Loading...
2018 CAFR Annual Financial Report� � ■ 1 r b tv� � � � Small Living. Big Cier�tifa. T�i ,�'''�� �.�.;..��+�� � � � ''�- � '¢,a� !�� _���� f?�4� � � � "^�"1"* _'� _ .. . _ .. , , _ , .._.._ . u�:� _ - �--�-� �- % ; „ � i� -���-... :`K f.., �., -.. � �� �� � '•i,-. � e e �+�_��� � . ., � _;z:;�t.% i�;��C,i,,.,�_._ , � � .���;:�. - . ��I �%. /' ,'�il��lri�� � ��� `-�� � � �/ �'� �IIi�. �� Ljli''' '":'`, � � � ' �__. � ,�I �:'i � � ��: � � �� , _ . •'_ ¢ , � - E � �=�: _� , :.� . �. [ - x� � ��, �� �:� _=�----� I �; s:'- .}1' .,� -- -- - - ` ;� ;�.�� ,;;� I _� (� � . � �,�y���,' ... ..._ :i1-.. ._.�i�"M"..�e�c��:•�k._� Comprehensive Annual Financial Report For the year ended December 31 , 2018 City of Albertville, Minnesota � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � � � 1 � ' � ' � CITY OF ALBERTVILLE, MINNESOTA � COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED � DECEMBER 31, 2018 ' ADAM NAFSTAD - CITY ADMINISTRATOR ' TINA LANNES - FINANCE DIRECTOR PREPARED BY DEPARTMENT OF FINANCE ' Member of the Government Finance Officers' Association Mof the United States and Canada I I i I f f � � � � ' � THIS PAGE IS LEFT � BLANK INTENTIONALLY � ' I � � � � � i I � i � � � City of Albertville, Minnesota Comprehensive Annual Financial Report Table of Contents For the Year Ended December 31, 2018 � Paqe No. Introductory Section Letter of Transmittal from City Administrator and Finance Director 9 � Certificate of Achievement of Excellence in Financial Reporting 13 Organizational Chart 14 Elected and Appointed Officials 15 � Financial Section Independent Auditor's Report 19 ManagemenYs Discussion and Analysis 23 � Basic Financial Statements Government-wide Financial Statements Statement of Net Position 37 � Statement of Activities 38 Fund Financial Statements Governmental Funds � Balance Sheet 42 Reconciliation of the Balance Sheet to the Statement of Net Position 45 Statement of Revenues, Expenditures and Changes in Fund Balances 46 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund � Balances to the Statement of Activities 48 General Fund Statement of Revenues, Expenditures and Changes in Fund Balances- Budget and Actual 49 Proprietary Funds � Statement of Net Position 50 Statement of Revenues, Expenses and Changes in Net Position 51 Statement of Cash Flows 52 � Fiduciary Funds Statement of Fiduciary Net Position 53 Notes to the Financial Statements 55 � Required Supplementary Information Schedule of Employer's Share of Public Employees Retirement Association Net Pension Liability- General Employees Retirement Fund 88 Schedule of Employer's Public Employees Retirement Association Contributions- � General Employees Retirement Fund 88 Notes to the Required Supplementary Information- General Employee Retirement Fund 89 Schedule of Employer's Share of Public Employees Retirement Association Net Pension Liability- � Public Employees Police and Fire Fund 90 Schedule of Employer's Public Employees Retirement Association Contributions- Public Employees Police and Fire Fund 90 Notes to the Required Supplementary Information- Public Employees Police and Fire Fund 91 � Schedule of Changes in the Fire Relief Association's Net Pension Liability(Asset)and Related Ratios 92 Schedule of Employer's Fire Relief Association Contributions 93 � � � 5 � � City of Albertville, Minnesota � Comprehensive Annual Financial Report Table of Contents(Continued) For the Year Ended December 31, 2018 Paqe No. � Combining and Individual Fund Financial Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet 98 �' Combining Statement of Revenues, Expenditures and Changes in Fund Balances 99 Nonmajor Capital Projects Funds Combining Balance Sheet 102 ' Combining Statement of Revenues, Expenditures and Changes in Fund Balances 104 General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances- Budget and Actual 106 Debt Service Funds ' Combining Balance Sheet 110 Combining Schedule of Revenues, Expenditures and Changes in Fund Balances 112 Agency Funds Combining Statement of Changes in Assets and Liabilities 114 � Summary Financial Report Revenues and Expenditures for General Operations- Governmental Funds 115 Table Paqe No. ' Statistical Section (Unaudited) Net Position by Component 1 120 Changes in Net Position 2 122 � Fund Balances of Governmental Funds 3 126 Changes in Fund Balances of Governmental Funds 4 128 Tax Capacity, Market Value and Estimated Actual Value of Taxable Property 5 130 Property Tax Capacity Rates- Direct and Overlapping Governments 6 133 � Principal Taxpayers 7 134 Property Tax Levies and Collections 8 136 Ratios of Outstanding Debt by Type 9 137 � Ratios of General Bonded Debt Outstanding 10 138 Computation of Direct and Overlapping Debt 11 139 Legal Debt Margin Information 12 140 Pledged-Revenue Coverage 13 142 � Demographic and Economic Statistics 14 143 , Principal Employers 15 144 Full-time Equivalent City Government Employees by Function 16 146 Operating Indicators by Function 17 147 � Capital Asset Statistics by Function 18 149 � i i I I 6 I ' � ' ' � ' INTRODUCTORY SECTION � CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED k DECEMBER 31, 2018 � � � � � ' � � t � � ' � ' ' � THIS PAGE IS LEFT ' BLANK INTENTIONALLY � � � � � � � I � ' � s � � � 1"\I�£r�V�'1E ��1=!1 ti9,��n :'�vcnii.. *�F N {I K�.�ti �s• Alh�n,,l:i. +9N 45:�ril • +G;.�l�}'�z;ti4 E��ux ?�,?--��f?-��If1 � \ Sw,+:h_• �I�b¢tl►G.1•.LH IJune 17, 2019 ' Honorable Mayor and Members of the City Council City of Albertville, Minnesota � Minnesota statutes require the City to issue an annual report on its financial position and activity, prepared in accordance with generally accepted accounting principles (GAAP), and audited in accordance with generally accepted auditing standards by a firm of licensed certified public � accountants, or the Office of the State Auditor. Pursuant to that requirement, we hereby issue the Comprehensive Annual Financial Report(CAFR) of the City of Albertville for the fiscal year ended December 31, 2018. � This report consists of management's representations concerning the finances of the City of Albertville. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control � standards that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute assurance that the financial statements are free of any material misstatements. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and � reliable in all material respects. The City of Albertville's financial statements have been audited by the public accounting firm of Abdo, Eick &Meyers, LLP. The goal of the independent audit was to provide reasonable � assurance that the financial statements of the City of Albertville for the fiscal year ended December 31, 2018, are free of any material misstatements. Included within this report, Abdo, Eick& Meyers, LLP. has issued an unmodified opinion on the City of Albertville's financial � statements for the year ended December 31, 2018. ManagemenYs Discussion and Analysis(MD&A) immediately follows the independent auditor's report and provides a narrative introduction, overview, and analysis of the basic financial � statements. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. Profile of the City of Albertville � The City of Albertville is located in the east central portion of Minnesota, approximately 35 miles northwest of the Twin Cities, and approximately halfway between the metropolitan areas of Minneapolis/St. Paul and St. Cloud. The City of Albertville is located in the northeastern portion � of Wright County, along the Interstate 94 corridor. The City covers 4.56 square miles. The current population is approximately 7,412. � The City of Albertville operates under the council/administrator form of government. The governing body consists of the Mayor and four Council members, elected at large and on a non- partisan basis. The Mayor is elected to a two-year term and four Council Members are elected to � a four-year term,with elections held in each even-numbered year. Not more than two Council member's terms expire in any one year. � 9 ' � � The Mayor and Council appoint a full-time City Administrator, who is responsible for overall supervision of City operations. The City Council is responsible for, among other things, passing � ordinances, adopting the budget, appointing committees, hiring the City Administrator, other staff and appointing consultants. The City provides its residents and businesses with a full range of services, including fire � protection, law enforcement, public works, building inspection, planning and code enforcement, parks/trail improvements and maintenance, curbside recycling and other general activities. The City contracts with the Wright County Sheriff's Department for 28-hour law enforcement. In ' addition, the City offers the following services to residents: water, sewer, storm drainage, and recycling, which are operated as enterprises. The City also partners with neighboring communities to provide public transit, library, and senior center services. In addition, the governing body is financially accountable for the Economic Development Authority and therefore, � these activities are included in the reporting entity. Relevant Financial Policies The annual budget serves as the foundation for the City's financial planning and control. � Developing the budget begins annually in June when the Finance Director prepares projected revenues and expenses for the next year's draft budget. Upon review and revisions by the � Finance Director and Administrator, the draft budget is reviewed by the Department Heads. Department budget requests are compiled by the Finance Director and reviewed by both the Finance Director and Administrator. Integral to the budget process is a staff meeting to review the draft budget, which is then presented to the City Council. City Council and staff work on the � budget over the course of two to three budget workshops. Following Council direction and public input, the preliminary budget is updated and brought back for Council approval. Council adopts the preliminary budget in September and the Final Budget is adopted in December of each year. If a need arises for a significant budget amendment during the year, it is brought to City Council � for approval. Also, available within, are notes pertaining to basic financial statements for information on the ' Joint Powers Water Board (the City's water operations, operated in conjunction with the cities of St. Michael and Hanover). Economic Condition and Outlook � Based on permit activity, the local economy is strong and continues to grow. A total of 468 building permits were issued in 2018 with a total valuation of$21,083,509. The number of new � housing units in 2018 was 16, with an average valuation of approximately$279,834 per home. Beginning in 2019, State of Minnesota will be constructing six lanes of freeway to the City of Albertville, as well as, improving the existing interchange access to the freeway at county state � aid highways 37 and 19. Another key financial factor affecting the City's financial outlook is the City's bond rating, which � has increased two times since 2002 and is currently an AA3. The Independent School District#885 recently constructed a multi-purpose dome and a second sheet of ice to the arena. These facilities will serve as an area attraction and help support the � local economy. � � 10 ' � � Commercial, Industrial and Retail � The City of Albertville's commercial activity remains steady and it is a priority of the City to stimulate new commercial and industrial development. In 2018, a pediatric occupational and speech theory relocated to Albertville and constructed a new commercial building. Also, in 2018, � a new commercial early learning center began its business in Albertville and completed a major building renovation to an existing commercial building. ' Major Initiatives Maintenance and preservation of the City infrastructure and facilities is a priority for the City. In 2018, the City completed multiple infrastructure improvements related to streets, utilities, trails � and parks. The City has actively pursued regional transportation and interstate improvements through the I- 94 Coalition, a consortium of cities and businesses. Through the State's Corridors for Commerce � legislation, multiple projects benefiting Interstate 94 have been successfully completed, and beginning in 2019 the State will begin a project to build 6-lanes of freeway between Highway 241 in St. Michael and CSAH 19 in Albertville. This project will benefit Albertville by extending the 6- , lanes to the City and by improving the City's two interstate interchanges and improving access to the interstate. The Interstate project is approximately$75 million (+/-) and is funded by the State. Pursuant to State permitting requirement, the City is will be make improvements to its wastewater � treatment plant and facility. Improvements generally include the relocating the discharge and the addition of the treatment equipment. Through 2017 State legislation, Albertville was awarding $2 million in grant funding for the$7.5 million project. � Long-term Financial Planning The City of Albertville recognizes the importance of maintaining an appropriate level of fund � balance. Sound fiscal management of Albertville's general fund operation budget is made more secure by establishing City goals regarding the size and use of the annual general fund balances. This policy provides two goals and measures for determining the appropriate fund balance. The security factor must be met before the dependence factor can be applied. The City of Albertville � will strive to meet these goals. 1. Security. Ensure that, at NO time during budget preparation, the amounts remaining in current year-end fund balance (defined as the prior year's known fund balance amount ' less the amount designated for application to the current year budget) be allowed to be less than 35% of the next year's planned budget for the General Fund as a minimum. As economic conditions warrant, an amount larger than this shall be maintained. This will be � applied to cash flow, revenue reserves and insurance, and liability needs, or be available in the time of emergencies. If the current fund balance meets or exceeds the 35%, the intent is to increase this level � to 50% of next year's expenditures. If the fund balance level falls below the 35% due to unexpected expenses, a replenishment plan will be developed. 2. Dependence. In building the next year's budget, the percentage of total annual budget ' financing that can come from fund balances will not exceed 5% of the planned budget. Property Taxes ' To sustain or expand City services, while keeping property taxes stable, the Council has diligently strived to maintain a level tax rate. The property tax levy for the year divided by the city-wide total net tax capacity equals the tax rate. � 11 ' � ' Independent Audit The financial statements were audited by Abdo, Eick& Meyers, LLP, Certified Public � Accountants, and their opinion has been included in this report. The scope of the audit included the basic financial statements of the City for the year ended December 31, 2017. Their audit was made in accordance with auditing standards generally accepted in the United States of America. The scope of the audit was sufficient to satisfy state and federal requirements. The auditors' � opinion on the City's financial statements indicates that the auditors' examination has disclosed no conditions which cause them to believe that the financial statements are not fairly stated, in all ' material respects. Certificate of Achievement The Government Finance Officers Association of the United States and Canada (GFOA)awarded � a Certificate of Achievement for Excellence in Financial Reporting to the City for its CAFR for the fiscal year ended December 31, 2017. This is the ninth consecutive year the City has received this prestigious award. In order to be awarded a Certificate of Achievement, a government must � publish an easily readable and efficiently organized CAFR, whose contents conforms to program standards. Such reports must satisfy both accounting principles generally accepted in the United States of America and applicable legal requirements. ' A Certificate of Achievement is valid for a period of one year only. We believe our current CAFR continues to meet the Certificate of AchievemenYs requirements and we are again submitting it to the GFOA to determine its eligibility for another certificate. � Acknowledgments I would like to commend Finance Director Lannes and the entire city staff for their hard work and ' dedication. I would like to recognize the CPA firm Abdo, Eick& Meyers, LLP for their professional assistance. Finally, thank you to the Mayor and members of the City Council for your continued interest and support in planning and conducting the financial operations of the City � in a very responsible and professional manner. Respectfully submitted, � �� // Adam Nafstad ' City Administrator/PWD/CE � � � � � 12 ' � _ _ _ __.__.. ..,_��, ._..... ..,.: � �< ��. �;; � �, �.. {: �': �<: _ . . �� � �� � �>r �;; � �. £ . � v. �:: Government Finance Off cers Association �-�' � � �, �.;, � �e�i�Cat� of � r. A�h��vernent �- R � f�r �xc�ll�nce �; F � i� F�nanc�al � I�e ortin � � p � �� Presented to ; � . �: City �f A.lbertv�lie �� � e � �Vlinnesota ` � - For its Comprehensive Annual � �,. � Financial Report � ' for the Fiscal Year Ended �: � � � Decem�er 31, 2017 E; ; � � ` �- . �� ��� : �` _- � `" Executive Director/CE4 � k � E' i'.''. 13 �:` ' f ' � � a a ,� _ � E 0 ' _ _ _E Q y ti - o E � e� cQ6 o VQ Q _ �q u�" E _ o l�,' � �` � '" o a � _ � � Q - �� � C 9 � �� 3 m w �%. _ ��, '`d � n y = E o _ �� o � > � � W � L .� 3 _ � � � � � ° � � 3 � � _ _ ' \.. 3 _ /"` — � — - u r `�v' \``' a'_v � �� E m' Q'o 'a � w L � �^J � _ � Q g � � �� ` �\ � � � =p � E�`o E � N N�- — � � c - ><c — u°r E � � ' � City of Albertville, Minnesota Elected and Appointed Officials For the Year Ended December 31, 2018 � ELECTED Name Title Term Expires � Jillian Hendrickson Mayor 12/31/18 Rob Olson Council Member 12/31/18 � Walter Hudson Council Member 12/31/18 John Vetsch Council Member 12/31/20 Aaron Cocking Council Member 12/31/20 � APPOINTED Name Title � Adam Nafstad CityAdministrator Tina Lannes Finance Director ' ' � ' � ' � � � � � 15 � � i � 1 1 THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � ' � � � � � � � � 16 � � � � � � ' FINANCIAL SECTION � CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 � � � � i I f � � 17 � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � � 1 I I i ! i 18 � r ABDO EICK � r ��11.�7�.�.�� (e�rliJi���( 1't�lilir Irrutentun(s c�' (;��nsi1/1nnl.< � INDEPENDENT AUDITOR'S REPORT � ' Honorable Mayor and City Council City of Albertville, Minnesota Report on the Financial Statements � We have audited the accompanying financial statements of governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Albertville, Minnesota (the City), as of and for the year ended December 31, 2018, and the related notes to the financial statements, which collectively comprise the City's � basic financial statements as listed in the table of contents. ManagemenYs Responsibility for the Financial Statements � Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are � free from material misstatement,whether due to fraud or error. Auditor's Responsibility � Our responsibility is to express opinions on these financial statements based on our audit.We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States.Those standards require that we plan and perform the audit to obtain reasonable assurance about whether � the financial statements are free of material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial ' statements.The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the � effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall financial statement presentation. � We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions � In our opinion, the financial statements referred to above present fairly, in all material respects,the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City as of December 31, 2018, and the respective changes in financial position and, where applicable, � cash flows thereof and the respective budgetary comparison for the General fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. � 19 � � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � i � � 1 1 � 1 1 � � � 2� r � ' Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the ManagemenYs Discussion and � Analysis starting on page 23 and the Schedules of Employer's Share of the Net Pension Liability, the Schedules of Employer's Contributions, the related note disclosures, the Schedule of Changes in Net Pension Liability(Asset) and Related Ratios starting on page 88 be presented to supplement the basic financial statements. Such information, although � not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context.We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America,which consisted of inquiries of � management about the methods of preparing the information and comparing the information for consistency with managemenYs responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements.We do not express an opinion or provide any assurance on the information ' because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information � Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements.The introductory section, combining and individual fund financial statements and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. � The combining and individual fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial ' statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the � United States of America. In our opinion, the combining and individual fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory section and statistical section have not been subjected to the auditing procedures applied in the audit of � the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards � In accordance with Government Auditing Standards, we have also issued our report dated June 17, 2019, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe � the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. � r'+♦� 7 ��� � ��� r��1 � ABDO, EICK&MEYERS, LLP Minneapolis, Minnesota June 17, 2019 � I 21 � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � ' � � � � � � � 1 i i 22 � � �- � ' ' Management's Discussion and Analysis As management of the City of Albertville, Minnesota, (the City), we offer readers of the City's financial statements this � narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2018. Financial Highlights � • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by$47,666,809 (net position). Of this amount, $18,140,844 (unrestricted net position) may be used to meet the City's ongoing obligations to citizens and creditors. � • The City's total net position increased $998,133. This increase is attributable to the governmental activities increasing$742,294 due to revenues exceeding the increase in expenses,which included a number of development and building projects. � • As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of$12,102,768, an increase of$559,552 in comparison with the prior year. Approximately 68 percent of this total amount, $8,210,914 is available for spending at the City's discretion but a portion has been assigned for specific � purposes. • At the end of the current fiscal year, unassigned fund balance for the General fund was$2,252,982, or 67 percent � of total General fund 2018 expenditures. • The City's total debt decreased$1,343,620 during the current fiscal year.The decrease was attributable to regular scheduled debt principal payments. � � M � I 23 � Overview of the Financial Statements � This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financiaf statements comprise three components: 1) government-wide financial statements, 2)fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition � to the basic financial statements themselves. The financial statements also include notes that explain some of the information in the financial statements and provide more detailed data. The statements are followed by a section of combining and individual fund financial statements and � schedules which further explain and support the information in the financial statements. Figure 1 shows how the required parts of this annual report are arranged and relate to one another. In addition to these required elements, we have included a section with combining and individual fund financial statements and schedules that provide details about non- ' major governmental funds, which are added together and presented in single columns in the basic financial statements. Figure 1 Required Components of the � City's Annual Financial Report t��������������������a���������• � • • • f1�1���►��ement's Basic Required � Discussion and Financial Su�plementary Anal}�sis St�tements Informatian � . � �............................. � : � Govemment- Fund Notes to the ��ride Financial Financial Financial � St��tements State���ents St�tements Sumr��a � ry DetaiE � � 1 , ! 