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2022 Annual Comprehensive Financial Report Annual Comprehensive Financial Report For the Year Ended December 31, 2022 City of Albertville, Minnesota THIS PAGE IS LEFT BLANK INTENTIONALLY CITY OF ALBERTVILLE, MINNESOTA ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2022 ADAM NAFSTAD - CITY ADMINISTRATOR TINA LANNES - FINANCE DIRECTOR PREPARED BY DEPARTMENT OF FINANCE Association of the United States and Canada THIS PAGE IS LEFT BLANK INTENTIONALLY City of Albertville, Minnesota Annual Comprehensive Financial Report Table of Contents For the Year Ended December 31, 2022 Page No. Introductory Section Letter of Transmittal from City Administrator and Finance Director 9 Certificate of Achievement of Excellence in Financial Reporting 13 Organizational Chart 14 Elected and Appointed Officials 15 Financial Section 19 23 Basic Financial Statements Government-wide Financial Statements Statement of Net Position 39 Statement of Activities 40 Fund Financial Statements Governmental Funds Balance Sheet 44 Reconciliation of the Balance Sheet to the Statement of Net Position 47 Statement of Revenues, Expenditures and Changes in Fund Balances 48 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities 50 General Fund Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual 51 Proprietary Funds Statement of Net Position 52 Statement of Revenues, Expenses and Changes in Net Position 55 Statement of Cash Flows 56 Fiduciary Funds Statement of Fiduciary Net Position 58 Statement of Changes in Fiduciary Net Position 59 Notes to the Financial Statements 61 Required Supplementary Information - General Employees Retirement Fund 92 - General Employees Retirement Fund 92 Notes to the Required Supplementary Information - General Employee Retirement Fund 93 irement Association Net Pension Liability - Public Employees Police and Fire Fund 95 - Public Employees Police and Fire Fund 95 Notes to the Required Supplementary Information - Public Employees Police and Fire Fund 96 Schedule of (Asset) and Related Ratios 98 99 5 City of Albertville, Minnesota Annual Comprehensive Financial Report Table of Contents (Continued) For the Year Ended December 31, 2022 Page No. Combining and Individual Fund Financial Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet 104 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 105 Nonmajor Special Revenue Funds Combining Balance Sheet 108 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 109 Nonmajor Capital Projects Funds Combining Balance Sheet 112 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 114 General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual 116 Debt Service Funds Combining Balance Sheet 120 Combining Schedule of Revenues, Expenditures and Changes in Fund Balances 122 Fiduciary Funds Combining Statement of Fiduciary Net Position 124 Combining Statement of Changes in Fiduciary Net Position 125 Summary Financial Report Revenues and Expenditures for General Operations - Governmental Funds 126 Table Page No. Statistical Section (Unaudited) Net Position by Component 1 130 Changes in Net Position 2 132 Fund Balances of Governmental Funds 3 136 Changes in Fund Balances of Governmental Funds 4 138 Tax Capacity, Market Value and Estimated Actual Value of Taxable Property 5 140 Property Tax Capacity Rates - Direct and Overlapping Governments 6 143 Principal Taxpayers 7 144 Property Tax Levies and Collections 8 146 Ratios of Outstanding Debt by Type 9 147 Ratios of General Bonded Debt Outstanding 10 148 Computation of Direct and Overlapping Debt 11 149 Legal Debt Margin Information 12 150 Pledged-Revenue Coverage 13 152 Demographic and Economic Statistics 14 153 Principal Employers 15 154 Full-time Equivalent City Government Employees by Function 16 156 Operating Indicators by Function 17 157 Capital Asset Statistics by Function 18 159 6 INTRODUCTORY SECTION CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 7 THIS PAGE IS LEFT BLANK INTENTIONALLY 8 June 1, 2023 Honorable Mayor and Members of the City Council City of Albertville, Minnesota Minnesota statutes require the City to issue an annual report on its financial position and activity, prepared in accordance with generally accepted accounting principles (GAAP), and audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants, or the Office of the State Auditor. Pursuant to that requirement, we hereby issue the Annual Comprehensive Financial Report (ACFR) of the City of Albertville for the fiscal year ended December 31, 2022. t assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control standards that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute assurance that the financial statements are free of any material misstatements. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. independent audit was to provide reasonable assurance that the financial statements of the City of Albertville for the fiscal year ended December 31, 2022, are free of any material misstatements. Included within this report, Abdo. has for the year ended December 31, 2022. Managem narrative introduction, overview, and analysis of the basic financial statements. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. Profile of the City of Albertville The City of Albertville is located in the east central portion of Minnesota, approximately 35 miles northwest of the Twin Cities, and approximately halfway between the metropolitan areas of Minneapolis/St. Paul and St. Cloud. The City of Albertville is located in the northeastern portion of Wright County, along the Interstate 94 corridor. The City covers approximately 4.5 square miles. The current population is approximately 7,998. The City of Albertville operates under the council/administrator form of government. The governing body consists of the Mayor and four Council members, elected at large and on a non-partisan basis. The Mayor is elected to a two-year term and four Council Members are elected to a four-year term, with elections held in each even-numbered year. Not more than The Mayor and Council appoint a full-time City Administrator, who is responsible for overall supervision of City operations. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing committees, hiring the City Administrator, other staff and appointing consultants. The City provides its residents and businesses with a full range of services, including fire protection, law enforcement, public works, building inspection, planning and code enforcement, parks/trail improvements and maintenance, curbside recycling and other general activities. The City c In addition, the City offers the following services to residents: water, sewer, storm drainage, and recycling, which are operated as enterprises. The City also partners with neighboring communities to provide library and senior center services. In addition, the governing body is financially accountable for the Economic Development Authority and therefore, these activities are included in the reporting entity. 9 Relevant Financial Policies annually in June when the Finance Director prepares projected revenues and expenses for Upon review and revisions by the Finance Director and City Administrator, the draft budget is reviewed by the Department Heads. Department budget requests are compiled by the Finance Director and reviewed by both the Finance Director and City Administrator. Integral to the budget process are staff meetings to review the draft budget, which is then presented to the City Council. City Council and staff work on the budget over the course of two to three budget workshops. Following Council direction and public input, the preliminary budget is updated and brought back for City Council approval. City Council adopts the preliminary budget in September and the Final Budget is adopted in December of each year. The General Fund and Capital Funds are appropriated annually based on the adopted budget. If a need arises for a significant budget amendment during the year, it is brought to City Council for approval. Also, available within, are notes pertaining to basic financial statements for information on the Joint Powers Water Board ted in conjunction with the cities of St. Michael and Hanover). Economic Condition and Outlook outlook include: Based on permit activity, the local economy is strong and continues to grow. A total of 863 building permits were issued in 2022 with a total valuation of $71,888,411. The number of new housing units in 2022 was 74, with an average valuation of approximately $271,577 per home. The State of Minnesota continues its expansion of Interstate 94 through the City of Albertville. was upgraded in January to Aa2. The City recently implemented a gas utility franchise fee. The area school districts are highly desirable and driving new residential interest to the area. A multi-family housing project including apartments and townhomes is under construction. Commercial, Industrial and Retail activity remains steady and it is a priority of the City to stimulate new commercial and industrial development. Currently, there are a number of commercial and industrial projects underway, including: Scherer Bros. Lumber Relocation and Expansion Konz Crossing Retail Particle Control Expansion Major Initiatives Maintenance and preservation of the City infrastructure and facilities is a priority for the City. In 2022, the City completed multiple infrastructure improvements related to streets, utilities, trails and parks. Other major initiatives include: The I-94 West Corridor Coalition 2023 Park Improvements 2023 Street Overlay WWTP Biosolids Dewatering Improvements Long-term Financial Planning The City of Albertville recognizes the importance of maintaining an appropriate level of fund balance. Sound fiscal managion budget is made more secure by establishing City goals regarding the size and use of the annual general fund balances. This policy provides two goals and measures for determining the appropriate fund balance. The security factor must be met before the dependence factor can be applied. The City of Albertville will strive to meet these goals. -3384 10 1.Security. Ensure that, at NO time during budget preparation, the amounts remaining in current year-end fund balance (dece amount less the amount designated for application to the current year budget) be allowed to be less than 35% of the next year minimum. As economic conditions warrant, an amount larger than this shall be maintained. This will be applied to cash flow, revenue reserves and insurance, and liability needs, or be available in the time of emergencies. It is intended for the current fund balance to meet or exceed the 35% minimum and maintain a level of 50% of next ye replenishment plan will be developed. 2.Dependence al budget financing that can come from fund balances will not exceed 5% of the planned budget. Property Taxes To sustain or expand City services, while keeping property taxes stable, the Council has diligently strived to maintain a level tax rate. The property tax levy for the year divided by the city-wide total net tax capacity equals the tax rate. Independent Audit The financial statements were audited by Abdo, Certified Public Accountants, and their opinion has been included in this report. The scope of the audit included the basic financial statements of the City for the year ended December 31, 2022. Their audit was made in accordance with auditing standards generally accepted in the United States of America. The scope of the audit was sufficient to satisfy state and federal requirement ditions which cause them to believe that the financial statements are not fairly stated, in all material respects. Certificate of Achievement The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its ACFR for the fiscal year ended December 31, 2021. This is the tenth consecutive year the City has received this prestigious award. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized ACFR, whose contents conforms to program standards. Such reports must satisfy both accounting principles generally accepted in the United States of America and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current ACFR continues to meet the Certificate of another certificate. Acknowledgments I would like to commend Finance Director Lannes and the entire city staff for their hard work and dedication. I would like to recognize the CPA firm Abdo for their professional assistance. Finally, thank you to the Mayor and members of the City Council for your continued interest and support in planning and conducting the financial operations of the City in a very responsible and professional manner. Respectfully submitted, Adam Nafstad City Administrator/PWD/CE -3384 11 THIS PAGE IS LEFT BLANK INTENTIONALLY 12 13 City of Albertville, Minnesota Elected and Appointed Officials For the Year Ended December 31, 2022 15 THIS PAGE IS LEFT BLANK INTENTIONALLY 16 FINANCIAL SECTION CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 17 THIS PAGE IS LEFT BLANK INTENTIONALLY 18 Honorable Mayor and City Council City of Albertville, Minnesota Report on the Financial Statements Opinions We have audited the accompanying financial statements of governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Albertville, Minnesota (the City), as of and for the year ended December31, 2022, and the related notes to basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City as of December 31, 2022, and the respective changes in financial position and, where applicable, cash flows thereof and the respective budgetary comparison for the General fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of Audit of the Financial Statements section of our report. We are required to be independent of the city and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Cconcern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. 19 Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: Exercise professional judgment and maintain professional skepticism throughout the audit. Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit. Other Matters Required Supplementary Information Analysis starting on page 23and the Schedules Schedules of , the related note disclosures, the Schedule of Changes in Net Pension Liability (Asset) and Related Ratios starting on page 9be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 20 Supplementary Information Our audit was conducted for the purpose of forming opinion on the financial statements that collectively comprise the are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and related directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In ouropinion, the combining and individual fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information in the annual report. The other information comprises the thereon. Our opinions on the basic financial statement do not cover the otherinformation, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements,or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 1, 2023, on our provisions of laws, regulations, contracts, and grantagreements and other matters. The purpose of that report issolely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Abdo Minneapolis, Minnesota June 1, 2023 21 THIS PAGE IS LEFT BLANK INTENTIONALLY 22 As management of the City of Albertville narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2022. Financial Highlights The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year as shown in the summary of net position on the following pages. The unrestricted amount of net position and creditors. increased as shown in the summary of changes in net position table on the following pages. This increase is attributable to the capital grants and contributions. For the current fiscal year, the City's governmental funds fund balances are shown in the Financial Analysis of the City's Funds section of the MD&A. unds section increased from the prior year due to revenues in excess of budget. decreased during the current fiscal year. The decrease was due to scheduled debt service payments as shown on the outstanding debt table. 23 Overview of the Financial Statements financial statements. basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic financial statements themselves. The financial statements also include notes that explain some of the information in the financial statements and provide more detailed data. The statements are followed by a section of combining and individual fund financial statements and schedules which further explain and support the information in the financial statements.Figure 1 shows how the required parts of this annual report are arranged and relate to one another. In addition to these required elements, we have included a section with combining and individual fund financial statements and schedules that provide details about non- major governmental funds, which are added together and presented in single columns in the basic financial statements. Figure 1 Required Components of the Management's Basic Required Discussion and Financial Supplementary Analysis StatementsInformation Government-FundNotes to the wide Financial FinancialFinancial StatementsStatementsStatements SummarDetail 24 nancial statements, including the portion of the City government they cover and the types of information they contain. and analysis explains the structure and contents of each of the statements. Figure 2 Major Features of the Government-wide and Fund Financial Statements