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1999-04-20 LOC Established . . April 20, 1999 City Of Albertville P 0 Box9 Albertville MN: 55313 When You WTant Something More Subject: Irrevoqable Letter of Credit #09840701 RE: COTTAGES OF ALBERTVILLE, LLC We hereby establish our irrevocable letter of credit in favor of CITY OF ALBERTVILLE, POBox 9, Albertville MN 55313 authorized to do business in Minnesota by order of and for the account of CCotta~e bf Albertville, LLC, , POBox 1802, St Cloud MN 56302 a developer, for a sum or sums not to exceed a total of$44,OOO.OO available by your drafts on Plaza Park Bank at site. to i>e accompanied oy: 1. Beneficiary's certificate, signed by an authorized representative of CITY OF ALBERTVILLE, stating the following. Invoice or invoices were not paid by Cottages of Albertville, LLC to City Of Albertville within the specified period stated on the invoice. 2. Copies of relative. invoices must accompany drafts. All banks charges connected with letter of credit are the responsibility of Cottages of Albertville, LLC. All drafts drawn under this letter of credit must be marked: Drawn under Plaza Park Bank Letter of Credit #09840701. Except as otherwise expressly stated herein, this credit is subject to the Uniform Customs and Practice for Commercial Documentary Credit DOCl,lIIlentary Credits (1993 Revision) International Chamber of Commerce Publication No. 500. We hereby agree with the drawers, endorser and bona fide holders thatall drafts drawn under and in compliance with the terms of the credit will be duly honored on due presentation and delivery of the documents as specified by the drawee if negotiated or presented on or before April 20, 2000. Respectfully yours, Plaza Park Bank -:::b---G) ~. Dan J; Hagen .. Vice President /~ .;.// 17 Division Street EO. Box 337 Waite Park, MN56387-0337 320.252.4200 Fax 320.252.0981