24 � Figure 2 summarizes the major features of the City's financial statements, including the portion of the City government � they cover and the types of information they contain. The remainder of this overview section of managemenYs discussion and analysis explains the structure and contents of each of the statements. ' Figure 2 Major Features of the Government-wide and Fund Financial Statements Fund Financial Statements � Government-wide Governmental Funds Proprietary Funds Statements Scope Entire City government The activities of the City that Activities the City operates (except fiduciary funds) and are not proprietary or similar to private � the City's component units fiduciary, such as police, fire businesses, such as the and arks water and sewer s stem Required financial • Statement of Net • Balance Sheet • Statements of Net ' statements Position . Statement of Revenues, Position • Statement of Activities Expenditures, and • Statements of Changesin Fund Revenues, Expenses Balances and Changes in Net � Position • Statements of Cash Flows Accounting basis and Accrual accounting and Modified accrual accounting Accrual accounting and � measurement focus economic resources focus and current financial economic resources focus resourcesfocus Type of asset/liability All assets and liabilities, both Only assets expected to be All assets and liabilities, � information financial and capital, and used up and liabilities that both financial and capital, short-term and long-term come due during the year or and short-term and long- soon thereafter; no capital term assets included � Type of deferred All deferred outflows/inflows Only deferred outflows of All deferred outflows/inflows outflows/inflows of of resources, regardless of resources expected to be of resources, regardless of resources information when cash is received or used up and deferred when cash is received or � paid inflows of resources that paid come due during the year or soon thereafter; no capital assets included � Type of in flow/out All revenues and expenses Revenues for which cash is All revenues and expenses flow information during year, regardless of received during or soon after during the year, regardless when cash is received or the end of the year; of when cash is received or paid expenditures when goods or paid � services have been received and payment is due during the ear or soon thereafter � Government-wide Financial Statements.The Government-wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private-sector business. � The statement of net position presents information on all of the City's assets and deferred outflows of resources, and liabilities and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. � The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows.Thus, revenues and expenses are reported in this statement for some items that will � only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). � 25 I � Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes ' and intergovernmental revenue (governmental activities)from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation, economic development and interest on long-term debt. The business-type activities of the City include sewer, water, storm water and recycling. The government-wide financial statements start on page 37 of this report. � Fund Financial Statements.A fund is a grouping of related accounts that is used to maintain control over resources that � have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements.All of the funds of the City can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental Funds. Govemmental funds are used to account for essentially the same functions reported as � governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outf/ows of spendab/e resources, as ' well as on balances of spendab/e resources available at the end of the fiscal year. Such information may be useful in evaluating a governmenYs near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to � compare the information presented for governmenta/funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact by the governmenYs near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison ' between governmenta/funds and governmenta/activities. The City maintains 11 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the � General fund, Debt Service, Capital Outlay Reserve and TIF#17 Old Castle funds- all of which are considered to be major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements orschedules � elsewhere in this report. The City adopts an annual appropriated budget for its General fund. A budgetary comparison statement has been provided for the General fund to demonstrate compliance with this budget. � The basic governmental fund financial statements start on page 42 of this report. Proprietary Funds. The City maintains one type of proprietary fund. Enterprise funds are used to report the same � functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its sewer, water storm water and recycling operations. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. � The proprietary fund financial statements provide separate information for each of the enterprise funds. The basic proprietary fund financial statements start on page 50 of this report. � Fiduciary Funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are -� not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for � proprietary funds. The basic fiduciary fund financial statements are on page 53 of this report. � Notes to the Financial Statements.The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements start on page 55 of this report. � Other Information.The combining statements referred to earlier in connection with non-major governmental funds are presented following the notes to the financial statements. Combining and individual fund statements and schedules start on page 98 of this report. � 26 � � � Required Supplementary Information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City's progress in funding its obligation to provide pension and other post employment benefits to its employees. Required supplementary information can be found starting on page 88 of this report. � Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a governmenYs financial position. In the case of � the City, assets and deferred outflows of resources exceeded liabilities by$47,666,809 at the close of the most recent fiscal year. By far,the largest portion of the City's net position (55 percent) reflects its investment in capital assets (e.g., land, � buildings, machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources � needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Albertville's Summary of Net Position � Governmental Activities Business-type Activities I ncrease Increase ' 2018 2017 (Decrease) 2018 2017 (Decrease) Current and OtherAssets $ 15,931,125 $ 16,037,451 $ (106,326) $ 10,086,693 $ 10,168,565 $ (81,872) ` CapitalAssets 21,100,636 21,548,325 (447,689) 11,532,084 11,549,235 (17,151) �! Total Assets 37,031,761 37,585,776 (554,015) 21,618,777 21,717,800 (99,023) L1 Deferred Outflows of Resources 553,753 768,005 (214,252) 59,627 98,675 (39,048) � Long-term Liabilities Outstanding 7,630,158 8,727,182 (1,097,024) 2,897,157 3,296,140 (398,983) Other Liabilities 451,057 828,491 (377,434) 151,605 145,451 6,154 ; Total Liabilities 8,081,215 9,555,673 (1,474,458) 3,048,762 3,441,591 (392,829) Deferred Inflows of Resources 373,332 409,435 (36,103) 93,800 94,881 (1,081) � Net Position Net investment in capital assets 16,996,701 16,653,225 343,476 9,046,737 8,717,564 329,173 Restricted 3,482,527 3,543,926 (61,399) - - - � Unrestricted 8,651,739 8,191,522 460,217 9,489,105 9,562,439 (73,334) Total Net Position $ 29,130,967 $ 28,388,673 $ 742,294 $ 18,535,842 $ 18,280,003 $ 255,839 fAn additional portion of the City's net position, $3,482,527, represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position$18,140,844 may be used to meet the City's I ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net position, both for the City as a whole, as well as for its separate governmental and business-type activities. I 27 � Governmental Activities. Governmental activities increased the City's net position $742,294. Significant changes from ' the prior year are noted below: • The City had a number of development projects move forward before anticipated, large building additions, and more tax increment than expected which had a positive impact on revenues. � City of Albertville's Changes in Net Position Governmental Activities Business-type Activities � Increase Increase 2018 2017 (Decrease) 2018 2017 (Decrease) Revenues ' Program Revenues Chargesforservices $ 1,074,190 $ 1,141,660 $ (67,470) $ 1,536,343 $ 1,500,152 $ 36,191 Operating grants and contributions 193,526 265,983 (72,457) 16,794 18,240 (1,446) � Capital grants and contributions 150,340 118,011 32,329 201,561 683,125 (481,564) General Revenues Taxes Propertytaxes 3,886,255 3,755,140 131,115 - - - � Tax increment 231,247 230,131 1,116 - - - Grants and contributions not restricted to ' specific programs 111,979 93,140 18,839 - - - Gain on sale of capital assets - 49,020 (49,020) - - - Miscellaneous - 172,681 (172,681) Unrestricted investmentearnings 120,130 138,248 (18,118) 109,248 78,464 30,784 � Total Revenues 5,767,667 5,964,014 (196,347) 1,863,946 2,279,981 (416,035) Expenses " General government 737,375 822,891 (85,516) - - _ � Publicsafety 1,529,785 1,548,674 (18,889) - - _ Publicworks 1,757,764 1,385,420 372,344 - - _ � Culture and recreation 611,258 788,338 (177,080) - - _ Economicdevelopment 221,319 182,059 39,260 - - _ Interest on long-term debt 167,872 228,006 (60,134) - - _ � Sewer - - - 818,418 805,318 13,100 Water - - - 411,151 369,100 42,051 Storm water - - - 272,024 265,436 6,588 Recycling - - - 106,514 95,850 10,664 � Total Expenses 5,025,373 4,955,388 69,985 1,608,107 1,535,704 72,403 Increase(Decrease)in Net Position � Before Transfers 742,294 1,008,626 (266,332) 255,839 744,277 (488,438) Transfers - (46,816) 46,816 - 46,816 (46,816) Change in Net Position 742,294 961,810 (219,516) 255,839 791,093 (535,254) Net Position, January 1 28,388,673 27,426,863 961,810 18,280,003 17,488,910 791,093 � Net Position, December 31 $ 29,130,967 $ 28,388,673 $ 742,294 $ 18,535,842 $ 18,280,003 $ 255,839 f t 28 � � The following graph depicts various governmental activities and shows the revenue and expenses directly related to those activities. Expenses and Program Revenues - Governmental Activities � $2,000,000 $1,800,000 — � $1,600,000 ---- _ .__ __. _-__..._ $1,400,000 ---- ---- ---- -- � $1,200,000 . - - __ __ _ - -- - $1,000,000 _ __— __ _ - -- -___ __.. ____ _____ _ ._ ' __ � $800,000 __ _. _ __ _ — — _ __ I ! $600,000 - ---- ___.._ $400,000 -------- ---------- � $200,000 ___ ______ _ ----- -- ---- --� $_ �. � General Public safety Public works Culture and Economic Interest on long- ' govemment recreation development term debt �Expenses �Program revenues � Revenues b Source - Governmental Activities Y � For the most part, increases in expenses closely paralleled inflation and growth in the demand for services. 2.1%, lJnrestricted 18.6%, Charges for � investment eamings services o 3.4/o, Operating 0.0%, grants and Miscellaneous� contributions 1.9%, Grants and—� '� � � � contributions `�., �_ unrestricted � �'��� 2.6%, Capital grarhs \ ,j � and contributions ����; :�:��' ' i. �, ti �, � r � �:� .� ��������trl � , 0 ���:; 1.4 o Taxes r 7 �. � � 29 I � Business-type Activities. Business-type activities increased the City's net position by$255,839 . � Expenses and Program Revenues - Business-type Activities $1,200,000 � $1,000,000 _ .�. _ _ _ . _ _ � $800,000 -- ------- - __ - — $600,000 _-_ _ _ __ _ __ _ _ � $400,000 --- --__ ______ � $200,000 ------__ _.__ � $ k:,, 4; . _ �� Sewer Water Storm Water Recycling � �Expenses �Program revenues � Revenues by Source - Business-type Activities � 82.4%, Charges for � services ,. ' � :� � 5.9%, Irnestment eamings � 10.8%, Capital�J. grants and 0.9%, Operating � contributions grants and contributions, � � 30 i � � Financial Analysis of the GovernmenYs Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. � Governmental Funds:The focus of the City's governmenta/funds is to provide information on near-term inflows, outflows and balances of spendab/e resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for � spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds had combined ending fund balances of $12,102,768, an increase of$559,552 in comparison with the prior year. Approximately 68 percent of this total amount, � $8,210,914, constitutes assigned and unassigned fund balance, which is available for spending at the City's discretion but assigned for specific purposes. The remainder of fund balance$3,891,854 is not available for new spending because it is either 1) nonspendable$133,328 or 2) restricted $3,758,526. ' The General fund is the chief operating fund of the City. At the end of the current year, the fund balance of the General fund was$2,386,310. The fund balance of the City's General fund increased $76,322 during the current fiscal year.The City had a number of development projects move forward before anticipated and large building additions so permit ' revenue was higher than budgeted. The Debt Service fund balance increased $66,067 from the prior year for an ending fund balance of$3,409,184. The City levies 105% of the following years debt service payment. � The Capital Outlay Reserve fund balance increased $314,166, for an ending fund balance of$6,390,844. The City budgets annually for future capital projects and purchases. � The TIF#17 Old Castle fund has a deficit fund balance of$427,091, which was an increase of$48,271 from the prior « year. The increase in fund balance was due to the increment received and minimal expenditures incurred in 2018. � Proprietary Funds:The City's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net position of the enterprise funds at the end of the year amounted to$9,489,105.The total increase in net � position for the funds was$255,839. Other factors concerning the finances of these funds have already been addressed in the discussion of the City's business-type activities. � General Fund Budgetary Highlights The City's General fund budget was not amended during the year. The budget did not call for an increase or decrease in fund balance. The actual activity of the General fund resulted in an increase of$76,322.The general fund received more � revenues than budgeted in licenses and permits and charges for services due to the STMA Arena Addition, and unexpected development projects. In addition the City also budgeted for two additional employees in 2018 but one was hired late in the year and the other position was not filled. � Revenues exceeded the budget by$403,420. All revenue categories were over budget, with the exception of taxes. Charges for services and the licenses and permits revenue sources had the largest positive variances of$273,388 and $81,918, respectively. The City had more building permits than anticipated with large additions, development projects, and � collections for fire call billings. Expenditures were over budget by$327,098. General government was over budget by$134,690 and general government capital outlay was over budget by$179,740. Culture and recreation expenditures were also$134,429 over budget. The � City had a few larger street projects in addition to park projects, engineering for a number of projects, city hall expenses due to upgrade AV system and update the council chambers and multipurpose room. � � 31 � � Capital Asset and Debt Administration � Capital Assets: The City's investment in capital assets for its governmental and business-type activities as of December 31, 2018, amounts to$32,632,720 (net of accumulated depreciation). This investment in capital assets includes land, construction in progress, structures, improvements, machinery and equipment, park facilities, roads, � highways and bridges. The total decrease in the City's investment in capital assets for the current fiscal year was due to depreciation. Additional information on the City's capital assets can be found in Note 36 starting on page 67 of this report. � City of Albertville's Capital Assets (Net of Depreciation) � Governmental Activities Business-type Activities Increase Increase 2018 2017 _ (Decrease) 2018 2017 (Decrease) � Land $ 3,849,800 $ 3,673,700 $ 176,100 $ 351,834 $ 351,834 $ - Construction in Progress 194,496 989,278 (794,782) 548,132 180,535 367,597 , Buildings 4,406,531 4,260,074 146,457 3,196,170 3,296,728 (100,558) � Infrastructure 10,544,130 10,366,815 177,315 7,274,476 7,540,690 (266,214) Land Improvements 1,481,507 1,637,111 (155,604) - - - Machinery and Equipment 457,991 355,997 101,994 57,892 36,289 21,603 � Vehicles 166,181 265,350 (99,169) 103,580 143,159 (39,579) Total $ 21,100,636 $ 21,548,325 $ (447,689) $ 11,532,084 $ 11,549,235 $ (17,151) Long-term Debt:At the end of the current fiscal year, the City had total bonded debt outstanding of$9,396,717. This � amount consists of general obligation special assessment, general obligation revenue bonds and revenue bonds. While many of these bonds have their own revenue streams, they are backed by the full faith and credit of the City. City of Albertville's Outstanding Debt � Governmental Activities Business-type Activities ; Increase Increase 2018 2017 (Decrease) 2018 2017 (Decrease) General Obligation Special Assessment Bonds $ 6,911,370 $ 7,908,666 $ (997,296) $ 395,229 $ 466,535 $ (71,306) � General Obligation Revenue Bonds - - - 2,090,118 2,365,136 (275,018) Total $ 6,911,370 $ 7,908,666 $ (997,296) $ 2,485,347 $ 2,831,671 $ (346,324) The City's total debt decreased $1,343,620 during the current fiscal year. The decrease was attributable to regular scheduled principal payments. Minnesota statutes limit the amount of net general obligation debt a City may issue to 3 percent of the market value of � taxable property within the City. Net debt is debt payable solely from ad valorem taxes. The City's applicable debt does not exceed the limit set forth in statute. � Additional information on the City's long-term debt can be found in Note 3D starting on page 69 of this report. � � � 32 I � � Economic Factors and Next Year's Budgets and Rates Residential property values continue to increase from the previous years and neighborhoods continue to be very stable. New housing starts remain steady and overall permit activity has increased from previous years. Commercial vacancy has � declined and commercial property inquires have greatly increased. Budgeted capital projects are generally targeted towards maintenance and preservation of the City's infrastructure. � Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional financial � information should be addressed to the Finance Director, City of Albertville, 5959 Main Avenue,Albertville, Minnesota 55301. ' � � � ' � i I � I I 33 � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � ' i 1 1 i r r � � 34 � � �_ � � � GOVERNMENT-WIDE FINANCIAL STATEMENTS � CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 � � � � � ' � � � 35 ' � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � � � � � i 1 � 1 � 36 ' � � City of Albertville, Minnesota Statement of Net Position December 31, 2018 � Governmental Business-type Activities Activities Total Assets � Cash and temporary investments $ 10,968,223 $ 9,646,210 $ 20,614,433 Receivables Interest 67,350 - 67,350 � Taxes 43,819 - 43,819 Accounts 11,040 178,203 189,243 Notes-due within one year 73,148 - 73,148 Notes-due in more than one year 950,929 42,858 993,787 ' Special assessments 1,586,134 110,316 1,696,450 Due from other governments 149,870 82,729 232,599 Prepaid items 82,328 26,377 108,705 � Equity interest in joint venture 464,683 = 464,683 Net pension asset 261,648 261,648 Land held for resale 1,271,953 - 1,271,953 � Capital assets Land and construction in progress 4,044,296 899,966 4,944,262 Depreciable assets, net of accumulated depreciation 17,056,340 10,632,118 27,688,458 , Total Assets 37,031,761 21,618,777 58,650,538 Deferred Outflows of Resources � Loss on refunding bonds 229,435 - 229,435 Deferred pension resources 324,318 59,627 383,945 Total Deferred OutFlows of Resources 553,753 59,627 613,380 r Liabilities Accounts and contracts payable 402,023 83,631 485,654 Due to other governments - 48,719 48,719 � Accrued interest payable 40,295 9,953 50,248 Accrued salaries payable 8,739 9,302 18,041 Noncurrent liabilities-due within one year 1,046,873 413,102 1,459,975 � Noncurrent liabilities-due in more than one year 6,583,285 2,484,055 9,067,340 Total Liabilities 8,081,215 3,048,762 11,129,977 ' Deferred Inflows of Resources Deferred pension resources 373,332 93,800 467,1�2 � Net Position Net investment in capital assets 16,996,701 9,046,737 26,043,438 Restricted for Debt service 3,133,185 - 3,133,185 � Park dedication 54,529 = 54,529 Tax increment 105,576 105,576 Revolving loans 189,237 - 189,237 � Unrestricted 8,651,739 9,489,105 18,140,844 Total Net Position $ 29,130,967 $ 18,535,842 $ 47,666,809 � The notes to the financial statements are an integral part of this statement. 