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1988-08-15 LOC Established .. t, S EC'UE::CT'"'5;: STATE BANK of St. Michael 701 CENTRAL AVE. EAST AND ALBERTVILLE FACILITY ST. MICHAEL, MINNESOTA 55376 PHONE ST. MICHAEL - 497-2131 ALBERTVILLE - 497-3525 IRREVOCABLE STANDBY LETTER OF CREDIT August 15, 1988 City of Albertville P.O. Box 131 Albertville, MN 55301 Re: Our Irrevocable Letter of Credit No. 26963 Amount: $10,120.00 U.S. Funds Gentlemen: We hereby establish, at the request and for the account of Braun Development, Inc., a Minnesota corporation, in your favor, this Irrevocable Standby Letter of Credit, numbered as indicated above, in the amount of and not to exceed Ten Thousand One-Hundred Twenty and No/100 ($10,120.00) U.S. Funds (the "Stated Amount"), available by negotiation of your draft or drafts drawn at sight upon Security State Bank of st. Michael for said amount or less, effective immediately. A draft drawn under this Letter of Credit must: (1) Be signed by the City Administrator of the City of Albertville; (2) Bear on its face the clause, "Drawn under Braun Development, Inc. Irrevocable Standby Letter of Credit No. 26963, dated August 15, 1988; and (3) Be accompanied by a Certificate purportedly signed by the City Administrator of the City of Albertville stating: "We are drawing ,under your Standby Letter of Credit No. 26963 as Braun Development, Inc. has failed to complete one or more of the following construction requirements as set out in the Developer's Agreement for Braun's Addition. Under the terms of the Development Agreement dated the 11th day of August, 1988, between the City of Page 2 Albertville and Braun Development, Inc., the City is entitled to the unreleased portion of this Standby Letter of Credit to be used to complete said improvements (indicate all item(s) and check which item(s) apply to the drawing: [] (a) [] (b) [] (c) [] (d) Boulevard Improvements. Grading control. Street signs. Street cleaning. (4) Be accompanied by the original Letter of Credit for endorsement. Drafts and drawing certificates which otherwise conform to the terms and conditions hereof shall be deemed to be proper if presented on or before the appropriate time specified under SPECIAL CONDITIONS, paragraph 1. SPECIAL CONDITIONS: 1. Time of Drawings. Demand for payment may be made by you under this Letter of Credit by original documentation presented at any time during our business hours at our office located at 701 Central Avenue East, st. Michael, Minnesota 55376, or our Albertville facility in Albertville, Minnesota, on any day upon which banks located in the State of Minnesota are not required or authorized to remain closed (a "business day"). If demand for paYment hereunder is received by us at or prior to 12:00 noon on a Business Day, and provided that such demand for payment in the documents presented therewith conform to the terms and conditions hereof, we shall authorize the payment to you of the amount demanded on or before noon on the next Business Day; if any such demand for payment is received by us after noon on a Business Day, we shall authorize the payment to you of the amount demanded on or before noon on the second Business Day thereafter. 2. Methods of PaYment. Payments authorized in accordance with paragraph 1 under SPECIAL CONDITIONS shall be made on the date of authorization in immediately available funds. 3. Expiration. This Letter of Credit shall expire at the close of our business hours on August 14, 1989, provided, however, this Standby Letter of Credit is automatically renewable for successive one year periods from the present expiration date unless we notify you by certified mail, addressed to the City of Albertville, P.O. Box 131, Albertville, Minnesota 55301, thirty (30) days prior to said expiration date that we elect not to renew the Letter of Credit for an additional period of one year. Page 3 4. Maximum Amount of Drawing. This Letter of Credit has been issued pursuant to the Developer's Agreement dated the 11th day of August, 1988, by and between Braun Development, Inc., as Developer, and the City of Albertville. The amount which may be drawn pursuant to this Letter of Credit for particular items are as follows: a. For boulevard improvements, grading control, street signs and street cleaning: $10,200.00. b. The Bank shall be entitled (but not required) to exercise any developer rights granted in the Development Agreement, including but not limited to, the reduction and release provisions contained in Paragraph 6 of the Development Agreement. GENERAL CONDITIONS: 1. Drawings; Reduction of Stated Amount. Each drawing hereunder shall reduce by the amount of the drawing the amount available under this Letter of Credit. 2. Limitation on Obligations. Security State Bank of st. Michael has no obligation or right to: a. Inquire into the correctness of any such herein described certification; or b. See to the proper application or use by the City of Albertville of any payments by the Bank to it under such certification. 3. Transferability. transferrable. This Letter of Credit is not 4. Irrevocability. This Letter of Credit is irrevocable. 5. Complete Agreement. This Letter of Credit sets forth in full the terms of our undertaking. Reference in this Letter of Credit to other documents or instruments is for identification purposes only, and such reference shall not modify or affect the terms hereof or cause such documents or instruments to be deemed incorporated herein. 6. Governing Regulation. Our rights or our liabilities and responsibilities are strictly limited in accordance with the most current revision of Uniform Customs and Practice for Documentary Credits, 1983 Revision, ICC Publication No. 400,