Fund Financial Statements Government-wide Governmental Funds Proprietary Funds Statements Scope Entire City government The activities of the City that Activities the City operates (except fiduciary funds) and are not proprietary or similar to private fiduciary, such as police, fire businesses, such as the and parks water and sewer system Required financial Statement of NetBalance SheetStatements of Net statements PositionPosition Statement of Revenues, Statement of ActivitiesExpenditures, andStatements of Revenues, Changes in FundExpenses and Changes Balancesin Net Position Statements of Cash Flows Accounting basis and Accrual accounting and Modified accrual accounting Accrual accounting and measurement focus economic resources focus and current financial economic resources focus resources focus Type of asset/liability All assets and liabilities, Only assets expected to be All assets and liabilities, information both financial and capital, used up and liabilities that both financial and capital, and short-term and long-come due during the year or and short-term and long- term soon thereafter; no capital term assets included Type of deferred All deferred Only deferred outflows of All deferred outflows/inflows of outflows/inflows of resources expected to be outflows/inflows of resources information resources, regardless of used up and deferred resources, regardless of when cash is received or inflows of resources that when cash is received or paid come due during the year or paid soon thereafter; no capital assets included Type of in flow/out All revenues and expenses Revenues for which cash is All revenues and expenses flow information during year, regardless of received during or soon after during the year, regardless when cash is received or the end of the year; of when cash is received or paid expenditures when goods or paid services have been received and payment is due during the year or soon thereafter Government-wide Financial Statements. The Government-wide financial statements are designed to provide readers with -sector business. The statement of net position presents informatand liabilities and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). 25 Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenue (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation, economic development and interest on long-term debt. The business-type activities of the City include sewer, water, storm water and recycling. The government-wide financial statements start on page 3 of this report. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Hpwfsonfoubm!Gvoet. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in -term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the General fund, Debt Service, ARPA, Capital Outlay Reserve and TIF #20 Scherer Brothers funds - all of which are considered to be major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements or schedules elsewhere in this report. The City adopts an annual appropriated budget for its General fund. A budgetary comparison statement has been provided for the General fund to demonstrate compliance with this budget. The basic governmental fund financial statements start on page 4 of this report. Qspqsjfubsz!Gvoet. The City maintains one type of proprietary fund. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its sewer, water, storm water and recycling operations. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds. The basic proprietary fund financial statements start on page 5 of this report. Gjevdjbsz!Gvoet. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to suThe accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements are on page 5 of this report. Notes to the Financial Statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements start on page of this report. 26 Other Information. The combining statements referred to earlier in connection with non-major governmental funds are presented following the notes to the financial statements. Combining and individual fund statements and schedules start on page 10 of this report. Required Supplementary Information. In addition to the basic financial statements and accompanying notes, this report provide pension and other post-employment benefits to its employees. Required supplementary information can be found starting on page of this report. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a goIn the case of the City, assets and deferred outflows of resources exceeded liabilities the close of the most recent fiscal year. net position reflects its investment in capital assets (e.g., land, buildings, machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of AlbertvilleSummary of Net Position Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20222021(Decrease)20222021(Decrease) Current and Other Assets$ 16,312,131$ 16,811,092 $ (498,961)$ 13,694,727 $ 12,310,577 $ 1,384,150 Capital Assets 23,058,393 22,896,766 161,627 17,295,499 17,715,207 (419,708) Total Assets 39,370,524 39,707,858 (337,334) 30,990,226 30,025,784 964,442 Deferred Outflows of Resources 810,043 766,154 43,889 160,116 216,095 (55,979) Long-term Liabilities Outstanding 4,812,529 4,931,934 (119,405) 6,694,167 7,066,708 (372,541) Other Liabilities 1,347,833 1,840,600 (492,767) 282,747 237,608 45,139 Total Liabilities 6,160,362 6,772,534 (612,172) 6,976,914 7,304,316 (327,402) Deferred Inflows of Resources 109,655 758,984 (649,329) 4,788 250,303 (245,515) Net Position Net investment in capital assets 19,783,680 18,777,874 1,005,806 11,189,927 11,001,276 188,651 Restricted 5,667,950 5,683,392 (15,442) - - - Unrestricted 8,458,920 8,481,228 (22,308) 12,978,713 11,685,984 1,292,729 Total Net Position$ 33,910,550$ 32,942,494 $ 968,056 $ 24,168,640 $ 22,687,260 $ 1,481,380 Net Position as a Percent of Total Net investment in capital assets 58.3 % 