37 � City of Albertville, Minnesota � Statement of Activities For the Year Ended December 31, 2018 Program Revenues � Operating Capital Grants Charges for Grants and and � Functions/Programs Expenses Services Contributions Contributions Governmental Activities General government $ 737,375 $ 608,525 $ 44,359 $ 7,273 � Public safety 1,529,785 296,707 107,633 - Publicworks 1,757,764 3,050 24,919 81,122 Culture and recreation 611,258 165,908 16,615 28,400 ' Economic development 221,319 - - 33,545 Interest on long-term debt 167,872 - _ _ Total Governmental Activities 5,025,373 1,074,190 193,526 150,340 Business-type Activities ' Sewer 818,418 868,052 5,882 184,653 Water 411,151 362,737 - 16,810 � Storm Water 272,024 211,420 - gg Recycling 106,514 94,134 10,912 - TotalBusiness-typeActivities 1,608,107 1,536,343 16,794 201,561 � Total $ 6,633,480 $ 2,610,533 $ 210,320 $ 351,901 General Revenues � Taxes Property taxes levied for general purposes � Property taxes levied for debt service Tax increments Grants and contributions not restricted to specific programs Unrestricted investment earnings � Total General Revenues Change in Net Position � Net Position, January 1 Net Position, December 31 ' � � � The notes to the financial statements are an integral part of this statement. � 38 � � � Net(Expenses) Revenues and Changes in Net Position � Governmental Business-type Activities Activities Total ( � (��,2�s� � _ � (��,2�s� (1,125,445) (1,125,445) (1,648,673) - (1,648,673) I (400,335) - (400,335) (187,774) (187,774) (167,872) - (167,872) (3,607,317) - (3,607,317) � - 240,169 240,169 - (31,604) (31,604) - (60,506) (60,506) - (1,468) (1,468) - 146,591 146,591 (3,607,317) 146,591 (3,460,726) I 3,054,845 - 3,054,845 831,410 - 831,410 231,247 - 231,247 111,979 - 111,979 120,130 109,248 229,37$ 4,349,611 109,248 4,458,859 742,294 255,839 998,133 28,388,673 18,280,003 46,668,676 $ 29,130,967 $ 18 535,842_ $ 47,666,809 The notes to the financial statements are an integral part of t3h9 statement. � � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY E I 40 � � � � ' ' FUND FINANCIAL STATEMENTS � CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 � � ' ' r � � � 41 � City of Albertville, Minnesota � Balance Sheet Governmental Funds December 31, 2018 Capital Projects � Capital TIF#17 Debt Outlay Old � General Service Reserve Castle Assets Cash and temporary investments $ 2,219,315 $ 1,749,857 $ 6,649,709 $ - � Receivables Taxes 43,819 - - - Accounts 11,040 - - - Special assessments 57,658 1,268,219 260,257 - � Interest 61,888 5,462 - - Notes - 1,024,077 - - Advances to other funds - 432,912 - - � Due from other governments 68,441 50,000 31,429 - Prepaid items 82,328 - - - Land held for resale 51,000 1,220,953 - - � Total Assets $ 2,595,489 $ 5,751,480 $ 6,941,395 $ - Liabilities � Accounts and contracts payable $ 111,729 $ - $ 290,294 $ - Advances from other funds - - - 427,091 Accrued salaries payable 8,739 - - - � Total Liabilities 120,468 - 290,294 427,091 � Deferred Inflows of Resources � Unavailable revenue-property taxes 31,053 - - - Unavailable revenue-special assessments 57,658 1,268,219 260,257 - Unavailable revenue-notes/intergovernmental - 1,074,077 - - Total Deferred Inflows of Resources 88,711 2,342,296 260,257 - � Fund Balances Nonspendable 133,328 - - - Restricted - 3,409,184 - - � Assigned - - 6,390,844 - Unassigned 2,252,982 - - (427,091) Total Fund Balances 2,386,310 3,409,184 6,390,844 (427,091) � Total Liabilities, Deferred Inflows of Resources and Fund Balances $ 2,595,489 $ 5,751,480 $ 6,941,395 $ - j� � I � I The notes to the financial statements are an integral part of this statement. 42 � � � Other Total � Governmental Governmental Funds Funds � $ 349,342 $ 10,968,223 - 43,819 - 11,040 ' = 1,586,134 67,350 - 1,024,077 ' = 432,912 149,870 - 82,328 � - 1,271,953 $ 349,342 $ 15,637,706 ,� $ - $ 402,023 5,821 432,912 � - 8,739 5,821 843,674 � = 31,053 1,586,134 - 1,074,077 � - 2,691,264 � - 133,328 349,342 3,758,526 - 6,390,844 (5,821) 1,820,070 � 343,521 12,102,768 � $ 349,342 $ 15,637,706 � ' � The notes to the financial statements are an integral part of this statement. 43 � ! I � � I THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � � � � � � i I I I 44 � � � City of Albertville, Minnesota Reconciliation of the Balance Sheet to the Statement of Net Position � December 31, 2018 Amounts reported for the governmental activities in the statement of net position are different because � Total Fund Balances- Governmental $ 12,102,768 Governmental funds do not report an asset for equity interest in the joint venture 464,683 � Capital assets used in governmental activities are not financial resources and therefore are not reported as assets in governmental funds. � Cost of capital assets 45,441,296 Less: accumulated depreciation (24,340,660) � Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported as liabilities in the funds. Long-term liabilities at year-end consist of Compensated absences payable (143,831) � Bond principal payable (6,911,370) Pension liability (574,957) Deferred outflows of resources, loss on refunding bond 229,435 � Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the funds. � Special assessments 1,586,134 Taxes 31,053 Notes/intergovern m ental 1,074,077 � Governmental funds do not report long-term amounts related to pensionss. Deferred outflows of pension resources 324,318 � Deferred inflows of pension resources (373,332) Net pension asset 261,648 Governmental funds do not report a liability for accrued interest until due and payable. (40,295) CTotal Net Position-Governmental Activities $ 29,130,967 f � � The notes to the financial statements are an integral part of this statement. 45 � City of Albertville, Minnesota � Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds � For the Year Ended December 31,2018 Capital Projects Capital TIF#17 Debt Outlay Old General Service Reserve Castle Revenues � Taxes $ 2,030,850 $ 831,410 $ 1,015,750 $ 48,464 Licenses and permits 258,992 - - - Intergovernmental 230,877 50,000 31,629 - � Charges for services 845,182 - - - Fines and forfeitures 1,500 - - - Special assessments 12,838 263,698 14,876 - Interestoninvestments 26,464 18,679 71,147 268 � Miscellaneous 41,267 86,802 47,035 - Total Revenues 3,447,970 1,250,589 1,180,437 48,732 Expenditures � Current General government 894,542 - - - Public safety 1,395,937 - - - � Publicworks 360,300 51,644 - - Culture and recreation 533,359 - - - Economic development 4,872 - - 461 I Capital outlay General government 179,740 - 1,658 - Public safety - - 68,984 - � Public works 2,762 - 496,104 - Culture and recreation 136 - 215,467 - Economic development - - 46,126 - Debt service � Principal - 992,000 - - Interest and other - 140,579 - - Total Expenditures 3,371,648 1,184,223 828,339 461 , � Excess(Deficiency) of Revenues Over(Under) Expenditures 76,322 66,366 352,098 48,271 I Other Financing Sources (Uses) I Transfers in - - 6,068 Transfers out - (299) (44,000) - Total Other Financing Sources (Uses) - (299) (37,932) - Net Change in Fund Balances 76,322 66,067 314,166 48,271 Fund Balances, January 1 2,309,988 3,343,117 6,076,678 (475,362) Fund Balances, December 31 $ 2,386,310 $ 3,409,184 $ 6,390,844 $ (427,091) The notes to the financial statements are an integral part of this statement. 46 � � � � Other Total Governmental Governmental Funds Funds � $ 182,783 $ 4,109,257 - 258,992 ' = 312,506 845,182 1,500 - 291,412 I 3,572 120,130 175,104 186,355 6,114,083 � - 894,542 � = 1,395,937 411,944 - 533,359 � 169,860 175,193 - 181,398 � = 68,984 498,866 215,603 - 46,126 i - 992,000 - 140,579 ` 169,860 5,554,531 � 16,495 559,552 � 44,000 50,068 � (5,769) (50,068) { 38,231 - I 54,726 559,552 I288,795 11,543,216 $ 343,521 $ 12,102,768 The notes to the financial statements are an integral part of this statement. 47 � City of Albertville, Minnesota � Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities Governmental Funds For the Year Ended December 31,2018 � Amounts reported for governmental activities in the statement of activities are different because Total Change Is Fund Balances $ 559,552 � Governmental funds do not report income or loss in a joint venture. (31,204) Capital outlays are reported in governmental funds as expenditures. However, in the statement of � activities,the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 933,802 � Depreciation expense (1,381,492) The issuance of long-term debt provides current financial resources to governmental funds,while the repayment of principal of long-term debt consumes the current financial resources of governmental � funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas these amounts are amortized in the statement of activities. � Principal repayments 992,000 Amortization of loss on refunding and premium (33,836) Interest on long-term debt in the statement of activities differs from the amount reported in the � governmental fund because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In the statement of activities, however, interest expense is recognized as the interest accrues, regardless of when it is due. 6,543 I Long-term pension activiry is not reported in governmental funds. Pension expense 30,570 Pension revenue 792 � Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. � Compensated absences �18�429� Certain revenues are recognized as soon as they are earned. Under the modified accrual basis of accounting certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. � Special assessments (201,101) Taxes $,245 Notes/intergovernmental (123,148) � Change in Net Position-Governmental Activities $ 742,294 � The notes to the financial statements are an integral part of this statement. 48 � ' City of Albertville, Minnesota Statement of Revenues, Expenditures and Changes in Fund Balances- Budget and Actual � General Fund For the Year Ended December 31, 2018 General � Budgeted Amounts Actual Variance with Original Final Amounts Final Budget Revenues � Taxes $ 2,041,158 $ 2,041,158 $ 2,030,850 $ (10,308) Licenses and permits 177,074 177,074 258,992 81,918 Intergovernmental 223,524 223,524 230,877 7,353 � Charges for services 571,794 571,794 845,182 273,388 Fines and forfeitures 1,500 1,500 Special assessments - - 12,838 12,838 � Interest on investments 20,000 20,000 26,464 6,464 Miscellaneous 11,000 11,000 41,267 30,267 Total Revenues 3,044,550 3,044,550 3,447,970 403,420 � Expenditures Current General government 759,852 759,852 894,542 (134,690) � Public safety 1,463,211 1,463,211 1,395,937 67,274 Public works 416,557 416,557 360,300 56,257 Culture and recreation 398,930 398,930 533,359 (134,429) � Economic development 6,000 6,000 4,872 1,128 Capital outlay General government - - 179,740 (179,740) � Public works = = 2,762 (2,762) Culture and recreation 136 (136) Total Expenditures 3,044,550 3,044,550 3,371,648 (327,098) � Net Change in Fund Balances - - 76,322 76,322 Fund Balances, January 1 2,309,988 2,309,988 2,309,988 - � Fund Balances, December 31 $ 2,309,988 $ 2,309,988 $ 2,386,310 $ 76,322 � 1 � � I " The notes to the financial statements are an inte ral art of this statement. 9 P 49 I � City of Albertville, Minnesota � Statement of Net Position Proprietary Funds December 31,2018 Business-type Activities-Enterprise Funds � Sewer Water Storm Water Recycling Total Assets Current Assets � Cash and temporary investments $ 6,817,307 $ 1,530,433 $ 1,238,911 $ 59,559 $ 9,646,210 Receivables Accounts 81,453 77,073 19,677 - 178,203 Special assessments,current portion 7,044 5,466 5,529 371 18,410 � Due from other governments - 80,130 - 2,599 82,729 Prepaid items 18,938 5,825 1,614 - 26,377 TotalCurrentAssets 6,924,742 1,698,927 1,265,731 62,529 9,951,929 Noncurrent Assets � Special assessments,net of current portion 65,200 12,973 13,733 - 91,906 Notes,net of current portion - - 42,858 - 42,858 Capital Assets � Land 205,722 - 146,112 - 351,834 Buildings 4,706,359 13,330 - - 4,719,689 Infrastructure 8,975,437 1,401,010 1,509,297 - 11,885,744 � Machinery and equipment 179,073 128,961 - - 308,034 Vehicles 186,363 216,921 69,177 - 472,461 Construction in progress 548,132 - - - 548,132 Less:Accumulated depreciation (5,781,846) (676,138) (295,826) - (6,753,810) � Net Capital Assets 9,019,240 1,084,084 1,428,760 - 11,532,084 Total NoncurrentAssets 9,084,440 1,097,057 1,485,351 - 11,666,848 Total Assets 16,009,182 2,795,984 2,751,082 62,529 21,618,777 i Deferred Outflows of Resources Deferred pension resources 18,899 26,050 14,678 - 59,627 � Liabilities Current Liabilities Accounts and contracts payable 35,638 47,253 689 51 83,631 � Due to other govemments - 48,719 - - 48,719 Accrued interest payable 5,618 1,085 3,250 - 9,953 Accrued salaries payable 2,903 4,082 2,317 - 9,302 Compensated absences payable,current portion 26,146 26,146 5,810 - 58,102 � Bonds payable,current portion 270,900 9,100 75,000 - 355,000 Total Current Liabilities 341,205 136,385 87,066 51 564,707 Noncurrent Liabilities � Compensated absences payable 8,715 8,715 1,937 - 19,367 Bonds payable 1,741,218 68,900 320,229 - 2,130,347 Pension liability 105,968 146,069 82,304 - 334,341 Total Noncurrent Liabilities 1,855,901 223,684 404,470 - 2,484,055 � Total Liabilities 2,197,106 360,069 491,536 51 3,048,762 Deferred Inflows of Resources � Deferred pension resources 29,730 40,981 23,089 - 93,800 Net Position Net investment in capital assets 7,007,122 1,006,084 1,033,531 - 9,046,737 I Unrestricted 6,794,123 1,414,900 1,217,604 62,478 9,489,105 Total Net Position $ 13,801,245 $ 2,420,984 $ 2,251,135 $ 62,478 $ 18,535,842 1 � The notes to the financial statements are an integral paR of this statement. 50 � � City of Albertville, Minnesota Statement of Revenues, Expenses and Changes in Net Position � Proprietary Funds For the Year Ended December 31, 2018 Business-type Activities-Enterprise funds � Sewer Water Storm Water Recycling Total Operating Revenues Chargesforservices $ 868,027 $ 351,084 $ 211,420 $ 94,134 $ 1,524,665 � Operating Expenses Personal services 258,308 191,467 140,948 91 590,814 Supplies 16,742 28,933 - - 45,675 � Professional services 10,033 11,586 34,554 1,842 58,015 Utilities 83,664 21,381 - 51 105,096 Insurance 3,510 1,755 351 - 5,616 � Repairs and maintenance 48,018 58,940 36,026 = 142,984 Depreciation 338,627 56,669 49,396 444,692 Othercharges 18,906 37,796 4,138 104,530 165,370 � Total Operating Expenses 777,808 408,527 265,413 106,514 1,558,262 Operating Income(Loss) 90,219 (57,443) (53,993) (12,380) (33,597) � Nonoperating Revenues(Expenses) Interest income 74,233 17,539 16,643 833 109,248 Intergovernmental - - - 10,912 10,912 � Interest expense and other (40,610) (2,624) (6,611) = (49,845) Other income 5,907 11,653 17,560 Total Nonoperating Revenues(Expenses) 39,530 26,568 10,032 11,745 87,875 f Income(Loss) Before Contributions 129,749 (30,875) (43,961) (635) 54,278 � Contributions Capital contributions 184,653 16,810 98 - 201,561 f Change in Net Position 314,402 (14,065) (43,863) (635) 255,839 � Net Position,January 1 13,486,843 2,435,049 2,294,998 63,113 18,280,003 � , Net Position, December 31 $ 13,801,245 $ 2,420,984 $ 2,251,135 $ 62,478 $ 18,535,842 The notes to the financial statements are an integral part of this statement. 51 � City of Albertville, Minnesota � Statement of Cash Flows Proprietary Funds For the Year Ended December 31,2018 Business-type Activities-Enterprise funds � Sewer Water Storm Water Recycling Totals Cash Flows from Operating Activities Receipts from customers and users $ 872,631 $ 357,823 $ 213,066 $ 94,147 $ 1,537,667 Other receipts and payments,net 5,907 11,653 10,714 - 28,274 � Payments to suppliers (207,756) (208,187) (77,390) (114,039) (607,372) Payments to employees (262,903) (197,367) (143,927) (91) (604,288) Net Cash Provided(Used)by Operating Activities 407,879 (36,078) 2,463 (19,983) 354,281 � Cash Flows from Noncapital Financing Activities Payment on advance to other funds 167,227 - - - 167,227 Intergovernmental receipts - - - 11,090 11,090 � Net Cash Provided(Used)by Noncapital Financing Activities 167,227 - - 11,090 178,317 Cash Flows from Capital and Related Financing Activities � Acquisition of capital assets (443,316) - - - (443,316) Special assessment receipts 9,094 2,114 6,200 - 17,408 Connection charge receipts 180,356 15,876 - - 196,232 Interest paid on bonds (41,124) (2,725) (8,500) - (52,349) � Principal paid on bonds (265,900) (9,100) (70,000) - (345,000) Net Cash Provided(Used)by Capital and Related Financing Activities (560,890) 6,165 (72,300) - (627,025) Cash Flows from Investing Activities � Interest received on investments 74,233 17,539 16,643 833 109,248 � Net Increase(Decrease)in � Cash and Cash Equivalents 88,449 (12,374) (53,194) (8,060) 14,821 Cash and Cash Equivalents,January 1 6,728,858 1,542,807 1,292,105 67,619 9,631,389 Cash and Cash Equivalents,December 31 $ 6,817,307 $ 1,530,433 $ 1,238,911 $ 59,559 $ 9,646,210 � Reconciliation of Operating Income(Loss)to Net Cash Provided(Used)by Operating Activities Operating income(loss) $ 90,219 $ (57,443) $ (53,993) $ (12,380) $ (33,597) � Adjustments to reconcile operating income(loss)to net cash provided(used)by operating activities Other income related to operations 5,907 11,653 - - 17,560 Depreciation 338,627 56,669 49,396 - 444,692 � (Increase)decrease in assets/deferred ouMows of resources Accounts receivable 4,604 6,739 1,646 - �2,9a9 Prepaids (18,938) (5,825) (1,614) - (26,377) Due from other governments - (80,130) - - (80,130) Special assessments receivable - - - 13 13 � Note receivable - - 10,714 - 10,714 Deferred pension resources 12,648 17,075 9,325 - 39,048 Increase(decrease)in liabilities/deferred inflows of resources Accounts payable (7,945) 42,993 (707) (7,616) 26,725 � Due to other governments - (4,834) - - (4,834) Accrued salaries payable 417 510 291 - 1,218 � Compensated absences payable 2,418 2,418 538 - 5,374 Pension liability (19,474) (25,416) (13,143) - (58,033) Deferred pension resources (604) (487) 10 - ��.08�) Net Cash Provided(Used)by Operating Activities $ 407,879 $ (36,078) $ 2,463 $ (19.983) $ 354,281 Schedule of Noncash Capital and Financing Activities Capital assets purchased on account $ 26,373 $ - $ - $ - $ 26,373 Amortization of bond premiums 18 - 1,306 - 1,324 The notes to the financial statements are an integral part of this statement. 52 ! � City of Albertville, Minnesota Statement of Fiduciary Net Position Fiduciary Funds � December 31, 2018 Agency Assets � Cash and temporary investments $ 477,554 Accounts receivable 111,790 Due from other governments 2,911 � Inventory 3,589 Prepaid items 41,146 � Total Assets $ 636,990 Liabilities � Accounts payable $ 636,990 1 � � I � i The notes to the financial statements are an integral part of this statement. 53 A�� _ i � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � I i I 1 54 � ' City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 1: Summary of Significant Accounting Policies A. Reporting Entity � The City of Albertville, Minnesota (the City) operates under the"Optional Plan A"form of government as defined in the State of Minnesota statutes. Under this plan, the government of the City is directed by a City Council composed of an elected Mayor and four elected City Council members.The City Council exercises legislative authority and determines all � matters of policy. The City Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria I to be considered in determining financial accountability. These criteria include appointing a voting majority of an organization's governing body, and (1)the ability of the primary government to impose its will on that organization or(2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the primary � government. Blended Component Unit � The Albertville Economic Development Authority(EDA) is a legal separate entity created to carry out economic development activities. The EDA is governed by five members,which consists of the City Council and the operational responsibility for the EDA rests with the management of the City. The criterion that results in the EDA being reported as a blended component unit include 1)the five board members are members of the City Council and 2)the operational ( responsibility of the EDA rests with the management of the City. The EDA does not issue separate financial statements and are included in the financial section of this report. ( B. Government-wide and Fund Financial Statements The government-wide financial statements(i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes � and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are , offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Amounts reported as program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrua/basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. 55 A�I�I I�I�� __ . � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 1: Summary of Significant Accounting Policies (Continued) � Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special � assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is � recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measurable and become available. Non-exchange transactions, in which the City receives value without directly giving equal value in return, include property I taxes, grants, entitlement and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants, entitlements and donations is recognized in the year in which all eligibility � requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year when the resources are required to be used or the year when use is first permitted, matching requirements, in which the City must provide local resources to be used for a specified purpose, and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non-exchange transactions � must also be available before it can be recognized. Unearned revenue arises when assets are recognized before revenue recognition criteria have been satisfied. Grants and entitlements received before eligibility requirements are met are also recorded as unearned revenue. � The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. � Accordingly, actual results could differ from those estimates. The City reports the following major governmental funds: The General fund is the City's primary operating fund. It accounts for all financial resources of the City, except those � required to be accounted for in another fund. The Debt Service fund accounts for the accumulation of resources and payment of bond principal and interest on long-term general obligation debt of governmental funds. The Capital Out/ay Reserve fund accounts for the accumulation of resources necessary to fund future capital , improvements and equipment purchases. The TIF#17 O/d Castle fund accounts for the accumulation of resources and payments made for the Old Castle project. 56 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 1: Summary of Significant Accounting Policies (Continued) The City reports the following major proprietary funds: � The Sewer fund accounts for the activities of the City's sewage collection utility. The Water fund accounts for the activities of the City's water utility. ' The Storm Water fund accounts for the activities of the City's storm drainage utility. The Recycling fund accounts for the activities of the City's recycling operations. � Additionally, the City reports the following fund types: � Fiduciary funds account for assets held by the City in a trustee capacity or as an agent on behalf of others. The agency funds are custodial in nature and do not present results of operations or have a measurement focus. Agency funds are accounted for using the accrual basis of accounting. � The Friend/y City Days fund accounts assets that are donated to the City for its annual celebration. The Albertville Lions fund accounts assets that are donated to the City for future projects. � The St. Michael-A/bertville/ce Arena fund accounts for the activities of Ice Arena. � The Escrow fund accounts for landscaping deposits which are given back to the homeowner once certain landscaping requirements are met for new homes.The City also uses this fund to account for developer and planning and zoning deposits. These deposits are used to pay for specific expenses related to development and planning. Once the development or planning and zoning changes have been made, the deposits are returned to the original depositor. � As a general rule, the effect of interfund activity has been eliminated from government-wide financial statements. Exceptions to this general rule are charges between the City's water and sewer functions and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various � functions concerned. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City enterprise funds are charges to i customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets.All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. 57 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 1: Summary of Significant Accounting Policies (Continued) � D. Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources and Net Position/Fund Balances � Deposits and Investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments I with original maturities of three months or less from the date of acquisition. The proprietary funds' portion in the government-wide cash and temporary investments pool is considered to be cash and cash equivalents for purposes of the statement of cash flows. Cash balances from all funds are pooled and invested, to the extent available, in certificates of deposit and other � authorized investments. Earnings from such investments are allocated on the basis of applicable participation by each of the funds. The Cit ma also invest idle funds as authorized by Minnesota statutes, as follows: � Y Y 1. Direct obligations or obligations guaranteed by the United States or its agencies. � 2. Shares of investment companies registered under the Federal Investment Company Act of 1940 and received the highest credit rating, rated in one of the two highest rating categories by a statistical rating agency, and have a final maturity of thirteen months or less. � 3. General obligations of a state or local government with taxing powers rated"A"or better; revenue obligations rated"AA" or better. � 4. General obligations of the Minnesota Housing Finance Agency rated "A" or better. 