during the year or soon thereafter; no capital assets included Type of in flow/out All revenues and expenses Revenues for which cash is All revenues and expenses flow informationduring year, regardless of when received during or soon after during the year, regardless of cash is received or paidthe end of the year; when cash is received or paid expenditures when goods or services have been received and payment is due during the year or soon thereafter Government-wide financial statements. The Government-wide financial statementsare designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The statement of net positionpresents information on all of the City’s assets and deferred outflows of resources, and liabilitiesand deferred inflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net positionmay serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activitiespresents information showing how the City’s net positionchanged during the most recent fiscal year. All changes in net positionare reported as soonas the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenue (governmental activities) from other functions thatare intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation, economic development and interest on long-term debt. The business- type activities of the City include sewer, water, storm waterand recycling. The government-wide financial statements start on page 31 of this report. -19- Fund financial statements. Afundis a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental funds.Governmental fundsare used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental fundswith similar information presented for governmental activitiesin the government-wide financial statements. By doing so, readers may better understand the long-term impact by the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental fundsand governmental activities. The City maintains 18individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the General fund, Debt Service, Capital Outlay ReserveandPrairie Runfunds - all of which are considered to be major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements or scheduleselsewhere in this report. The City adopts an annual appropriated budget for its General fund. A budgetary comparison statement has been provided for the Generalfundto demonstrate compliance with this budget. The basic governmental fund financial statements start on page36of this report. Proprietary funds. The City maintains one type of proprietary fund. Enterprise fundsare used to report the same functions presented as business-type activitiesin the government-wide financial statements. The City uses enterprise funds to account for its sewer, water storm waterand recycling operations. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds. The basic proprietary fund financial statements start on page 44 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are notreflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements are on page 50 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements start on page 51 of this report. Other information. The combining statements referred to earlier in connection with non-major governmental funds are presented following the notes tothefinancial statements. Combining and individual fund statements and schedules start on page92of this report. -20- Government-wide Financial Analysis As noted earlier, net positionmay serve over time as a useful indicator of a government’s financial position. In the case of the City, assets and deferred outflows of resources exceeded liabilities by $44,353,848at the close of the most recent fiscal year. By far, the largest portion of the City’s net position (55percent) reflects its investment in capital assets (e.g., land, buildings, machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Albertville’s Summary of Net Position Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20152014(Decrease)20152014(Decrease) Current and other assets$ 14,831,905$ 14,561,106$270,799$9,655,072$ 13,051,782$(3,396,710) Capital assets22,426,32823,036,135(609,807)12,149,38912,055,57893,811 Total assets37,258,23337,597,241(339,008)21,804,46125,107,360(3,302,899) Deferred outflows of resources601,668385,960215,70839,0003,63635,364 Long-term liabilities outstanding9,934,23012,857,039(2,922,809)3,762,6367,134,947(3,372,311) Other liabilities910,412302,127608,285554,464217,963336,501 Total liabilities10,844,64213,159,166(2,314,524)4,317,1007,352,910(3,035,810) Deferred inflows of resources122,913-122,91364,859-64,859 Net Position Net investment in capital assets16,000,84015,982,54518,2958,423,1328,198,571224,561 Restricted6,603,8714,359,3582,244,513--- Unrestricted4,287,6354,482,132(194,497)9,038,3709,559,515(521,145) Total net position$ 26,892,346$ 24,824,035$2,068,311$ 17,461,502$ 17,758,086$(296,584) An additional portion of the City’s net position,$6,603,871, represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position$13,326,005may be used to meet the City’s ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to reportpositive balances in all three categories of net position, both for the City as a whole, as well as for its separate governmental and business-type activities. -21- Governmental activities . Governmental activities increased the City’s net position$2,399,180. Significant changes from the prior year are noted below: Sales of capital assets increase due to the sale of land held for resale totaling $132,569. Capital grants and contributions increased $1,660,338 due to the City drawing $1,710,982 on MSA monies. City of Albertville’s Changes in Net Position Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20152014(Decrease)20152014(Decrease) Revenues Program revenues Charges for services$874,343$971,705$(97,362)$1,341,317$1,955,133$(613,816) Operating grants and contributions230,499249,041(18,542)64,00118,65745,344 Capital grants and contributions2,000,970340,6321,660,338122,884154,336(31,452) General revenues Taxes Property taxes3,492,0423,284,015208,027--- Tax increment109,13228,64880,484--- Grants and contributions not restricted to specific programs98,93290,2698,663--- Gain on sale of capital assets3,450-3,450--- Miscellaneous132,569-132,569 Unrestricted investment earnings86,644182,322(95,678)89,694197,709(108,015) Total revenues7,028,5815,146,6321,881,9491,617,8962,325,835(707,939) Expenses General government715,779923,711(207,932)--- Public safety1,222,6791,103,431119,248--- Public works1,636,9681,461,319175,649--- Culture and recreation569,429558,88110,548--- Economic development229,167137,93091,237--- Interest on long-term debt255,379295,924(40,545)--- Sewer---961,507946,58614,921 Water---399,8131,108,449(708,636) Storm water---182,779170,06112,718 Recycling---81,68981,024665 Total expenses4,629,4014,481,196148,2051,625,7882,306,120 (680,332) Increase (decrease) in net position before transfers2,399,180665,4361,733,744(7,892)19,715(27,607) Transfer - capital assets------ Transfer -330,236(330,236)-(330,236)330,236 Change in net position 2,399,180995,6721,403,508(7,892)(310,521)302,629 Net position, January 1 as restated*24,493,16624,390,964102,20217,469,39418,068,607(599,213) Prior period adjustment-(562,601)562,601--- Net position, December 31$ 26,892,346$ 24,824,035$2,068,311$ 17,461,502$ 17,758,086$(296,584) GASB Statement No. 68 was implemented for the year ended December 31, 2015 and required a $330,869 and $288,692 restatement * of beginning net position for governmental activities and business-type activities, respectively. Prior year amounts were not restated causing a variance in ending net position at December 31, 2014 and beginning net position on January 1, 2015. See Note 9. -22- Financial Analysis of the Government’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds: The focus of the City’s governmental fundsis to provide information on near-term inflows, outflows and balances of spendableresources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balancemay serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City’s governmental funds had combined ending fund balances of $10,320,885, an increase of $265,595in comparison with the prior year. Approximately 68percent of this total amount, $7,003,319, constitutes assigned and unassignedfund balance, which is available for spending at the City’s discretionbut assigned for specific purposes.The remainder of fund balance $3,317,566is not available for new spending because it is either 1) nonspendable $53,695or 2)restricted $3,263,871. The General fundis the chief operating fund of the City. At the end of the current year, the fund balance of the General fund was $1,927,186.The fund balance of the City’s General fund increased $77,828during the current fiscal year. The fund transferred out $300,000during the year. The Debt Servicefundbalance decreased $1,990,557from the prior year for an ending fund balance of $2,853,966. The decrease in fund balance was due to the refunding bonds. The Capital Outlay Reservefundbalance increased $2,080,320, for an ending fund balance of $5,828,259. The increase in fund balance was due to MSA monies received of roughly $1.7 million. The Prairie Run fundhas a deficit fund balance of $566,897, which wasan increase of $172,135 from the prior year.The increase in fund balance was due to the sale of land held for resale for roughly $132,000. Proprietary funds:The City’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net positionof the enterprise funds at the end of the year amounted to $9,038,370. The total decreasein net positionfor the funds was $7,892. Other factors concerning the finances of these funds have already been addressed in the discussion of the City’s business-type activities. General Fund Budgetary Highlights The City’s General fund budget was amended during the yearto reflect a change in property taxes and the allocation of the administrative feeand capital outlay. The budgetdid not call for an increase ordecrease infund balance. The actual activity of the General fund resulted in an increase of $77,828. Revenues exceeded the budget by $359,110.All revenue categories were over budget, with the exception of taxesand interest on investments. Charges for services and miscellaneous revenue sources had the largest positive variances of $179,185and $66,920, respectively. Expenditures were underbudget by $18,718. General government, public safety and public works were the departmentsunder budget by $42,981, $46,345and $9,508, respectively. -25- Capital Asset and Debt Administration Capital assets : The City’s investment in capital assets for its governmental and business-type activities as of December 31, 2015, amounts to $34,575,717(net of accumulated depreciation). This investment in capital assets includes land, construction in progress, structures, improvements, machinery and equipment, park facilities, roads, highways and bridges. The total decrease in the City’s investment in capital assets for the current fiscal year was twopercent. This decrease was due to depreciation. Additional information on the City’s capital assets can be found in Note 3B starting on page63of this report. City of Albertville’s Capital Assets (net of depreciation) Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20152014(Decrease)20152014(Decrease) Land$3,658,084$3,658,084$-$351,834$351,834$- Construction in progress531,818460,98670,832375,774750,019(374,245) Buildings4,565,8014,718,665(152,864)3,531,8623,649,429(117,567) Infrastructure11,667,42312,626,583(959,160)7,630,3866,988,565641,821 Land improvements1,426,479991,046435,433--- Machinery and equipment245,087281,036(35,949)54,46071,508(17,048) Vehicles331,636299,73531,901205,073244,223(39,150) Total$ 22,426,328$ 23,036,135$(609,807)$ 12,149,389$ 12,055,578$93,811 Long-term debt : At the end of the current fiscal year, the City had total bonded debt outstanding of $13,571,574. This amount consists ofgeneral obligation special assessment, general obligation revenue bondsand revenue bonds. While many of thesebonds havetheir ownrevenue streams,they arebacked by the full faith and credit of the City. City of Albertville’s Outstanding Debt Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20152014(Decrease)20152014(Decrease) General obligation special assessment bonds$9,845,317$ 12,807,462$(2,962,145)$606,085$1,242,391$(636,306) General obligation - revenue bonds---3,120,1725,855,190(2,735,018) Compensated absences88,91349,57739,33636,37937,366(987) Total$9,934,230$ 12,857,039$(2,922,809)$3,762,636$7,134,947$(3,372,311) The City’s total debt decreased $6,295,120during the current fiscal year. The decrease was attributable to refunded debt issues. Minnesota statutes limit the amount of net general obligation debt a City may issue to 3 percent of the market value of taxable property within the City. Net debt is debt payable solely from ad valorem taxes. The City’s applicable debt does not exceed the limit set forth in statute. Additional information on the City’s long-term debt can be found in Note 3E startingon page 66 of this report. -26- Economic Factors and Next Year’s Budgets and Rates Residential property values continueto increase from the previous years and neighborhoods continue to be very stable. New housing starts remain steady and overall permit activity has increased from previous years. Commercial vacancy has declined and commercial property inquires have greatly increased. Two industrial businesses completed large expansions in 2015 and a national entertainment, waterpark, and hospitality complex is reportedly planning to begin development in 2016. Budgeted capital projects are generally targeted towards maintenance and preservation of the City’s infrastructure. In 2015, significant capacity improvements to Interstate 94 were completed, which extended six lanes of freeway from the twincities metropolitan area into Wright County. Currently, the State of Minnesota is evaluating the extension of the six lanes of freeway to the City of Albertville. Requests for Information This financial report is designed to provide a general overview of the City’s finances for all those with an interest in the City’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Finance Director, City of Albertville, 5959 Main Avenue, Albertville, Minnesota 55301. -27- THIS PAGE IS LEFT BLANK INTENTIONALLY -28- GOVERNMENT-WIDEFINANCIAL STATEMENTS CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -29- THIS PAGE IS LEFT BLANK INTENTIONALLY -30- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF NET POSITION DECEMBER 31, 2015 GovernmentalBusiness-type ActivitiesActivitiesTotal ASSETS Cash and temporary investments$ 10,132,888$ 8,144,411$ 18,277,299 Receivables Interest51,414-51,414 Taxes66,288-66,288 Accounts155,823178,537334,360 Notes - due within one year75,321-75,321 Notes - due in more than one year1,172,22475,0011,247,225 Special assessments2,013,192129,9692,143,161 Internal balances(1,124,283)1,124,283- Due from other governments323,2292,871326,100 Equity interest in joint venture500,228-500,228 Net pension asset190,933-190,933 Land held for resale1,274,648-1,274,648 Capital assets Land and construction is progress4,189,902727,6084,917,510 Depreciable assets, net of accumulated depreciation18,236,42611,421,78129,658,207 TOTAL ASSETS37,258,23321,804,46159,062,694 DEFERRED OUTFLOWS OF RESOURCES Loss on refunding bonds346,829-346,829 Deferred pension resources254,83939,000293,839 TOTAL DEFERRED OUTFLOWS OF RESOURCES601,66839,000640,668 LIABILITIES Accounts and contracts payable227,761145,543373,304 Due to other governments61,48258,179119,661 Accrued interest payable59,01915,28874,307 Accrued salaries payable11,9745,99117,965 Net pension liability550,176329,463879,639 Noncurrent liabilities - due within one year1,029,925581,0441,610,969 Noncurrent liabilities - due in more than one year8,904,3053,181,59212,085,897 TOTAL LIABILITIES10,844,6424,317,10015,161,742 DEFERRED INFLOWS OF RESOURCES Deferred pension resources122,91364,859187,772 NET POSITION Net investment in capital assets16,000,8408,423,13224,423,972 Restricted for Debt service6,189,942-6,189,942 Park Dedication171,198-171,198 Tax increment57,551-57,551 Revolving loans185,180-185,180 Unrestricted 4,287,6359,038,37013,326,005 TOTAL NET POSITION$ 26,892,346$ 17,461,502$ 44,353,848 The notes to the financial statements are an integral part of this statement. -31- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED DECEMBER 31, 2015 Program Revenues OperatingCapital Grants Charges forGrants andand Functions/Programs ExpensesServicesContributionsContributions Governmental activities General government$ 715,779$ 489,742$ 74,015$ 10,243 Public safety1,222,679227,250105,787- Public works1,636,9682,50016,4631,960,406 Culture and recreation569,429154,85110,70630,321 Economic development229,167-23,528- Interest on long-term debt255,379--- Total governmental activities4,629,401874,343230,4992,000,970 Business-type activities Sewer961,507752,09449,94998,778 Water399,813256,040-20,956 Storm Water182,779251,960-3,150 Recycling81,68981,22314,052- Total business-type activities1,625,7881,341,31764,001122,884 Total$ 6,255,189$ 2,215,660$ 294,500$ 2,123,854 General revenues Taxes Property taxes levied for general purposes Property taxes levied for debt service Tax increments Grants and contributions not restricted to specific programs Unrestricted investment earnings Sale of capital assets Miscellaneous Total general revenues, transfers and special item Change in net position Net position, January 1 restated Net position, December 31 The notes to the financial statements are an integral part of this statement. -32- Net (Expenses) Revenues and Changes in Net Position GovernmentalBusiness-type ActivitiesActivitiesTotal $ (141,779)$ -$ (141,779) (889,642)-(889,642) 342,401-342,401 (373,551)-(373,551) (205,639)-(205,639) (255,379)-(255,379) (1,523,589)-(1,523,589) -(60,686)(60,686) -(122,817)(122,817) -72,33172,331 -13,58613,586 -(97,586)(97,586) (1,523,589)(97,586)(1,621,175) 2,606,772-2,606,772 885,270-885,270 109,132-109,132 98,932-98,932 86,64489,694176,338 3,450-3,450 132,569-132,569 3,922,76989,6944,012,463 