57.0 % 46.3 % 48.5% Restricted 16.7 17.3 -- Unrestricted 24.9 25.7 53.7 51.5 99.9 % 100.0% 100.0%100.0 % 27 net position represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net position, both for the City as a whole, as well as for its separate governmental and business-type activities. Governmental Activities. Governmental activities increased net position. Significant changes from the prior year are noted below with a significant reason for the increase related to capital grants and contributions. City of AlbertvilleChanges in Net Position Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20222021(Decrease)20222021(Decrease) Revenues Program Revenues Charges for services$ 1,979,509$ 2,511,133$ (531,624)$ 1,940,742$ 1,998,490$ (57,748) Operating grants and contributions 380,209 403,935 (23,726) 19,637 17,930 1,707 Capital grants and contributions 1,606,812 677,714 929,098 1,818,198 1,129,841 688,357 General Revenues Taxes Property taxes 4,326,785 4,086,522 240,263 222,934 - 222,934 Tax increments 197,675 220,464 (22,789) - - - Grants and contributions not restricted to specific programs 115,422 115,426 (4) 58,468 47,495 10,973 -9 ,795 (9,795) - - - Gain on sale of capital assets Unrestricted investment earnings (loss) (320,982) 11,191 (332,173) (353,201) (14,965) (338,236) Total Revenues 8,285,430 8,036,180 249,250 3,706,778 3,178,791 527,987 Expenses General government 1,273,530 1,154,441 119,089 - - - Public safety 1,989,621 1,879,989 109,632 - - - Public works 1,598,677 1,689,856 (91,179) - - - Culture and recreation 988,150 871,722 116,428 - - - Economic development 1,354,800 227,972 1,126,828 - - - Interest on long-term debt 112,596 130,847 (18,251) - - - Sewer - - - 1,348,974 1,067,137 281,837 Water - - - 465,093 414,208 50,885 Storm water - - - 265,392 225,386 40,006 Recycling - - - 145,939 118,432 27,507 Total Expenses 7,317,374 5,954,827 1,362,547 2,225,398 1,825,163 400,235 Change in Net Position 968,056 2,081,353 - 1,481,380 1,353,628 - Net Position, January 1 32,942,494 30,861,141 2,081,353 22,687,260 21,333,632 1,353,628 Net Position, December 31$ 33,910,550 $ 32,942,494 $ 968,056 $ 24,168,640$ 22,687,260 $ 1,481,380 28 The following graph depicts various governmental activities and shows the revenue and expenses directly related to those activities. Expenses and Program Revenues-Governmental Activities Revenuesby Source -Governmental Activities For the most part, increases in expenses closely paralleled inflation and growth in the demand for services. 23.9%, Charges for Services 4.6%, Operating 0.0%, Miscellaneous Grants and Contributions 1.4%, Grants and Contributions Unrestricted 19.4%, Capital Grants and Contributions 42.3%, Taxes 29 Business-type Activities. Business-type activities increasednet positionmainly due to capitalgrants and contributionsrelated to development activity. Expenses and Program Revenues-Business-type Activities Revenues by Source -Business-type Activities 52.3%, Charges for Services 0.5%, Operating Grants and Contributions, -9.5%, Investment Earnings (Loss) 49.1%, Capital Grants and 1.6%, Grants and Contributions Contributions 6.0%, Taxes Unrestricted 30 As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Hpwfsonfoubm!Gvoet: governmental funds is to provide information on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the In particular, unassigned fund balance spending at the end of the fiscal year. The General fund is the chief operating fund of the City. At the end of the current year, the fund balance of the General fund is shown in the table above. fund balance to total fund expenditures. The total unassigned fund balance as a percent of total fund expenditures is shown in the chart below along with total fund balance as a percent of total expenditures. h above. The increase in fund balance is mainly attributed to development and building permits. 31 Other major governmental fund analysis is shown below: Qspqsjfubsz!Gvoet; proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. 32 General Fund Budgetary Highlights Final BudgetedActualVariance with AmountsAmountsFinal Budget Revenues$ 3,630,364$ 4,641,220$ 1,010,856 Expenditures 3,630,364 4,090,932 (460,568) Excess of Revenues Over Expenditures - 550,288 550,288 Other Financing Sources (Uses) Transfers out - (271,670) (271,670) Net Change in Fund Balances - 278,618 278,618 Fund Balances, January 1 2,314,317 2,314,317 - Fund Balances, December 31$ 2,314,317$ 2,592,935$ 278,618 Actual revenues were over the final budget and expenditures were also over the final budget amounts as shown above. Revenues came in above the final budget due to building permit and plan check fee revenues. The city had large development agreements with Advance Volumetric Alliance LLC and Kingston Crossing of Albertville LLLP. Expenditures also came in over the final budget due to plannings and professional services fees related to the aforementioned development and fire protection costs above expectations. 33 Capital Asset and Debt Administration Capital Assets: -type activities as of December 31, 2022, is shown below in capital asset table (net of accumulated depreciation). This investment in capital assets includes land, structures, improvements, machinery and equipment, vehicles, roads, highways and bridges. The -type activities is due to: 2022 Albertville Street Improvements Barthel Industrial Drive Improvements B starting on page 7 of this report. City of AlbertvilleCapital Assets (Net of Depreciation) Long-term Debt: At the end of the current fiscal year, the City had total bonded debt outstanding indicated below. This amount consists of general obligation special assessment, general obligation revenue bonds and revenue bonds. While many of these bonds have their own revenue streams, they are backed by the full faith and credit of the City. City of AlbertvilleOutstanding Debt Governmental ActivitiesBusiness-type Activities IncreaseIncrease 20222021(Decrease)20222021(Decrease) General Obligation Special Assessment Bonds$ 3,351,510$ 4,233,611$ (882,101)$ 85,005$ 166,311$ (81,306) G.O. Revenue Bonds - - - 6,020,567 6,547,620 (527,053) Total$ 3,351,510$ 4,233,611$ (882,101)$ 6,105,572$ 6,713,931$ (608,359) Percent increase (decrease)-20.8%-9.1% decreased during the current fiscal year. This decrease is attributable to regularly scheduled debt payments. 