5. Obligation of a school district with an original maturity not exceeding 13 months and (i) rated in the highest � category by a national bond rating service or(ii) enrolled in the credit enhancement program pursuant to statute section 126C.55. 6. Bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. i 7. Commercial paper issued by United States banks corporations or their Canadian subsidiaries, of highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less. 8. Repurchase or reverse repurchase agreements and securities lending agreements with financial institutions qualified as a"depositor�' by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. 9. Guaranteed Investment Contracts (GIC's) issued or guaranteed by a United States commercial bank, a domestic branch of a foreign bank, a United States insurance company, or its Canadian subsidiary, whose similar debt obligations were rated in one of the top two rating categories by a nationally recognized rating agency. Broker money market funds operate in accordance with appropriate state laws and regulations.The reported value of the pool is the same as the fair value of the shares. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. 58 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 1: Summary of Significant Accounting Policies (Continued) The City has the following recurring fair value measurements as of December 31, 2018: � • Brokered Certificates of Deposit of$6,793,469 are valued using quoted market prices (Level 2 inputs) • Mortgage Backed Securities of$1,135,036 are values using a matrix pricing model (Level 2 inputs) [ • Municipal Bonds of$4,214,455 are values using a matrix pricing model (Level 2 inputs) The Minnesota Municipal Money Market Fund is regulated by Minnesota statutes and the Board of Directors of the � League of Minnesota Cities and is an external investment pool not registered with the Securities Exchange Commission (SEC)that follows the regulatory rules of the SEC. In accordance with GASB Statement No. 79, the City's investment in this pool is valued at amortized cost, which approximates fair value. There are no restrictions or limitations on � withdrawals from the 4M Liquid Asset Fund. Investments in the 4M Plus must be deposited for a minimum of 14 calendar days. Withdrawals prior to the 14-day restriction period will be subject to a penalty equal to seven days interest on the amount withdrawn. Seven days' notice of redemption is required for withdrawals of investments in the 4M Term Series withdrawn prior to the maturity date of that series.A penalty could be assessed as necessary to recoup the Series for any � charges, losses, and other costs attributable to the early redemption. Financial statements of the 4M Fund can be obtained by contracting RBC Global Management at 100 South Fifth Street, Suite 2300, Minneapolis, MN 55402-1240. Investment Policy � The City's investment policy incorporates Minnesota statutes as described above which reduces the City's exposure to credit, custodial credit and interest rate risks. Specific risk information for the City is as follows: � • Credit Risk. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Ratings are provided by various credit rating agencies and where applicable, indicate associated credit risk. Minnesota statutes and the City's investment policy limit the City's investments to the list above. � • Custodial Credit Risk. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. The City's investments held by the broker-dealer were I insured by SIPC or other supplemental insurance as of December 31, 2018. However, each investment { brokerage firm may have a limit to their supplemental insurance and because of the size of the City's portfolio in relation to the brokerage firm's excess SIPC coverage limits the portion of the supplemental policy applicable to � the City's portfolio is unknown. The City's investment policy does not address custodial credit risk. The City accepts the risk due to the controls in place at the broker-dealer.. • Concentration of Credit Risk. Concentration of credit risk is the risk of loss attributed to the magnitude of a i governmenYs investment in a single issuer. In accordance with the City's investment policy, the City diversifies its investment portfolio to eliminate the risk of loss resulting from over-concentration of assets in a specific maturity, a specific issuer or a specific class of securities. The maturities selected shall provide for stability of income and reasonable liquidity. • lnterest Rate Risk. Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. In accordance with its investment policy, the City will attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing more than an average expected life of ten years from the date of the purchase. Property Taxes The City Council annually adopts a tax levy in December and certifies it to the County for collection in the following year. The County is responsible for collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January 1 and are payable by the property owners in two installments. The taxes are collected by the County Auditor and tax settlements are made to the City during January, June, and November each year. 59 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 1: Summary of Significant Accounting Policies (Continued) � Delinquent taxes receivable include the past six years' uncollected taxes. Delinquent taxes have been offset by a deferred inflow of resources for taxes not received within 60 days after year end in the fund financial statements. � Accounts Receivable Accounts receivable include amounts billed for services provided before year end. To the extent considered necessary, � the City annually certifies delinquent water, sewer and storm water accounts to the County for collection in the following year. Therefore, there has been no allowance for doubtful accounts established. Special Assessments � Special assessments represent the financing for public improvements paid for by benefiting property owners. These assessments are recorded as receivables upon certification to the County. Special assessments are recognized as revenue when they are received in cash or within 60 days after year end. All governmental fund special assessments � receivable are offset by a deferred inflow of resources in the fund financial statements. Interfund Receivables and Payables � All outstanding balances between funds are reported as"due to/from other funds" or"advances to/from other funds." Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as"internal balances." � Land Held for Resa/e The City acquires properties for redevelopment purposes. These properties are reported at their net realizable value in the � financial statements.Any costs incurred that are above a property's net realizable value are reported as expenditures of the current period. The balance of land held for resale is offset with nonspendable or restricted fund balance to indicate that it is not available for appropriation. � Notes Receivable Notes receivable include amounts paid by or loaned by the City that will be paid back by other entities. i � Inventories All inventories are stated at the lower of cost or market on the first-in, first-out(FIFO) method. Inventories in governmental ! funds are recorded as expenditures when consumed rather than when purchased. � � 60 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 1: Summary of Significant Accounting Policies (Continued) Capital Assets � Capital assets, which include property, plant, equipment and infrastructure assets(e.g., roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an estimated useful life of more than one year ' and an initial individual cost of more than the following: Category Cost � Land/Land Improvements $ 10,000 Other Improvements 25,000 Infrastructure 100,000 � Buildings 25,000 Building Improvements 25,000 Vehicles 5,000 � Other Equipment 5,000 Intangible Assets 10,000 � The City reports infrastructure assets on a network and subsystem basis.Accordingly, the amounts spent for the construction or acquisition of infrastructure assets are capitalized and reported in the government-wide financial statements regardless of their amount. � In the case of initial capitalization of general infrastructure assets (i.e.,those reported by governmental activities) the City chose to include items dating back to June 30, 1980. The City was able to estimate the historical cost for the initial reporting of these assets through back trending (i.e., estimating the current replacement cost of the infrastructure to be � capitalized and using an appropriate price-level index to deflate the cost to the acquisition year or estimated acquisition year). As the City constructs or acquires capital assets each period, including infrastructure assets, they are capitalized and reported at historical cost. The reported value excludes normal maintenance and repairs which are essentially amounts spent in relation to capital assets that do not increase the capacity or efficiency of the item or extend its useful � life beyond the original estimate. In the case of donations the City values these capital assets at the acquisition value of the item at the date of its donation. Property, plant and equipment will be depreciated using the straight-line method over the following estimated useful lives: � Useful Lives Assets in Years � Land Improvements 5 to 30 Infrastructure 15 to 50 � Buildings 15 to 40 Vehicles 3 to 15 Other Equipment 3 to 20 � I I 61 � City of Albertville, Minnesota ' Notes to the Financial Statements December 31, 2018 Note 1: Summary of Significant Accounting Policies (Continued) � Deferred Outflows of Resources In addition to assets, the statement of net position will sometimes report a separate section for deferred outflows of � resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has two items that qualify for reporting in this category.The loss on refunding bonds reported in the ' government-wide statement of net position. A loss on refunding results from the difference in the carrying value of refunded debt and its reacquisition price. This amount is deferred and amortized over the shorter of the life of the refunded or refunding debt. The item, deferred pension resources, is reported only in the statements of net position. This item results from actuarial calculations and current year pension contributions made subsequent to the measurement � date. Pensions � For purposes of ineasuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA � except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. The General fund is typically used to liquidate the governmental net pension liability. � For purposes of ineasuring the net pension liability(asset) and deferred outflows of resources related to pensions, and pension expense, information about the fiduciary net position of the defined benefit plan administered by the Albertville Firefighter's Relief Association and additions to and deductions from the plan's fiduciary net position have been � determined on the same basis as they are reported by the plan. Investments are reported at fair value. The City participates in various pension plans, total pension expense for the year ended December 31, 2018 was$113,900. The components of pension expense are noted in the plan summaries in Notes 4 and 5. � Compensated Absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation � and sick pay is accrued when incurred in the government-wide and proprietary fund financial statements.A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. The General fund is typically used to liquidate the governmental compensated absences i liability. I Long-term Obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt � and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. The recognition of bond premiums and discounts, are amortized over the life of the bonds using the straight line method. Bonds payable are reported net of the applicable bond premium or � discount. Bond issuance costs are reported as an expense in the period incurred. i In the fund financial statements, governmental fund types recognized bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. I 62 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 1: Summary of Significant Accounting Policies (Continued) Deferred Inflows of Resources � In addition to liabilities,the statement of net position and fund financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s)and so will not be recognized as an inflow of � resources (revenue) until that time. The City has only one type of item, which arises only under a modified accrual basis of accounting that qualifies for reporting in this category.Accordingly, the item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from three sources: property taxes, special assessments and notes/intergovernmental receivable. These amounts are deferred and recognized as an � inflow of resources in the period that the amounts become available. The City has an additional item which qualifies for reporting in this category. The item, deferred pension resources, is � reported only in the statements of net position and results from actuarial calculations. Fund Balance � In the fund financial statements, fund balance is divided into five classifications based primarily on the extent to which the City is bound to observe constraints imposed upon the use of resources reported in the governmental funds. These classifications are defined as follows: � Nonspendable-Amounts that cannot be spent because they are not in spendable form, such as land held for resale. Restricted-Amounts related to externally imposed constraints established by creditors, grantors or contributors; or ( constraints imposed by state statutory provisions. Committed-Amounts constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council, which is the City's highest level of decision-making authority. Committed amounts cannot be used for Iany other purpose unless the City Council modifies or rescinds the commitment by resolution. ' Assigned-Amounts constrained for specific purposes that are internally imposed. In governmental funds other than the General fund, assigned fund balance represents all remaining amounts that are not classified as nonspendable � and are neither restricted nor committed. In the General fund, assigned amounts represent intended uses established by the City Council itself or by an official to which the governing body delegates the authority. The City Council has adopted a fund balance policy which delegates the authority to assign amounts for specific purposes to the Finance Director and/or City Administrator. Unassigned-The residual classification for the General fund and also negative residual amounts in other funds. The City considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available. Additionally, the City would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The City has formally adopted a fund balance policy for the General fund. The City's policy is to maintain a minimum unassigned fund balance of 35 percent of next year's budgeted operating expenditures for cash-flow timing needs. 63 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 1: Summary of Significant Accounting Policies (Continued) � Net Position Net position represents the difference between assets and deferred outflows of resources and liabilities and deferred � inflows of resources. Net position is displayed in three components: a. Net investment in capital assets-Consists of capital assets, net of accumulated depreciation reduced by any � outstanding debt attributable to acquire capital assets. b. Restricted net position-Consist of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. � c. Unrestricted net position-All other net positions that do not meet the definition of"restricted" or"net investment in capital assets". When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources � first,then unrestricted resources as they are needed. Note 2: Stewardship, Compliance and Accountability � A. Budgetary Information I An annual budget is adopted on a basis consistent with accounting principles generally accepted in the United States of America for the General fund. All annual appropriations lapse at fiscal year-end. The City does not use encumbrance accounting. I In June of each year, all departments of the City submit requests for appropriations to the City Administrator so that a budget may be prepared. Before September 30, the proposed budget is presented to the City Council for review. The City Council holds public hearings and a final budget is prepared and adopted in early December. � The appropriated budget is prepared by fund, function and department. The City's department heads, with the approval of the City Administrator, may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. � Budgeted amounts are as originally adopted by the City Council. There were no budget amendments made in 2018. , B. Deficit Fund Equity The following funds had deficit fund balances as of December 31, 2018: Fund Amount Major TIF#17 Old Castle $ 427,091 Nonmajor TIF#16 Mold Tech 5,821 The deficit fund balances will be eliminated with special assessments, transfers from other funds and future tax increment. 64 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 2: Stewardship, Compliance and Accountability C. Excess of Expenditures overAppropriations � For the year ended December 31, 2018 expenditures exceed appropriations in the following fund: Excess of � Expenditures Final Over Fund Budget Actual Appropriations ! General $ 3,044,550 $ 3,371,648 $ 327,098 � The excess of expenditures over appropriations was funded by revenues in excess of budget. Note 3: Detailed Notes on All Funds � A. Deposits and Investments Deposits � Custodial credit risk for deposits and investments is the risk that in the event of a bank failure, the City's deposits and investments may not be returned or the City will not be able to recover collateral securities in the possession of an outside party. In accordance with Minnesota statutes and as authorized by the City Council, the City maintains deposits at those � depository banks, all of which are members of the Federal Reserve System. Minnesota statutes require that all City deposits be protected by insurance, surety bond or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by insurance or bonds, with the exception of � irrevocable standby letters of credit issued by Federal Home Loan Banks as this type of collateral only requires collateral pledged equal to 100 percent of the deposits not covered by insurance or bonds. Authorized collateral in lieu of a corporate surety bond includes: � • United States government Treasury bills, Treasury notes,Treasury bonds; ( • Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; • General obligation securities of any state or local government with taxing powers which is rated"A"or better by a ! national bond rating service, or revenue obligation securities of any state or local government with taxing powers Iwhich is rated "AA"or better by a national bond rating service; • General obligation securities of a local government with taxing powers may be pledged as collateral against funds ! deposited by that same local government entity; i • Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank's public debt is rated "AA"or better by Moody's Investors Service, Inc., or Standard &Poor's Corporation; and • Time deposits that are fully insured by any federal agency. Minnesota statutes require that all collateral shall be placed in safekeeping in a restricted account at a Federal Reserve Bank, or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The selection should be approved by the government entity. 