2,399,180(7,892)2,391,288 24,493,16617,469,39441,962,560 $26,892,346$17,461,502$44,353,848 -33- THIS PAGE IS LEFT BLANK INTENTIONALLY -34- FUNDFINANCIAL STATEMENTS CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -35- CITY OF ALBERTVILLE, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS DECEMBER 31, 2015 Capital Projects Capital DebtOutlayPrairie GeneralServiceReserveRun ASSETS Cash and temporary investments$ 1,894,343$ 2,016,895$ 5,780,389$ - Receivables Taxes48,84217,446-- Accounts9,831-145,992- Special assessments73,8241,936,065-- Interest44,7826,632-- Notes-1,243,522-- Advances to other funds-162,889-- Due from other governments123,229200,000-- Land held for resale51,0001,220,953-2,695 TOTAL ASSETS$ 2,245,851$ 6,804,402$ 5,926,381$ 2,695 LIABILITIES Accounts and contracts payable$ 128,889$ -$ 98,122$ 750 Advances from other funds-555,441-568,842 Due to other governments61,482--- Accrued salaries payable11,974--- TOTAL LIABILITIES202,345555,44198,122569,592 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - property taxes43,36915,404-- Unavailable revenue - special assessments72,9511,936,069-- Unavailable revenue - notes-1,443,522-- TOTAL DEFERRED INFLOWS OF RESOURCES116,3203,394,995-- FUND BALANCES Nonspendable51,000--2,695 Restricted-2,853,966-- Assigned--5,828,259- Unassigned1,876,186--(569,592) TOTAL FUND BALANCES1,927,1862,853,9665,828,259(566,897) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES$ 2,245,851$ 6,804,402$ 5,926,381$ 2,695 The notes to the financial statements are an integral part of this statement. -36- OtherTotal GovernmentalGovernmental FundsFunds $ 441,261$10,132,888 -66,288 -155,823 3,3032,013,192 -51,414 4,0231,247,545 109,760272,649 -323,229 -1,274,648 $ 558,347$15,537,676 $ -$ 227,761 272,6491,396,932 -61,482 -11,974 272,6491,698,149 -58,773 3,3032,012,323 4,0241,447,546 7,3273,518,642 -53,695 409,9053,263,871 141,1155,969,374 (272,649)1,033,945 278,37110,320,885 $ 558,347$15,537,676 -37- THIS PAGE IS LEFT BLANK INTENTIONALLY -38- CITY OF ALBERTVILLE, MINNESOTA RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION DECEMBER 31, 2015 Amounts reported for the governmental activities in the statement of net position are different because Total fund balances - governmental$10,320,885 Governmental funds do not report an asset for equity interest in the joint venture500,228 Capital assets used in governmental activities are not financial resources and therefore are not reported as assets in governmental funds. Cost of capital assets42,706,391 Less: accumulated depreciation(20,280,063) Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported as liabilities in the funds. Long-term liabilities at year-end consist of Compensated absences payable(88,913) Bond principal payable(9,845,317) Deferred outflows of resources, loss on refunding bond346,829 Pension liability(550,176) Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the funds. Special assessments2,012,323 Taxes58,773 Intergovernmental1,447,546 Governmental funds do not report long-term amounts related to pensions Deferred outflows of pension resources254,839 Deferred inflows of pension resources(122,913) Pension asset190,933 Governmental funds do not report a liability for accrued interest until due and payable.(59,019) Total net position - governmental activities$26,892,346 The notes to the financial statements are an integral part of this statement. -39- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 Capital Projects Capital DebtOutlayPrairie GeneralServiceReserveRun REVENUES Taxes$ 1,678,488$ 944,963$ 864,161$ - Licenses and permits197,878--- Intergovernmental197,21950,0001,710,982- Charges for services648,359--- Fines and forfeitures1,000--- Special assessments22,910380,065-4,515 Interest on investments19,32931,56631,891745 Miscellaneous77,42089,61156,171132,569 TOTAL REVENUES2,842,6031,496,2052,663,205137,829 EXPENDITURES Current General government578,042-28,116- Public safety1,154,656--- Public works339,556294,986-- Culture and recreation387,025--- Economic development5,496--- Capital outlay General government--22,847- Public safety--78,485- Public works--627,6959,694 Culture and recreation--59,651- Economic development--25,541- Debt service Principal-3,191,851-- Interest and other-234,925-- TOTAL EXPENDITURES2,464,7753,721,762842,3359,694 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES377,828(2,225,557)1,820,870128,135 OTHER FINANCING SOURCES (USES) Transfers in--300,00044,000 Bond issuance-235,000-- Sale of capital assets--3,450- Transfers out(300,000)-(44,000)- TOTAL OTHER FINANCING SOURCES (USES)(300,000)235,000259,45044,000 NET CHANGE IN FUND BALANCES77,828(1,990,557)2,080,320172,135 FUND BALANCES, JANUARY 11,849,3584,844,5233,747,939(739,032) FUND BALANCES, DECEMBER 31$ 1,927,186$ 2,853,966$ 5,828,259$ (566,897) The notes to the financial statements are an integral part of this statement. -40- OtherTotal GovernmentalGovernmental FundsFunds $ 109,132$ 3,596,744 -197,878 -1,958,201 -648,359 -1,000 27,192434,682 3,11386,644 2,264358,035 141,7017,281,543 -606,158 -1,154,656 -634,542 -387,025 198,130203,626 -22,847 -78,485 -637,389 17,70277,353 -25,541 -3,191,851 -234,925 215,8327,254,398 (74,131)27,145 -344,000 -235,000 -3,450 -(344,000) -238,450 (74,131)265,595 352,50210,055,290 $ 278,371$ 10,320,885 -41- CITY OF ALBERTVILLE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 Amounts reported for governmental activities in the statement of activities are different because Total change is fund balances$ 265,595 Governmental funds do not report income or loss in a joint venture14,300 Capital outlays are reported in governmental funds as expenditures. However, in the statement of activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays724,758 Depreciation expense(1,334,565) The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas these amounts are amortized in the statement of activities. Principal repayments3,191,851 Debt issued or incurred(235,000) Amortization of loss on refunding and premium(33,837) Interest on long-term debt in the statement of activities differs from the amount reported in the governmental fund because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In the statement of activities, however, interest expense is recognized as the interest accrues, regardless of when it is due.13,383 Long-term pension activity is not reported in governmental funds Pension expense102,742 Pension revenue810 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. Compensated absences(39,335) Certain revenues are recognized as soon as they are earned. Under the modified accrual basis of accounting certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. Special assessments (150,695) Taxes4,430 Intergovernmental(125,257) Change in net position - governmental activities$ 2,399,180 The notes to the financial statements are an integral part of this statement. -42- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL GENERAL FUND FOR THE YEAR ENDED DECEMBER 31, 2015 General Budgeted Amounts ActualVariance with OriginalFinalAmountsFinal Budget REVENUES Taxes$ 2,547,180$ 1,683,019$ 1,678,488$ (4,531) Licenses and permits128,300128,300197,87869,578 Intergovernmental167,500167,500197,21929,719 Charges for services624,075469,174648,359179,185 Fines and forfeitures--1,0001,000 Special assessments--22,91022,910 Interest on investments25,00025,00019,329(5,671) Miscellaneous10,50010,50077,42066,920 TOTAL REVENUES3,502,5552,483,4932,842,603359,110 EXPENDITURES Current General government783,966621,023578,042(42,981) Public safety1,204,6651,201,0011,154,656(46,345) Public works441,790349,064339,556(9,508) Culture and recreation278,973307,405387,02579,620 Economic development5,0005,0005,496496 Capital outlay General government32,500--- Public safety203,500--- Public works464,100--- Culture and recreation88,061--- TOTAL EXPENDITURES3,502,5552,483,4932,464,775(18,718) EXCESS OF REVENUES OVER EXPENDITURES--377,828377,828 OTHER FINANCING SOURCE Transfers out--(300,000)(300,000) NET CHANGE IN FUND BALANCES--77,82877,828 FUND BALANCES, JANUARY 11,849,3581,849,3581,849,358- FUND BALANCES, DECEMBER 31$ 1,849,358$ 1,849,358$ 1,927,186$ 77,828 The notes to the financial statements are an integral part of this statement. -43- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF NET POSITION PROPRIETARY FUNDS DECEMBER 31, 2015 SewerWaterStorm WaterRecyclingTotal ASSETS CURRENT ASSETS Cash and temporary investments$ 5,262,691$ 1,476,647$ 1,342,421$ 62,652$ 8,144,411 Receivables Accounts76,13880,05722,342-178,537 Delinquent special assessments3,9504,8481,29156810,657 Special assessments, current portion70,34812,7785,170-88,296 Due from other governments---2,8712,871 TOTAL CURRENT ASSETS5,413,1271,574,3301,371,22466,0918,424,772 NONCURRENT ASSETS Special assessments, net of current portion70,34812,77831,016-114,142 Notes, net of current portion--75,001-75,001 Advances to other funds1,124,283---1,124,283 CAPITAL ASSETS Land205,722-146,112-351,834 Buildings4,702,684---4,702,684 Infrastructure8,916,6861,205,4981,331,624-11,453,808 Machinery and equipment136,137121,448--257,585 Vehicles168,356198,91469,177-436,447 Construction in progress51,112170,091154,571-375,774 Less: Accumulated depreciation(4,771,382)(505,281)(152,080)-(5,428,743) NET CAPITAL ASSETS9,409,3151,190,6701,549,404-12,149,389 TOTAL NONCURRENT ASSETS10,603,9461,203,4481,655,421-13,462,815 TOTAL ASSETS16,017,0732,777,7783,026,64566,09121,887,587 DEFERRED OUTFLOWS OF RESOURCES Deferred pension resources16,40716,4076,186-39,000 The notes to the financial statements are an integral part of this statement. -44- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF NET POSITION - CONTINUED PROPRIETARY FUNDS DECEMBER 31, 2015 SewerWaterStorm WaterRecyclingTotal LIABILITIES CURRENT LIABILITIES Accounts and contracts payable$ 15,368$ 43,254$ 80,317$ 6,604$ 145,543 Due to other governments-58,179--58,179 Accrued interest payable9,6151,3224,351-15,288 Accrued salaries payable2,5222,522947-5,991 Compensated absences payable, current portion12,27812,2782,728-27,284 Bonds payable, current portion477,2007,80068,760-553,760 TOTAL CURRENT LIABILITIES516,983125,355157,1036,604806,045 NONCURRENT LIABILITIES Compensated absences payable4,0934,093909-9,095 Bonds payable2,540,27294,900537,325-3,172,497 Pension liability138,601138,60252,260-329,463 TOTAL NONCURRENT LIABILITIES2,682,966237,595590,494-3,511,055 TOTAL LIABILITIES3,199,949362,950747,5976,6044,317,100 DEFERRED INFLOWS OF RESOURCES Deferred pension resources27,28527,28610,288-64,859 NET POSITION Net investment in capital assets6,391,8431,087,970943,319-8,423,132 Unrestricted6,344,0551,303,2011,331,62759,4879,038,370 TOTAL NET POSITION$12,735,898$ 2,391,171$ 2,274,946$ 59,487$17,461,502 The notes to the financial statements are an integral part of this statement. -45- THIS PAGE IS LEFT BLANK INTENTIONALLY -46- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 SewerWaterStorm WaterRecyclingTotal OPERATING REVENUES Charges for services$ 849,344$ 272,689$ 222,747$ 81,223$ 1,426,003 OPERATING EXPENSES Personal services242,153236,92597,178-576,256 Supplies22,53815,977337-38,852 Professional services24,97713,90723,91195963,754 Utilities66,842312--67,154 Insurance17,4796,8921,532-25,903 Repairs and maintenance49,14121,35811,429-81,928 Remittance to Joint Powers Board-16,149--16,149 Depreciation335,04758,34724,474-417,868 Other charges50,34026,7665,52480,730163,360 TOTAL OPERATING EXPENSES808,517396,633164,38581,6891,451,224 OPERATING INCOME (LOSS)40,827(123,944)58,362(466)(25,221) NONOPERATING REVENUES (EXPENSES) Interest income61,00912,66215,55546889,694 Intergovernmental46,782-29,28214,05290,116 Special assessments--3,081-3,081 Interest expense and other(152,990)(3,180)(18,394)-(174,564) Other income4,6954,307--9,002 TOTAL NONOPERATING REVENUES (EXPENSES)(40,504)13,78929,52414,52017,329 CHANGE IN NET POSITION323(110,155)87,88614,054(7,892) NET POSITION, JANUARY 1 RESTATED12,859,9062,625,6572,227,09045,43317,758,086 CHANGE IN ACCOUNTING PRINCIPLE(124,331)(124,331)(40,030)-(288,692) NET POSITION, DECEMBER 31$12,735,898$ 2,391,171$ 2,274,946$ 59,487$17,461,502 The notes to the financial statements are an integral part of this statement. -47- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 SewerWaterStorm WaterRecyclingTotals CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers and users$1,416,163 $ 8 44,907$ 2 67,930$ 2 22,103$ 8 1,223 Other receipts and payments, net4,6954,30721,428-30,430 Payments to suppliers(228,720)(122,596)(120,344)(75,085)(546,745) Payments to employees(216,820)(211,590)(80,493)-(508,903) NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES404,062(61,949)42,6946,138390,945 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Payment on advance to other funds214,567---214,567 Intergovernmental46,7821,93429,28213,99291,990 NET CASH PROVIDED (USED) BY NONCAPITAL FINANCING ACTIVITIES261,3491,93429,28213,992306,557 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition of capital assets(44,863)(158,702)(201,155)-(404,720) Special assessments(207)(271)9,462(226)8,758 Payment on advance to other funds182,039---182,039 Interest paid on bonds(159,973)(3,222)(22,977)-(186,172) Principal paid on bonds (2,727,200)(7,800)(635,000)- (3,370,000) NET CASH PROVIDED (USED) BY CAPITAL FINANCING ACTIVITIES (2,750,204)(169,995)(849,670)(226) (3,770,095) CASH FLOWS FROM INVESTING ACTIVITIES Interest received on investments61,00912,66217,48446891,623 NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (2,023,784)(217,348)(760,210)20,372 (2,980,970) CASH AND CASH EQUIVALENTS, JANUARY 17,286,4751,693,9952,102,63142,280 1 1,125,381 CASH AND CASH EQUIVALENTS, DECEMBER 31$5,262,691$1,476,647$1,342,421$8,144,411 $ 6 2,652 The notes to the financial statements are an integral part of this statement. -48- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF CASH FLOWS - CONTINUED PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 SewerWaterStorm WaterRecyclingTotals RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES Operating income (loss)$ (123,944)$ (466)$ (25,221) $ 4 0,827$ 5 8,362 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities Other income related to operations4,6954,307--9,002 Depreciation 335,04758,34724,474-417,868 (Increase) decrease in assets/deferred outflows of resources Accounts receivable(3,498)(4,261)(86)-(7,845) Special assessments receivable(939)(498)(558)-(1,995) Note receivable--21,428-21,428 Deferred pension resources(28,343)(28,343)(10,029)-(66,715) Increase (decrease) in liabilities/deferred inflows of resources Accounts payable2,597(21,235)(77,611)6,604(89,645) Accrued salaries payable629629452-1,710 Compensated absences payable(444)(444)(99)-(987) Pension liability26,20626,20716,073-68,486 Deferred pension resources27,28527,28610,288-64,859 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES$ (61,949) $ 4 04,062$ 4 2,694$ 6,138$ 390,945 SCHEDULE OF NONCASH CAPITAL AND FINANCING ACTIVITIES Capital assets purchased on account $ 6 ,249$ 2 0,794$ 7 9,916$ -$ 106,959 Amortization of loss on refunding bonds3,636---3,636 Amortization of bond premiums18-1,306-1,324 TOTAL NONCASH CAPITAL AND FINANCING ACTIVITIES $ 9 ,903$ 2 0,794$ 8 1,222$ -$ 111,919 The notes to the financial statements are an integral part of this statement. -49- CITY OF ALBERTVILLE, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS DECEMBER 31, 2015 Agency ASSETS Cash and temporary investments$ 936,659 Accounts receivable47,144 Inventory6,447 TOTAL ASSETS$ 990,250 LIABILITIES Accounts payable$ 988,328 Accrued salaries payable1,922 TOTAL LIABILITIES$ 990,250 The notes to the financial statements are an integral part of this statement. -50- CITY OF ALBERTVILLE, MINNESOTA NOTES TOTHE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A.Reporting entity The City of Albertville, Minnesota (the City) operates under the "Optional Plan A" form of government as defined in the State of Minnesota statutes. Under this plan, the government of the City isdirected by a City Council composed of an elected Mayor and four elected City Council members. The City Council exercises legislative authority and determines all matters of policy. The City Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City’s financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining financial accountability. These criteria include appointing a voting majority of an organization’s governing body, and (1) the ability of the primary government to impose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the primary government. Blended component unit The Albertville Economic Development Authority (EDA) is a legal separate entity created to carry out economic development activities. The EDA is governed by five members, which consists of the City Council and the operational responsibility for the EDA rests with the management of the City. The criterion that results in the EDA being reported as a blended component unit include 1)the five board members are members of the City Council and 2) the operational responsibility of the EDA rests with the management of the City. The EDA does not issue separate financial statements and are included in the financial section of this report. B.Government-wide and fundfinancial statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separatelyfrom business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Amounts reportedas program revenuesinclude 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead asgeneral revenues. Separate financial statements are provided for governmental funds, proprietary fundsand fiduciary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C.Measurement focus, basis of accounting and financial statement presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting.Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be availablewhen they are collectible within the current period or soon enough thereafter to pay liabilities of the current period.For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. -51- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measurable and become available. Non-exchange transactions, in which the City receives value without directly giving equal value in return, include property taxes, grants, entitlement and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants, entitlements and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year when the resources are required to be used or the year when use is first permitted, matching requirements, in which the City must provide local resources to be used for a specified purpose, and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non-exchange transactions must also be available before it can be recognized. Unearnedrevenue arises when assets are recognized before revenue recognition criteria have been satisfied. Grants and entitlements received before eligibility requirements are met are also recorded as unearnedrevenue. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. The City reports the following major governmental funds: The General fund is the City’s primary operating fund. It accounts for all financial resources of the City, except those required to be accounted for in another fund. The Debt Servicefund accounts for the accumulation of resources and payment of bond principal and interest on long-term general obligation debt of governmental funds. The Capital Outlay Reserve fund accounts for the accumulation of resources necessary to fund future capital improvements and equipment purchases. The Prairie Run fund accounts for the accumulation of resources and payments made for construction of public improvements at the Prairie Run development. -52- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED The City reports the following major proprietary funds: The Sewerfundaccounts for the activities of the City’s sewage collection utility. The Waterfundaccounts for the activities of the City’s water utility. The Storm Waterfundaccounts forthe activities of the City’s storm drainage utility. The Recycling fundaccounts for the activitiesof the City’s recycling operations. Additionally, the City reports the following fund types: Fiduciary fundsaccount for assets held by the Cityin a trustee capacity or as an agent on behalf of others. The agency fundsare custodial in nature and do not present results of operations or have a measurement focus. Agency funds are accounted for using the accrual basis of accounting. The Friendly City Days fundaccounts assets that are donated to the City for its annual celebration. The Albertville Lions fundaccounts assets that are donated to the City for future projects. The St. Michael-Albertville Ice Arena fundaccounts for the activities of Ice Arena. The Escrow fundaccounts for landscaping deposits which are given back to the homeowner once certain landscaping requirements are met for new homes.The City also uses this fund to account for developer and planning and zoning deposits. These deposits are used to pay for specific expenses related to development and planning. Once the development or planning and zoning changes have been made, the deposits are returned to the original depositor. As a general rule, the effect of interfund activity has been eliminated from government-wide financial statements. Exceptions to this general rule are charges between the City’s water and sewer functions and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Proprietary funds distinguish operating revenues and expenses from nonoperatingitems. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. -53- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED D.Assets, liabilities, deferred outflows/inflows ofresources,and net position/fund balance Deposits and investment The City’s cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition.The proprietary funds’ portion in the government-wide cash and temporary investments pool is considered to be cash and cash equivalents for purposes of the Statementof Cash Flows. Cash balances from all funds are pooled and invested, to the extent available, in certificates of deposit and other authorized investments, except for cash held with fiscal agent which is nonpooled. Earnings from such investments are allocated on the basis of applicable participation by each of the funds. The City may also invest idle funds as authorized by Minnesota statutes, as follows: 1.Direct obligations or obligations guaranteed by the United States or its agencies. 2.Shares of investment companies registered under the Federal Investment Company Act of 1940 and received the highest credit rating, rated in one of the two highest rating categories by a statistical rating agency, and have a final maturity of thirteen months or less. 3.General obligations of a state or local government with taxing powers rated “A” or better; revenue obligations rated “AA” or better. 4.General obligations of the Minnesota Housing Finance Agency rated “A” or better. 5.Obligation of a school district with anoriginal maturity not exceeding 13 months and (i) rated in the highest category by a national bond rating service or (ii) enrolled in the credit enhancement program pursuant to statute section 126C.55. 6.Bankers’acceptances of United States banks eligiblefor purchase by the Federal Reserve System. 7.Commercial paper issued by United States banks corporations or their Canadian subsidiaries, of highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less. 8.Repurchase or reverse repurchase agreements and securities lending agreements with financial institutions qualified as a “depository” by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. 9.Guaranteed Investment Contracts (GIC’s) issued or guaranteed by a United States commercial bank, a domestic branch of a foreign bank, a United States insurance company, or its Canadian subsidiary, whose similar debt obligations were rated in one of the top two rating categories by a nationally recognized rating agency. Investments for the City are reported at fair value. The Minnesota Municipal Money Market Fund and broker money market investment pools operate in accordance with appropriate State laws and regulationsand is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities. The 4M Fund is an external investment pool not registered with the Securities and Exchange Commission (SEC); however, it follows the same regulatory rules of the SEC under rule 2a7. The reported value of the pool is the same as the fair value of the pool share. Financial statements of the 4M Fund can be obtained by contracting RBC Global Asset Managementat 100 South Fifth Street, Suite 2300, Minneapolis, MN55402- 1240. -54- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Property taxes The City Council annually adopts a tax levy in December and certifies it to the County for collection in the following year. The County is responsible for collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January 1 and are payable by the property owners in two installments. The taxes are collected by the County Auditor and tax settlements are made to the City during January, June, and November each year. Delinquent taxes receivable include the past six years’ uncollected taxes. Delinquent taxes have been offset by a deferred inflow of resources for taxes not received within 60 days after year end in the fund financial statements. Accounts receivable Accounts receivable include amounts billed for services provided before year end. To the extent considered necessary, the City annually certifies delinquent water and sewer accounts to the County for collection in the following year. Therefore, there has been no allowance for doubtful accounts established. Special assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. These assessments are recorded as receivables upon certification to the County. Special assessments are recognized as revenue when they are received in cash or within 60 days after year end. All governmental fund special assessments receivable are offset by a deferred inflow of resourcesin the fund financial statements. Interfund receivables and payables All outstanding balances between funds are reported as “due to/from other funds” or “advances to/from other funds.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Land held for resale The City acquires properties for redevelopment purposes. These properties are reported at their net realizable value in the financial statements. Any costs incurred that are above a property’s net realizable value are reported as expenditures of the current period. The balance of land held for resale is offset with nonspendableor restricted fund balance to indicate that it is not available for appropriation. Notesreceivable Notesreceivable include amounts paid by or loaned by the City that will be paid back by other entities. Inventories All inventories are stated at the lower of cost or market on the first-in, first-out (FIFO) method. Inventories in governmental funds are recorded as expenditures when consumed rather than when purchased. -55- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Capital assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an estimated useful life of more than oneyear and an initialindividual cost of more than the following: CategoryCost Land/land improvements$10,000 Other improvements25,000 Infrastructure100,000 Buildings25,000 Building improvements25,000 Vehicles5,000 Other equipment5,000 Intangible assets10,000 The City reports infrastructure assets on a network and subsystem basis. Accordingly, the amounts spent for the construction or acquisition of infrastructure assets are capitalized and reported in the government-wide financial statements regardless of their amount. In the case of initial capitalization of general infrastructure assets (i.e., those reported by governmental activities) the City chose to include items dating back to June 30, 1980. The City was able to estimate the historical cost for the initial reporting of these assets through back trending(i.e., estimating the current replacement cost of the infrastructure to be capitalized and using an appropriate price-level index to deflate the cost to the acquisition year or estimated acquisition year). As the City constructs or acquires capital assets each period, including infrastructure assets, they are capitalized and reported at historical cost. The reported value excludes normal maintenance and repairs which are essentially amounts spent in relation to capital assets that do not increase the capacity or efficiency of the item or extend its useful life beyond the original estimate. In the case of donations the City values these capital assets at the estimated fair value of the item at the date of its donation. Property, plant and equipment will be depreciated using the straight-line method over the following estimated useful lives: Useful Lives Assetsin Years Land improvements5 to 30 Infrastructure15 to 50 Buildings15 to 40 Vehicles3 to 15 Other Equipment3 to 20 -56- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Deferred outflows of resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/ expenditure) until then. The City has twoitems that qualifyfor reporting inthis category. The losson refunding bonds reported in the government-wide statement of net position. A losson refunding results from the difference in the carrying value of refunded debt and its reacquisition price. This amount is deferred and amortized over the shorter of the life of the refunded or refunding debt.The item, deferred pension resources, is reported only in the statements of net position. This item results from actuarial calculations and current year pension contributions made subsequent to the measurement date. Pensions For purposes of measuring the net pension liability(asset), deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA)and Fire Relief Association (FRA)and additions to/deductions from PERA’s and the FRA’s fiduciary net position have been determined on the same basis as they are reported by PERAand the FRAexcept that PERA’s fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Compensated absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation and sick pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Postemployment benefits other than pensions In August 2004, the Governmental Accounting Standards Board (GASB) issued Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions, effective for the City’s fiscal year 2009.Statement No. 45 requires accrual-based measurement, recognition and disclosure of other postemployment benefits (OPEB) expense,such as retiree medical and dental costs, over the employees’ years of service, along with the related liability, net of any plan assets.The City has no plans that would result in an OPEB liability and, therefore, the City anticipates it will not incur any future explicit orimplicit OPEB costs for its employees and, therefore, no liability will be recorded. Long-term obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position.The recognition of bond premiums and discounts, are amortized over the life of the bonds using the straight line method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as an expense in the period incurred. In the fund financial statements, governmental fund types recognized bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debtproceeds received, are reported as debt service expenditures. -57- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Deferred inflows of resources In addition to liabilities, the statement of financial position and fund financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City has only one type of item, which arises only under a modified accrual basis of accounting that qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from three sources: property taxes, special assessments and notes receivable. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The City has an additional item which qualifies for reporting in this category. The item, deferred pension resources, is reported only in the statements of net position and results from actuarial calculations. Fund balance In the fund financial statements, fund balance is divided into five classifications based primarily on the extent to which the City is bound to observe constraints imposed upon the use of resources reported in the governmental funds. These classifications are defined as follows: Nonspendable - Amounts that cannot be spent because they are not in spendable form, such as land held for resale. Restricted - Amounts related to externally imposed constraints establishedby creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed - Amounts constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council, which is the City’s highest level of decision-making authority. Committed amounts cannot be used for any other purpose unless the City Council modifies or rescinds the commitment by resolution. Assigned - Amounts constrained for specific purposes that are internally imposed. In governmental funds other than the General fund, assigned fund balance represents all remaining amounts that are not classified as nonspendable and are neither restricted nor committed. In the General fund, assigned amounts represent intended uses established by the City Council itself or by an official to which the governing body delegates the authority. The City Council has adopted a fund balance policy which delegates the authority to assign amounts for specific purposes to the Finance Directorand/orCity Administrator. Unassigned - The residual classification for the General fund and also negative residual amounts in other funds. The City considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available. Additionally, the City would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The City has formally adopted a fund balance policy for the General fund. The City’s policy is to maintain a minimum unassigned fund balance of 35percentof next year’s budgeted operating expenditures for cash-flow timing needs. -58- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1:SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Net position Net position represents the difference between assets, deferred outflows of resources, liabilities and deferred inflows of resources. Net position is displayed in three components: a.Net investment in capital assets - Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. b.Restricted net position - Consist of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. c.Unrestricted net position - All other net positions that do not meet the definition of “restricted” or “net investment in capital assets”. Note 2:STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY A.Budgetary information An annual budgetisadopted on a basis consistent with accounting principles generally accepted in the United States of America for the General fund.All annual appropriations lapse at fiscal year-end. The City does not use encumbrance accounting. In June of each year, all departments of the City submit requests for appropriations to the City Administratorso that a budget may be prepared. Before September 15, the proposed budget is presented to the City Council for review. The City Council holds public hearings and a finalbudget is prepared and adopted in early December. The appropriated budget is prepared by fund, function and department. The City’s department heads, with the approval of the City Administrator, may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. Budgeted amounts are as originally adopted by the City Council. There were budget amendments made in 2015. B.Deficit fund equity The following funds had deficit fund balances as of December 31, 2015: Fund Amount Major Prairie Run$566,897 Nonmajor TIF #14 Fraser Steel109,760 TIF #17 Old Castle162,889 The deficit fund balances will be eliminated withsales of land held for resaleand/or transfers from other fundsand future tax increment. -59- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 2:STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY - CONTINUED C.Excess of expenditures over appropriations For the year ended December 31, 2015expenditures exceed appropriations in the following functions of the General fund: Excess of Expenditures Over