34 Minnesota statutes limit the amount of net general obligation debt a City may issue to 3 percent of the market value of taxable property within the City. Net debt is debt payable solely from ad valorem taxes. The City exceed the limit set forth in statute. -term debt can be found in Note 3D starting on page 7 of this report. Residential property values continue to increase from the previous years and neighborhoods continue to be very stable. New housing starts remain steady and overall permit activity remains steady. Multi-family housing interest is strong. Commercial property values have improved and commercial interest is strong. State and/or Federal funds received due to the COVID 19 pandemic are expected to be used for economic development and/or capital improvements. Requests for Information finances for all those with an interest in the Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Finance Director, City of Albertville, 5959 Main Avenue, Albertville, Minnesota 55301. 35 THIS PAGE IS LEFT BLANK INTENTIONALLY 36 GOVERNMENT-WIDE FINANCIAL STATEMENTS CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 37 THIS PAGE IS LEFT BLANK INTENTIONALLY 38 City of Albertville, Minnesota Statement of Net Position December 31, 2022 GovernmentalBusiness-type ActivitiesActivitiesTotal Assets Cash and temporary investments$ 11,604,749$ 13,286,207$ 24,890,956 Receivables Interest 78,759 - 78,759 Taxes 37,301 - 37,301 Accounts 44,153 216,639 260,792 Notes - due within one year 73,148 - 73,148 Notes - due in more than one year 1,108,336 - 1,108,336 Less allowance for uncollectible (450,000) - (450,000) Special assessments 629,859 79,286 709,145 Internal balances (73,000) 73,000 - Due from other governments 1,905,321 9,628 1,914,949 Prepaid items 108,875 29,967 138,842 Equity interest in joint venture 226,804 - 226,804 Net pension asset 365,873 - 365,873 Land held for resale 651,953 - 651,953 Capital assets Land and construction in progress 6,539,028 508,940 7,047,968 Depreciable assets, net of accumulated depreciation 16,519,365 16,786,559 33,305,924 Total Assets 39,370,524 30,990,226 70,360,750 Deferred Outflows of Resources Loss on refunding bonds 76,797 - 76,797 Deferred pension resources 733,246 160,116 893,362 Total Deferred Outflows of Resources 810,043 160,116 970,159 Liabilities Accounts and contracts payable 145,240 119,449 264,689 Escrows payable 426,089 - 426,089 Due to other governments 6,592 88,790 95,382 Accrued interest payable 18,155 52,418 70,573 Accrued salaries payable 37,653 22,090 59,743 Unearned revenue 714,104 - 714,104 Noncurrent liabilities Due within one year Long-term liabilities 880,367 673,747 1,554,114 Due in more than one year Long-term liabilities 2,560,966 5,496,820 8,057,786 Net pension liability 1,371,196 523,600 1,894,796 Total Liabilities 6,160,362 6,976,914 13,137,276 Deferred Inflows of Resources Deferred pension resources 109,655 4,788 114,443 Net Position Net investment in capital assets 19,783,680 11,189,927 30,973,607 Restricted for Net pension asset 394,812 - 394,812 Debt service 4,246,523 - 4,246,523 Park dedication 893,527 - 893,527 Tax increment 133,088 - 133,088 Unrestricted 8,458,920 12,978,713 21,437,633 Total Net Position$ 33,910,550 $ 24,168,640 $ 58,079,190 The notes to the financial statements are an integral part of this statement. 39 City of Albertville, Minnesota Statement of Activities For the Year Ended December 31, 2022 Program Revenues OperatingCapital Grants Charges forGrants andand Functions/Programs ExpensesServicesContributionsContributions Governmental Activities General government$ 1,273,530 $ 1,190,569 $ 109,613 $ 80,950 Public safety 1,989,621 471,179 175,922 - Public works 1,598,677 2,125 21,445 1,006,562 Culture and recreation 988,150 315,636 14,213 519,300 Economic development 1,354,800 -59,016 - Interest on long-term debt 112,596 -- - Total Governmental Activities 7,317,374 1,979,509 380,209 1,606,812 Business-type Activities Sewer 1,348,974 1,010,675 10,044 1,528,402 Water 465,093 493,578 - 287,296 Storm water 265,392 300,772 - 2,500 Recycling 145,939 135,717 9,593 - Total Business-type Activities 2,225,398 1,940,742 19,637 1,818,198 Total$ 9,542,772 $ 3,920,251 $ 399,846 $ 3,425,010 General Revenues Taxes Property taxes levied for general purposes Property taxes levied for debt service Tax increments Grants and contributions not restricted to specific programs Unrestricted investment earnings (loss) Total General Revenues Change in Net Position Net Position, January 1 Net Position, December 31 The notes to the financial statements are an integral part of this statement. 40 Net (Expenses) Revenues and Changes in Net Position GovernmentalBusiness-type ActivitiesActivitiesTotal $ 107,602$ -$ 107,602 (1,342,520) - (1,342,520) (568,545) - (568,545) (139,001) - (139,001) (1,295,784) - (1,295,784) (112,596) - (112,596) (3,350,844) - (3,350,844) - 1,200,147 1,200,147 - 315,781 315,781 - 37,880 37,880 - (629) (629) - 1,553,179 1,553,179 (3,350,844) 1,553,179 (1,797,665) 3,852,811 222,934 4,075,745 473,974 - 473,974 197,675 - 197,675 115,422 58,468 173,890 (320,982) (353,201) (674,183) 4,318,900 (71,799) 4,247,101 968,056 1,481,380 2,449,436 32,942,494 22,687,260 55,629,754 $ 33,910,550 $ 24,168,640 $ 58,079,190 The notes to the financial statements are an integral part of this statement. 