65 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 3: Detailed Notes on All Funds (Continued) � At year end, the City's carrying amount of deposits was$3,199,619 and the bank balance was$3,296,673. Of the bank balance, $500,000 as covered by federal depository insurance and the remaining was covered by collateral held by the � City's agent in the City's name. Investments As of December 31, 2018, the City had the following investments: � Credit Segmented � Quality/ Time Fair Value Measurement Using Types of Investments Ratings(1) Distribution (2) Amounts Level 1 Level 2 Level 3 Pooled Investments at Amortized Costs 4M Fund N/A less than 6 months $ 2,992,142 � Broker Money Market Funds N/A less than 6 months 2,756,417 Non-pooled Investments at Fair Value Brokered Certificates of Deposit N/A less than 6 months 244,100 $ - $ 244,100 $ - � Brokered Certificates of Deposit N/A 6 months to 1 year 2,352,946 - 2,352,946 - Brokered Certificates of Deposit N/A 1 to 3 years 1,115,175 - 1,115,175 - Brokered Certificates of Deposit N/A more than 3 years 3,081,248 - 3,081,248 - � Mortgage Backed Securities AA+ 1 to 3 years 398,021 - 398,021 - Mo�tgage Backed Securities AA+ more than 3 years 737,015 - 737,015 - Municipal Bonds AAA 1 to 3 years 245,775 - 245,775 - Municipal Bonds � more than 3 years 1,025,257 - 1,025,257 - � Municipal Bonds AA+ 1 to 3 years 221,081 - 221,081 - Municipal Bonds � less than 6 months 99,715 - 99,715 - Municipal Bonds AA 1 to 3 years 793,338 - 793,338 - � Municipal Bonds AA more than 3 years 1,578,620 - 1,578,620 - Municipal Bonds AA- 1 to 3 years 93,484 - 93,484 - Municipal Bonds A+ more than 3 years 157,186 - 157,186 - Totallnvestments $17,891,519 $ - $12,142,960 $ - � (1) Ratings are provided by various credit rating agencies where applicable to indicate associated credit risk. � (2) Interest rate risk is disclosed using the segmented time distribution method. N/A Indicates not applicable or available. Cash and Investments Summary � A reconciliation of cash and temporary investments as shown on the financial statements for the City follows: Carrying Amount of Deposits $ 3,199,619 1 I nvestm ents 17,891,519 Cash on Hand 849 Total $ 21,091,987 I Cash and Investments Statement of net position Cash and temporary investments $ 20,614,433 Statement of Fiduciary net position 477,554 Total $ 21,091,987 66 � ' City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 3: Detailed Notes on All Funds (Continued) � B. Capital Assets � Capital asset activity for the year ended December 31, 2018 was as follows: Beginning Ending � Balance Increases Decreases Balance Governmental Activities Capital Assets not Being Depreciated � Land $ 3,673,700 $ 176,100 $ - $ 3,849,800 Construction in progress 989,278 225,136 (1,019,918) 194,496 Total Capital Assets not Being Depreciated 4,662,978 401,236 (1,019,918) 4,044,296 � Capital Assets Being Depreciated Buildings 6,244,541 299,321 - 6,543,862 � Infrastructure 28,508,545 1,097,493 = 29,606,038 Land improvements 2,768,857 2,768,857 Machineryandequipment 685,764 101,994 - 7g7,758 Vehicles 1,636,809 53,676 - 1,690,485 � Total Capital Assets Being Depreciated 39,844,516 1,552,484 - 41,397,000 Less Accumulated Depreciation for � Buildings (1,984,467) (152,864) = (2,137,331) Infrastructure (18,141,730) (920,178) (19,061,908) Land improvements (1,131,746) (155,604) - (1,287,350) � Machinery and equipment (329,767) - = (329,767) Vehicles (1,371,458) (152,846) (1,524,304) TotalAccumulated Depreciation (22,959,168) (1,381,492) - (24,340,660) � Total Capital Assets Being Depreciated, Net 16,885,348 170,992 - 17,056,340 Governmental Activities Capital Assets, Net $ 21,548,326 $ 572,228 $ (1,019,918) $ 21,100,636 ( i I 67 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 3: Detailed Notes on All Funds (Continued) � Beginning Ending Balance Increases Decreases Balance � Business-type Activities Capital Assets not Being Depreciated Land $ 351,834 $ - $ - $ 351,834 � Construction in progress 180,535 384,606 (17,009) 548,132 Total Capital Assets not Being Depreciated 532,369 384,606 (17,009) 899,966 Capital Assets Being Depreciated � Buildings 4,702,684 17,009 - 4,719,693 Infrastructure 11,885,741 - - 11,885,741 Machinery and equipment 265,098 42,935 - 308,033 � Vehicles 472,461 - - 472,461 Total Capital Assets Being Depreciated 17,325,984 59,944 - 17,385,928 Less Accumulated Depreciation for � Buildings (1,405,956) (117,567) - (1,523,523) Infrastructure (4,345,051) (266,214) - (4,611,265) � Machinery and equipment (228,809) (21,332) - (250,141) Vehicles (329,302) (39,579) - (368,881) Total Accumulated Depreciation (6,309,118) (444,692) - (6,753,810) Total Ca ital Assets Being Depreciated, Net 11,016,866 (384,748) - 10,632,118 � P Business-type Activities Capital Assets, Net $ 11,549,235 $ (142) $ (17,009) $ 11,532,084 � Depreciation expense was charged to functions/programs of the City as follows: Governmental Activities i General government $ 134,579 Public safety 67�779 Publicworks 1,035,738 � Culture and recreation 143,396 I Total Depreciation Expense-Governmental Activities $ 1,381,492 Business-type Activities Sewer $ 338,627 Water 56,669 Storm water 49,396 Total Depreciation Expense- Business-type Activities $ 444,692 68 � � City of Albertviile, Minnesota Notes to the Financial Statements December 31, 2018 � Note 3: Detailed Notes on All Funds (Continued) C. Advances to/from other Funds and Transfers � The composition of interfund balances as of December 31, 2018 is as follows: Receivable Fund Payable Fund Amount � Debt Service TIF#17 Old Castle $ 427,091 Debt Service Nonmajor Governmental 5,821 ITotal Interfund Balances $ 432,912 � The above funds advanced the above balances to eliminate their deficit cash balances and finance capital projects. No interest is charged on the above balances, except the balances in the Debt Service and Capital Outlay Reserve have a 4 percent interest rate. Interfund Transfers The composition of intertund transfers for the year ending December 31, 2018 is as follows: ( Transfers Out Capital Other Outlay Governmental � Fund Reserve Funds Total Transfer Out Capital Outlay Reserve $ - $ 44,000 $ 44,000 ` Debt Service 299 = 299 � Nonmajor Governmental 5,769 5,769 ( Total $ 6,068 $ 44,000 $ 50,068 � Transfers were made for through the normal budgeting process and also to reimburse for project costs. D. Long-term Debt General Obliaation Bonds The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental activities and business-type activities. These bonds are reported in the proprietary funds if they are expected to be repaid from proprietary fund revenues. General obligation bonds are direct obligations of the City and pledge the full faith and credit of the City. 69 � City of Albertviile, Minnesota � Notes to the Financial Statements December 31, 2018 Note 3: Detailed Notes on All Funds (Continued) � General Obliqation Special Assessment Bonds and Imqrovement Notes The following bonds were issued to finance various improvement projects in the City and will be repaid with the collection I of special assessment levies. Interest Issue Maturity Balance at � Description Authorized Issued Rate Date Date Year End G.O. Improvement Refunding Bonds, � Series 2011 B $ 835,000 $ 835,000 2.00-2.60 % 04/21/11 02/01/19 $ 110,000 G.O. Improvement Refunding Bonds, � Series 2011C 1,825,000 1,825,000 2.00- 3.35 08/25/11 02/01/25 990,000 G.O. Improvement Refunding Bonds, Series 2012A 2,310,000 2,310,000 1.00-2.00 04/10/12 02/01/23 1,890,000 G.O. Improvement � Refunding Bonds, Series 2012B 3,215,000 3,215,000 0.50-2.35 05/10/12 12/01/25 1,690,000 General Obligation Improvement I Note, Series 2012 4,113,700 3,278,551 1.277 03/23/12 08/20/32 2,578,000 Total G.O. Special Assessment Bonds and improvement Notes $ 7,258,000 � Annual debt service requirements to maturity for general obligation special assessment bonds are as follows: Year Ending Governmental Activities Business-type Activities � December 31, Principal Interest Total Principal Interest Total 2019 $ 939,000 $ 139,586 $ 1,078,586 $ 75,000 $ 7,050 $ 82,050 � 2020 856,000 122,071 978,071 75,000 5,550 80,550 2021 864,000 105,667 969,667 75,000 4,050 79,050 2022 876,000 89,561 965,561 80,000 2,500 82,500 I 2023 813,000 72,587 885,587 85,000 850 85,850 � 2024-2028 1,736,000 156,824 1,892,824 - - - 2029-2032 784,000 37,633 821,633 - - - Total $ 6,868,000 $ 723,929 $ 7,591,929 $ 390,000 $ 20,000 $ 410,000 70 � � City of Aibertville, Minnesota Notes to the Financial Statements ` December 31, 2018 � Note 3: Detailed Notes on All Funds (Continued) General Obligation Revenue Bonds � The following bonds were issued to finance capital improvements in the enterprise funds. They will be repaid from future net operating revenues and transfers in from the enterprise funds and are backed by the taxing power of the City.Annual net operating revenues and transfers in, principal and interest payments, and the percentage of revenue required to cover [ principal and interest payment are as follows: i Authorized Interest Issue Maturity Balance at ( Description and Issued Rate Date Date Year End G.O. Utility Revenue Bonds, Series 2011A $ 520,000 1.10-3.70 % 04/21/11 02/01/26 $ 300,000 G.O. Sewer Revenue ( Refunding Bonds, � Series 2013A 2,515,000 .70-2.10 01/24/13 12/01/25 1,790,000 ' Total G.O. Revenue Bonds $ 2,090,000 Annual debt service requirements to maturity for general obligation revenue bonds are as follows: Year Ending Business-type Activities December 31, Principal Interest Total 2019 $ 280,000 $ 39,906 $ 319,906 2020 280,000 35,855 315,855 2021 285,000 31,375 316,375 2�22 290,000 26,380 316,380 2023 300,000 20,770 320,770 2024-2026 655,000 23,300 678,300 Total $ 2,090,000 $ 177,586 $ 2,267,586 71 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 3: Detailed Notes on All Funds (Continued) � Chanqes in Lonq-term Liabilities Long-term liability activity for the year ended December 31, 2018 was as follows: � Beginning Ending Due Within Balance Increases Decreases Balance One Year � Governmental Activities Bonds Payable G.O. Special Assessment bonds $ 7,860,000 $ - $ (992,000) $ 6,868,000 $ 939,000 Unamortized premium 48,666 - (5,296) 43,370 - Total Bonds Payable 7,908,666 - (997,296) 6,911,370 939,000 � Compensated Absences Payable 125,403 90,042 (71,614) 143,831 107,873 Pension Liability GERF 571,602 - (90,444) 481,158 - � PEPFF 121,511 - (27,712) 93,799 - Governmental Activity � Long-term Liabilities $ 8,727,182 $ 90,042 $ (1,187,066) $ 7,630,158 $ 1,046,873 Business-type Activities I Bonds Payable G.O. Revenue bonds $ 2,365,000 $ - $ (275,000) $ 2,090,000 $ 280,000 Unamortized premium 136 - (18) 118 - � G.O. Special Assessment bonds 460,000 - (70,000) 390,000 75,000 Unamortized premium 6,535 - (1,306) 5,229 - � Total Bonds Payable 2,831,671 - (346,324) 2,485,347 355,000 Compensated Absences Payable 72,095 49,199 (43,825) 77,469 58,102 � Pension Liability GERF 392,374 2,555 (60,588) 334,341 - 1 Business-type Activity � Long-term Liabilities $ 3,296,140 $ 51,754 $ (450,737) $ 2,897,157 $ 413,102 In the event an employee of the City would retire or resign, in good standing, a portion of the governmental compensated I absences would mature. The portion applicable to that employee would be recorded as a liability and would be liquidated through the General fund. � � 72 � ' City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 / Note 3: Detailed Notes on All Funds (Continued) e� E. Components of Fund Balance � At December 31, 2018, portions of the City's fund balance are not available for appropriation due to not being in spendable form (Nonspendable), legal restrictions(Restricted), City Council action (Committed), policy and/or intent (Assigned).The following is a summary of the components of fund balance: � Fund Purpose Amount Nonspendable � General Land held for resale $ 51,000 General Prepaid items 82,328 Total Nonspendable 133,328 � Restricted Debt Service Debt Service 3,409,184 Other governmental funds Revolving loan 189,237 M Other governmental funds Tax increment financing 105,576 Other governmental funds Park improvements 54,529 Total Restricted 3,758,526 � Assigned Capital Outlay Reserve Future capital projects 6,390,844 � Unassigned General 2,252,982 TIF#17 Old Castle (427,091) � Other governmental funds (5,821) Total Unassigned 1,820,070 � Total $ 12,102,768 Note 4: Defined Benefit Pension Plans - Statewide � A. Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the � Public Employees Retirement Association of Minnesota (PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota statutes, chapters 353 and 356. PERA's defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. � General Emplovees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). � GERF members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. Public Emplovees Police and Fire Fund (PEPFF) � The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980.Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to � PERA. 73 � � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 4: Defined Benefit Pension Plans - Statewide (Continued) � B. Benefits Provided PERA provides retirement, disability and death benefits. Benefit provisions are established by Minnesota statute and can � only be modified by the state legislature. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in � effect at the time they last terminated their public service. GERF Benefits Benefits are based on a member's highest average salary for any five successive years of allowable service, age, and � years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. Members hired prior to July 1, 1989 receive the higher of Method 1 or Method 2 formulas. Only Method 2 is � used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated members is 1.2 percent for each of the first 10 years of service and 1.7 percent of average salary for each additional year. Under Method 2, the accrual rate for Coordinated members is 1.7 percent of average salary for all years of service. For members hired prior to July 1, 1989 a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For � members hired on or after July 1, 1989 normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. If � the General Employees Plan is at least 90 percent funded for two consecutive years, benefit recipients are given a 2.5 percent increase. If the plan has not exceeded 90 percent funded, or have fallen below 80 percent, benefit recipients are given a one percent increase. A benefit recipient who has been receiving a benefit for at least 12 full months as of � June 30 will receive a full increase. Members receiving benefits for at least one month but less than 12 full months as of June 30 will receive a pro rata increase. PEPFF Benefits � Benefits for the PEPFF members first hired after June 30, 2010, but before July 1, 2014 vest on a prorated basis from 50 percent after five years up to 100 percent after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50 percent after ten years up to 100 percent after twenty years of � credited service. The annuity accrual rate is 3 percent of average salary for each year of service.-A full, unreduced pension is earned when members are age 55 and vested, or for members who were first hired prior to July 1, 1989, when age plus years of service equal at least 90. Benefit increases are provided to benefit recipients each January. Police and Fire Plan benefit recipients receive a future � annual 1.0 percent increase. An annual adjustment will equal 2.5 percent any time the plan exceeds a 90 percent funded ratio for two consecutive years. If the adjustment is increased to 2.5 percent and the funded ratio falls below 80 percent � for one year or 85 percent for two consecutive years, the post-retirement benefit increase will be lowered to one percent. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30 will receive a full increase. Members receiving benefits for at least one month but less than 12 full months as of June 30 will receive a pro rata increase. For retirements after May 31, 2014, the first increase will be delayed two years. � C. Contributions Minnesota statutes chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be � modified by the state legislature. GERF Contributions Plan members were required to contribute 6.50 percent of their annual covered salary and the City was required to � contribute 7.50 percent for Coordinated Plan members in fiscal year 2018.The City's contributions to the GERF for the years ending December 31, 2018, 2017 and 2016 were$77,347, $72,910 and$72,244, respectively. The City's �.` contributions were equal to the required contributions for each year as set by Minnesota statute. � 74 � � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 4: Defined Benefit Pension Plans - Statewide (Continued) PEPFF Contributions ' Plan members were required to contribute 10.80 percent of their annual covered salary and the City was required to contribute 16.20 percent of pay for members in fiscal year 2018. The City's contributions to the PEPFF for the years ending December 31, 2018, 2017 and 2016 were$15,197, $14,820 and$14,111 respectively. The City's contributions ' were equal to the required contributions for each year as set by Minnesota statute. D. Pension Costs � GERF Pension Costs At December 31, 2018, the City reported a liability of$815,496 for its proportionate share of the GERF's net pension liability. The City's net pension liability reflected a reduction due to the State of Minnesota's contribution of$6 million to the � fund in 2016. The State of Minnesota is considered a non-employer contributing entity and the State's contribution meets the definition of a special funding situation. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $26,781. The net pension liability was measured as of June 30, 2018, and the total � pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017 through June 30, 2018 relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2018, the City's proportionate � share was 0.0147 percent which was a decrease of 0.0004 percent decrease from its proportion measured as of June 30, 2017. City's Proportianate Share of the Net Pension Liability $ 815,596 � State of Minnesota's Proportionate Share of the Net Pension Liability Associated with the City 26,781 ' Total $ 842,377 For the year ended December 31, 2018, the City recognized a pension expense of$21,559 for its proportionate share of � GERF's pension expense. In addition, the City recognized an additional $6,245 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of$6 million to the GERF. At December 31, 2018, the City reported its proportionate share of GERF's deferred outflows of resources and deferred � inflows of resources, and its contributions subsequent to the measurement date, from the following sources: Deferred Deferred ' Outflows Inflows of Resources of Resources ' Differences Between Expected and Actual Experience $ 21,553 $ 20,495 Changes in Actuarial Assumptions 76,979 91,629 � Net Difference Between Projected and Actual Earnings on Plan Investments 85,142 Changes in Proportion 6,920 31,516 Contributions to GERF Subsequent ' to the Measurement Date 39,980 - Total $ 145,432 $ 228,782 � 75 � � City of Aibertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 4: Defined Benefit Pension Plans - Statewide (Continued) � Deferred outflows of resources totaling $39,980 related to pensions resulting from the City's contributions to GERF subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended ' December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to GERF pensions will be recognized in pension expense as follows: 2019 $ 24,617 ' 2020 (56,525) 2021 (74,410) 2022 (17,012) PEPFF Pension Costs � At December 31, 2018, the City reported a liability of$93,799 for its proportionate share of the PEPFF's net pension � liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid � dates from July 1, 2017 through June 30, 2018 relative to the total employer contributions received from all of PERA's participating employers.At June 30, 2018, the City's proportionate share was 0.0088 percent which was a decrease of 0.0002 from its proportion measured as of June 30, 2017. For the year ended December 31, 2018, the City recognized pension expense of$22,963 for its proportionate share of � PEPFF's pension expense. The City also recognized $792 for the year ended December 31, 2018 as pension expense (and an offsetting reduction of net pension liability)for its proportionate share of the State of Minnesota's on-behalf contributions to the plan. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. � At December 31, 2018, the City reported its proportionate share of PEPFF's deferred outflows of resources and deferred ' inflows of resources, and its contributions subsequent to the measurement date, from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources � Differences Between Expected and � Actual Experience $ 3,781 $ 22,634 Changes in Actuarial Assumptions 121,154 138,084 Net Difference Between Projected and � Actual Earnings on Plan Investments - 19,855 Changes in Proportion 40,244 3,060 Contributions to PEPFF Subsequent to the Measurement Date 7,602 - � Total $ 172,781 $ 183,633 � ' � 76 � � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 4: Defined Benefit Pension Plans -Statewide (Continued) Deferred outflows of resources totaling$7,602 related to pensions resulting from the City's contributions to PEPFF � subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to PEPFF pensions will be recognized in pension expense as follows: I 2019 2020 $ 22,353 2021 13,013 2022 (14,232) � 2023 (38,671) (917) � Total Pension Expense The total pension expense for all plans recognized by the City for the year ended December 31, 2018, was$113,900. 1 E. Actuarial Assumptions f The total pension liability in the June 30, 2018 actuarial valuation was determined using the following actuarial assumptions: � Inflation 2.50% Active Member Payroll Growth 3.25% per year ( Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP-2014 tables for all plans for males or females, as appropriate, with slight adjustments to fit j PERA's experience. Cost of living benefit increases after retirement for retirees are assumed to be 125 percent per year i for GERF and 1.0 percent per year for PEPFF. Actuarial assumptions used in the June 30, 2018 valuation were based on the results of actuarial experience studies. The most recent six-year experience study in the GERF plan was completed in 2015. The most recent four-year experience study for PEPFF was completed in 2016. Economic assumptions were updated in 2017 based on a review of inflation and investment return assumptions. The following changes in actuarial assumptions occurred in 2018: GERF • The mortality projection scale was changed from MP-2015 to MP-2017. • The assumed benefit increase was changed from 1.0 percent per year through 2044 and 2.50 percent per year thereafter to 1.25 percent per year. PEPFF • The mortality projection scale was changed from MP-2016 to MP-2017. • As set by statute, the assumed post-retirement benefit increase was changed from 1.0 percent per year through 2064 and 2.5 percent per year, thereafter, to 1.0 percent for all years, with no trigger. 77 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 4: Defined Benefit Pension Plans - Statewide (Continued) � The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of � expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages.The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: � Long-term Target Expected Real Asset Class Allocation Rate of Return � Domestic Stocks 36.00 % 5.10 % International Stocks 17.00 5.30 � Bonds 20.00 0.75 Alternative Assets 25.00 5.90 Cash 2.00 - � Total 100.00 % F. Discount Rate � The discount rate used to measure the total pension liability in 2018 was 7.50 percent. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in � Minnesota statutes. Based on these assumptions, the fiduciary net position of the GERF and PEPFF were projected to be available to make all projected future benefit payments of current plan members.Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total � pension liability. G. Pension Liability Sensitivity The following presents the City's proportionate share of the net pension liability for all plans it participates in, calculated � using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: i City's Proportionate Share of NPL 1 Percent 1 Percent Decrease (6.50%) Current(7.50%) Increase (8.50%) GERF $ 1,325,285 $ 815,499 $ 394,679 City's Proportionate Share of NPL 1 Percent 1 Percent Decrease (6.50%) Current(7.50%) Increase(8.50%) PEPFF $ 201,111 $ 93,799 $ 5,056 H. Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. 