FunctionBudgetActualAppropriations Culture and recreation$307,405$387,025$79,620 Economic Development5,0005,496496 Note 3:DETAILED NOTES ON ALL FUNDS A.Deposits and investments Deposits Custodial credit risk for deposits and investments is the risk that in the event of a bank failure, the City’s deposits and investments may not be returned or the City will not be able to recover collateral securities in the possession of an outside party. In accordance with Minnesota statutes and as authorized by the City Council, the City maintains deposits at those depository banks, all of which are members of the Federal Reserve System. Minnesota statutes require that all City deposits be protected by insurance, surety bond or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by insurance, bonds, or irrevocable standby letters of credit from Federal Home Loan Banks. Authorized collateral in lieu of a corporate surety bond includes: United States government Treasury bills, Treasury notes, Treasury bonds; Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; General obligation securities of any state or local government with taxing powers which is rated “A” or better by a national bond rating service, or revenue obligation securities of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; General obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity; Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank’s public debt is rated “AA” or better by Moody’s Investors Service, Inc., or Standard & Poor’s Corporation; and Time deposits that are fully insured by any federal agency. Minnesota statutes require that all collateral shall be placed in safekeeping in a restricted account at a Federal Reserve Bank, or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The selection should be approved by the government entity. At year end, the City’s carrying amount of deposits was $3,184,331and the bank balance was $3,244,803.Of the bank balance, $773,309was covered by federal depository insurance and $2,471,494was covered by collateral held by the City’s agent in the City’s name. -60- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED Cash and investments summary A reconciliation of cash and temporary investments as shown on the financial statements for the City follows: Carrying amount of deposits$3,184,331 Investments16,028,778 Cash on hand849 Total$19,213,958 Cash and investments Statement of net position Cash and temporary investments$18,277,299 Statement of Fiduciary net position936,659 Total$19,213,958 Investments The Minnesota Municipal Money Market Fund (the 4M Fund) is a customized cash management and investment program for Minnesota public funds. Sponsored and governed by the League of Minnesota Cities since 1987,the 4M Fund is a unique investment alternative designed to address the daily and long term investment needs of Minnesota cities and other municipal entities. Allowable under Minnesotastatutes, the 4M Fund is comprised of top quality, rated investments. As of December 31, 2015, the City had the following investments: Maturities FairLess ThanOne toMore Than Investment Type ValueOne YearTwo YearsTwo Years Pooled Minnesota Municipal Money Market$7,513,371$7,513,371$-$- Brokered Money Market295,301295,301-- US Government Securities347,858--347,858 Municipal Bonds3,152,376319,016496,7932,336,567 Brokered Certificates of Deposit4,719,872100,553544,3644,074,955 Total$16,028,778$8,228,241$1,041,157$6,759,380 Maximum Maturity Investments Less than one year51% One to two years7 More than two years42 -61- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED Municipal BondsRating (1) Aaa Linn County, IA Aa3 Whitewater, WI Aa2 Western Lake Superior Sanitary District, MN Aa2 Kirkwood Cmnty College Iowa New Jobs Training Aa1 Iowa Westn Cmnty College New Jobs Training Aa1 Hawkeye Cmnty College Iowa Indl - New Jobs Aa2 Waterloo Iowa Taxable Ser B Aa2 Duluth Minn RFDG Taxable A1 Grand Rapids Minn Taxable Pub Utils Municipal BondsRating (2) AA+ Mower County, MN AAA Minneapolis Minn RFDG Tax Increment AA- Kaukauna, WI A Elbow Lake Minn RFDG Taxable A Clarion Iowa Cap LN NTS-SER A-Build Amer AA+ Proctor Minn Indept Sch Dist 704 AA+ Richfield Minn Indept Sch Dist 280 AA+ Becker Minn Indept Sch Dist 726 U.S. Government SecuritiesRating (2) Federal Home Loan BankAA+ (1) Ratings provided by Moody’s Investor Services. (2) Ratings provided by S&P. The investments of the City are subject to the following risks: Credit Risk. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Ratings are provided by various credit rating agencies and where applicable, indicate associated credit risk. Minnesota statutes and the City’s investment policy limit the City’s investments to the list on page 54 of the notes. Custodial Credit Risk. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. The City’s investments held by the broker-dealer were insured by SIPC or other supplemental insurance as of December 31, 2015. However, each investment brokerage firm may have a limitto their supplemental insurance and because of the size of the City’s portfolio in relation to the brokerage firm’s excess SIPC coverage limits the portion of the supplemental policy applicable to the City’s portfolio is unknown. The City’s investment policy does not address custodial credit risk. The City accepts the risk due to the controls in place at the broker-dealer. -62- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED Concentration of Credit Risk. Concentration of credit risk is the risk of loss attributed to the magnitude of a government's investment in a single issuer. In accordance with the City’s investment policy, the City diversifies its investment portfolio to eliminate the risk of loss resulting from over-concentration of assets in a specific maturity, a specific issuer or a specific class of securities. The maturities selected shall providefor stability of income and reasonable liquidity. Interest Rate Risk.Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. In accordance with its investment policy, the City will attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing more than an average expected life of ten years from the date of the purchase. B.Capital assets Capital asset activityfor the year ended December 31, 2015 was as follows: BeginningEnding BalanceIncreasesDecreasesBalance Governmental activities Capital assets not being depreciated Land$3,658,084$-$-$3,658,084 Construction in progress460,986461,794(390,962)531,818 Total capital assets not being depreciated4,119,070461,794(390,962)4,189,902 Capital assets being depreciated Buildings6,244,541--6,244,541 Infrastructure27,885,892--27,885,892 Land improvements1,743,982548,126-2,292,108 Machinery and equipment528,3145,204-533,518 Vehicles1,459,834100,596-1,560,430 Total capital assets being depreciated37,862,563653,926-38,516,489 Less accumulated depreciation for Buildings(1,525,876)(152,864)-(1,678,740) Infrastructure(15,259,309)(959,160)-(16,218,469) Land improvements(752,936)(112,693)-(865,629) Machinery and equipment(247,278)(41,153)-(288,431) Vehicles(1,160,099)(68,695)-(1,228,794) Total accumulated depreciation(18,945,498)(1,334,565)-(20,280,063) Total capital assets being depreciated, net18,917,065(680,639)-18,236,426 Governmental activities capital assets, net$23,036,135$(218,845)$(390,962)$22,426,328 -63- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED BeginningEnding BalanceIncreasesDecreasesBalance Business-type activities Capital assets not being depreciated Land$351,834$-$-$351,834 Construction in progress750,019502,274(876,519)375,774 Total capital assets not being depreciated1,101,853502,274(876,519)727,608 Capital assets being depreciated Buildings4,702,684--4,702,684 Infrastructure10,577,290876,518-11,453,808 Machinery and equipment257,585--257,585 Vehicles427,0419,406-436,447 Total capital assets being depreciated15,964,600885,924-16,850,524 Less accumulated depreciation for Buildings(1,053,255)(117,567)-(1,170,822) Infrastructure(3,588,725)(234,697)-(3,823,422) Machinery and equipment(186,077)(17,048)-(203,125) Vehicles(182,818)(48,556)-(231,374) Total accumulated depreciation(5,010,875)(417,868)-(5,428,743) Total capital assets being depreciated, net10,953,725468,056-11,421,781 Business-type activities capital assets, net$12,055,578$970,330$(876,519)$12,149,389 Depreciation expense was charged to functions/programs of the City as follows: Governmental activities General government$110,972 Public safety75,318 Public works1,042,159 Culture and recreation106,116 Total depreciation expense - governmental activities$1,334,565 Business-type activities Sewer$335,047 Water58,347 Storm Water24,474 Total depreciation expense - business-type activities$417,868 -64- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED C.Construction commitments The City has active construction projects as of December 31, 2015. At year end, the City’s commitments with the contractors are as follows: Remaining Project Spent-to-DateCommitment 57th Street and Utility Improvements$782,599$92,013 D.Advances to/from other fundsand transfers The composition of interfund balances as of December 31, 2015, is as follows: Receivable FundPayable Fund Amount SewerDebt Service$555,441 SewerPrairie Run568,842 Nonmajor GovernmentalNonmajor Governmental109,760 Debt ServiceNonmajor Governmental162,889 Total interfund balances$1,396,932 The above fundsadvanced the abovebalancesto eliminate their deficit cash balances.No interest is chargedon the above balances. Interfund transfers Transfer in Capital OutlayPrairie Fund ReserveRunTotal Transfer out General$300,000 $-$300,000 Capital Outlay Reserve-44,00044,000 Total$300,000$44,000$344,000 Transfers were made for the following purposes: To fund capital improvement projects and equipment purchases The General fund transferred $300,000to the Capital Outlay Reserve fund. Other The Capital Outlay Reservefund transferred $44,000to the Prairie Rundfund as budgeted. -65- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED E.Long-term debt General obligation bonds The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental activitiesand business-typeactivities. These bonds are reported in the proprietary funds if they are expected to be repaid from proprietary fund revenues. General obligation bonds are direct obligations of the City and pledge the full faith and credit ofthe City. General obligation special assessment bondsand improvement notes The following bonds were issued to financevarious improvement projects in the Cityand will be repaid with the collection of special assessment levies. Interest IssueMaturityBalance at DescriptionRate AuthorizedIssuedDateDateYear End G.O. Improvement Refunding Bonds, Series 2008B$560,000$560,0002.80 - 3.4003/13/0802/01/18$180,000 G.O. Improvement Refunding Bonds, Series 2011B835,000835,0002.00 - 2.6004/21/1102/01/19430,000 G.O. Improvement Refunding Bonds, Series 2011C1,825,0001,825,0002.00 - 3.3508/25/1102/01/251,370,000 G.O. Improvement Refunding Bonds, Series 2012A2,310,0002,310,0001.00 - 2.0004/10/1202/01/232,310,000 G.O. Improvement Refunding Bonds, Series 2012B3,215,0003,215,0000.50 - 2.3505/10/1212/01/252,365,000 General Obligation Improvement Note, Series 20124,113,7003,278,5511.27703/23/1208/20/323,073,000 G.O. Improvement Refunding Bonds, Series 2014A655,000655,0001.0011/06/1402/01/17655,000 Total G.O. Special Assessment Bonds and Improvement Notes$ 10,383,000 -66- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED Annual debt service requirements to maturity for general obligation special assessment bonds are as follows: Governmental ActivitiesBusiness-type Activities Year Ending December 31,PrincipalInterestTotalPrincipalInterestTotal 2016$963,240$169,037$1,132,277$68,760$10,226$78,986 2017962,822155,4571,118,27968,1789,54177,719 2018992,000139,5861,131,58670,0008,50078,500 2019939,000122,0711,061,07175,0007,05082,050 2020856,000105,667961,66775,0005,55080,550 2021 - 20253,727,000286,9574,013,957240,0007,400247,400 2026 - 2030949,00062,0241,011,024--- 2031 - 2032397,0007,624404,624--- Total$9,786,062$1,048,423$10,834,485$596,938$48,267$645,205 General obligation revenue bonds The following bonds were issued to financecapital improvements in the enterprise funds. They will be repaid from future net operating revenues and transfers in from the enterprise funds and are backed by the taxing power of the City. Annual net operating revenues and transfers in, principal and interest payments, and the percentage of revenue required to cover principal and interest payment are as follows: SewerWaterStorm Net operating revenues$849,344$272,689$222,747 Principal and interest2,887,17311,022657,977 Percentage of revenues340%4%295% Interest AuthorizedIssueMaturityBalance at DescriptionRate and IssuedDateDateYear End G.O. Sewer Revenue Refunding Bonds, Series 2008A805,0002.00 - 3.2003/13/0802/01/16$210,000 G.O. Utility Revenue Bonds, Series 2011A520,0001.10 -3.7004/21/1102/01/26395,000 G.O. Sewer Revenue Refunding Bonds, Series 2013A2,515,000.70 - 2.1001/24/1312/01/252,515,000 Total G.O. Revenue Bonds$3,120,000 -67- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED Annual debt service requirements to maturity for general obligation revenue bonds are as follows: Business-type Activities Year Ending December 31,PrincipalInterest Total 2016$485,000$51,877$536,877 2017270,000$46,173316,173 2018275,00043,354318,354 2019280,00039,906319,906 2020280,00035,855315,855 2021 - 20251,490,000101,0851,591,085 202640,00074040,740 Total$3,120,000$318,990$3,438,990 Changes in long-term liabilities Long-term liability activity for the year ended December 31, 2015was as follows: BeginningEndingDue Within BalanceIncreasesDecreasesBalanceOne Year Governmental activities Bonds payable G.O. Special Assessment bonds$12,742,913$235,000$(3,191,851)$9,786,062$963,240 Unamortized premium64,549-(5,294)59,255- Total bonds payable12,807,462235,000(3,197,145)9,845,317963,240 Compensated absences payable49,57772,289(32,953)88,91366,685 Governmental activity long-term liabilities$12,857,039$307,289$(3,230,098)$9,934,230$1,029,925 Business-type activities Bonds payable G.O. Revenue bonds$5,855,000$-$(2,735,000)$3,120,000$485,000 Unamortized premium190-(18)172- G.O. Special Assessment bonds1,231,938-(635,000)596,93868,760 Unamortized premium10,453-(1,306)9,147- Total bonds payable7,097,581-(3,371,324)3,726,257553,760 Compensated absences payable37,36630,538(31,525)36,37927,284 Business-type activity long-term liabilities$7,134,947$30,538$(3,402,849)$3,762,636$581,044 In the event an employee of the City would retire or resign, in good standing, a portion of the governmental compensated absences would mature. The portion applicable to that employee would be recorded as a liability and would be liquidated through the General fund. -68- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED Crossover refundings On April 10, 2012 the City issued $2,310,000 of General Obligation Improvement Crossover Refunding Bonds, Series 2012A. The bond issued will crossover refund the General Obligation Improvement Bonds, Series 2007A. The proceeds of the bonds were deposited in an escrow account and will be used to pay issuance cost and to purchase securities bearing interest at such interest rates to provide sufficient funds to refund old bonds. The bonds will be refunded on August 1, 2015. The escrow account will also provide debt service payments on the new bond until the crossover date. The old bonds are not considered defeased until the crossover dates and therefore will not be removed as liabilities. As a result of the crossover refunding issue, the City will save $162,072 in debt service payments and achieve an economic gain (the present value of the difference between the old and the new debt service) of $145,447. On January 24, 2013 the City issued $2,515,000 of General Obligation Sewer Revenue Crossover Refunding Bonds, Series 2013A. The bond issued will crossover refund the General Obligation Sewer Revenue Bonds, Series 2005A. The proceeds of the bonds were deposited in an escrow account and will be used to pay issuance cost and to purchase securities bearing interest at such interest rates to provide sufficient funds to refund old bonds. The bonds will be refunded on December 1, 2015. The escrow account will also provide debt service payments on the new bond until the crossover date. The old bonds are not considered defeased until the crossover dates and therefore will not be removed as liabilities. As a result of the crossover refunding issue, the City will save $182,340 in debt service payments and achieve an economic gain (the present value of the difference between the old and the new debt service) of $157,967. Current refundings On November 6, 2014 the City issued $655,000 of General Obligation Improvement Refunding Bonds, Series 2014A. The bond issued refunded the General Obligation Improvement Bonds, Series 2007A. The proceeds of the bonds were deposited into the City’s account and will be used to refund the old bonds. The bonds will be refunded on February 1, 2015. The old bonds are not considered defeased until the refund date and therefore will not be removed as liabilities. As a result of the refunding issue, the City will save $17,443 in debt service payments and achieve an economic gain (the present value of the difference between the old and the new debt service) of $17,208. -69- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3:DETAILED NOTES ON ALL FUNDS - CONTINUED F.Components of fund balance At December 31, 2015, portions of the City’s fund balance are not available for appropriation due to not being in spendable form (Nonspendable), legal restrictions (Restricted), City Council action (Committed), policyand/or intent (Assigned). The following is a summary of the components of fund balance: Fund PurposeAmount Nonspendable GeneralLand held for resale$51,000 Prairie RunLand held for resale2,695 Restricted Debt ServiceDebt Service2,853,966 Other governmental fundsRevolving loan181,156 Other governmental fundsTax Increment Financing57,551 Other governmental fundsPark improvements171,198 Assigned Capital Outlay ReserveFuture capital