41 THIS PAGE IS LEFT BLANK INTENTIONALLY 42 FUND FINANCIAL STATEMENTS CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 43 City of Albertville, Minnesota Balance Sheet Governmental Funds December 31, 2022 Capital DebtARPA Outlay GeneralServiceFund Reserve Assets Cash and temporary investments$ 2,697,461$ 1,525,819$ 713,349$ 5,490,054 Receivables Taxes 37,301 - - - Accounts 44,153 - - - Special assessments 109,478 485,496 - 34,885 Interest 74,858 3,901 - - Notes - 731,484 - - Less allowance for uncollectible - - - - Advances to other funds 25,000 917,025 - 17,718 Due from other governments 117,190 - - 1,788,131 Prepaid items 108,875 - - - Land held for resale 51,000 600,953 - - Total Assets$ 3,265,316$ 4,264,678$ 713,349$ 7,330,788 Liabilities Accounts and contracts payable$ 71,045 $ -$ -$ 74,195 Escrows payable 426,089 - - - Advances from other funds - - - - Due to other governments 6,592 - - - Accrued salaries payable 37,653 - - - Unearned revenue - - 714,104 - Total Liabilities 541,379 - 714,104 74,195 Deferred Inflows of Resources Unavailable revenue - property taxes 21,524 - - - Unavailable revenue - special assessments 109,478 485,497 - 34,885 Unavailable revenue - notes/intergovernmental - 731,484 - 1,159,334 Total Deferred Inflows of Resources 131,002 1,216,981 - 1,194,219 Fund Balances Nonspendable 159,875 - - - Restricted - 3,047,697 - - Committed - - - - Assigned - - - 6,062,374 Unassigned 2,433,060 - (755) - Total Fund Balances 2,592,935 3,047,697 (755) 6,062,374 Total Liabilities, Deferred Inflows of Resources and Fund Balances$ 3,265,316$ 4,264,678$ 713,349$ 7,330,788 The notes to the financial statements are an integral part of this statement. 44 OtherTotal TIF #20GovernmentalGovernmental Scherer BrothersFundsFunds $ -$ 1,178,066$ 11,604,749 - - 37,301 - - 44,153 - - 629,859 - - 78,759 - 450,000 1,181,484 - (450,000) (450,000) - - 959,743 - - 1,905,321 - - 108,875 - - 651,953 $ -$ 1,178,066$ 16,752,197 $ -$ -$ 145,240 - - 426,089 717,718 315,025 1,032,743 - - 6,592 - - 37,653 - - 714,104 717,718 315,025 2,362,421 - - 21,524 - - 629,860 - - 1,890,818 - - 2,542,202 - - 159,875 - 1,026,615 4,074,312 - 151,451 151,451 - - 6,062,374 (717,718) (315,025) 1,399,562 (717,718) 863,041 11,847,574 $ -$ 1,178,066$ 16,752,197 The notes to the financial statements are an integral part of this statement. 45 THIS PAGE IS LEFT BLANK INTENTIONALLY 46 City of Albertville, Minnesota Reconciliation of the Balance Sheet to the Statement of Net Position December 31, 2022 Amounts reported for the governmental activities in the statement of net position are different because Total Fund Balances - Governmental$ 11,847,574 Governmental funds do not report an asset for equity interest in the joint venture 226,804 Capital assets used in governmental activities are not financial resources and therefore are not reported as assets in governmental funds. Cost of capital assets 52,084,838 Less: accumulated depreciation (29,026,445) Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported as liabilities in the funds. Long-term liabilities at year-end consist of Compensated absences payable (89,823) Bond principal payable (3,351,510) Net pension liability (1,371,196) Deferred outflows of resources, loss on refunding bond76,797 Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the funds. Special assessments 629,860 Taxes 21,524 Notes/intergovernmental 1,890,818 Governmental funds do not report long-term amounts related to pension. Deferred outflows of pension resources 733,246 Deferred inflows of pension resources (109,655) Net pension asset 365,873 Governmental funds do not report a liability for accrued interest until due and payable. (18,155) Total Net Position - Governmental Activities$ 33,910,550 The notes to the financial statements are an integral part of this statement. 47 City of Albertville, Minnesota Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended December 31, 2022 Capital DebtARPA Outlay GeneralServiceFund Reserve Revenues Taxes$ 2,336,804$ 526,974$ -$ 1,455,887 Licenses and permits 652,406 - - - Intergovernmental 302,879 - - 630,779 Charges for services 1,324,732 - - - Fines and forfeitures 7,590 - - - Special assessments 41,904 362,376 - 39,046 Investment earnings (losses) (100,342) (23,907) -(164,701) Miscellaneous 75,247 83,058 - 78,300 Total Revenues 4,641,220 948,501 - 2,039,311 Expenditures Current General government 1,052,520 - - 50,171 Public safety 1,802,833 - - - Public works 470,153 25,454 - - Culture and recreation 760,934 - - - Economic development 4,492 - - - Capital outlay General government - - - 5,817 Public safety - - - 19,252 Public works - - - 1,633,552 Culture and recreation - - - 123,977 Economic development - - - 50,000 Debt service Principal - 876,000 - - Interest and other - 72,588 - - Total Expenditures 4,090,932 974,042 - 1,882,769 Excess (Deficiency) of Revenues Over (Under) Expenditures 550,288 (25,541) - 156,542 Other Financing Sources (Uses) Transfers in - - - 271,670 Transfers out (271,670) - - - Total Other Financing Sources (Uses) (271,670) - - 271,670 Net Change in Fund Balances 278,618 (25,541) - 428,212 Fund Balances, January 1 2,314,317 3,073,238 (755) 5,634,162 Fund Balances, December 31$ 2,592,935$ 3,047,697$ (755)$ 6,062,374 The notes to the financial statements are an integral part of this statement. 48 OtherTotal TIF #20GovernmentalGovernmental Scherer BrothersFundsFunds $ -$ 197,675$ 4,517,340 - - 652,406 - 450,000 1,383,658 - 22,871 1,347,603 -- 7,590 -- 443,326 - (32,032) (320,982) -- 236,605 - 638,514 8,267,546 - - 1,102,691 - - 1,802,833 - - 495,607 - - 760,934 717,718 582,590 1,304,800 - - 5,817 - - 19,252 - - 1,633,552 - - 123,977 - - 50,000 - - 876,000 - 13,756 86,344 717,718 596,346 8,261,807 (717,718) 42,168 5,739 - - 271,670 - - (271,670) - - - (717,718) 42,168 5,739 - 820,873 11,841,835 $ (717,718)$ 863,041$ 11,847,574 The notes to the financial statements are an integral part of this statement. 