78 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 5: Defined Benefit Pension Plans - Fire Relief Association A. Plan Description � All members of the Albertville Fire Department(the Department) are covered by a defined benefit plan administered by the Albertville Fireman's Relief Association (the Association).As of December 31, 2017, the plan covered 24 active firefighters and 7 vested terminated fire fighters whose pension benefits are deferred. The plan is a single employer � retirement plan and is established and administered in accordance with Minnesota statute, chapter 69. The Association maintains a separate Special fund to accumulate assets to fund the retirement benefits earned by the DepartmenYs membership. Funding for the Association is derived from an insurance premium tax in accordance with the � Volunteer Firefighter's Relief Association Financing Guidelines Act of 1971 (chapter 261 as amended by chapter 509 of Minnesota statutes 1980). Funds are also derived from investment income. � B. Benefits Provided A fire fighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. � The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60 percent of the pension as prescribed by the bylaws. This percentage increases 4 percent per year so that at 20 years ( of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 10 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member's service pension for the completed years of service times the � applicable non-forteitable percentage of pension. C. Contributions � Minnesota statutes, chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings and, if necessary, employer contributions as specified in Minnesota statutes and voluntary City contributions (if applicable). The State of Minnesota contributed $65,732 in fire state aid to the plan on behalf of the Albertville Fire Department for the year ended December 31, 2017, which was recorded as a revenue. � Required employer contributions are calculated annually based on statutory provisions. The City made no voluntary contributions to the plan. The firefighter has no obligation to contribute to the plan. � C i 79 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 5: Defined Benefit Pension Plans - Fire Relief Association (Continued) � D. Pension Costs At December 31, 2018, the City reported a net pension liability(asset) of($261,648)for the plan. The net pension asset � was measured as of December 31, 2017. The total pension asset used to calculate the net pension asset in accordance with GASB 68 was determined by Hildi, Inc. applying an actuarial formula to specific census data certified by the Department as of December 31, 2017. The following table presents the changes in net pension liability(asset) during the � year. Total Plan Net � Pension Fiduciary Pension Liability Net Position Liability(Asset) (a) (b) (a-b) Beginning Balance January 1, 2017 $ 528,734 $ 738,158 $ (209,424) � Changes for the Year i Service cost 29,49� - 29,49� � Interest cost 27,065 - 27,065 Plan changes 40,146 - 40,146 f Projected investment earnings - 37,625 (37,625) , Contributions (State) - 65,732 (65,732) Asset(gain)/loss - 48,772 (48,772) � Benefit payouts (33,851) (33,851) - Administrative costs - (3,204) 3,204 Total Net Changes 62,850 115,074 (52,224) Ending Balance December 31, 2017 $ 591,584 $ 853,232 $ (261,648) i For the year ended December 31, 2018, the City recognized a pension expense of$62,341. I At December 31, 2018, the City reported deferred inflows of resources and deferred outflows of resources, its contributions subsequent to the measurement date, related to pension from the following sources: � Deferred Deferred Outflows inflows of Resources of Resources ' Differences Between Expected and Actual Experience $ - $ 32,599 Changes in Actuarial Assumptions - 17,090 Net Difference Between Projected and Actual Earnings on Plan Investments - 5,028 Contributions to Plan Subsequent to the Measurement Date 65,732 - Total $ 65,732 $ 54,717 80 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 5: Defined Benefit Pension Plans - Fire Relief Association (Continued) Deferred outflows of resources totaling$65,732 related to pensions resulting from the City's contributions to the plan � subsequent to the measurement date will be recognized as a reduction of the net pension asset in the year ended December 31, 2019. Other amounts reported as deferred outflows of resources related to the plan will be recognized in pension expense as follows: � 2019 $ 1,058 2020 2021 (2,169) 2022 (12,804) � 2023 (15,965) (6,213) Thereafter (18,624) � E. Actuarial Assumptions The total pension asset at December 31, 2017 was determined using the entry age normal actuarial cost method and the � following actuarial assumptions: Retirement Eligibility at 100 Percent of Age 50 � Salary Increases 2.50% per year Cost of Living Increases N/A Investment Rate of Return 5.00% 20 Year Municipal Bond Yield 3.50% ( There were no changes in actuarial assumptions in 2017. i The long-term expected rate of return on pension plan investments was determined using a building-block method in iwhich best estimates for expected future real rates of return (expected returns, net of inflation)were developed for each asset class using the plan's target investment allocation along with long-term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. � The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: � Long-term Target Expected Real Asset Class Allocation Rate of Return Equities 46.00 % 7.50 % Fixed Income 37.00 3.30 Other 1.00 6.00 Cash 16.00 2.25 Total 100.00 % F. Discount Rate The discount rate used to measure the total pension liability was 5.00 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 81 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 5: Defined Benefit Pension Plans - Fire Relief Association (Continued) � G. Pension Liability Sensitivity The following presents the City's net pension liability(asset)for the plan, calculated using the discount rate disclosed in � the preceding paragraph, as well as what the City's net pension liability(asset)would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1 Percent 1 Percent I Decrease(4.00%) Current(5.00%) Increase (6.00%) Defined Benefit Plan $ (240,760) $ (261,648) $ (281,536) I H. Pension Plan Fiduciary Net Position � The Association issues a publicly available financial report. The report may be obtained by writing to the Albertville Firemen's Relief Association, 5959 Main Avenue NE Albertville, Minnesota, 55301. Note 6: Joint Ventures � Joint Powers Water Board of Albertville, Hanover and St. Michael The Joint Powers Water Board of Albertville, Hanover and St. Michael (the"JPWB") was established under a joint powers � agreement among the Cities of Albertville, Hanover and St. Michael to provide water service to the local area.The JPWB operates as an enterprise and provides water service to the general public, with the majority of its costs being paid by I various fees and charges to users of the water system.The governing body consists of a six member Board of Commissioners (the"Board"). Two individuals, the Mayor and another City Council Member from each City, are appointed by their respective City Council to serve on the Board. The JPWB does not have any component units. The JPWB' s agreement states that charges billed and collected for water supply remain with the JPWB, while the � charges for distribution are billed by the JPWB but the collections are owned by each member City and will be remitted to them upon collection. The financial statements from 2017,the most recent available, is summarized below. Separate financial statements can be obtained by writing to the Joint Powers Water Board, 11100 50"'Street NE, � Albertville, Minnesota 55301. Joint Powers Water Board Statement of Net Position December 31, 2017 Assets and Deferred Outflow of Resources $ 25,052,982 Liabilities $ 2,466,560 Net Position 22,586,422 Total Liabilities and Net Position $ 25,052,982 82 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 6: Joint Ventures (Continued) Joint Powers Water Board � Summary Statement of Activities For the Year Ended December 31, 2017 Operating Revenues $ 2,306,393 � Operating Expenses 1,714,565 Operating Income 591,828 � Net Nonoperating Revenues 581,980 � Change in Net Position 1,173,808 Net Position, January 1 21,412,614 � Net Position, December 31 $ 22,586,422 St. Michael-Albertville Ice Arena ! In 1996-97, the City entered into a Joint Powers Agreement with the City of St. Michael and the Independent School District No. 885. The agreement was for the construction and maintenance of a qualified ice arena. During 2006, the City � was notified as being selected as Mighty Ducks Grant recipient to help fund the cost of the ice arena. The arena was constructed with the grant reward and contributions and donations from the City of Albertville, the City of St. Michael and the Independent School District No. 885. � The City has an ongoing one-third equity financial interest of$464,683 as of December 31, 2018. Separate financial statements can be obtained by contacting Tina Lannes at Albertville City Hall. i St. Michael -Albertville Ice Arena ! Statement of Net Position December 31, 2018 � Assets $ 1,672,352 Liabilities $ 28,303 � Net Position 1,644,049 Total Liabilities and Net Position $ 1,672,352 � � I I 83 � City of Albertville, Minnesota � Notes to the Financial Statements December 31, 2018 Note 6: Joint Ventures (Continued) � St. Michael -Albertville Ice Arena Summary Statement of Activities � December 31, 2018 Program Revenues $ 466,027 Expenses (502,045) � Interest Revenue 2,�59 Change in Net Position (33,259) � Net Position, January 1 1,677,308 NetPosition, December31 $ 1,644,049 � Note 7: Other Information � A. Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and � omissions; injuries to employees; and natural disasters for which the City carries insurance. The City obtains insurance through participation in the League of Minnesota Cities Insurance Trust(LMCIT), which is a risk sharing pool with approximately 800 other governmental units. The City pays an annual premium to LMCIT for its workers compensation � and property and casualty insurance. The LMCIT is self-sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. Settled claims have not exceeded the City's coverage in any of the past three fiscal years. Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably � estimated.An excess coverage insurance policy covers individual claims in excess of$1,000,000. Liabilities, if any, include an amount for claims that have been incurred but not reported (IBNRs).The City's management is not aware of any incurred but not reported claims. � B. Legal Debt Margin In accordance with Minnesota statutes, the City may not incur or be subject to net debt in excess of three percent of the � market value of taxable property within the City. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt financed partially or entirely by special assessments, enterprise fund revenues or tax increments.The City's applicable debt does not exceed the limit. � I i 84 � � City of Albertville, Minnesota Notes to the Financial Statements December 31, 2018 � Note 7: Other Information (Continued) C. Conduit Debt Obligations � Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued revenue bonds to provide financial assistance to private-sector entities for projects deemed to be in the public interest.Although these bonds bear the name � of the City, the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. Authorized Balance at � Description and Issued Year End Multifamily Housing Revenue Refunding Bonds, Series 2007 $ 3,540,000 $ 3,065,000 � Multifamily Housing Revenue Bonds, Series 2010A 4,750,000 4,285,000 Multifamily Housing Revenue Bonds, Series 20106 3,300,000 3,100,624 � Total Conduit Debt $ 16,755,000 $ 10,450,624 D. Tax Increment Financing Districts � The City's tax increment districts are subject to review by the State of Minnesota Office of the State Auditor(OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. � E. Commitment Cost Sharing Agreement The City has entered into a cost sharing agreement for the construction and maintenance of a library with the City of � St. Michael, Minnesota. The library net cost is split based on the pro rata average of population and market value. i � I � 85 i � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � G � I � I 1 i , i 8s � � � � � � REQUIRED SUPPLEMENTARY INFORMATION ( CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 � ( ( � I I I s� . � City of Albertville, Minnesota � Required Supplementary Information For the Year Ended December 31, 2018 Schedule of Employer's Share of PERA Net Pension Liability-General Employees Retirement Fund � City's State's Proportionate Proportionate Share of the � City's Share of Net Pension Proportionate the Net Pension Liability as a Plan Fiduciary City's Proportion Share of Liability City's Percentage of Net Position I Fiscal of the the Net PensionAssociated with Covered Covered as a Percentage Year Net Pension Liability the City Total Payroll Payroll of the Total Ending Liability (a) (b) (a+b) (c) (a/c) Pension Liability � 06/30/18 0.01470 % $ 815,596 $ 26,781 $ 842,377 $ 986,845 85.4 % 79.5 % 06/30/17 0.01510 963,976 12,125 976,101 1,010,559 96.6 75.9 � 06/30/16 0.01550 1,258,523 16,464 1,274,987 921,545 138.4 68.9 06/30/15 0.01500 777,378 - 777,378 882,716 88.1 78.2 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. � Schedule of Employer's PERA Contributions -General Employees Retirement Fund Contributions in � Relation to the Statutorily Statutorily Contribution City's Contributions as � Required Required Deficiency Covered a Percentage of Year Contribution Contribution (Excess) Payroll Covered Payroll Ending (a) (b) (a-b) (c) (b/c) � 12/31/18 $ 77,347 $ 77,347 $ - $ 1,031,293 7.5 % 12/31/17 72,910 72,910 - 972,129 7.5 12/31/16 72,244 72,244 - 963,255 7.5 � 12/31/15 66,929 66,929 - 892,386 7.5 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. I I I I ss � � City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2018 � Notes to the Required Supplementary Information -General Employee Retirement Fund - Chanpes in Actuarial Assumptions � 2018-The morality projection scale was changed from MP-2015 to MP-2017. The assumed benefit increase was changed from 1.00 percent per year through 2044 and 2.50 percent per year thereafter to 1.25 percent per year. � 2017-The Combined Service Annuity(CSA) loads were changed from 0.8 percent for active members and 60 percent for vested and non-vested deferred members.The revised CSA loads are now 0.0 percent for active member liability, 15.0 percent for vested deferred member liability and 3.0 percent for non-vested deferred member liability. The assumed post-retirement benefit increase rate was changed from 1.0 percent per year for all years to 1.0 percent per year through � 2044 and 2.5 percent per year thereafter. 2016 -The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2035 and 2.5 percent per year thereafter to 1.0 percent per year for all future years. The assumed investment return was changed from � 7.9 percent to 7.5 percent. The single discount rate was changed from 7.9 percent to 7.5 percent. Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth and inflation were decreased by 025 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. � 2015-The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2030 and 2.5 percent per year thereafter to 1.0 percent per year through 2035 and 2.5 percent per year thereafter. � Chanaes in Plan Provisions 2015 - On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by$1.1 billion and increased the fiduciary plan net position by$892 million. � Upon consolidation, state and employer contributions were revised. ! � � I � 89 � City of Albertville, Minnesota � Required Supplementary Information (Continued) For the Year Ended December 31, 2018 Schedule of Employer's Share of PERA Net Pension Liability-Public Employees Police and Fire Fund � City's State's Proportionate � Proportionate Share of the City's Share of Net Pension Proportionate the Net Pension Liability as a Plan Fiduciary City's Proportion Share of Liability City's Percentage of Net Position � Fiscal of the the Net PensionAssociated with Covered Covered as a Percentage Year Net Pension Liability the City Total Payroll Payroll of the Total Ending Liability (a) (b) (a+b) (c) (a/c) Pension Liability � 06/30/18 0.00880 % $ 93,799 $ - $ 93,799 $ 96,188 97.5 % 88.8 % 06/30/17 0.00900 121,511 - 121,511 89,111 136.4 85.4 � 06/30/16 0.00900 361,186 - 361,186 84,960 425.1 63.9 06/30/15 0.00900 102,261 - 102,261 61,377 166.6 86.6 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they 6ecome available. � Schedule of Employer's PERA Contributions - Public Employees Police and Fire Fund Contributions in � Relation to the Statutorily Statutorily Contribution City's Contributions as � Required Required Deficiency Covered a Percentage of Year Contribution Contribution (Excess) Payroll Covered Payroll Ending (a) (b) (a-b) (c) (b/c) � 12/31/18 $ 15,197 $ 15,197 $ - $ 93,809 16.2 % 12/31/17 14,820 14,820 - 91,482 16.2 12/31/16 14,111 14,111 - 87,106 16.2 � 12/31/15 9,943 9,943 - 61,378 16.2 Note: Schedu/e is intended to show 10-year trend. Additional years will be reported as they become available. � i � � 90 � � City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2018 � Notes to the Required Supplementary Information -Public Employees Police and Fire Fund Chanpes in Actuarial Assumptions � 2018-The morality projection scale was changed from MP-2016 to MP-2017. As set by statute, the assumed post- retirement benefit increase was changed from 1.0 percent per year through 2064 and 2.5 percent per year, thereafter, to 1.0 percent for all years, with no trigger. � 2017-Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. Assumed rates of retirement were changed, resulting in fewer retirements. The Combined Service Annuity(CSA) load was 30 percent for vested and non-vested � deferred members. The CSA has been changed to 33 percent for vested members and 2 percent for non-vested members. The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006),with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was � changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. Assumed termination rates were decreased to 3.0 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. Assumed percentage of married female � members was decreased from 65 percent to 60 percent. Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older)to the assumption that males are two years older than females. The assumed percentage of female members electing joint and survivor annuities was increased. The assumed post-retirement benefit increase rate � was changed from 1.00 percent for all years to 1.00 percent per year through 2064 and 2.50 percent thereafter. The single discount rate was changed from 5.6 percent to 7.5 percent. 2016 -The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2037 and 2.5 � percent per year thereafter to 1.0 percent per year for all future years. The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate was changed from 7.9 percent to 5.6 percent. The assumed future salary increases, payroll growth and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 � percent for inflation. 2015-The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2030 and 2.5 percent per year thereafter to 1.0 percent per year through 2037 and 2.5 percent per year thereafter. t Chanqes in Plan Provisions 9 2015-The post-retirement benefit increase to be paid after attainment of the 90 percent funding threshold was changed, � from inflation up to 2.5 percent, to a fixed rate of 2.5 percent. f 91 � City of Albertville, Minnesota � Required Supplementary Information (Continued) For the Year Ended December 31, 2018 Schedule of Changes in the Fire Relief Association's Net Pension Liability(Asset) and Related Ratios � 2018 2017 2016 2015 Total Pension Liability ccc Service cost $ 29,490 $ 15,570 $ 16,177 $ 14,820 � Interest on pension liability(asset) 27,065 30,956 32,273 35,420 Changes of benefitterms 40,146 104,288 - - Differences between expected and actual experience - - - � Gain or loss - (40,750) - - Changes of assumptions - (21,365) - - Benefit payments (33,851) (41,296) (127,238) - Net Change in Total Pension Liability 62,850 47,403 (78,788) 50,240 � Total Pension Liability-January 1 528,734 481,331 560,119 509,879 Total Pension Liability-December 31 (a) $ 591,584 $ 528,734 $ 481,331 $ 560,119 � Plan Fiduciary Net Position Employer contributions $ - $ ' $ ' $ ���877 � Nonemployer contributions 65,732 69,454 65,940 37,411 Projected investment return 37,625 45,246 46,826 45,479 Gain (loss) 48,772 (15,836) (53,155) (16,151) Benefit payments (33,851) (41,296) (127,238) - � Administrative expenses (3,204) (2,835) - (5,205) Net Change in Plan Fiduciary Net Position 115,074 54,733 (67,627) 73,411 Plan Fiduciary Net Position-January 1 738,158 683,425 751,052 677,641 � Plan Fiduciary Net Position-December 31 (b) $ 853,232 $ 738,158 $ 683,425 $ 751,052 Fire RelieFs Net Pension Liability(Asset)-December 31 (a-b) $ (261,648) $ (209,424) $ (202,094) $ (190,933) � 1 Plan Fiduciary Net Position as a Percentage of the Total Pension Liability(b/a) 144.23°/o 139.61% 141.99% 134.09% � Covered-employee Payroll N/A N/A N/A N/A Fire Reliefs Net Pension Liability(Asset)as a Percentage � of Covered-employee Payroll N/A N/A N/A N/A Notes to Schedule: � Benefit Changes. In 2015,the benefit terms were modified to base public safety employee pensions on a final three-year average salary instead of a final five-year average salary. Changes ofAssumptions. In 2015, amounts reported as changes of assumptions resulted primarily from i adjustments to expected retirement ages of general employees. In 2015, amounts reported as changes of ' assumptions resulted primarily from adjustments to expected retirement ages of public safety employees. In 2015, amounts reported as changes of assumptions resulted primarily from adjustments to assumed life expectancies as a result of adopting the RP-2000 Healthy Annuitant Mortality Table for purposes of developing mortality rates. Note: Schedule is intended to show 10-year trend.Additional years will be reported as they become available. 92 � � City of Albertviile, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2018 � Schedule of Employer's Fire Relief Association Contributions Actuarial Actual Contribution � Determined Contributions Deficiency Year Contribution Paid (Excess) Ending (a) (b) (a-b) � 12/31/18 $ 65,732 $ 65,732 $ - 12/31/17 64,733 64,733 - 12/31/16 63,315 63,315 - � 12/31/15 61,482 61,482 = 12/31/14 49,288 49,288 Note: Schedu/e is intended to show 10-year trend. Additional years will be reported as they become availab/e. � � l � f I r I I 93 � ' � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � � � I � � i � � � � , 94 � � � � ' � COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS AND SCHEDULES � CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 � � ' � � � � ' � 95 � � � � ' ' THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � � � � � � � � � � 96 � � � � � i � NONMAJOR GOVERNMENTAL FUNDS � CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 � � f � i � I 9� � City of Albertville, Minnesota ' Nonmajor Governmental Funds Combining Balance Sheet December 31, 2018 � Special Revenue � 203 Total Revolving Capital Nonmajor Loan Projects Funds Assets ' Cash and temporary investments $ 189,237 $ 160,105 $ 349,342 Liabilities ' Advances from other fudns $ - $ 5,821 $ 5,821 Fund Balances ' Restricted 189,237 160,105 349,342 Unassigned - (5,821) (5,821) Total Fund Balances 189,237 154,284 343,521 Total Liabilities and Fund Balances $ 189,237 $ 160,105 $ 349,342 � � � � � � � i i i i 9$ � � ' City of Albertville, Minnesota Nonmajor Governmental Funds Combining Statement of Revenues, Expenditures and � Changes in Fund Balances For the Year Ended December 31, 2018 Special ' Revenue 203 Total Revolving Capital Nonmajor � Loan Projects Funds Revenues Tax increments $ - $ 182,783 $ 182,783 � Interest on investments 2,081 1,491 3,572 Total Revenues 2,081 184,274 186,355 � Expenditures Current Economic development - 169,860 169,860 � Excess (Deficiency) of Revenues Over(Under) Expenditures 2,081 14,414 16,495 � Other Financing Sources (Uses) Transfers in 44,000 44,000 Transfers out - (5,769) (5,769) � Total Other Financing Sources (Uses) 38,231 38,231 ' Net Change in Fund Balances 2,081 52,645 54,726 Fund Balances, January 1 187,156 101,639 288,795 � Fund Balances, December 31 $ 189,237 $ 154,284 $ 343,521 � � � ( ( I 99 � ' ' � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � ' � I � � � � I I 100 Y I � � NONMAJOR CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by enterprise funds. � Park-This fund accounts for the accumulation of resources and payments made for the construction of park improvements. Park dedication fees, contributions and donations as well as interest are the main financing sources. � TIF#7 Senior Housinq -This fund was created to facilitate the construction of the Senior Housing project within the City. This fund accounts for the financial activity related to that project. � TIF#14 Fraser Steel -This fund was created to facilitate the Fraser Steel project within the City.This fund accounts for the financial activity related to that project. TIF#15 Guardian Anqels -This fund was created to facilitate the Fraser Steel project within the City. This fund accounts � for the financial activity related to that project. TIF#16 Mold Tech -This fund was created to facilitate the Mold Tech project within the City. This fund accounts for the financial activity related to that project. � Prairie Run -This fund accounts for the accumulation of resources and payments made for construction of public improvements at the Prairie Run development. � � � � � � � � 1 I P 101 � � City of Albertville, Minnesota � Nonmajor Capital Projects Funds Combining Balance Sheet December 31, 2018 � 201 407 414 TIF#7 TIF#14 Park Senior Fraser � Fund Housing Steel Assets Cash and temporary investments $ 54,529 $ 44,604 $ 23,291 ' Liabilities Advances from other funds $ - $ - $ - � Fund Balances Restricted 54,529 44,604 23,291 � Unassigned - - - Total Fund Balances 54,529 44,604 23,291 Total Liabilities and Fund Balances $ 54,529 $ 44,604 $ 23,291 ' � � � i I ! � i I I 102 ' � � 415 416 473 TIF#15 TIF#16 � Guardian Mold Prairie Angels Tech Run Total � $ 37,681 $ - $ - $ 160,105 � $ - $ 5,821 $ - $ 5,821 � 37,681 - 160,105 (5,821) (5,821) 37,681 (5,821) - 154,284 ' $ 37,681 $ - $ - $ 160,105 � ' � ' � � � � � � 103 � � City of Albertville, Minnesota ' Nonmajor Capital Projects Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances ' For the Year Ended December 31, 2018 201 407 414 TIF#7 TIF#14 ' Park Senior Fraser Fund Housing Steel Revenues � Tax increments $ - $ 31,404 $ 51,905 Interest on investments 600 434 159 Total Revenues 600 31,838 52,064 � Expenditures Current Economic development - 31,757 33,199 � Excess (Deficiency) of Revenues Over(Under) Expenditures 600 81 18,865 � Other Financing Uses Transfers in - - - � Transfers out - - - Total Other Financing Sources (Uses) - - - � Net Change in Fund Balances 600 81 18,865 Fund Balances, January 1 53,929 44,523 4,426 � Fund Balances, December 31 $ 54,529 $ 44,604 $ 23,291 � � � � � � � 104 � � � � 415 416 473 � TIF#15 TIF#16 Guardian Mold Prairie Angels Tech Run Total t $ 83,815 $ 15,659 $ - $ 182,783 255 43 - 1,491 ' 84,070 15,702 - 184,274 ' 84,103 20,801 - 169,860 � (33) (5,099) - 14,414 � = = 44,000 44,000 (5,769) (5,769) � - - 38,231 38,231 (33) (5,099) 38,231 52,645 � 37,714 (722) (38,231) 101,639 � $ 37,681 $ (5,821) $ - $ 154,284 � � � � � � I 105 � City of Albertville, Minnesota ' General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances-Budget to Actual (Continued on the Following Pages) For the Year Ended December 31,2018 � (With Comparative Actual Amounts for the Year Ended December 31, 2017) 2018 2017 � Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts Revenues Taxes � General property taxes $ 2,041,158 $ 2,041,158 $ 2,030,850 $ (10,308) $ 1,885,963 Licenses and permits � Business 60,074 60,074 71,442 11,368 63,830 Non-business 117,000 117,000 187,550 70,550 176,003 Total licenses and permits 177,074 177,074 258,992 81,918 239,833 � Intergovernmental � State Local government aid 111,024 111,024 111,024 - 92,178 Property tax credits - - 176 176 183 � Other 112,500 112,500 119,677 7,177 124,142 Total intergovernmental 223,524 223,524 230,877 7,353 216,503 Charges for services � General government 265,174 265,174 355,470 90,296 398,842 Public safety 294,620 294,620 294,620 - 274,646 Culture and recreation 12,000 12,000 195,092 183,092 156,091 � Total charges for services 571,794 571,794 845,182 273,388 829,579 Fines and forfeitures - - 1,500 1,500 200 Special assessments - - 12,838 12,838 11,219 � Interest on investments 20,000 20,000 26,464 6,464 19,181 � Miscellaneous Other 11,000 11,000 16,213 5,213 53,148 Contributions and donations - - - - (8,430) � Refunds and reimbursements - - 25,054 25,054 33,897 Total miscellaneous 11,000 11,000 41,267 30,267 78,615 Total Revenues 3,044,550 3,044,550 3,447,970 403,420 3,281,093 � � I � 1 106 I � � City of Albertville, Minnesota General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances-Budget and Actual (Continued) � For the Year Ended December 31, 2018 (With Comparative Actual Amounts for the Year Ended December 31, 2017) � 2018 2017 Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures � Current General government Legislative Personal seroices $ 20,669 $ 20,669 $ 20,669 $ - $ 20,669 � Supplies 500 500 344 156 - Other services and charges 19,419 19,419 26,231 (6,812) 21,206 Totallegislative 40,588 40,588 47,244 (6,656) 41,875 � Administration Personal services 88,726 88,726 90,408 (1,682) 82,376 Supplies 5,100 5,100 2,506 2,594 2,182 ' Other services and charges 11,500 11,500 12,614 (1,114) 10,165 Total administration 105,326 105,326 105,528 (202) 94,723 ' City clerk Personal services 70,887 70,887 70,560 327 62,190 Supplies 9,500 9,500 10,945 (1,445) 6,983 Other services and charges 46,371 46,371 22,786 23,585 28,965 � Total city clerk 126,758 126,758 104,291 22,467 98,138 Elections and voter registration Personal services - - 401 (401) 71 � Other services and charges 20,000 20,000 14,226 5,774 1,963 Total elections and voter registration 20,000 20,000 14,627 5,373 2,034 � Treasurer Personal services 119,789 119,789 75,711 44,078 70,420 Supplies 7,200 7,200 5,134 2,066 4,576 Other services and charges 10,700 10,700 13,729 (3,029) 13,353 � Total treasurer 137,689 137,689 94,574 43,115 88,349 Assessing � Other services and charges 29,870 29,870 34,950 (5,080) 28,821 Legal Other services and charges 40,000 40,000 32,926 7,074 32,039 � ' � I � 107 � City of Aibertville, Minnesota � General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances-Budget and Actual (Continued) For the Year Ended December 31,2018 (With Comparative Actual Amounts for the Year Ended December 31, 2017) 2018 2017 � Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures(Continued) Current(continued) � General government(continued) Engineering Personal services $ - $ - $ 6� $ (6�) $ - � Otherservices and charges 25,000 25,000 81,021 (56,021) 35,867 Total engineering 25,000 25,000 81,088 (56,088) 35,867 Miscellaneous Personal services 23,418 23,418 22,452 966 19,412 Supplies 1,500 1,500 677 823 707 Other services and charges 209,703 209,703 356,185 (146,482) 293,777 Total miscellaneous 234,621 234,621 379,314 (144,693) 313,896 Total general government 759,852 759,852 894,542 (134,690) 735,742 Public safety � Police protection Other services and charges 735,840 735,840 735,840 - 710,290 Fire protection ' Personal services 361,472 361,472 347,806 13,666 336,950 Supplies 18,410 18,410 26,012 (7,602) 20,130 � Other services and charges 113,441 113,441 100,380 13,061 104,026 Total fire protection 493,323 493,323 474,198 19,125 461,106 Protective inspection Personal services 88,107 88,107 58,276 29,831 54,184 � Supplies 1,350 1,350 1,187 163 255 Other services and charges 137,591 137,591 117,258 20,333 115,011 Total protective inspection 227,048 227,048 176,721 50,327 169,450 � Animal control Other services and charges 7,000 7,000 9,178 (2,178) 9,654 � Totalpublicsafety 1,463,211 1,463,211 1,395,937 67,274 1,350,500 � I 1 I 108 � � ' City of Albertviile, Minnesota General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances-Budget and Actual(Continued) For the Year Ended December 31, 2018 (With Comparative Actual Amounts for the Year Ended December 31, 2017) � 2018 2017 Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures(Continued) � Current(continued) Public works Streets Personal services $ 228,274 $ 228,274 $ 168,747 $ 59,527 $ 173,877 � Supplies 43,300 43,300 36,528 6,772 22,712 Other services and charges 59,050 59,050 73,803 (14,753) 49,820 Total streets 330,624 330,624 279,078 51,546 246,409 � Street lighting Other services and charges 85,933 85,933 81,222 4,711 89,200 ' Total public works 416,557 416,557 360,300 56,257 335,609 Culture and recreation Parks � Personal services 247,652 247,652 222,760 24,892 206,994 Supplies 18,635 18,635 19,680 (1,045) 18,681 Other services and charges 132,643 132,643 112,762 19,881 115,657 � Total parks 398,930 398,930 355,202 43,728 341,332 Arena Personal services - - 178,157 (178,157) 141,116 � Total culture and recreation 398,930 398,930 533,359 (134,429) 482,448 Economic development IOther services and charges 6,000 6,000 4,872 1,128 5,712 Total current 3,044,550 3,044,550 3,189,010 (144,460) 2,910,011 � Capital outlay � General government - - 179,740 (179,740) 16 Public works - - 2,762 (2,762) - � Culture and recreation = - 136 (136) - Total capital outlay 182,638 (182,638) 16 � Total Expenditures 3,044,550 3,044,550 3,371,648 (327,098) 2,910,027 Net Change in Fund Balances - - 76,322 76,322 371,066 � Fund Balances,January 1 2,309,988 2,309,988 2,309,988 - 1,938,922 Fund Balances, December 31 $ 2,309,988 $ 2,309,988 $ 2,386,310 $ 76,322 $ 2,309,988 � 109 � City of Albertville, Minnesota ' Debt Service Fund Combining Balance Sheet December 31, 2018 � 354 357 358 359 2008B 2003A 2011C 20126 � G.O. CIP G.O. G.O. CIP G.O. CIP Refunding Improvement Refunding Refunding Assets � Cash and temporary investments $ - $ 81,355 $ 492,200 $ 13,507 Receivables Special assessments - 241,521 - - Interest - - - - � Notes - - - - Advances to other funds - - - - Due from other governments - 50,000 - - � Land held for resale - 800,434 - - Total Assets $ - $ 1,173,310 $ 492,200 $ 13,507 � Deferred Inflows of Resources Unavailable revenue-special assessments $ - $ 241,521 $ - $ - Unavailable revenue-notes/intergovernmental - 50,000 - - � Total Deferred Inflows of Resources - 291,521 - - Fund Balances I Restricted Debt service - 881,789 492,200 13,507 Total Deferred Inflows � of Resources and Fund Balances $ - $ 1,173,310 $ 492,200 $ 13,507 � � I . 1 i i i , � 110 I � � � 360 361 362 468 CSAH 19 Lachman Industrial � 2012A 2012A 2012A G.O. Improv. G.O. Improv. G.O. Improv. Refunding Refunding Refunding Interstate 94 Total ' $ 595,343 $ 113,218 $ 139,348 $ 314,886 $ 1,749,857 158,128 126,053 213,521 528,996 1,268,219 � _ _ = 5,462 5,462 1,024,077 1,024,077 - - 432,912 - 432,912 � _ _ - = 50,000 420,519 1,220,953 � $ 753,471 $ 239,271 $ 1,206,300 $ 1,873,421 $ 5,751,480 $ 158,128 $ 126,053 $ 213,521 $ 528,996 $ 1,268,219 � - - - 1,024,077 1,074,077 158,128 126,053 213,521 1,553,073 2,342,296 � 595,343 113,218 992,779 320,348 3 409 184 � $ 753,471 $ 239,271 $ 1,206,300 $ 1,873,421 $ 5,751,480 � � � � � 111 � City of Albertville, Minnesota ' Debt Service Fund Combining Schedule of Revenues, Expenditures And Changes in Fund Balances � For the Year Ended December 31, 2018 354 357 358 359 2008B 2003A 2011C 20126 � G.O. CIP G.O. G.O. CIP G.O. CIP Refunding Improvement Refunding Refunding ' Revenues Propertytaxes $ - $ 273,963 $ 100,651 $ 261,478 Intergovernmental - 50,000 - - � Special assessments - - - - Interest earnings 3 541 4,940 771 Miscellaneous - - - - � Total Revenues 3 324,504 105,591 262,249 Expenditures � Current Public works - - - - Debt service Principal 60,000 110,000 130,000 225,000 � Interest and other 1,020 4,153 29,953 36,903 Total Expenditures 61,020 114,153 159,953 261,903 Excess (Deficiency) of Revenues I Over(Under) Expenditures (61,017) 210,351 (54,362) 346 Other Financing Sources ' Transfers out �299) - - - Net Change in Fund Balance (61,316) 210,351 (54,362) 346 � Fund Balances, January 1 61,316 671,438 546,562 13,161 Fund Balances, December 31 $ - $ 881,789 $ 492,200 $ 13,507 1 � � 112 � � � 360 361 362 � CSAH 19 Lachman Industrial 468 2012A 2012A 2012A G.O. Improv. G.O. Improv. G.O. Improv. � Refunding Refunding Refunding Interstate 94 Total $ 26,157 $ 31,600 $ 84,561 $ 53,000 $ 831,410 � - - - - 50,000 29,701 10,620 72,121 151,256 263,698 8,072 1,623 - 2,729 18,679 � - - - 86,802 86,802 63,930 43,843 156,682 293,787 1,250,589 ' - - 51,644 - 51,644 � 150,000 50,000 100,000 167,000 992,000 17,300 5,500 10,696 35,054 140,579 167,300 55,500 162,340 202,054 1,184,223 � (103,370) (11,657) (5,658) 91,733 66,366 � - - - - (299) i (103,370) (11,657) (5,658) 91,733 66,067 ! 698,713 124,875 998,437 228,615 3,343,117 � $ 595,343 $ 113,218 $ 992,779 $ 320,348 $ 3,409,184 � � � I I � 113 I � City of Albertville, Minnesota � Agency Funds Combining Statement of Changes in Assets and Liabilities For the Year Ended December 31, 2018 � Balance Balance January 1 Additions Deductions December 31 Albefirille Friendly City Days � Assets Cash and temporary investments $ 16,641 $ 8,630 $ (18,873) $ 6,398 Accounts payable $ 16,641 $ 8,630 $ (18,873) $ 6,398 � Albertville Lions Assets � Cash and temporary investments $ 100,949 $ 100,600 $ (100,793) $ 100,756 Accounts payable $ 100,949 $ 100,600 $ (100,793) $ 100,756 � STMA Arena Cash and temporary investments $ 258,517 $ 486,618 $ (502,999) $ 242,136 � Accounts receivable 85,729 26,061 - 111,790 Due from other governments - 2,911 - 2,911 Inventory 2,577 1,012 - 3,589 Prepaid items - 41,146 - 41,146 � Total Assets $ 346,823 $ 557,748 $ (502,999) $ 401,572 � Liabilities Accounts payable $ 344,219 $ 557,748 $ (500,395) $ 401,572 Due to other governments 2,604 - (2,604) - I Total Liabilities $ 346,823 $ 557,748 $ (502,999) $ 401,572 Landscaping, Development 8�Planning Escrows � Assets Cash and temporary investments $ 145,991 $ 40,222 $ (57,949) $ 128,264 � Liabilities Accounts payable $ 145,991 $ 40,222 $ (57,949) 128,264 Total Agency Funds � Assets Cash and temporary investments $ 522,098 $ 636,070 $ (680,614) $ 477,554 � Accounts receivable 85,729 26,061 - 111,790 Due from other governments - 2,911 - 2,911 Inventory 2,577 1,012 - 3,589 Prepaid items - 41,146 - 41,146 � i Total Assets $ 610,404 $ 707,200 $ (680,614) $ 636,990 Liabilities Accounts payable $ 607,800 $ 707,200 $ (678,010) $ 636,990 Due to other governments 2,604 - (2,604) - Total Liabilities $ 610,404 $ 707,200 $ (680,614) $ 636,990 114 � ' City of Albertville, Minnesota Summary Financial Report Revenues and Expenditures For General Operations � Governmental Funds For the Year Ended December 31, 2018 Percent � Total Increase 2018 2017 (Decrease) Revenues � Taxes $ 4,109,257 $ 3,840,259 7.00 % Special assessments 291,412 246,350 18.29 Licenses and permits 258,992 174,928 48.06 � Intergovernmental 312,506 282,508 10.62 Charges for services 845,182 662,313 27.61 Fines and forfeitures 1,500 - N/A � Interest on investments 120,130 103,541 16.02 Miscellaneous 175,104 537,803 (67.44) Total Revenues $ 6,114,083 $ 5,847,702 4.56 % � Per Capita $ 825 $ 793 3.96 % Expenditures � Current General government $ 894,542 $ 738,974 21.05 % Public safety 1,395,937 1,302,463 7.18 � Publicworks 411,944 431,596 (4.55) Culture and recreation 533,359 445,486 19.73 Economic development 175,193 76,875 127.89 � Capital outlay General government 181,398 13,773 1,217.06 Public safety 68,984 268,409 (74.30) Public works 498,866 244,086 104.38 � Culture and recreation 215,603 317,254 (32.04) Economic development 46,126 40,211 14.71 Debt service r Principal 992,000 963,240 2.99 � interestandother 140,579 170,635 (17.61) ! Total Expenditures $ 5,554,531 $ 5,013,002 10.80 % j Per Capita $ 749 $ 680 10.17 % � Total Long-term Indebtedness $ 6,911,370 $ 7,908,666 (12.61) % Per Capita 932 1,073 (13.11) � General Fund Balance- December 31 $ 2,386,310 $ 2,309,988 3.30 % Per Capita 322 313 2.72 The purpose of this report is to provide a summary of financial information concerning the City of Albertville to interested � citizens. The complete financial statements may be examined at City Hall, 5959 Main Avenue,Albertville, MN 55301. Questions about this report should be directed to Tina Lannes, Finance Director at(763)497-3384. � � 115 ' � � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � i I � I I � � � i I 1 116 � � ' � � 1 ' STATISTICAL SECTION (UNAUDITED) ' CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA � � FOR THE YEAR ENDED DECEMBER 31, 2018 ' ' ' � � r w � � 117 ' � ' � ' ' THIS PAGE IS LEFT ' BLANK INTENTIONALLY � � � ' � � � � � � � i 118 I '� � STATISTICAL SECTION (Unaudited) This part of the City of Albertville's comprehensive annual financial report presents detailed information as a context for � understanding what the information in the financial statements, note disclosures, and required supplementary information says about the governmenYs overall financial health. � Financial Trends These schedu/es contain trend information to he/p the reader understand how the government's financial performance and well-being have changed over time. ' Revenue Capacity These schedu/es contain information to he/p the reader assess the governmenYs most significant local revenue source, the property tax. ' Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of out-standing debt and the government's ability to issue additional debt in the future. � Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financia/activities take place. � Operating Information These schedules contain service and infrastructure data to he/p the reader understand how the information in the government's financial report re/ates to the services the government provides and the activities it performs. � Sources: Unless otherwise noted, the information in these schedules is derived from the annual financial reports for the relevant year. � � � � � � � � i 119 � � City of Albertville, Minnesota ' Statistical Section (Unaudited) Net Position by Component Last Ten Fiscal Years � (Accrual Basis of Accounting) Fiscal Year 2009 2010 2011 2012 � Governmental Activities Net investment in capital assets $ 19,863,555 $ 18,305,960 $ 17,580,883 $ 16,766,234 Restricted 7,065,055 7,516,670 7,729,485 7,720,152 � Unrestricted 2,752,187 3,098,344 3,372,629 4,082,002 Total Governmental Activities Net Position $ 29,680,797 $ 28,920,974 $ 28,682,997 $ 28,568,388 Business-type Activities � Net investment in capital assets $ 7,458,269 $ 7,486,320 $ 6,918,585 $ 6,951,242 Unrestricted 10,649,522 10,690,635 11,152,126 11,091,877 � Total Business-type Activities Net Position $ 18,107,791 $ 18,176,955 $ 18,070,711 $ 18,043,119 Total Primary Government � Net investment in capital assets $ 27,321,824 $ 25,792,280 $ 24,499,468 $ 23,717,476 Restricted 7,065,055 7,516,670 7,729,485 7,720,152 Unrestricted 13,401,709 13,788,979 14,524,755 15,173,879 � Total Primary Government $ 47,788,588 $ 47,097,929 $ 46,753,708 $ 46,611,507 Note:The City implemented GASB Statement No. 68 and GASB Statement No. 71 in 2015. � Years prior to 2015 have not been restated. ' � � � � � � I 120 � � � Table 1 � Fiscal Year � 2013 2014 2015 2016 2017 2018 $ 16,761,614 $ 15,982,545 $ 16,000,840 $ 15,925,140 $ 16,653,225 $ 16,996,701 � 4,083,926 4,359,358 6,603,871 3,240,957 3,543,926 3,482,527 3,545,424 4,482,132 4,287,635 8,260,766 8,191,522 8,651,739 $ 24,390,964 $ 24,824,035 $ 26,892,346 $ 27,426,863 $ 28,388,673 $ 29,130,967 � $ 7,345,829 $ 8,198,571 $ 8,423,132 $ 8,632,306 $ 8,717,564 $ 9,046,737 � 10,722,778 9,559,515 9,038,370 8,856,604 9,562,439 9,489,105 $ 18,068,607 $ 17,758,086 $ 17,461,502 $ 17,488,910 $ 18,280,003 $ 18,535,842 � $ 24,107,443 $ 24,181,116 $ 24,423,972 $ 24,557,446 $ 25,370,789 $ 26,043,438 4,083,926 4,359,358 6,603,871 3,240,957 3,543,926 3,482,527 I14,268,202 14,041,647 13,326,005 17,117,370 17,753,961 18,140,844 $ 42,459,571 $ 42,582,121 $ 44,353,848 $ 44,915,773 $ 46,668,676 $ 47,666,809 i ! I I f i I I I 121 � City of Albertville, Minnesota � Statistical Section(Unaudited) Changes in Net Position(Continued on the Following Pages) Last Ten Fiscal Years (Accrual Basis of Accounting) � Fiscal Year 2009 2010 2011 2012 Expenses � Governmental Activities General government $ 978,528 $ 1,001,940 $ 911,754 $ 1,108,505 Public safety 1,096,994 1,082,834 1,077,429 1,129,863 � Public works 1,552,772 1,505,269 1,449,728 1,434,202 Culture and recreation 321,742 368,001 382,071 478,016 Economicdevelopment 118,883 1,198,298 829,782 7,878,251 Interest on long-term debt 426,200 412,145 378,185 354,898 � Total Governmental Activities Expenses 4,495,119 5,568,487 5,028,949 12,383,735 Business-type Activities Sewer utility 808,041 772,371 801,198 824,526 � Water utility 1,119,435 919,956 919,982 1,170,371 ` Storm Water utility 87,732 68,209 102,233 151,009 Recycling - - 65,083 78,830 Total Business-type Activities Expenses 2,015,208 1,760,536 1,888,496 2,224,736 � Total Expenses $ 6,510,327 $ 7,329,023 $ 6,917,445 $ 14,608,471 Program Revenues � Governmental Activities Charges for services General government $ 375,727 $ 439,648 $ 462,145 $ 498,706 � Public safety 107,188 140,818 113,013 117,011 Publicworks 2,290 1,850 5,249 700 Culture and recreation - - 4,922 166,826 Operating grants and contributions 296,286 236,325 228,540 8,309,198 i Capital grants and contributions 183,606 580,337 174,001 102,796 � Total Governmental Activities Program Revenues 965,097 1,398,978 987,870 9,195,237 Business-type Activities � Charges for services Sewer utility 590,290 596,576 690,745 716,448 Water utility 910,565 858,768 837,901 1,066,130 I Storm Water utility 356,376 216,167 210,005 220,943 Recycling - - 67,704 78,144 Operating grants and contributions 24,847 9,830 2,828 10,926 Capital grants and contributions 679,250 5,388 115,489 116,394 � Total Business-TypeActivities Program Revenues 2,561,328 1,686,729 1,924,672 2,208,985 Total Program Revenues $ 3,526,425 $ 3,085,707 $ 2,912,542 $ 11,404,222 ( � Note:The City implemented GASB Statement No.68 and GASB Statement No.71 in 2015. Years prior to 2015 have not been restated. 1 I 122 � � Table 2 � Fiscal Year 2013 2014 2015 2016 2017 2018 � $ 948,742 $ 923,711 $ 715,779 $ 858,450 $ 822,891 $ 737,375 � 1,075,760 1,103,431 1,222,679 1,602,075 1,548,674 1,529,785 2,090,108 1,461,319 1,636,968 1,631,343 1,385,420 1,757,764 505,161 558,881 569,429 617,041 788,338 611,258 548,783 137,930 229,167 117,086 182,059 221,319 � 331,119 295,924 255,379 197,099 228,006 167,872 5,499,673 4,481,196 4,629,401 5,023,094 4,955,388 5,025,373 � 1,024,449 946,586 961,507 846,349 805,318 818,418 1,095,906 1,108,449 399,813 418,260 369,100 411,151 172,946 170,061 182,779 187,029 265,436 272,024 79,948 81,024 81,689 94,580 95,850 106,514 � 2,373,249 2,306,120 1,625,788 1,546,218 1,535,704 1,608,107 $ 7,872,922 $ 6,787,316 $ 6,255,189 $ 6,569,312 $ 6,491,092 $ 6,633,480 � � $ 624,869 $ 574,438 $ 489,742 $ 437,398 $ 630,143 $ 608,525 157,752 161,373 227,250 258,553 276,445 296,707 3,250 1,200 2,500 1,700 5,300 3,050 178,550 234,694 154,851 195,815 229,772 165,908 � 165,255 249,041 230,499 240,569 265,983 193,526 127,438 340,632 2,000,970 99,914 118,011 150,340 1,257,114 1,561,378 3,105,812 1,233,949 1,525,654 1,418,056 � 730,933 728,308 752,094 786,153 848,544 868,052 � 975,753 917,507 256,040 272,503 355,075 362,737 226,677 228,659 251,960 222,630 213,666 211,420 80,115 80,659 81,223 87,444 82,867 94,134 19,352 18,657 64,001 15,954 18,240 16,794 � 368,310 154,336 122,884 114,742 683,125 201,561 2,401,140 2,128,126 1,528,202 1,499,426 2,201,517 1,754,698 $ 3,658,254 $ 3,689,504 $ 4,634,014 $ 2,733,375 $ 3,727,171 $ 3,172,754 � � � � � 123 � City of Albertville, Minnesota � Statistical Section(Unaudited) Changes in Net Position(Continued) Last Ten Fiscal Years (Accrual Basis of Accounting) � Fiscal Year 2009 2010 2011 2012 NetRevenues(Expenses) � Governmental activities $ (3,530,022) $ (4,169,509) $ (4,041,079) $ (3,188,498) Business-type activities 546,120 (73,807) 36,176 (15,751) Total Primary Government Revenues(Expenses) $ (2,983,902) $ (4,243,316) $ (4,004,903) $ (3,204,249) � General Revenues and Other Changes in Net Position General Revenues � Governmental Activities Taxes Property taxes, levied for general purpose $ 2,145,373 $ 2,255,664 $ 2,252,713 $ 2,448,719 Property taxes, levied for debt service 566,477 592,295 702,317 715,157 � Tax increments 83,548 34,555 26,716 26,716 State aids - - - - Grants and contributions not restricted to specific programs 18,244 451,507 20,289 10,280 Unrestricted investment earnings 33,248 52,615 144,581 99,042 � Loss on sale of capital assets - 13,506 - - Gain on sale of capital assets - - 3,381 - Miscellaneous - - - - � Transfers-capital assets (74,188) - - - Transfers 66,125 9,544 299,157 - Special item-decrease in land held for resale - - - - Total Governmental Activities General Revenues 2,838,827 3,409,686 3,449,154 3,299,914 � Business-type Activities Unrestricted investment earnings 291,190 152,515 156,737 99,440 Transfers-capital assets 74,188 - - - � Transfers (66,125) (9,544) (299,157) - Total Business-type Activities General Revenues 299,253 142,971 (142,420) 99,440 Total Primary Government $ 3,138,080 $ 3,552,657 $ 3,306,734 $ 3,399,354 � Change in Net Position Governmental activities $ (691,195) $ (759,823) $ (591,925) $ 111,416 � Business-type activities 845,373 69,164 (106,244) 83,689 Total Primary Government $ 154,178 $ (690,659) $ (698,169) $ 195,105 Note:The City implemented GASB Statement No.68 and GASB Statement No.71 in 2015. � Years prior to 2015 have not been restated. � � � ! 