projects5,828,259 Other governmental fundsUtility and road system improvements141,115 Unassigned General1,876,186 Prairie Run(569,592) Other governmental funds(272,649) Total$10,320,885 Note 4:DEFINED BENEFIT PENSION PLANS - STATEWIDE A.Plan description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined benefit pension plans are established and administered in accordance with Minnesota statutes, chapters 353 and 356. PERA’s defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. -70- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4:DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED B.Benefits provided PERA provides retirement, disability and death benefits. Benefit provisions are established by Minnesota statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90 percent funded, or have fallen below 80 percent, are given 1 percent increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. GERF benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2percent of average salary for each of the first ten years of service and 2.7percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first ten years and 1.7percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7percent of average salary for Basic Plan members and 1.7percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For membershired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. PEPFF benefits Benefits for the PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50percent after five years up to 100 percent after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014, vest on a prorated basis from 50 percent after ten years up to 100percent after twentyyears of credited service. The annuity accrual rate is 3percent of average salary for each year of service. For PEPFF who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. C.Contributions Minnesota statutes, chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. GERF contributions Basic Plan members and Coordinated Plan members were required to contribute 9.10 percent and 6.50percent, respectively, of their annual covered salary in calendar year 2015. The City was required to contribute 11.78percent of pay for Basic Plan members and 7.50 percent for Coordinated Plan members in calendar year 2015. The City’s contributions to the GERF for the years ending December 31, 2015,2014and 2013were $66,929, $63,505and $61,435 respectively.The City’s contributions were equal to the contractually required contributions for each year as set by Minnesota statute. PEPFF contributions Plan members were required to contribute 10.8 percent of their annual covered salary in calendar year 2015. The City was required to contribute 16.20 percent of pay for PEPFF members in calendar year 2015. The City’s contributions to the PEPFF for the years ending December 31, 2015,2014and 2013were $9,943, $0 and $0respectively. The City’s contributions were equal to the contractually required contributions for each year as set by Minnesota statute. -71- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4:DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED D.Pension costs GERF pension costs At December 31, 2015, the City reported a liability of $777,379for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014through June 30, 2015relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2015, the City’s proportionate share was 0.0150percent which was a decrease of 0.0011percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $103,623for its proportionate share of GERF’s pension expense. At December 31, 2015, the City reported its proportionate share of GERF’s deferred outflows of resources and deferred inflows of resources, and its contributions subsequent to the measurement date, from the following sources: DeferredDeferred OutflowsInflows of Resourcesof Resources Differences between expected and actual experience$7,738$39,193 Changes in actuarial assumptions47,884- Net difference between projected and actual earnings on plan investments-69,201 Changes in proportion-44,637 Contributions to GERF subsequent to the measurement date36,400- Total$92,022$153,031 Deferred outflows of resources totaling$36,400related to pensions resulting from the City’s contributions to GERF subsequent to the measurement date will be recognized as a reduction of the net pension liability inthe year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to GERF pensions will be recognized in pension expense as follows: 2016$(29,331) 2017(29,331) 2018(57,142) 201918,398 2020- Thereafter- -72- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIALSTATEMENTS DECEMBER 31, 2015 Note 4:DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED PEPFF pension costs At December 31, 2015, the City reported a liability of $102,261for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014through June 30, 2015relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2015, the City’s proportionate share was 0.0090percent which was an increaseof 0.0090percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of$10,395for its proportionate share of PEPFF’s pension expense. At December 31, 2015, the City reported its proportionate share of PEPFF’s deferred outflows of resources and deferred inflows of resources, and its contributions subsequent to the measurement date, from the following sources: DeferredDeferred OutflowsInflows of Resourcesof Resources Differences between expected and actual experience$-$16,583 Changes in actuarial assumptions19,546 Net difference between projected and actual earnings on plan investments-18,156 Changes in proportion100,613- Contributions to PEPFF subsequent to the measurement date7,256- Total$127,415$34,739 Deferred outflows of resources totaling $7,256related to pensions resulting from the City’s contributions to PEPFF subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to GERF pensions will be recognized in pension expense as follows: 2016$14,155 201714,155 201814,155 201926,146 202016,806 Thereafter- -73- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4:DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED E.Actuarial assumptions The total pension liability in the June 30, 2015actuarial valuation was determined using the following actuarial assumptions: Inflation2.75% per year Active member payroll growth3.50% per year Investment rate of return7.90% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. Cost of living st benefit increases for retirees are assumed to be: 1 percent effective every January 1until 2034, then 2.5 percent for GERF and PEPFF. Actuarial assumptions used in the June 30, 2015valuation were based on the results of actuarial experience studies. The experience study in the GERF was for the period July 1, 2004 through June 30, 2008, with an update of economic assumptions in 2014. The experience study for PEPFF was for the period July 1, 2004, through June 30, 2009. Experience studies have not been prepared for PERA’s other plans, but assumptions are reviewed annually. There were no changes in actuarialassumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9 percent. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Long-term TargetExpected Real AllocationRate of Return Asset Class Domestic stocks45.00%5.50% International stocks15.006.00 Bonds18.001.45 Alternative assets20.006.40 Cash2.000.50 Total100.00% F.Discount rate The discount rate used to measure thetotal pension liability was 7.9 percent. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. -74- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4:DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED G.Pension liability sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: City's Proportionate Share of NPL 1 Percent1 Percent Decrease (6.90%)Current (7.90%)Increase (8.90%) GERF$1,222,314$777,379$409,929 PEPFF$199,308$102,261$22,083 H.Pension planfiduciary net position Detailed information about each defined benefit pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org; by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103- 2088; or by calling (651) 296-7460 or (800) 652-9026. Note 5:DEFINED BENEFIT PENSION PLANS - FIRE RELIEF ASSOCIATION A.Plan description All members of the Albertville Fire Department (the Department) are covered by a defined benefit plan administered by the Albertville Fireman’s Relief Association (the Association). As of December 31, 2014, the plan covered 29active firefighters and6 vested terminated fire fighters whose pension benefits are deferred. The plan is a single employer retirement plan and is established and administered in accordance with Minnesota statute, chapter 69. The Association maintains a separate Special fundto accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance withthe Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (chapter 261 as amended by chapter509 of Minnesota statutes 1980). Funds are also derived from investment income. B.Benefits provided A fire fighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60percent of the pension as prescribed by the bylaws. This percentage increases 4 percent per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 10 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member's service pension for the completed years of service times the applicable non-forfeitable percentage of pension. -75- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5:DEFINED BENEFIT PENSION PLANS - FIRE RELIEF ASSOCIATION - CONTINUED C.Contributions Minnesota statutes, chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings and, if necessary, employer contributions as specified in Minnesota statutes and voluntary City contributions (if applicable).The State of Minnesota contributed $61,482in fire state aid to the plan on behalf of the AlbertvilleFire Department for the year ended December 31, 2015, which was recorded as a revenue. Required employer contributions are calculated annually based on statutory provisions.The City made no voluntary contributions to the plan. Furthermore, the firefighter has no obligation to contribute to the plan. D.Pension costs At December 31, 2015, the City reported a net pension assetof $190,933for the plan. The net pension assetwas measured as of December 31, 2014. The total pension assetused to calculate the net pension asset in accordance with GASB 68 was determined by Hildi, Inc. applying an actuarial formula to specific census data certified by the Department as of December 31, 2014. The following table presents the changes in net pension liability (asset) during the year. TotalPlanNet PensionFiduciaryPension LiabilityNet PositionLiability (Asset) (a)(b)(a-b) Beginning balance January 1, 2014$509,879$677,641$(167,762) Changes for the year Service cost14,820-14,820 Interest on pension liability (asset)35,420-35,420 Projected investment earnings-45,479(45,479) Contributions (employer)-11,877(11,877) Contributions (State)-37,411(37,411) Asset (gain)/loss-(16,151)16,151 Administrative costs-(5,205)5,205 Total net changes50,24073,411(23,171) Ending balance December 31, 2014$560,119$751,052$(190,933) For the year ended December 31, 2015, the City recognized a negative pension expense of $35,365. -76- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5:DEFINED BENEFIT PENSION PLANS - FIRE RELIEF ASSOCIATION - CONTINUED At December 31, 2015, the City reported deferred inflows of resources and deferred outflows of resources, its contributions subsequent to the measurement date, related to pension from the following sources: Deferred Outflows of Resources Differences between expected and actual experience$- Changes in actuarial assumptions- Net difference between projected and actual earnings on plan investments12,920 Changes in proportion- State aid to City subsequent to the measurement date- Contributions to plan subsequent to the measurement date61,482 Total$74,402 Deferred outflows of resources totaling $61,482 related to pensions resulting from the City’s contributions to the plan subsequent to the measurement date will be recognized as a reduction of the net pension assetin the year ended December 31, 2016. Other amounts reported as deferred outflows of resources related to the plan will be recognized in pension expense as follows: 2016$18,601 201718,601 201818,601 201918,599 2020- Thereafter- E. Actuarial assumptions The total pensionassetat December 31, 2014 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at 100 percent of age 50 Salary increases2.50% per year Cost of living increasesN/A Investment rate of return6.50% 20 year municipal bond yield3.50% There were no changes in actuarial assumptions in 2014. The 6.5percent long-term expected rate of return on pension plan investments was determined using a building-block method in whichbest estimates for expected future real rates of return (expected returns, net of inflation) were developed for each asset class using the plan’s target investment allocation along with long-term return expectations by asset class. Inflation expectationswere applied to derive the nominal rate of return for the portfolio. -77- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5:DEFINED BENEFIT PENSION PLANS - FIRE RELIEF ASSOCIATION - CONTINUED The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Long-term TargetExpected Real AllocationRate of Return Asset Class Equities51.00%7.50% Fixed income37.004.00 Real estate9.006.50 Cash3.002. 00 Total100.00% F. Discount rate The discount rate used to measure thetotal pension liability was 6.50percent. The projection of cash flows used to determine thediscount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension liability sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1 Percent1 Percent Decrease (5.50%)Current (6.50%)Increase (7.50%) Defined benefit plan$(171,846)$(190,933)$(208,088) H. Pension plan fiduciary net position The Association issues a publicly available financial report. The report may be obtained by writing to the Albertville Firemen’s Relief Association, 5959 Main Avenue NE Albertville, Minnesota, 55301. -78- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 6: JOINT VENTURES Joint Powers Water Board of Albertville, Hanover and St. Michael The Joint Powers Water Board of Albertville, Hanover and St. Michael (the "JPWB") was established under a joint powers agreement among the Cities of Albertville, Hanover and St. Michael to provide water service to the local area. The JPWB operates as an enterprise and provides water service to the general public, with the majority of its costs being paid by various fees and charges to users of the water system. The governing body consists of a six member Board of Commissioners (the "Board"). Two individuals, the Mayor and another City Council Member from each City, are appointed by their respective City Council to serve on the Board. The JPWB does not have any component units. The JPWB' s agreement states that charges billed and collected for water supply remain with the JPWB, while the charges for distribution are billed by the JPWB but the collections are owned by each member City and will be remitted to them upon collection.The financial statements from 2014, the most recent available, is summarized below. th Separate financial statements can be obtained by writing to the Joint Powers Water Board, 11100 50Street NE, Albertville, Minnesota 55301. JOINT POWERS WATER BOARD STATEMENT OF NET POSITION DECEMBER 31, 2014 Assets and deferred outflow of resources$24,087,937 Liabilities$4,500,965 Net Position19,586,972 Total liabilities and net position$24,087,937 JOINT POWERS WATER BOARD SUMMARY STATEMENT OF ACTIVITIES FOR THE YEAR ENDED DECEMBER 31, 2014 Operating revenues$2,072,605 Operating expenses1,555,249 Operating income517,356 Net nonoperating revenues368,950 Change in net position886,306 Net position, January 118,700,666 Net position, December 31$19,586,972 -79- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 6:JOINT VENTURES - CONTINUED St. Michael - Albertville IceArena In 1996-97, the City entered into a Joint Powers Agreement with the City of St. Michael and the Independent School District No. 885. The agreement was for the construction and maintenance of a qualified ice arena. During 2006, the City was notified as being selected as Mighty Ducks Grant recipient to help fund the cost of the ice arena. The arena was constructed with the grant reward and contributions and donations from the City of Albertville, the City of St. Michael and the Independent School District No. 885. The City has an ongoing one-third equity financial interest of $500,228as of December 31, 2015. Separate financial statements can be obtained by contacting Tina Lannes at Albertville City Hall. ST. MICHAEL - ALBERTVILLE ICE ARENA STATEMENT OFNET POSITION DECEMBER 31, 2015 Assets$1,762,570 Liabilities$11,885 Net position1,750,685 Total liabilities and net position$1,762,570 ST. MICHAEL - ALBERTVILLE ICE ARENA SUMMARY STATEMENT OF ACTIVITIES DECEMBER 31, 2015 Program revenues$403,379 Expenses(361,937) Interest revenue1,458 Change in net position42,900 Net position, January 11,707,785 Net position, December 31$1,750,685 -80- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 7:OTHER INFORMATION A.Risk management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters for which the City carries insurance. The City obtains insurance through participation in the League of Minnesota Cities Insurance Trust (LMCIT), which is a risk sharing pool with approximately 800 other governmental units. The City pays an annual premium to LMCIT for its workers compensation and property and casualty insurance. The LMCIT is self-sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. Settled claims have not exceeded the City’s coverage in any of the past three fiscal years. Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. An excess coverage insurance policy covers individual claims in excess of $1,000,000. Liabilities, if any, include an amount for claims that have been incurred but not reported (IBNRs). The City’s management is not aware of any incurred but not reported claims. B.Legal debt margin In accordance with Minnesota statutes, the City may not incur or be subject to net debt in excess of threepercent of the market value of taxable property within the City. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt financed partially or entirely by special assessments, enterprise fund revenues or tax increments. The City’s applicable debt does not exceedthe limit. C.Conduit debt obligations Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued revenue bonds to provide financial assistance to private-sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. AuthorizedBalance at Description and IssuedYear End Multifamily Housing Revenue Refunding Bonds, Series 2007$3,540,000$3,225,000 Multifamily Housing Revenue Bonds, Series 2010A4,750,0004,525,000 Multifamily Housing Revenue Bonds, Series 2010B3,300,0003,185,624 Multifamily Housing Revenue Bonds, Series 20135,165,0004,610,000 Total Conduit Debt$16,755,000$15,545,624 D.Tax increment financing districts The City’s tax increment districts are subject to review by the State of Minnesota Office ofthe State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. E.Commitment cost sharing agreement The City has entered into a cost sharing agreement for the construction and maintenance of a library with the City of St. Michael, Minnesota. The library net cost is split based on the pro rata averageof population and market value. -81- CITY OF ALBERTVILLE, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 8:JOINT VENTURE Wright County Area Transportation (WCAT) Joint Powers Agreement The purpose of the Agreement is to provide affordable public transportation to their communitiesstarting in calendar year 2015. The member cities include the City of Albertville, St. Michael, Hanover and Monticello. Each membercity has a representative on the WCAT Board. The agreement contracts with Trailblazer Transit to provide public transportation to the citizens of the member cities. The member cities are responsible for their pro rata share of expenses based on each city’s actual rides provided. The City had no expense related to this agreement in 2015. Note 9:CHANGE IN ACCOUNTING STANDARDS AND RESTATEMENT During 2015, the City implemented several new accounting pronouncements issued by the Governmental Accounting Standards Board (GASB), including Statement No. 68, Accounting and Financial Reporting for Pensions - an Amendment of GASB Statement No. 27 and Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date - an Amendment of GASB Statement No. 68, for the year ended December 31, 2015. These standards required a retroactive implementation which resulted in the restatement of beginning balances in the December 31, 2014 financial statements. Changes related to these standards are reflected in the financial statements and schedules and related disclosures are included in Note 4and Note 5. Additionally, the governmentalfund Sewer Access and Water Access were restated to the Sewer and Water Proprietary funds due to the nature of the funds operations. As a result of the restatement of beginning balances, the following schedule reconciles the previously reported December31,2014 balances to the December 31, 2015 financial statements: Government-wide Financial Statements December 31, 2015 Net Position January 1, 2015Net Position as PreviouslyPrior PeriodJanuary 1, 2015 Fund ReportedRestatement (1)as Restated Governmental activities$24,824,035$(330,869)$24,493,166 Business-type activities$17,758,086$(288,692)$17,469,394 (1) To record beginning net pension liability and deferred outflow of resources at December 31, 2014. Proprietary funds December 31, 2015 Net Position January 1, 2015Net Position as PreviouslyPrior PeriodJanuary 1, 2015 ReportedRestatement (1)as Restated Business-type activities Sewer$7,781,301$4,954,274$12,735,575 Water1,589,378911,9482,501,326 Storm Water2,227,090(40,030)2,187,060 Recycling45,433-45,433 Total business-type activities$11,643,202$5,826,192$17,469,394 (1) To record beginning net position of restating of Sewer Access and Water Access government funds with the respective Proprietary funds as of January 1, 2015. Restatement also includes the restatement amounts noted above related GASB 68. -82- REQUIRED SUPPLEMENTARY INFORMATION CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -83- CITY OF ALBERTVILLE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED DECEMBER 31, 2015 Schedule of employer’s share of PERA net pension liability - General Employees Retirement Fund Required Supplementary Information City's Proportionate State's Share of the Proportionate City'sNet Pension Share of Liability as aPlan Fiduciary Proportionatethe Net Pension City'sCity'sPercentage ofNet Position Share ofLiability Proportion ofCoveredas a Percentage Fiscalthe Net PensionAssociated withCovered the Net PensionPayrollof the Total YearLiabilitythe CityTotalPayroll Liability((a+b)/c)Pension Liability Ending(a)(b)(a+b)(c) 06/30/150.00015 %$777,379$-$777,379$892,387 %87.1 %78.2 Schedule of employer’s PERA contributions - General Employees Retirement Fund Required Supplementary Information Contributions in Relation to the Contributions as StatutorilyStatutorilyContributionCity's a Percentage of RequiredRequiredDeficiencyCovered Covered Payroll YearContributionContribution(Excess)Payroll (b/c) Ending(a)(b)(a-b)(c) 12/31/15$66,929$66,929$-$892,387 %7.50 Schedule of employer’s share of PERA net pension liability - Public Employees Police and Fire Fund Required Supplementary Information City's Proportionate State's Share of the Proportionate City'sNet Pension Share of Liability as aPlan Fiduciary Proportionatethe Net Pension City'sCity'sPercentage ofNet Position Share ofLiability Proportion ofCoveredas a Percentage Fiscalthe Net PensionAssociated withCovered the Net PensionPayrollof the Total YearLiabilitythe CityTotalPayroll Liability((a+b)/c)Pension Liability Ending(a)(b)(a+b)(c) 06/30/150.00900 %$102,261$-$102,261$61,377 %166.6 %86.6 -84- CITY OF ALBERTVILLE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 Schedule of employer’s PERA contributions - Public Employees Police and Fire Fund Required Supplementary Information Contributions in Relation to the Contributions as StatutorilyStatutorilyContributionCity's a Percentage of RequiredRequiredDeficiencyCovered Covered Payroll YearContributionContribution(Excess)Payroll (b/c) Ending(a)(b)(a-b)(c) 12/31/15$9,943$9,943$-$61,377 %16.20 Schedule of employer’scontributions and non-employerscontributing entities - Fire Relief Association 20142015 Employer Statutorily determined contribution (SDC)$-$- Contribution deficiency SDC-- Contribution deficiency (excess)$-$- Non-employer 2% aid$(49,288)$(61,482) The City implemented the Provisions of Governmental Accounting Standards Board Statement No. 68 for the year ended December 31, 2015. The schedules within the Required Supplementary Information section required a 10 year presentation, but does not require retroactive reporting. Information prior to 2014 is not available. -85- CITY OF ALBERTVILLE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 Schedule of Changes in Net Pension Liability and Related Ratios - Fire Relief Association 2014 Total Pension Asset(TPL) Service cost$14,820 Interest35,420 Differenced between expected and actual experience- Changes of assumptions- Changes of benefit terms- Benefit payments, including refunds or member contributions- Net change in total pension asset50,240 Beginning of year (1)$509,879 Plan Fiduciary Net Pension (FNP) Contributions - employer$(11,877) Contributions - state(37,411) Net investment income(45,479) Benefit payments, including refunds of member contributions- Administrative expense5,205 Other16,151 Net change in plan fiduciary net position(73,411) Beginning of year677,641 End of year$751,052 Net Pension Asset (NPA)$190,933 Plan fiduciary net position as a percentage of the total pension asset 147% The City implemented the Provisions of Governmental Accounting Standards Board Statement No. 68 for the year ended December 31, 2015. The schedules within the Required Supplementary Information section required a 10 year presentation, but does not require retroactive reporting. Information prior to 2014 is not available. -86- COMBININGANDINDIVIDUAL FUND FINANCIAL STATEMENTSAND SCHEDULES CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -87- THIS PAGE IS LEFT BLANK INTENTIONALLY -88- NONMAJOR GOVERNMENTAL FUNDS CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -89- THIS PAGE IS LEFT BLANK INTENTIONALLY -90- NONMAJOR SPECIAL REVENUE FUNDS Special revenue funds are used to account for revenue derived from specific taxes or other earmarked revenue sources. They are usually required by Minnesota statute or local ordinances to finance particular functions or other activities of government. Revolving Loan - This fund was established to disburse available funding and collect repayments of loans. -91- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2015 Special Revenue 203Total RevolvingCapitalNonmajor LoanProjectsFunds ASSETS Cash and temporary investments$ 71,397$ 369,864$ 441,261 Receivables Special assessments-3,3033,303 Notes4,023-4,023 Due from other funds109,760-109,760 TOTAL ASSETS$ 185,180$ 373,167$ 558,347 LIABILITIES Due to other funds$ -$ 272,649$ 272,649 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments-3,3033,303 Unavailable revenue - notes4,024-4,024 TOTAL DEFERRED INFLOWS OF RESOURCES4,0243,3037,327 FUND BALANCES Restricted181,156228,749409,905 Assigned-141,115141,115 Unassigned-(272,649)(272,649) TOTAL FUND BALANCES181,15697,215278,371 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES$ 185,180$ 373,167$ 558,347 -92- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2015 Special Revenue 203Total RevolvingCapitalNonmajor LoanProjectsFunds REVENUES Tax increments$ -$ 109,132$ 109,132 Special assessments-27,19227,192 Interest on investments803,0333,113 Miscellaneous2,264-2,264 TOTAL REVENUES2,344139,357141,701 EXPENDITURES Current Economic development-198,130198,130 Capital outlay Culture and recreation-17,70217,702 TOTAL EXPENDITURES-215,832215,832 NET CHANGE IN FUND BALANCES2,344(76,475)(74,131) FUND BALANCES, JANUARY 1178,812173,690352,502 FUND BALANCES, DECEMBER 31$ 181,156$ 97,215$ 278,371 -93- THIS PAGE IS LEFT BLANK INTENTIONALLY -94- NONMAJOR CAPITAL PROJECTSFUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by enterprise funds. Park - This fund accounts for the accumulationof resources and payments made for the construction of park improvements. Park dedication fees, contributions and donations as well as interestare the main financing sources. Closed Capital Projects - This fund accounts for the costs associated with replacement of the City’s utility and road system. It also covers minor costs for project funds closed and completed. TIF #7 Senior Housing - Thisfund was created to facilitate the construction of the Senior Housing project within the City. This fund accounts for the financial activity related to that project. TIF #14 Fraser Steel - This fund was created to facilitate the Fraser Steel project within the City. This fund accounts for the financial activity related to that project. TIF #15 Guardian Angels - This fund was created to facilitate the Fraser Steel project within the City. This fund accounts for the financial activity related to that project. TIF #17 Old Castle - This fund was created to facilitate the Old Castle project within the City. This fund accounts for the financial activity related to that project. -95- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR CAPITAL PROJECTS FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2015 201400407 ClosedTIF #7 ParkCapitalSenior FundProjectsHousing ASSETS Cash and temporary investments$ 171,198$ 141,115$ 45,962 Receivables Special assessments-3,303- TOTAL ASSETS$ 171,198$ 144,418$ 45,962 LIABILITIES Due to other funds$ -$ -$ - DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments-3,303- FUND BALANCES Restricted171,198-45,962 Assigned-141,115- Unassigned--- TOTAL FUND BALANCES171,198141,11545,962 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES$ 171,198$ 144,418$ 45,962 -96- 414415417 TIF #14TIF #15TIF #17 FraserGuardianOld SteelAngelsCastleTotal $ -$ 11,589$ -$ 369,864 ---3,303 $ -$ 11,589$ -$ 373,167 $ 109,760$ -$ 162,889$ 272,649 ---3,303 -11,589-228,749 ---141,115 (109,760)-(162,889)(272,649) (109,760)11,589(162,889)97,215 $ -$ 11,589$ -$ 373,167 -97- CITY OF ALBERTVILLE, MINNESOTA NONMAJOR CAPITAL PROJECTS FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2015 201400407 ClosedTIF #7 ParkCapitalSenior FundProjectsHousing REVENUES Tax increments$ -$ -$ 27,581 Special assessments27,192-- Interest on investments1,3251,117305 TOTAL REVENUES28,5171,11727,886 EXPENDITURES Current Economic development--25,233 Capital outlay Culture and recreation17,702-- TOTAL EXPENDITURES17,702-25,233 NET CHANGE IN FUND BALANCES10,8151,1172,653 FUND BALANCES, JANUARY 1160,383139,99843,309 FUND BALANCES, DECEMBER 31$ 171,198$ 141,115$ 45,962 -98- 414415417 TIF #14TIF #14TIF #17 FraserFraserOld SteelSteelCastleTotal $ 60,200$ 21,351$ -$ 109,132 ---27,192 24046-3,033 60,44021,397-139,357 2009,808162,889198,130 ---17,702 2009,808162,889215,832 60,24011,589(162,889)(76,475) (170,000)--173,690 $ (109,760)$ 11,589$ (162,889)$ 97,215 -99- THIS PAGE IS LEFT BLANK INTENTIONALLY -100- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET TO ACTUAL - CONTINUED ON THE FOLLOWING PAGES FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts REVENUES Taxes General property taxes$ 2,547,180$ 1,683,019$ 1,678,488$ (4,531)$ 2,378,412 Licenses and permits Business51,30051,30053,3472,04759,768 Non-business77,00077,000144,53167,531107,816 Total128,300128,300197,87869,578167,584 Intergovernmental Federal --3,3983,398- State Local government aid87,00087,00087,0969679,651 Property tax credits--332332209 Other80,50080,500106,39325,89379,807 Total167,500167,500197,21929,719159,667 Charges for services General government388,365233,464298,03464,570409,230 Public safety225,710225,710225,710-160,533 Culture and recreation10,00010,000124,615114,615125,036 Total624,075469,174648,359179,185694,799 Fines and forfeitures--1,0001,000- Special assessments--22,91022,91023,385 Interest on investments25,00025,00019,329(5,671)53,188 Miscellaneous Other10,50010,50036,72226,22230,222 Contributions and donations--7,5007,50011,400 Refunds and reimbursements--33,19833,19833,399 Total10,50010,50077,42066,92075,021 TOTAL REVENUES3,502,5552,483,4932,842,603359,1103,552,056 -101- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts EXPENDITURES Current General government Legislative Personal services$ 21,171$ 20,669$ 20,669$ -$ 21,084 Supplies500500765265613 Other services and charges21,65017,25022,6985,44821,954 Total43,32138,41944,1325,71343,651 Administration Personal services85,27673,04564,773(8,272)77,101 Supplies5,1005,1002,586(2,514)2,183 Other services and charges10,0509,5009,053(447)7,433 Total 100,42687,64576,412(11,233)86,717 City clerk Personal services76,39253,19362,8019,60870,432 Supplies8,0008,0009,0031,0037,129 Other services and charges42,78836,18825,147(11,041)38,522 Total127,18097,38196,951(430)116,083 Elections and voter registration Personal services----685 Supplies----228 Other services and charges15,50015,500-(15,500)12,813 Total15,50015,500-(15,500)13,726 Treasurer Personal services169,30278,37370,959(7,414)157,060 Supplies8,2008,2003,638(4,562)9,070 Other services and charges21,25020,53015,426(5,104)7,563 Total198,752107,10390,023(17,080)173,693 Assessing Other services and charges29,00029,00028,826(174)28,491 Legal Other services and charges40,00040,00026,836(13,164)28,978 -102- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts EXPENDITURES - CONTINUED Current - continued General government - continued Engineering Other services and charges$ 20,000$ 20,000$ 15,340$ (4,660)$ 13,181 Miscellaneous Personal services4,0075,5603,332(2,228)1,817 Supplies1,0001,000842(158)1,989 Other services and charges204,780179,415195,34815,933240,038 Total209,787185,975199,52213,547243,844 Total general government783,966621,023578,042(42,981)748,364 Public safety Police protection Other services and charges613,020613,020612,105(915)547,500 Fire protection Personal services265,243313,331271,790(41,541)169,652 Supplies14,30014,30015,26496411,801 Other services and charges149,889101,802102,8941,092129,767 Total429,432429,433389,948(39,485)311,220 Protective inspection Personal services39,86648,75044,114(4,636)31,980 Supplies1,3501,350425(925)258 Other services and charges116,917104,368101,218(3,150)109,707 Total158,133154,468145,757(8,711)141,945 Animal control Other services and charges4,0804,0806,8462,7665,859 Total public safety1,204,6651,201,0011,154,656(46,345)1,006,524 -103- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts EXPENDITURES - CONTINUED Current - continued Public works Streets Personal services$ 198,590$ 183,456$ 180,089$ (3,367)$ 158,886 Supplies95,15035,15032,585(2,565)67,332 Other services and charges63,05049,45848,548(910)61,214 Total356,790268,064261,222(6,842)287,432 Street lighting Other services and charges85,00081,00078,334(2,666)80,622 Total public works441,790349,064339,556(9,508)368,054 Culture and recreation Parks Personal services160,359180,434160,948(19,486)165,759 Supplies17,60517,60515,511(2,094)20,108 Other services and charges101,009109,36697,787(11,579)101,260 Total278,973307,405274,246(33,159)287,127 Arena Personal services--112,779112,779114,466 Total culture and recreation278,973307,405387,02579,620401,593 Economic Development Other services and charges5,0005,0005,49649672,022 Total current expenditures2,714,3942,483,4932,464,775(18,718)2,596,557 EXPENDITURES - CONTINUED Capital outlay General government32,500---39,267 Public safety203,500---21,735 Public works464,100---87,897 Culture and recreation88,061---27,435 Total capital outlay788,161---176,334 TOTAL EXPENDITURES3,502,5552,483,4932,464,775(18,718)2,772,891 -104- CITY OF ALBERTVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts EXCESS OF REVENUES OVER EXPENDITURES$ -$ -$ 377,828$ 377,828$ 779,165 OTHER FINANCING SOURCES (USES) Transfers in----50,000 Transfers out--(300,000)(300,000)(481,393) TOTAL OTHER FINANCING SOURCES (USES)--(300,000)(300,000)(431,393) NET CHANGE IN FUND BALANCES--77,82877,828347,772 FUND BALANCES, JANUARY 11,849,3581,849,3581,849,358-1,501,586 FUND BALANCES, DECEMBER 31$ 1,849,358$ 1,849,358$ 1,927,186$ 77,828$ 1,849,358 -105- CITY OF ALBERTVILLE, MINNESOTA DEBT SERVICE FUND COMBINING BALANCE SHEET DECEMBER 31, 2015 354357358359 2008B2003A2011C2012B G.O. CIPG.O.G.O. CIPG.O. CIP RefundingImprovementRefundingRefunding ASSETS Cash and temporary investments$ 34,424$ -$ 650,037$ 11,522 Receivables Taxes1,5274,3132,3485,206 Special assessments-241,521-- Interest---- Notes---- Due from other funds---- Due from other governments-200,000-- Land held for resale-800,434-- TOTAL ASSETS$ 35,951$ 1,246,268$ 652,385$ 16,728 LIABILITIES Advances from other funds$ -$ 555,441$ -$ - DEFERRED INFLOWS OF RESOURCES Unavailable revenue - property taxes1,3503,7102,1224,632 Unavailable revenue - special assessments-241,521-- Unavailable revenue - notes-200,000-- TOTAL DEFERRED INFLOWS OF RESOURCES1,350445,2312,1224,632 FUND BALANCES Restricted Debt service34,601245,596650,26312,096 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES$ 35,951$ 1,246,268$ 652,385$ 16,728 -106- 360361362468 CSAH 19LachmanIndustrial 2012A2012A2012A G.O. Improv.G.O. Improv.G.O. Improv. RefundingRefundingRefundingInterstate 94Total $ 856,012$ 145,241$ 125,202$ 194,457$ 2,016,895 8734411,5321,20617,446 245,287150,468555,822742,9671,936,065 ---6,6326,632 ---1,243,5221,243,522 --162,889-162,889 ----200,000 --420,519-1,220,953 $ 1,102,172$ 296,150$ 1,265,964$ 2,188,784$ 6,804,402 $ -$ -$ -$ -$ 555,441 8163801,3191,07515,404 245,287150,468555,822742,9711,936,069 ---1,243,5221,443,522 246,103150,848557,1411,987,5683,394,995 856,069145,302708,823201,2162,853,966 $ 1,102,172$ 296,150$ 1,265,964$ 2,188,784$ 6,804,402 -107- CITY OF ALBERTVILLE, MINNESOTA DEBT SERVICE FUND COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2015 354357358359 2008B2003A2011C2012B G.O. CIPG.O.G.O. CIPG.O. CIP RefundingImprovementRefundingRefunding REVENUES Property taxes$ 80,445$ 274,534$ 103,057$ 261,306 Intergovernmental-50,000-- Special assessments---- Interest earnings-2434,815547 Miscellaneous---- TOTAL REVENUES80,445324,777107,872261,853 EXPENDITURES Current Public works---- Debt Service Principal55,000100,000120,000220,000 Interest and other7,40210,75037,48543,325 TOTAL EXPENDITURES62,402110,750157,485263,325 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES18,043214,027(49,613)(1,472) OTHER FINANCING SOURCE Bond issuance---- NET CHANGE IN FUND BALANCE18,043214,027(49,613)(1,472) FUND BALANCES, JANUARY 116,55831,569699,87613,568 FUND BALANCES, DECEMBER 31$ 34,601$ 245,596$ 650,263$ 12,096 -108- 360361362 CSAH 19LachmanIndustrial468 2012A2012A2012A G.O. Improv.G.O. Improv.G.O. Improv. RefundingRefundingRefundingInterstate 94Total $ 26,098$ 31,302$ 108,528$ 59,693$ 944,963 ----50,000 38,72712,352257,96871,018380,065 14,3694,6135,4191,56031,566 ---89,61189,611 79,19448,267371,915221,8821,496,205 --294,986-294,986 1,305,000425,000805,000161,8513,191,851 47,12915,26329,22144,350234,925 1,352,129440,2631,129,207206,2013,721,762 (1,272,935)(391,996)(757,292)15,681(2,225,557) ---235,000235,000 (1,272,935)(391,996)(757,292)250,681(1,990,557) 2,129,004537,2981,466,115(49,465)4,844,523 $ 856,069$ 145,302$ 708,823$ 201,216$ 2,853,966 -109- CITY OF ALBERTVILLE, MINNESOTA AGENCY FUNDS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES FOR THE YEAR ENDED DECEMBER 31, 2015 BalanceBalance January 1AdditionsDeductionsDecember 31 Albertville Friendly City Days ASSETS Cash and temporary investments$ 30,527$ -$ (5,071)$ 25,456 Accounts payable$ 30,527$ -$ (5,071)$ 25,456 Albertville Lions ASSETS Cash and temporary investments$ 53,117$ 30,233$ (15,577)$ 67,773 Accounts payable$ 53,117$ 30,233$ (15,577)$ 67,773 STMA Arena Cash and temporary investments$ 105,028$ 465,205$ (325,093)$ 245,140 Accounts receivable42,04047,144(42,040)47,144 Due from other governments50,501-(50,501)- Inventory4,7441,703-6,447 TOTAL ASSETS$ 202,313$ 514,052$ (417,634)$ 298,731 LIABILITIES Accounts payable$ 200,274$ 524,162$ (427,627)$ 296,809 Due to other government2,039-(117)1,922 TOTAL LIABILITIES$ 202,313$ 524,162$ (427,744)$ 298,731 Landscaping, Development & Planning Escrows ASSETS Cash and temporary investments$ 590,100$ 39,668$ (31,478)$ 598,290 LIABILITIES Accounts payable$ 590,100$ 39,668$ (31,478)$ 598,290 Total Agency Funds ASSETS Cash and temporary investments$ 778,772$ 535,106$ (377,219)$ 936,659 Accounts receivable42,04047,144(42,040)47,144 Due from other governments50,501-(50,501)- Inventory4,7441,703-6,447 TOTAL ASSETS$ 876,057$ 583,953$ (469,760)$ 990,250 LIABILITIES Accounts payable$ 874,018$ 594,063$ (479,753)$ 988,328 Accrued salaries payable2,039-(117)1,922 TOTAL LIABILITIES$ 876,057$ 594,063$ (479,870)$ 990,250 -110- CITY OF ALBERTVILLE, MINNESOTA SUMMARY FINANCIAL REPORT REVENUES AND EXPENDITURES FOR GENERAL OPERATIONS GOVERNMENTAL FUNDS YEARS ENDED DECEMBER 31, 2015 AND 2014 Percent TotalIncrease (Decrease) 20152014 REVENUES Taxes$ 3,596,744$ 3,302,3508.91% Special assessments434,682384,72712.98 Licenses and permits197,878167,58418.08 Intergovernmental1,958,201209,667833.96 Charges for services648,359857,837(24.42) Fines and forfeitures1,000-100.00 Interest on investments86,644282,344(69.31) Miscellaneous358,035214,30267.07 TOTAL REVENUES$ 7,281,543$ 5,418,81134.38% Per Capita$ 1,003$ 75133.43% EXPENDITURES Current General government$ 606,158$ 748,364(19.00)% Public safety1,154,6561,006,52414.72 Public works634,542413,53653.44 Culture and recreation387,025401,593(3.63) Economic development203,62696,866110.21 Capital outlay General government22,84799,493(77.04) Public safety78,48521,735261.10 Public works637,38996,248562.24 Culture and recreation77,35369,78210.85 Economic development25,54141,064(37.80) Debt service Principal3,191,851918,000247.70 Interest and other234,925288,757(18.64) Bond issuance costs-7,458100.00 TOTAL EXPENDITURES$ 7,254,398$ 4,209,42072.34% Per Capita$ 999$ 58471.13% Total Long-term Indebtedness$ 9,845,317$12,807,462(23.13)% Per Capita1,3561,776(23.67) General Fund Balance - December 31$ 1,927,186$ 1,849,3584.21% Per Capita2652563.48 The purpose of this report is to provide a summary of financial information concerning the City of Albertville to interested citizens. The complete financial statements may be examined at City Hall, 5959 Main Avenue, Albertville, MN 55301. Questions about this report should be directed to Tina Lannes, Finance Director at (763) 497-3384. -111- THIS PAGE IS LEFT BLANK INTENTIONALLY -112- STATISTICAL SECTION(UNAUDITED) CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -113- THIS PAGE IS LEFT BLANK INTENTIONALLY -114- STATISTICAL SECTION (Unaudited) This part of the City of Albertville’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information saysabout the government’s overall financial health. Financial Trends These schedules contain trend information to help the reader understand how the government’s financial performance andwell- being have changed over time. Revenue Capacity These schedules contain information to help the reader assessthe government’s most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assessthe affordability of the government’s current levels of out-standing debt and the government’s ability to issueadditional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicatorsto help the reader understand the environment within which the government’s financial activities take place. Operating Information These schedules contain service and infrastructure data to helpthe reader understand how the information in the government’s financial report relates to the services the government providesand the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the annual financial reports for the relevant year. -115- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (accrual basis of accounting) Fiscal Year 200620072008 Governmental activities Net investment in capital assets$19,214,778$20,784,940$21,047,473 Restricted5,642,2847,295,2866,209,272 Unrestricted982,0701,717,1392,403,519 Total governmental activities net position$25,839,132$29,797,365$29,660,264 Business-type activities Net investment in capital assets$ 6,572,396$ 6,894,960$ 7,262,007 Restricted5,605,0296,289,7606,265,226 Unrestricted3,186,5123,870,6443,735,185 Total business-type activities net position$15,363,937$17,055,364$17,262,418 Total primary government Net investment in capital assets$25,787,174$27,679,900$28,309,480 Restricted11,247,31313,585,04612,474,498 Unrestricted4,168,5825,587,7836,138,704 Total primary government$41,203,069$46,852,729$46,922,682 Note: The City implemented GASB Statement N. 68 and GASB Statement No. 71 in 2015. Years prior to 2015 have not been restated. -116- Table 1 Fiscal Year 2009201020112012201320142015 $19,863,555$18,305,960$17,580,883$16,766,234$16,761,614$15,982,545$16,000,840 7,065,0557,516,6707,729,4857,720,1524,083,9264,359,3586,603,871 2,752,1873,098,3443,372,6294,082,0023,545,4244,482,1324,287,635 $29,680,797$28,920,974$28,682,997$28,568,388$24,390,964$24,824,035$26,892,346 $ 7,458,269$ 7,486,320$ 6,918,585$ 6,951,242$ 7,345,829$ 8,198,571$ 8,423,132 ------- 10,649,52210,690,63511,152,12611,091,87710,722,7789,559,5159,038,370 $18,107,791$18,176,955$18,070,711$18,043,119$18,068,607$17,758,086$17,461,502 $27,321,824$25,792,280$24,499,468$23,717,476$24,107,443$24,181,116$24,423,972 7,065,0557,516,6707,729,4857,720,1524,083,9264,359,3586,603,871 13,401,70913,788,97914,524,75515,173,87914,268,20214,041,64713,326,005 $47,788,588$47,097,929$46,753,708$46,611,507$42,459,571$42,582,121$44,353,848 -117- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN NET POSITION - CONTINUED ON THE FOLLOWING PAGES LAST TEN FISCAL YEARS (accrual basis of accounting) Fiscal Year 200620072008 Expenses Governmental activities General government$ 939,143$ 905,429$ 1,119,820 Public safety1,200,8211,202,5291,199,463 Public works3,150,4921,344,1241,675,926 Culture and recreation624,550268,040331,749 Economic development59,069235,425153,026 Interest on long-term debt415,400424,709515,558 Total governmental activities expenses6,389,4754,380,2564,995,542 Business-type activities Sewer utility834,895858,726823,088 Water utility917,0831,297,3071,226,374 Storm Water utility114,82575,268142,520 Recycling--- Total business-type activities expenses1,866,8032,231,3012,191,982 Total expenses$ 8,256,278$ 6,611,557$ 7,187,524 Program Revenues Governmental activities Charges for services General government$ 1,229,408$ 775,544$ 733,709 Public safety73,06585,887129,521 Public works-5,7003,050 Culture and recreation26,859-- Operating grants and contributions104,713317,112856,725 Capital grants and contributions688,1362,967,450342,520 Total governmental activities program revenues2,122,1814,151,6932,065,525 Business-type activities Charges for services Sewer utility1,341,289692,890651,821 Water utility1,183,4081,118,4011,008,729 Storm Water utility142,276170,004212,891 Recycling--- Operating grants and contributions-4,664146,172 Capital grants and contributions102,5321,906,378489,075 Total business-type activities program revenues2,769,5053,892,3372,508,688 Total program revenues$ 4,891,686$ 8,044,030$ 4,574,213 Note: The City implemented GASB Statement N. 68 and GASB Statement No. 71 in 2015. Years prior to 2015 have not been restated. -118- Table 2 Fiscal Year 2009201020112012201320142015 $ 978,528$ 1,001,940$ 911,754$ 1,108,505$ 948,742$ 923,711$ 715,779 1,096,9941,082,8341,077,4291,129,8631,075,7601,103,4311,222,679 1,552,7721,505,2691,449,7281,434,2022,090,1081,461,3191,636,968 321,742368,001382,071478,016505,161558,881569,429 118,8831,198,298829,7827,878,251548,783137,930229,167 426,200412,145378,185354,898331,119295,924255,379 4,495,1195,568,4875,028,94912,383,7355,499,6734,481,1964,629,401 808,041772,371801,198824,5261,024,449946,586961,507 1,119,435919,956919,9821,170,3711,095,9061,108,449399,813 87,73268,209102,233151,009172,946170,061182,779 --65,08378,83079,94881,02481,689 2,015,2081,760,5361,888,4962,224,7362,373,2492,306,1201,625,788 $ 6,510,327$ 7,329,023$ 6,917,445$14,608,471$ 7,872,922$ 6,787,316$ 6,255,189 $ 375,727$ 439,648$ 462,145$ 498,706$ 624,869$ 574,438$ 489,742 107,188140,818113,013117,011157,752161,373227,250 2,2901,8505,2497003,2501,2002,500 --4,922166,826178,550234,694154,851 296,286236,325228,5408,309,198165,255249,041230,499 183,606580,337174,001102,796127,438340,6322,000,970 965,0971,398,978987,8709,195,2371,257,1141,561,3783,105,812 590,290596,576690,745716,448730,933728,308752,094 910,565858,768837,9011,066,130975,753917,507256,040 356,376216,167210,005220,943226,677228,659251,960 --67,70478,14480,11580,65981,223 24,8479,8302,82810,92619,35218,65764,001 679,2505,388115,489116,394368,310154,336122,884 2,561,3281,686,7291,924,6722,208,9852,401,1402,128,1261,528,202 $ 3,526,425$ 3,085,707$ 2,912,542$11,404,222$ 3,658,254$ 3,689,504$ 4,634,014 -119- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN NET POSITION - CONTINUED LAST TEN FISCAL YEARS (accrual basis of accounting) Fiscal Year 200620072,008 Net Revenues (Expenses) Governmental activities$ (4,267,294)$ (228,563)$ (2,930,017) Business-type activities902,7021,661,036316,706 Total primary government revenues (expenses)$ (3,364,592)$ 1,432,473$ (2,613,311) General Revenues and Other Changes in net position General Revenues Governmental activities Taxes Property taxes, levied for general purpose$ 1,661,756$ 1,921,855$ 2,082,890 Property taxes, levied for debt service335,957350,677520,842 Tax increments98,546109,89594,855 State aids13,05694,81448,436 Grants and contributions not restricted to specific programs13,71727,00315,055 Unrestricted investment earnings258,786194,04484,088 Loss on sale of capital assets--- Gain on sale of capital assets-129,854- Miscellaneous--- Capital contributions616,280-- Transfers - capital assets--- Transfers336,081480,64937,100 Special item - decrease in land held for resale--- Total governmental activities general revenues3,334,1793,308,7912,883,266 Business-type activities Unrestricted investment earnings265,578314,190349,779 Transfers - capital assets--- Transfers(336,081)(480,649)(37,100) Total business-type activities general revenues(70,503)(166,459)312,679 Total primary government$ 3,263,676$ 3,142,332$ 3,195,945 Change in net position Governmental activities$ (933,115)$ 3,080,228$ (46,751) Business-type activities832,1991,494,577629,385 Total primary government$ (100,916)$ 4,574,805$ 582,634 -120- Table 2 Fiscal Year 2,009201020112012201320142015 $ (3,530,022)$ (4,169,509)$ (4,041,079)$ (3,188,498)$ (4,242,559)$ (2,919,818)$ (1,523,589) 546,120(73,807)36,176(15,751)27,891(177,994)(97,586) $ (2,983,902)$ (4,243,316)$ (4,004,903)$ (3,204,249)$ (4,214,668)$ (3,097,812)$ (1,621,175) $ 2,145,373$ 2,255,664$ 2,252,713$ 2,448,719$ 2,491,895$ 2,478,224$ 2,606,772 566,477592,295702,317715,157657,878805,791885,270 83,54834,55526,71626,71626,71528,648109,132 ------- 18,244451,50720,28910,28013,68190,26998,932 33,24852,615144,58199,042(48,206)182,32286,644 -13,506----- --3,381---3,450 ------132,569 ------- (74,188)------ 66,1259,544299,157-(50,000)330,236- ----(3,026,828)-- 2,838,8273,409,6863,449,1543,299,91465,1353,915,4903,922,769 291,190152,515156,73799,440(52,403)197,70989,694 74,188------ (66,125)(9,544)(299,157)-50,000(330,236)- 299,253142,971(142,420)99,440(2,403)(132,527)89,694 $ 3,138,080$ 3,552,657$ 3,306,734$ 3,399,354$ 62,732$ 3,782,963$ 4,012,463 $ (691,195)$ (759,823)$ (591,925)$ 111,416$ (4,177,424)$ 995,672$ 2,399,180 845,37369,164(106,244)83,68925,488(310,521)(7,892) $ 154,178$ (690,659)$ (698,169)$ 195,105$ (4,151,936)$ 685,151$ 2,391,288 -121- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS Fiscal Year 200620072008 General fund Reserved$ -$ -$ - Unreserved1,549,004792,457859,636 Nonspendable--- Unassigned--- Total general fund$ 1,549,004$ 792,457$ 859,636 All other governmental funds Reserved$ 4,121,164$ 2,841,445$ 2,826,007 Unreserved, reported in Debt service funds(457,216)756,064308,193 Special revenue funds-167,838172,837 Capital project funds5,151,6116,821,8816,803,831 Nonspendable--- Restricted--- Assigned--- Unassigned--- Total all other governmental funds$ 8,815,559$10,587,228$10,110,868 Note: The requirements of GASB 54 were implemented in 2011. -122- Table 3 Fiscal Year 2009201020112012201320142015 $ 69,759$ 69,759$ -$ -$ -$ -$ - 1,117,0021,070,100----- --69,75969,75951,00051,00051,000 --1,120,4551,248,8151,450,5861,798,3581,876,186 $ 1,186,761$ 1,139,859$ 1,190,214$ 1,318,574$ 1,501,586$ 1,849,358$ 1,927,186 $ 4,517,308$ 4,504,995$ -$ -$ -$ -$ - 94,666912,359----- 176,692178,928----- 6,048,9356,632,652----- ----1013,1842,695 --5,821,5877,827,8604,353,6035,276,4923,263,871 --8,811,6639,422,4849,456,5579,920,3955,969,374 --(1,738,994)(746,029)(767,766)(971,681)(842,241) $10,837,601$12,228,934$12,894,256$16,504,315$13,042,404$14,238,390$ 8,393,699 -123- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS Fiscal Year 200620072008 Revenues Taxes$ 2,055,430$ 2,322,488$ 2,690,024 Licenses and permits487,132283,287386,564 Intergovernmental167,769717,556129,294 Charges for services1,416,2032,150,160878,486 Fines and forfeitures3,7023,450- Special assessments1,191,863691,833847,075 Interest on investments367,427399,565327,292 Miscellaneous733,236240,929346,078 Total revenues6,422,7626,809,2685,604,813 Expenditures General government925,032849,6431,023,497 Public safety1,080,0461,122,9881,110,041 Public works582,576563,455691,311 Culture and recreation217,908246,507274,167 Economic development59,06996,550124,140 Capital Outlay5,394,5554,741,146795,402 Debt service Principal725,000765,0001,155,000 Interest392,992401,882490,660 Bond issuance costs--- Total expenditures9,377,1788,787,1715,664,218 Excess (deficiency) of revenues over (under) expenditures(2,954,416)(1,977,903)(59,405) Other financing sources (uses) Transfers in4,142,8692,134,050643,157 Bonds refunded--(560,000) Bond issuance-3,235,000560,000 Payment to refunded bond escrow agent--- Premiums on bonds sold--- Discount on long-term debt issued-(24,690)- Sale of capital assets-129,854- Transfers out(4,014,106)(2,481,189)(902,583) Total