124 � � � Table 2 � Fiscal Year 2013 2014 2015 2016 2017 2018 � $ (4,242,559) $ (2,919,818) $ (1,523,589) $ (3,789,145) $ (3,429,734) $ (3,607,317) 27,891 (177,994) (97,586) (46,792) 665,813 146,591 � $ (4,214,668) $ (3,097,812) $ (1,621,175) $ (3,835,937) $ (2,763,921) $ (3,460,726) � $ 2,491,895 $ 2,478,224 $ 2,606,772 $ 2,746,144 $ 2,839,090 $ 3,054,845 � 657,878 805,791 885,270 921,796 916,050 831,410 26,715 28,648 109,132 169,651 230,131 231,247 13,681 90,269 98,932 102,311 93,140 111,979 � (48,206) 182,322 86,644 103,541 138,248 120,130 - - 3,450 - 49,020 - � _ - 132,569 280,219 172,681 - (50,000) 330,236 (46,816) (3,026,828) - - - - - � 65,135 3,915,490 3,922,769 4,323,662 4,391,544 4,349,611 (52,403) 197,709 89,694 74,200 78,464 109,248 � 50,000 (330,236) - - 46,816 - (2,403) (132,527) 89,694 74,200 125,280 109,248 � $ 62,732 $ 3,782,963 $ 4,012,463 $ 4,397,862 $ 4,516,824 $ 4,458,859 � $ (4,177,424) $ 995,672 $ 2,399,180 $ 534,517 $ 961,810 $ 742,294 25,488 (310,521) (7,892) 27,408 791,093 255,839 $ (4,151,936) $ 685,151 $ 2,391,288 $ 561,925 $ 1,752,903 $ 998,133 � � � � ( � 125 � City of Albertville, Minnesota � Statistical Section (Unaudited) Fund Balances of Governmental Funds Last Ten Fiscal Years � Fiscal Year 2009 2010 2011 2012 General Fund � Reserved $ 69,759 $ 69,759 $ - $ - Unreserved 1,117,002 1,070,100 - - Nonspendable - - 69,759 69,759 � Unassigned - - 1,120,455 1,248,815 Total General Fund $ 1,186,761 $ 1,139,859 $ 1,190,214 $ 1,318,574 � All Other Governmental Funds Reserved $ 4,517,308 $ 4,504,995 $ - $ - � Unreserved, reported in Debt service funds 94,666 912,359 - - Special revenue funds 176,692 178,928 - - Capital project funds 6,048,935 6,632,652 - - � Nonspendable - - - - Restricted - - 5,821,587 7,827,860 Assigned - - 8,811,663 9,422,484 � Unassigned - - (1,738,994) (746,029) Total All Other Governmental Funds $ 10,837,601 $ 12,228,934 $ 12,894,256 $ 16,504,315 � Note: The requirements of GASB 54 were implemented in 2011. � � � � � � � � 126 I � � Table 3 � Fiscal Year 2013 2014 2015 2016 2017 2018 � $ - $ - $ - $ - $ - $ - � 51,000 51,000 51,000 51,000 51,000 133,328 1,450,586 1,798,358 1,876,186 1,887,922 2,258,988 2,252,982 � $ 1,501,586 $ 1,849,358 $ 1,927,186 $ 1,938,922 $ 2,309,988 $ 2,386,310 � $ - $ - $ - $ - $ - $ - � 10 13,184 2,695 1614 - - 4,353,603 5,276,492 3,263,871 3,272,492 3,670,865 3,758,526 ' 9,456,557 9,920,395 5,969,374 6,412,396 6,076,678 6,390,844 (767,766) (971,681) (842,241) (469,839) (514,315) (432,912) � $ 13,042,404 $ 14,238,390 $ 8,393,699 $ 9,216,663 $ 9,233,228 $ 9,716,458 � � � ( ( � I I I 127 � City of Albertville, Minnesota ' Statistical Section (Unaudited) Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years � Fiscal Year 2009 2010 2011 2012 Revenues � Taxes $ 2,731,540 $ 2,946,660 $ 3,058,608 $ 3,182,549 Licenses and permits 188,012 217,530 125,273 129,088 Intergovernmental 79,708 1,015,378 258,262 5,881,766 � Charges for services 400,861 417,828 558,899 707,161 Fines and forfeitures 500 - - 200 Special assessments 644,266 575,468 342,603 274,016 � Interest on investments 226,930 141,487 207,990 143,346 Miscellaneous 230,961 152,256 132,581 89,326 Total Revenues 4,502,778 5,466,607 4,684,216 10,407,452 Expenditures � General government 957,447 860,648 774,783 1,002,640 Public safety 990,350 993,883 992,072 1,031,034 � Public works 554,593 387,467 392,957 393,248 Culture and recreation 210,255 240,559 215,056 346,895 Economic development 116,253 70,350 149,969 54,048 � CapitalOutlay 1,169,374 720,168 1,069,953 7,892,095 Debt service Principal 760,000 405,000 420,000 590,000 Interest 413,181 394,958 426,125 228,682 � Bond issuance costs - - - 67,308 Total Expenditures 5,171,453 4,073,033 4,440,915 11,605,950 Excess (Deficiency)of Revenues � Over(Under) Expenditures (668,675) 1,393,574 243,301 (1,198,498) Other Financing Sources (Uses) � Transfers in 264,662 885,706 1,575,525 626,728 Bonds refunded - - - 5,055,000 Bond issuance - - 2,660,000 3,278,551 � Payment to refunded bond escrow agent - - (2,618,259) (3,250,353) Premiums on bonds sold - - 23,652 58,112 Sale of capital assets - 31,327 3,381 - � Transfers out (356,492) (966,176) (1,171,923) (831,121) Total Other Financing Sources (Uses) (91,830) (49,143) 472,376 4,936,917 I Special Item Decrease in land held for resale - - - - Net Change in Fund Balances $ (760,505) $ 1,344,431 $ 715,677 $ 3,738,419 I Debt Service as a Percentage of � Noncapital Expenditures 26.8% 21.7% 20.3% 7.1% I 128 I � � Table 4 � Fiscal Year 2013 2014 2015 2016 2017 2018 � $ 3,212,853 $ 3,302,350 $ 3,596,744 $ 3,840,259 $ 4,018,573 $ 4,109,257 213,277 167,584 197,878 174,928 239,833 258,992 ' 158,861 209,667 1,958,201 282,508 268,493 312,506 1,097,560 857,837 648,359 662,313 888,979 845,182 - - 1,000 - 200 1,500 � 306,453 384,727 434,682 246,350 196,021 291,412 (80,585) 282,344 86,644 103,541 138,248 120,130 203,566 214,302 358,035 537,803 385,472 175,104 5,111,985 5,418,811 7,281,543 5,847,702 6,135,819 6,114,083 � 808,790 748,364 606,158 738,974 735,742 894,542 � 972,893 1,006,524 1,154,656 1,302,463 1,350,500 1,395,937 403,811 413,536 634,542 431,596 387,744 411,944 353,316 401,593 387,025 445,486 501,693 533,359 � 261,318 96,866 203,626 76,875 141,632 175,193 1,040,402 328,322 841,615 883,733 1,470,904 1,010,977 805,700 918,000 3,191,851 963,240 962,822 992,000 � 315,036 288,757 234,925 170,635 198,979 140,579 7,458 4,961,266 4,209,420 7,254,398 5,013,002 5,750,392 5,554,531 ' 150 719 1,209,391 27,145 834,700 385,427 559,552 � 697,254 868,993 344,000 295,133 323,424 50,068 - 528,062 - - _ _ � = = 235,000 = = - � - - 3,450 - 49,020 - (1,100,044) (1,062,688) (344,000) (295,133) (370,240) (50,068) � (402,790) 334,367 238,450 - 2,204 - (3,026,828) - - - - - � $ (3,278,899) $ 1,543,758 $ 265,595 $ 834,700 $ 387,631 $ 559,552 � 26.0% 29.6% 52.5% 25.2% 26.4% 24.5% � � 129 � City of Albertville, Minnesota ' Statistical Section(Unaudited) Tax Capacity,Market Value and Estimated Actual Value of Taxable Property (Shown By Year of Tax Collectability) 2009 2010 2011 2012 � Taxable Market Value Personal property $ 4,208,800 $ 4,179,500 $ 4,712,900 $ 4,870,500 Real estate 691,643,400 635,692,600 584,020,100 523,802,300 Total Taxable Market Value $695,852,200 $639,872,100 $588,733,000 $528,672,800 Estimated Actual Value of Taxable Property $729,346,000 $658,736,600 $600,645,500 $528,672,800 � Taxable Market Value as a Percentage of Estimated Actual Value 95.41 % 97.14 % 98.02 % 100.00 % � Tax Capacity Personal property $ 82,394 $ 81,783 $ 92,398 $ 95,065 Real estate 8,526,172 7,955,599 7,312,769 6,663,367 � Subtotal 8,608,566 8,037,382 7,405,167 6,758,432 Less:tax increment (67,760) (28,165) (21,696) (21,696) Net Tax Capacity $ 8,540,806 $ 8,009,217 $ 7,383,471 $ 6,736,736 � Tax levies � General $ 2,208,496 $ 2,338,941 $ 2,373,087 $ 2,429,769 Debt service 604,767 600,814 722,994 712,503 Total $ 2,813,263 $ 2,939,755 $ 3,096,081 $ 3,142,272 I Tax capacity rate General 25.858 % 29.203 % 32.141 % 36.067 % I Debt service 7.081 7.502 9.792 10.576 Total 32.939 % 36.705 % 41.933 % 46.644 % Source: Wright County Auditor/Treasurer Department � � � � � I I 130 I � � Table 5 � 2013 2014 2015 2016 2017 2018 $ 5,275,300 $ 5,239,900 $ 5,279,500 $ 5,442,200 $ 6,101,100 $ 6,389,500 � 468,964,700 500,588,200 590,536,600 567,786,000 656,054,200 707,392,300 $474,240,000 $505,828,100 $595,816,100 $573,228,200 $662,155,300 $713,781,800 � $474,240,000 $505,828,100 $634,198,005 $573,228,200 $705,380,300 $758,532,600 � 100.00 % 100.00 % 93.95 % 100.00 % 93.87 % 94.10 % $ 103,190 $ 102,426 $ 103,325 $ 106,630 $ 111,611 $ 125,822 � 6,088,709 6,379,976 6,780,598 7,026,956 7,384,373 7,955,933 6,191,899 6,482,402 6,883,923 7,133,586 7,495,984 8,081,755 � (21,696) (23,265) (79,615) (123,377) (169,948) (171,863) $ 6,170,203 $ 6,459,137 $ 6,804,308 $ 7,010,209 $ 7,326,036 $ 7,909,892 � $ 2,423,781 $ 2,397,983 $ 2,547,180 $ 2,749,549 $ 2,863,190 $ 3,056,908 781,325 902,141 949,967 921,691 916,045 831,410 � $ 3,205,106 $ 3,300,124 $ 3,497,147 $ 3,671,240 $ 3,779,235 $ 3,888,318 39.282 37.125 % 37.435 % 39.222 % 39.082 % 38.647 % � 12.663 13.967 13.961 13.148 12.504 10.511 51.945 51.092 % 51.396 % 52.370 % 51.586 % 49.158 % 1 i I i f I I ( 131 I I � I � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � I � i I I i i I I 132 � � City of Albertville, Minnesota Table 6 Statistical Section (Unaudited) Property Tax Capacity Rates- Direct and Overlapping Governments � (Per$1,000 of Tax Capacity) Overlapping Rates Year School School � Taxes District District Payable City County No. 885 No. 728 � 2009 32.939 % 32.564 % 46.702 % 36.130 % 2010 36.705 35.816 52.049 39.961 2011 41.933 39.303 51.355 43.483 ' 2012 46.644 43.449 52.630 45.542 2013 51.945 44.285 57.195 50.051 2014 51.092 43.450 51.553 51279 � 2015 51.396 40.530 51.082 51.635 2016 52.370 39.970 49.102 39.266 2017 51.586 39.596 46.878 36.653 2018 49.158 39.946 47.950 36.137 � Source: Wright County Auditor/Treasurer Department � Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners(e.g. the rates for special districts apply only to the proportion of the government's property owners whose property is located within the � geographic boundaries of the special district). I f 1 � � ! � I I 133 � City of Albertville, Minnesota � Statistical Section (Unaudited) Principal Taxpayers Current Year and Ten Years Ago � December 31, 2018 2018 Percent � Tax of Total Taxpayer Capacity Rank Tax Capacity CPG Partners, LP $ 1,115,664 1 14.10 % ' MSP Albertville Retail Building, LLC 167,992 2 2.12 GMR Albertville LLC 73,270 3 0.93 � Fraser Building LP 73,032 4 0.92 Mollie LLC 69,250 5 0.88 Evans Park Inc 63,873 6 0.81 � Border States Industries, Inc. 59,250 7 0.75 HGP Architectural Glass, Inc. 57,742 8 0.73 Centerpoint Energy 56,234 9 0.71 Northern States Power Company 55,636 10 0.70 � Welcome Furniture and Appliances - - Albertville Plaza, LLC - - CWB Albertville Crossing, LLC - - William A. Hinks - ' � Albertville Medical Building, LLC - - Albertville Investments, LLC - - � Manchester II, LLC - - Alshouse Properties, LLC - - Albertville Strip Mall, LLC - - 17 1 943 22.65 % � Totals $ , 9 , Source: Wright County Auditor/Treasurer Department � ' � � � � i l 134 ` I � � Table 7 � 2009 � Percent Tax of Total Capacity Rank Tax Capacity ' $ 1,066,954 1 12.49 % � ' - � 78,190 6 - � 79,738 5 0.93 74,860 8 0.88 � 264,564 2 3.10 91,788 3 1.07 83,668 4 0.98 � 75,418 7 0.88 49,052 9 0.57 48,986 10 0.57 � $ 1 913 218 21.49 % � � � � ( I I 135 � City of Albertville, Minnesota Table 8 � Statistical Section (Unaudited) Property Tax Levies and Collections Last Ten Fiscal Years � ��� Percent Collection Percentage Collection in of Total Fiscal Total of Current of Levy Subsequent Total Collections � Year Levy Year's Levy Collected Years Collections to Levy 2009 $ 2,813,263 $ 2,685,927 95.47 % $ 125,837 $ 2,811,764 99.95 % � 2010 2,939,755 2,864,667 97.45 74,478 2,939,145 99.98 2011 3,096,081 2,921,031 94.35 173,005 3,094,036 99.93 2012 3,142,272 3,122,843 99.38 16,938 3,139,781 99.92 � 2013 3,205,106 3,160,647 98.61 35,279 3,195,926 99.71 2014 3,300,924 3,263,343 98.89 44,808 3,308,151 100.24 2015 3,497,147 3,461,796 98.99 24,342 3,486,138 99.69 � 2016 3,671,240 3,641,148 99.18 9,022 3,650,170 99.43 2017 3,779,235 3,753,984 99.33 2,287 3,756,271 99.39 2018 3,888,318 3,864,947 99.40 - 3,864,947 99.40 � Source: Wright County Auditor/Treasurer Department (1) Includes state paid property tax credits. � 1 i i � 1 � 136 � � City of Albertville, Minnesota Table 9 Statistical Section(Unaudited) Ratios of Outstanding Debt by Type Last Ten Fiscal Years � Governmental Activities Business-type Activities General Lease General General Total Fiscal Obligation Revenue Obligation Obligation Primary Percentage of Per � Year Bonds Bonds Revenue Bonds Bonds Government Personal Income Capita 2009 $ 4,705,000 $ 5,010,000 $ 4,601,624 $ 800,000 $15,116,624 6.78 % $ 2,431 2010 4,525,000 4,785,000 4,296,150 790,000 14,396,150 5.48 2,044 � 2011 6,218,652 2,875,000 4,493,072 780,000 14,366,724 5.43 2,020 2012 14,013,689 4,121,748 1,228,065 19,363,502 6.97 2,705 2013 13,202,695 - 6,257,381 1,171,759 20,631,835 7.34 2,861 � 2014 12,807,462 = 5,855,190 1,242,391 19,905,043 6.75 2,747 2015 9,845,317 3,120,172 606,085 13,571,574 4.48 1,869 2016 8,876,782 2,635,154 536,019 12,047,955 3.73 1,647 2017 7,908,666 - 2,365,136 466,535 10,740,337 3.20 1,457 � 2018 6,911,370 - 2,090,118 395,229 9,396,717 2.66 1,268 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. � See the Schedule of Demographic and Economic Statistics on page 143 for personal income and population data. � � ' � � � � ( I � I 137 � City of Albertville, Minnesota Table 10 � Statistical Section (Unaudited) Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years � Less Amounts Percentage of General Available in Net Estimated Actual � Fiscal Obligation Debt Service Bonded Value of Per Year Bonds Funds Debt Taxable Property Capita 2009 $ 5,505,000 $ 695,341 $ 4,809,659 0.66 % $ 774 � 2010 5,315,000 96,606 5,218,394 0.79 741 2011 6,998,652 331,460 6,667,192 1.11 937 � 2012 15,241,754 6,793,300 8,448,454 1.60 1,180 2013 14,374,454 3,244,236 11,130,218 2.35 1,544 2014 14,049,853 3,970,721 10,079,132 1.99 1,391 � 2015 10,451,402 6,189,942 4,261,460 0.67 587 2016 9,412,801 2,942,019 6,470,782 1.13 884 2017 8,375,201 3,216,178 5,159,023 0.73 700 � 2018 7,306,599 3,133,185 4,173,414 0.55 563 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Schedule of Demographic and Economic Statistics on page 143 for population data. � See the Schedule of Tax Capacity, Market Value and Estimated Actual Value of Taxable Property for property value data. � I i 1 � I I I I 138 � � City of Albertville, Minnesota Table 11 Statistical Section (Unaudited) Computation of Direct and Overlapping Debt � December 31, 2018 Gross Amount Bonded of � Debt Used Percentage Net Debt For Net Debt Applicable to Applicable Calculation District to District ' Direct Debt CityofAlbertville $ 6,911,370 100.00 % $ 6,911,370 � School District#885 175,610,000 25.08 44,048,555 School District#728 211,600,000 4.22 8,923,732 Wright County 95,840,000 5.11 4,894,146 � Total Overlapping Debt 483,050,000 11.98 57,866,433 � Total Direct and Overlapping Debt $489,961,370 13.22 % $ 64,777,803 Sources : Market value data used to estimate applicable percentages provided by the Wright County IAuditorlTreasurer department. Debt outstanding data was provided from the same source. Note: Overlapping governments are those that coincide, at least in part,with the geographic boundaries of the City. This � schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognized that,when considering the governmenYs ability to issue and repay long-term debt,the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. � ' The percentage of overlapping debt applicable is estimated using taxable market property values. Applicable percentages were estimated by determining the portion of the county's taxable market value that is within the City's � boundaries and dividing it by the county's total taxable market value. I I � � I I I 139 � City of Albertville, Minnesota ' Statistical Section (Unaudited) Legal Debt Margin Information Last Ten Fiscal Years Fiscal Year � 2009 2010 2011 2012 Debt Limit(1) $ 20,875,566 $ 19,196,163 $ 17,661,990 $ 15,860,184 � Total Net Debt Applicable to Limit - - - - ' Total $ 20,875,566 $ 19,196,163 $ 17,661,990 $ 15,860,184 Total Net Debt Applicable to the Limit � as a Percentage of Debt Limit $ - $ - $ - $ - � � � 1 � (1)The debt limit is 3 percent. � (2)All of the City's general obligation debt are paid from special assessments and not subject to the limit. Note: Under state law, the City's outstanding general obligation debt should not exceed 3 percent of the market value of I taxable property. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for the extinguishment of those obligations. � � f I I 140 � � Table 12 � Fiscal Year 2013 2014 2015 2016 2017 2018 � $ 14,227,200 $ 15,174,843 $ 17,874,483 $ 17,196,846 $ 19,864,659 $ 21,413,454 � - - - - - - $ 14,227,200 $ 15,174,843 $ 17,874,483 $ 17,196,846 $ 19,864,659 $ 21,413,454 i � _ $ _ � _ $ _ $ _ $ _ � Le al Debt Mar in Calculation for Fiscal Y 9 g ear 2018 � Taxable Market Value $713,781,800 Debt Limit(3% of Market Value) $ 21,413,454 � Debt Applicable to Limit General Obligation Bonds (2) - � Less:Amount Available in Debt Service Funds Total Net Debt Applicable to Limit - � Legal Debt Margin $ 21,413,454 � 1 � I I I f 141 � City of Albertville, Minnesota Table 13 � Statistical Section (Unaudited) Pledged-Revenue Coverage Last Ten Fiscal Years � General Obligation Revenue Bonds (1) Net Fiscal Gross (2) Revenue Debt Service � Year Revenue Expenses Available Principal Interest Coverage 2009 $ 633,307 $ 294,829 $ 338,478 $ 307,706 $ 178,549 0.70 ' 2010 635,991 281,087 354,904 305,474 169,093 0.75 2011 721,901 305,686 416,215 323,335 158,296 0.86 2012 733,830 346,894 386,936 362,193 161,360 0.74 � 2013 734,049 453,240 280,809 371,549 180,056 0.51 2014 771,239 439,487 331,752 394,373 171,371 0.59 2015 915,048 473,470 441,578 2,727,200 159,973 0.15 � 2016 836,374 464,576 371,798 477,200 49,281 0.71 2017 904,445 425,770 478,675 262,200 43,730 1.56 2018 948,167 439,181 508,986 265,900 41,124 1.66 � Lease Revenue Bonds Revenue from � Fiscal Property Debt Service Year Taxes Principal Interest Coverage 2009 $ 452,530 $ 280,000 $ 238,970 0.87 , 2010 496,363 275,000 230,087 0.98 2011 518,415 285,000 253,620 0.96 � 2012 - - - - 2013 - - - - 2014 - - - - � 2015 - - - - 2016 - - - - 2017 - - - - 2018 - - - - � 1 1 142 � � � � o d � � � ti � M CO N N � a0 f� tn t[) � � p � f� oO � (O u) c'� N M c� c'� N � n (B i U � � Q' � C � � � O N � � � (0 � ' �p 1� M � � � tf) O M O O N � O O) M N N N O 00 O O >+ (� O � � O N CO I� i� � O c'7 M � � . O 41 � Ln Ln ln tn 11) t1� CO (O (O � (� > U � � � N � � � O �" ` � N W E O N (0 U N 3 U 00 00 OO 00 (D �O CO CO (O Cfl � � � � a0 a0 a0 a0 � d' � � � V' � N O (/� � � v N N N N M M M C'7 M (`7 � � C � O N � O � � Q � �n pU � � m �n a 3 � � a� m n c�a � � a �nocor� o �nc� � or� � � 'n. ,� �0 (O N � � O N N � O � •Q� � OD M � I� O � M N � � "� � V C � � � � f� I� a0 O� N 'ct t17 L� I� M U � E M M M c'') M d' � � � �t � � N � tn A � -a (� U � � U � Q � � N � � � f0 � � fn fn N E1> � N N N � � �j � p >, C U 'O C V � N VJ � O � U � N '�t � � M O � � Ln O � "6 +�.• "a .N C � O a0 .- � N O I� (O CO O N � � O C } � v CO CO M f� O CO M CO O 1� �p � f0 � � � � � V � C � � � N ti � aO (O r u") � .� � V — �j � � N f� CO � M � � � 4J � M O V�LI � O a0 t0 I� N � 00 O M CO m Vl � U � � L� H � � c7 N � I� c- a0 � � � N LJ,J 'y . .� �t � C C a � N (O CO � a0 O N M M �f') •- N w � ip � U � N� N N N N M M M M M O � �U � O � Q � � � � � 3a a � v O N � � � � (`0 J � N � (O f� f� oD o0 �- CO f� 00 � � � � >, � U � � � Lf) � � � � � O � � � O � V C � � � N � N N N N N N M N N N � v N aO 3 7 QJ � p L � V a� c � ' � � o �«- U � p N i� •rn 'N cV p ~ i VJ w T L y � � � � • N (6 O � = CO C `� C OD a--. Q � � � �. � N � o � U � •� � m � v rn r� r� ao c� v � co o � °O � �6 f6 w ° `� ,� o o ,� > U 0 Q � � f� � O N M � f� 00 � '� � >, L M M ('7 `cY tt � � �t' � � N O O O � Q N N N N N N N N N N ` ` w � � � .� O � O � � U � v�i aLa ° � mU � cn Z � N c�6 @ pp 3 � � c O � � N i � � y � = O • � E � O � N � N N m -� � N � '� a0 � �1' � � f� N I� O N ❑ 0 ' � � � � � �' � � J O � N � N O - � N N N M c� � � � U °O � C � C � O CO f� I� t� I� f� I� f� f� I� � � � ` •- � (� (� � C -p N N � � � N N � i� N � f6 � w fl- +�. .'�-. w � ❑ � � � f�/7 .� � � QJ � i � o o V V � °o n � � �- a�i a� a� � � � � a� ° >, m E U U � C 3 U � � O • � � � � � m � (n � a �- O O O � � N � � a � � � � ca m � m u�i � � c � � � U ��/7 N f6 Q C C � O 7 Q � �p � � O .-- N th d' � Cfl I� a0 � 4l N � N N Q "6 � N N L � @ O � � � � � a- � � � C C V � V � ^ � L t U � � O O O O O O O O O O � � � } N N N N N N N N N N � � � V � � C � � � � � � � � � � � � C Z Z Z Z I � City of Albertville, Minnesota � Principal Employers Current Year and Ten Years Ago 2018 � Percentage of Total City Employer Employees Rank Employment � Outlets at Albertville 800 1 16.00 % ISD No. 885, St. Michael-Albertville 680 2 13.60 � Coborn's 130 3 2.60 Oldcastle Building Envelopes 113 4 2.26 HGP Industries 75 5 1.50 � Guardian Angels- Engel Haus 59 6 1.18 Sherer Brothers Truss 55 7 1.10 Fraser Steel Co. 40 8 0.80 � Fehn Gravel and Excavating, Inc. 35 9 0.70 Mold-Tech, Inc. 35 10 0.70 Don's Bus Service - - D J's Total Home Care Center - - � Truss Manufacturing - - Omann Brothers - - Otsego Tool and Engineering, Inc. - - Radiation Tool and Engineering, Inc. - - � Total 5,000 " 40.44 % � Source: Northland Securities *This is an estimation provided by the City. � � � � � � � � 144 � � � Table 15 � 2009 Percentage of Total City � Employees Rank Employment 800 1 16.00 % � 275 2 5.50 � 75 3 = 20 8 0.40 � 40 5 0.80 20 7 0.40 � 20 6 0.40 55 4 1.10 20 8 0.40 � 18 9 0.36 17 10 0.34 � 5,000 " 25.70 % ' � � ' ' � � � 145 ' � r f� O O M O O L() Lf) O � d � (O � �N O N N � � .0 � O H N M O O M O O � � CO � n (O .- � O N N � �-- M N � O N � M O O M O O � � CO � CO .-- � O N N •- � � O N c`') ' O M � u") � � CO � � CO � O � � � � N � O N O � � M ' O M Lf) � � tn Ln � � CO O O � � �- � N �� M � � O N �+ � � O O o N �N � a �C7 ' O O O O � � � tn C E � c0 M � � � � r- tri � C W � � M d' � � } N U N � N E U � � � . � � c v � � c o � o 00 000 o f° � � ° � ui o � r � � � o 0 � � H N M � � a � � � U J N u' � O � � .� � m � T V •j O ' O O O O � � O N � � L� M � � � � � � W � � O y � N � _ j � �U � LL O ' M O O O � Ln O N o CO � � � � � � «) � � C O � N � �O �+ O ' f� O O O �!") t[') O � � f� M � � � � O � � 11') � N � N � f6 N ,y � w = � C > C C .0 � � N � U � � � O � � U � ` Q f0 U d � � � � � O d C � +-T' � N Y ,� C � T� ti (� � 1- .� � u� � N m V � a� a? o m — •> E � a� y � � H a� a� � � � �iU •� c�ca � m � °� � H � � ii -Q w � d � � � Ua a U � c� c� � � � � � � � � � � � � � � o d CO � CO (O (O N N O pp M '�7 M aD O a a H N � V � (nD (O � lf] O (O N M O � N � � N (D O O N N � � � (O O N (`') (� N V C� O � �— � N c0 � N O �p N LL7 � C7 (O O O ^ � N � � �— M O c�7 O N (D O � � ln a0 N O N O � N N V I� (O O � O � N � � N N � � O � N O � N � I� m tn N O � N N V h t� O O � N � V � t� O N O O � N O T � a0 M O O M N � M ch N O O � N � � � C � O O ' N N C aD O � f� O O � O C 7 � (� (D m I� N O O � L.L fC N N c`') C') M � p N � �} 0 � � I � ` U N � O y � U u- � � C h N m N O N N O � C � �C1 aD V CD O O � ~ N N N tn O O r Q C � � � � 7 � � J N � O T � U � O N N m N O � N O GO ln a0 (O � O O � O N 'V' t!7 O O O � N � � C � O N m N O (O c+7 O � f`7 N aD (O O CO O U m V M � O O C O � � O N � � N � � ` N C O O O1 fa (0 � � � O � N � � � L N .,,, y � O O .L-. N � � 3 m 0 0 c �m V N y C � N C 7 j � � > O LL p `v � � 'C C I C `� 0 � y � � � N d "O �� d O � Q f0 N N •n p� N >. � tA C '� N � N C � .� � � O N O C � � � N C � D U U O � + U U �... � N � n V � y 'O ( � uni � � � d o 3 � 3 � � � � a� c � a> > ci � ii � maaincnw � z � ina inz . � � ' � � � THIS PAGE IS LEFT � BLANK INTENTIONALLY � � � 1 1 i 1 i � 1 I 148 � � ' � � m I� I� � lf) � 117 lf i t!7 N N ln .- N 1� O O lf) � M � � � M � O ('r) � pp V O � O � N W � � M f� f� � N � � N Lf) N N tn �- � M � O M 1� V � � O O � N N W � � a0 f� I� � lf) �-- ln tl� � N N �f7 � N f� O O l!") ('7 � � tn M � O M (p V' O � � m N N � � aD I� I� � � .- � � l.f) N N � � N I� O O �Ii M � � � � M � po M � � O � N N � � � CO I� f� � LL7 � lfl ll� � N N ln � N f� O O l7� M � � l7� C+J � O M V � O O � N N m ' � (O f� (D � Ln � ln N � N N tn � N t� O O � M � � t[') M a-- O ('7 M � O (6 C � � ,O N N � O � � � � 7 y C LL C �} � M I� tn � N � t17 ln � N N ln c- �N M � O M C � N � � � O � — U � W � � vl N � � j �p LL 't? � c � a� � Q � � � � f� tn � N � � tA tn N N N � � M � O M � r- Q J � V � � O O � o � +-�'� Q. N W C U U o U C i � � � n �n � N � u� �n � c.� cv �n � cD inrno co O � � � M O N � � m N � C N � � > O m M h �(] � N � � t17 lC) N � � � tn � � O CO � O� V' � � � p N � O � � N � � N � N O C N O � I � f0 m fp � > (0 � U � o a m @ m N � � U O � C f0 C N U O 'V N O (0 �i � � C � � o � a � N-��a � y '� m u�i m � a� � t/7 tq tq N � N � > � O � � � >' @ >' � � u� � -o .°' ,� m � � c�� .m c°� E Y E � o � �� •� �m � Q fO �n � t � � g � • -a - ` m � � @ ` a � y u o ,� :° >. c �n m E �rn� •N � >_ _ � �n � � o - 3 a� � �n o � a� w o •a � o � Y m � _ rn -o > m U m � �m >,- � � o E � o '- � 3 2' <a f6 �0 O � (0 N N i�- f0 a Y Y C � Y � Y � C N tA N .� VJ y .� N Ul U � � � � �� � 3 � � � � � � � � � � _ � � X � X � � � cA � rni� inH � � aaQ` mmm2tnH > ;°� m � U � � � � � o � � z � u- � _ � a = � cn cn °' d a U � in Z � � � � � � � I � i i � i i � I I I i !