other financing sources (uses)128,7632,993,025(259,426) Special item Decrease in land held for resale--- Net change in fund balances$ (2,825,653)$ 1,015,122$ (318,831) Debt service as a percentage of Noncapital expenditures20.2%25.9%31.4% -124- Table 4 Fiscal Year 2009201020112012201320142015 $ 2,731,540$ 2,946,660$ 3,058,608$ 3,182,549$ 3,212,853$ 3,302,350$ 3,596,744 188,012217,530125,273129,088213,277167,584197,878 79,7081,015,378258,2625,881,766158,861209,6671,958,201 400,861417,828558,899707,1611,097,560857,837648,359 500--200--1,000 644,266575,468342,603274,016306,453384,727434,682 226,930141,487207,990143,346(80,585)282,34486,644 230,961152,256132,58189,326203,566214,302358,035 4,502,7785,466,6074,684,21610,407,4525,111,9855,418,8117,281,543 957,447860,648774,7831,002,640808,790748,364606,158 990,350993,883992,0721,031,034972,8931,006,5241,154,656 554,593387,467392,957393,248403,811413,536634,542 210,255240,559215,056346,895353,316401,593387,025 116,25370,350149,96954,048261,31896,866203,626 1,169,374720,1681,069,9537,892,0951,040,402328,322841,615 760,000405,000420,000590,000805,700918,0003,191,851 413,181394,958426,125228,682315,036288,757234,925 ---67,308-7,458- 5,171,4534,073,0334,440,91511,605,9504,961,2664,209,4207,254,398 (668,675)1,393,574243,301(1,198,498)150,7191,209,39127,145 264,662885,7061,575,525626,728697,254868,993344,000 ---5,055,000-528,062- --2,660,0003,278,551--235,000 --(2,618,259)(3,250,353)--- --23,65258,112--- ------- -31,3273,381---3,450 (356,492)(966,176)(1,171,923)(831,121)(1,100,044)(1,062,688)(344,000) (91,830)(49,143)472,3764,936,917(402,790)334,367238,450 ----(3,026,828)-- $ (760,505)$ 1,344,431$ 715,677$ 3,738,419$ (3,278,899)$ 1,543,758$ 265,595 26.8%21.7%20.3%7.1%26.0%29.6%52.5% -125- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) TAX CAPACITY, MARKET VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY (Shown by year of tax collectability) 2006200720082009 Taxable market value Personal property$ 4,307,400$ 4,790,900$ 4,496,300$ 4,208,800 Real estate550,847,200627,206,200676,886,400691,643,400 Total taxable market value$ 555,154,600$ 631,997,100$ 681,382,700$ 695,852,200 Estimated actual value of taxable property$ 596,039,800$ 673,691,200$ 722,043,500$ 729,346,000 Taxable market value as a percentage of estimated actual value93.14%93.81%94.37%95.41% Tax capacity Personal property$ 86,069$ 93,976$ 88,151$ 82,394 Real estate6,680,7667,600,7148,257,9278,526,172 Subtotal6,766,8357,694,6908,346,0788,608,566 Less: tax increment(94,563)(106,683)(90,688)(67,760) Net tax capacity$ 6,672,272$ 7,588,007$ 8,255,390$ 8,540,806 Tax levies General$ 1,735,899$ 2,009,558$ 2,144,171$ 2,208,496 Debt service359,651360,959545,560604,767 Total$ 2,095,550$ 2,370,517$ 2,689,731$ 2,813,263 Tax capacity rate General26.017%26.483%25.973%25.858% Debt service5.3904.7576.6097.081 Total31.407%31.240%32.582%32.939% Source: Wright County Auditor/Treasurer Department -126- Table 5 20142015 2010201120122013 $ 4,179,500$ 4,712,900$ 4,870,500$ 5,275,300$ 5,239,900$ 5,279,500 635,692,600584,020,100523,802,300468,964,700500,588,200590,536,600 $ 639,872,100$ 588,733,000$ 528,672,800$ 474,240,000$ 505,828,100$ 595,816,100 $ 658,736,600$ 600,645,500$ 528,672,800$ 474,240,000$ 505,828,100$ 634,198,005 97.14%98.02%100.00%100.00%100.0093.95% $ 81,783$ 92,398$ 95,065$ 103,190$ 102,426$ 103,325 7,955,5997,312,7696,663,3676,088,7096,379,9766,780,598 8,037,3827,405,1676,758,4326,191,8996,482,4026,883,923 (28,165)(21,696)(21,696)(21,696)(23,265)(79,615) $ 8,009,217$ 7,383,471$ 6,736,736$ 6,170,203$ 6,459,137$ 6,804,308 $ 2,338,941$ 2,373,087$ 2,429,769$ 2,423,781$ 2,397,983$ 2,547,180 600,814722,994712,503781,325902,141949,967 $ 2,939,755$ 3,096,081$ 3,142,272$ 3,205,106$ 3,300,124$ 3,497,147 29.203%32.141%36.067%39.28237.12537.435% 7.5029.79210.57612.66313.96713.961 36.705%41.933%46.644%51.94551.09251.396% -127- THIS PAGE IS LEFT BLANK INTENTIONALLY -128- CITY OF ALBERTVILLE, MINNESOTA Table 6 STATISTICAL SECTION (UNAUDITED) PROPERTY TAX CAPACITY RATES - DIRECT AND OVERLAPPING GOVERNMENTS (PER $1,000 OF TAX CAPACITY) Overlapping Rates SchoolSchool Year DistrictDistrict Taxes PayableCityCountyNo. 885No. 728 200631.407%32.561%42.859%35.941% 200731.24030.70845.24633.201 200832.58231.64346.18032.338 200932.93932.56446.70236.130 201036.70535.81652.04939.961 201141.93339.30351.35543.483 201246.64443.44952.63045.542 201351.94544.28557.19550.051 201451.09243.45051.55351.279 201551.39640.53051.08251.635 Source: Wright County Auditor/Treasurer Department Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners (e.g. the rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district). -129- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) PRINCIPAL TAXPAYERS DECEMBER 31, 2015 2015 Percent of Total Tax Tax Capacity TaxpayerCapacityRank CPG Partners, LP$ 1,097,256115.94% MSP Albertville Retail Building, LLC187,64822.73 Albertville Medical Building, LLC79,44831.15 Fraser Building LP77,25441.12 Mollie LLC69,25051.01 HGP Architectural Glass, Inc.63,68260.93 Border States Industries, Inc.60,42070.88 Minnegasco, Inc48,37680.70 Xcel Energy47,17690.69 Welcome Furniture and Appliances45,640100.66 Albertville Plaza, LLC-- CWB Albertville Crossing, LLC-- William A. Hinks-- Albertville Investments, LLC-- Manchester II, LLC-- Alshouse Properties, LLC-- Albertville Strip Mall, LLC-- Totals$ 1,776,15025.80% Source: Wright County Auditor/Treasurer Department Note: Information not available prior to 2008. This table will be updated on a go-forward basis. -130- Table 7 2008 Percent of Total Tax Tax Capacity CapacityRank $ 970,238111.36% -- -- -- -- 78,19050.92 -- -- -- 79,73840.93 73,77670.86 253,41822.97 91,78831.07 74,09860.87 49,05280.57 48,98690.57 46,542100.54 $ 1,765,82620.68% -131- Table 8 CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Percent (1) Percentageof Total CollectionCollection of LevyCollections Fiscal Totalof Currentin subsequentTotal Collectedto Levy YearLevyYear's LevyyearsCollections 2006$2,095,550$2,029,56296.85%$2,095,550100.00% $ 65,988 20072,370,5172,264,74395.54105,7742,370,517100.00 20082,689,7312,615,66197.2572,4412,688,10299.94 20092,813,2632,685,92795.47125,8372,811,76499.95 20102,939,7552,864,66797.4574,4782,939,14599.98 20113,096,0812,921,03194.35172,4613,093,49299.92 20123,142,2723,122,84399.3812,9953,135,83899.80 20133,205,1063,160,64798.6133,6133,194,26099.66 20143,300,1243,263,34398.8935,0603,298,40399.95 20153,497,1473,461,79698.99-3,461,79698.99 Source: Wright County Auditor/Treasurer Department (1) Includes state paid property tax credits. -132- Table 9 CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Governmental ActivitiesBusiness-type Activities GeneralTaxLeaseGeneralGeneralTotal Percentage of Fiscal ObligationIncrementRevenueObligationObligationPrimaryPer Personal Income YearBondsBondsBondsRevenue BondsBondsGovernmentCapita 2006$ 2,775,000$ 55,000$ 6,330,000$ 5,761,792$ -$14,921,7928.09%$ 2,548 20075,515,00030,0006,085,0005,334,357800,00017,764,3579.032,990 20085,245,000-5,230,0004,909,330800,00016,184,3307.692,652 20094,705,000-5,010,0004,601,624800,00015,116,6246.782,431 20104,525,000-4,785,0004,296,150790,00014,396,1505.482,044 20116,218,652-2,875,0004,493,072780,00014,366,7245.432,020 201214,013,689--4,121,7481,228,06519,363,5026.972,705 201313,202,695--6,257,3811,171,75920,631,8357.342,861 201412,807,462--5,855,1901,242,39119,905,0436.752,747 20159,845,317--3,120,172606,08513,571,5744.481,869 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Schedule of Demographic and Economic Statistics on page 141 for personal income and population data. -133- Table 10 CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS Less Percentage of Amounts Estimated Actual GeneralAvailable inNet Value of Fiscal ObligationDebt ServiceBondedPer Taxable Property YearBondsFundsDebtCapita 2006$ 2,775,000$ 293,629$ 2,481,3710.42%$ 424 20076,315,000449,5805,865,4200.87987 20086,045,000511,1705,533,8300.77907 20095,505,000695,3414,809,6590.66774 20105,315,00096,6065,218,3940.79741 20116,998,652331,4606,667,1921.11937 201215,241,7546,793,3008,448,4541.601,180 201314,374,4543,244,23611,130,2182.351,544 201414,049,8533,970,72110,079,1321.991,391 201510,451,4026,189,9424,261,4600.67587 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Schedule of Demographic and Economic Statistics on page 141 for population data. See the Schedule of Tax Capacity, Market Value and Estimated Actual Value of Taxable Property for property value data. -134- Table 11 CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) COMPUTATION OF DIRECT AND OVERLAPPING DEBT DECEMBER 31, 2015 GrossAmount Bondedof Percentage Debt UsedNet Debt Applicable to For Net DebtApplicable District Calculationto District Direct Debt City of Albertville$ 9,845,317100.00%$ 9,845,317 School District #885169,075,00025.0342,327,677 School District #728246,755,0003.648,969,917 Wright County45,135,0005.222,356,304 Total Overlapping Debt$ 460,965,00011.64%$ 53,653,899 Total Direct and Overlapping Debt$ 470,810,31713.49%$ 63,499,216 Sources : Market value data used to estimate applicable percentages provided by the Wright County Auditor/Treasurer department. Debt outstanding data was provided from the same source. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognized that, when considering the government's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. * The percentage of overlapping debt applicable is estimated using taxable market property values. Applicable percentages were estimated by determining the portion of the county's taxable market value that is within the City's boundaries and dividing it by the county's total taxable market value. -135- CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS Fiscal Year 200620072008 Debt limit (1)$ 11,103,092$ 12,639,942$ 20,441,481 Total net debt applicable to limit--- Total$ 11,103,092$ 12,639,942$ 20,441,481 Total net debt applicable to the limit as a percentage of debt limit$ -$ -$ - (1) The debt limit for years 2006-2007 is 2 percent and for the years 2008-2015 is 3 percent. (2) All of the City's general obligation debt are paid from special assessments and not subject to the limit. Note: Under state law, the City's outstanding general obligation debt should not exceed 3 percent of the market value of taxable property. Prior to 2008, state law provided that general obligation debt should not exceed 2 percent. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for the extinguishment of those obligations. -136- Table 12 Fiscal Year 2009201020112012201320142015 $ 20,875,566$ 19,196,163$ 17,661,990$ 15,860,184$ 14,227,200$ 15,174,843$ 17,874,483 ------- $ 20,875,566$ 19,196,163$ 17,661,990$ 15,860,184$ 14,227,200$ 15,174,843$ 17,874,483 $ -$ -$ -$ -$ -$ -$ - Legal Debt Margin Calculation for Fiscal Year 2015 Taxable market value$ 595,816,100 Debt limit (3% of market value)$ 17,874,483 Debt applicable to limit General obligation bonds (2)- Less: amount available in Debt Service funds- Total net debt applicable to limit- Legal debt margin$ 17,874,483 -137- Table 13 CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) PLEDGED-REVENUE COVERAGE LAST TEN FISCAL YEARS General Obligation Revenue Bonds (1)Net Debt Service FiscalGross(2)Revenue YearRevenueExpensesAvailablePrincipalInterestCoverage 2006$ 749,133$ 213,774$ 535,359$ 404,925$ 242,7450.83 2007740,802329,305411,497427,435226,6660.63 2008699,715317,801381,914455,027204,2590.58 2009633,307294,829338,478307,706178,5490.70 2010635,991281,087354,904305,474169,0930.75 2011721,901305,686416,215323,335158,2960.86 2012733,830346,894386,936362,193161,3600.74 2013734,049453,240280,809371,549180,0560.51 2014771,239439,487331,752394,373171,3710.59 2015915,048473,470441,5782,727,200159,9730.15 Tax Increment Bonds Revenue fromRevenue from Debt Service FiscalSpecialProperty YearAssessmentsTaxesPrincipalInterestCoverage 2006$ 19,177$ 10,410$ 25,000$ 4,0761.02 200710,91314,76225,0002,7270.93 2008-31230,0008100.01 2009----- 2010----- 2011----- 2012----- 2013----- 2014----- 2015----- (1) Including interest and other income (2) Excluding depreciation and interest on bonds -138- Table 13 CITY OF ALBERTVILLE, MINNESOTA STATISTICAL SECTION (UNAUDITED) PLEDGED-REVENUE COVERAGE - CONTINUED LAST TEN FISCAL YEARS Lease Revenue Bonds Revenue from Debt Service FiscalProperty YearTaxesPrincipalInterestCoverage 2006$ 210,146$ 190,000$ 284,4090.44 2007222,934245,000276,3430.43 2008402,771295,000290,4850.69 2009452,530280,000238,9700.87 2010496,363275,000230,0870.98 2011518,415285,000253,6200.96 2012---- 2013---- 2014---- 2015---- -139- THIS PAGE IS LEFT BLANK INTENTIONALLY -140- Table 14 CITY OF ALBERTVILLE, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS TotalPer Capita Unemployment Fiscal Number ofPersons perPersonal Personal MedianSchool Rate (7) YearPopulation (1)Households (2)Household (2)Income (3)Income (4)Age (5)Enrollment (6) 20065,8562,2202.64$ 184,393,728$ 31,48828.84,1724.3% 20075,9422,2732.61196,810,92433,12228.84,4135.1 20086,1032,3412.61210,345,99834,46628.84,5936.6 20096,2182,3992.59223,005,68435,86528.84,9077.9 20107,0442,3772.96262,880,81537,32028.85,0938.3 20117,1142,3972.97264,612,34437,19628.85,2355.6 20127,1592,4082.97277,747,72338,79728.85,6216.2 20137,2112,4222.98281,229,00039,00034.65,7255.2 20147,2472,4342.98294,800,71340,67934.65,7253.9 20157,2622,4113.01302,658,37441,67734.65,9002.8 Data Sources (1) Minnesota Office of the State Demographer (2) Minnesota Office of the State Demographer (2006-2014); Estimated (2015) (3) Calculated by the City. (4) US Department of Commerce - Bureau of Economic Analysis (2006-2014); Estimated (2015) (5) US Census Bureau (6) Independent School District 885 (7) United States Department of Labor - Bureau of Labor Statistics Note: Persons per household information was not available for 2015. The City estimated this year based on averages from data compiled for years 2006-2014. Note: The unemployment rate is for Wright County, the County of which the City is located. Unemployment data was not available for the City. Note: The per capital personal income is for Wright County, the County of which the City is located. Per capita personal income was not available for the City. Note: School enrollment is for Independent School District 885. The School District also includes students from the City of St. Michael. -141- CITY OF ALBERTVILLE, MINNESOTA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO (1) 2015 Percentage of Total City EmployerEmployment EmployeesRank Outlets at Albertville800116.00% ISD No. 885, St. Michael-Albertville680213.60 Coborn's13032.60 Oldcastle Building Envelopes11342.26 HGP Industries7551.50 Guardian Angels - Engel Haus5961.18 Sherer Brothers Truss5571.10 Fraser Steel Co.4080.80 Fehn Gravel and Excavating, Inc.3590.70 Mold-Tech, Inc.35100.70 Don's Bus Service-- D J's Total Home Care Center-- Truss Manufacturing-- Otsego Tool and Engineering, Inc.-- Radiation Tool and Engineering, Inc.-- Total5,000*40.44% Source: Northland Securities * This is an estimation provided by the City. (1) Information for nine years ago was not available. This table will be updated on a go-forward basis. -142- Table 15 2008 Percentage of Total City Employment EmployeesRank 800116.00% 27525.50 7531.50 -- 753- -- 2080.40 4050.80 -- -- 2060.40 2070.40 5541.10 1890.36 17100.34 5,000*26.80% -143- CITY OF ALBERTVILLE, MINNESOTA Table 16 FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST NINE FISCAL YEARS Function 200720082009201020112012201320142015 General government6.07.06.05.05.06.56.36.36.3 Public safety Fire Full Time Fire Chief--------1.0 Civilians (1)3737333030.033.030.029.031.0 Public works Engineering1.01.01.01.01.01.00.30.30.3 Maintenance1.01.01.01.01.01.01.51.52.0 Culture and recreation Parks1.01.01.01.01.01.01.51.52.0 Water1.01.51.51.51.01.51.51.51.5 Sewer1.01.51.51.51.01.51.51.51.5 Total48.050.045.041.040.045.542.541.645.6 Source: City of Albertville (1) The fire department is made up entirely of volunteer civilians. They are used on an on-call basis only. Note: Information not available prior to 2007. This table will be updated on a go-forward basis. -144- CITY OF ALBERTVILLE, MINNESOTA Table 17 OPERATING INDICATORS BY FUNCTION LAST EIGHT FISCAL YEARS Function 20082009201020112012201320142015 Fire Fire calls 430 280 257 278 217 229 254 256 Inspections 28 52 288 360 190 212 211 10 Building/engineering Permits issued 381 482 241 394 391 412 453 542 Public works Street sweeping (hours) 69 69 69 77 82 74 80 123 Snowplowing (hours) 512 512 512 320 330 791 723 387 Equipment repair (hours) 1,000 1,000 1,000 1,100 1,200 750 600 692 Water New connections 66 1 2 4 14 21 22 24 Water mains breaks 3 2 2 - 2 2 6 3 Sewer Average daily treatment flow (thousands of gallons) 516,000 447,000 466,000 490,000 468,000 475,000 510,000 474,000 Sources: City of Albertville Note: Indicators are not available for the general government function. Note: Information not available prior to 2008. This table will be updated on a go-forward basis. -145- THIS PAGE IS LEFT BLANK INTENTIONALLY -146- CITY OF ALBERTVILLE, MINNESOTA Table 18 CAPITAL ASSET STATISTICS BY FUNCTION LAST EIGHT FISCAL YEARS Function 20082009201020112012201320142015 Public Safety Fire stations Stations11111111 Public Works Highways and streets Streets (miles)3636363636363838 Street lights417417417417417417417417 Traffic signals55556777 Culture and recreation Parks division Parks1111111111111111 Parks acreage120120120120125125125125 Arena/Civic Center11111111 Baseball diamonds55555555 Basketball courts55555555 Bike trails (miles)55555555 Hockey rinks/outdoor22222222 Softball diamonds12222222 Tennis courts55555555 Volleyball courts11111111 Utilities Water Miles of water main4546525252525252 Sewer Miles of sanitary sewer3435373737373737 Lift stations99101010101010 Maximum daily treatment capacity (gallons)929,000929,000929,000929,000929,000929,000929,000929,000 Storm sewer Miles of storm sewer2626353535353535 Source: City of Albertville Note: No capital asset indicators are available for the general government function. Note: Information not available prior to 2008. This table will be updated on a go-forward basis. -147-