49 City of Albertville, Minnesota Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities Governmental Funds For the Year Ended December 31, 2022 Amounts reported for governmental activities in the statement of activities are different because Total Change Is Fund Balances$ 5,739 Governmental funds do not report income or loss in a joint venture. 2,672 Capital outlays are reported in governmental funds as expenditures. However, in the statement of activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 1,760,671 Depreciation expense (1,599,044) The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas these amounts are amortized in the statement of activities. Principal repayments 876,000 Amortization of loss on refunding and premium (31,821) Interest on long-term debt in the statement of activities differs from the amount reported in the governmental fund because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In the statement of activities, however, interest expense is recognized as the interest accrues, regardless of when it is due. 5,569 Long-term pension activity is not reported in governmental funds. Pension expense (100,823) Pension revenue 8,817 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. Compensated absences 33,881 Certain revenues are recognized as soon as they are earned. Under the modified accrual basis of accounting certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. Special assessments (320,767) Taxes 7,120 Intergovernmental 320,042 Change in Net Position - Governmental Activities$ 968,056 The notes to the financial statements are an integral part of this statement. 50 City of Albertville, Minnesota Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual General Fund For the Year Ended December 31, 2022 General Budgeted Amounts ActualVariance with OriginalFinalAmountsFinal Budget Revenues Taxes$ 2,326,925 $ 2,326,925 $ 2,336,804 $ 9,879 Licenses and permits 210,500 210,500 652,406 441,906 Intergovernmental 235,951 235,951 302,879 66,928 Charges for services 816,988 816,988 1,324,732 507,744 Fines and forfeitures - - 7,590 7,590 Special assessments - - 41,904 41,904 Investment earnings (losses) 25,000 25,000 (100,342) (125,342) Miscellaneous 15,000 15,000 75,247 60,247 Total Revenues 3,630,364 3,630,364 4,641,220 1,010,856 Expenditures Current General government 887,336 887,336 1,052,520 (165,184) Public safety 1,742,684 1,742,684 1,802,833 (60,149) Public works 470,434 470,434 470,153 281 Culture and recreation 484,910 484,910 760,934 (276,024) Economic development 45,000 45,000 4,492 40,508 Total Expenditures 3,630,364 3,630,364 4,090,932 (460,568) Excess (Deficiency) of Revenues Over (Under) Expenditures - - 550,288 550,288 Other Financing Sources (Uses) Transfers out - - (271,670) (271,670) Net Change in Fund Balances - - 278,618 278,618 Fund Balances, January 1 2,314,317 2,314,317 2,314,317 - Fund Balances, December 31$ 2,314,317 $ 2,314,317 $ 2,592,935 $ 278,618 The notes to the financial statements are an integral part of this statement. 51 City of Albertville, Minnesota Statement of Net Position Proprietary Funds December 31, 2022 Business-type Activities - Enterprise Funds SewerWaterStorm WaterRecyclingTotal Assets Current Assets Cash and temporary investments$ 9,683,879$ 2,396,699$ 1,136,833$ 68,796$ 13,286,207 Receivables Accounts 95,251 93,339 25,172 2,877 216,639 Delinquent special assessments 1,058 1,451 427 - 2,936 Due from other governments 4,993 - - 4,635 9,628 Prepaid items 21,340 6,653 1,974 - 29,967 Total Current Assets 9,806,521 2,498,142 1,164,406 76,308 13,545,377 Noncurrent Assets Special assessments, net of current portion 57,272 16,037 2,016 1,025 76,350 Advances to other funds 22,500 14,500 36,000 - 73,000 Total Noncurrent Assets 79,772 30,537 38,016 1,025 149,350 Capital Assets Land 205,722 - 146,112 - 351,834 Buildings 4,706,359 13,330 - - 4,719,689 Infrastructure 16,976,386 1,401,010 1,509,297 - 19,886,693 Machinery and equipment 218,515 142,881 - - 361,396 Vehicles 186,363 216,921 69,177 - 472,461 Construction in progress 157,106 - - - 157,106 Less: Accumulated depreciation (7,336,435) (858,500) (458,745) - (8,653,680) Net Capital Assets 15,114,016 915,642 1,265,841 - 17,295,499 Total Noncurrent Assets 15,193,788 946,179 1,303,857 1,025 17,444,849 Total Assets 25,000,309 3,444,321 2,468,263 77,333 30,990,226 Deferred Outflows of Resources Deferred pension resources 70,231 52,940 37,604 (659) 160,116 The notes to the financial statements are an integral part of this statement. 52 City of Albertville, Minnesota Statement of Net Position (Continued) Proprietary Funds December 31, 2022 Business-type Activities - Enterprise Funds SewerWaterStorm WaterRecyclingTotal Liabilities Current Liabilities Accounts and contracts payable$ 86,304$ 18,946$ 2,325$ 11,874$ 119,449 Due to other governments - 88,790 - - 88,790 Accrued interest payable 51,082 628 708 - 52,418 Accrued salaries payable 6,834 9,710 5,284 262 22,090 Compensated absences payable, current portion 21,936 21,936 4,875 - 48,747 Bonds payable, current portion 529,600 10,400 85,000 - 625,000 Total Current Liabilities 695,756 150,410 98,192 12,136 956,494 Noncurrent Liabilities Compensated absences payable 7,312 7,312 1,624 - 16,248 Bonds payable 5,449,367 31,200 5 - 5,480,572 Net pension liability 152,494 245,640 122,507 2,959 523,600 Total Noncurrent Liabilities 5,609,173 284,152 124,136 2,959 6,020,420 Total Liabilities 6,304,929 434,562 222,328 15,095 6,976,914 Deferred Inflows of Resources Deferred pension resources 31,757 (25,750) 1,704 (2,923) 4,788 Net Position Net investment in capital assets 9,135,049 874,042 1,180,836 - 11,189,927 Unrestricted 9,598,805 2,214,407 1,100,999 64,502 12,978,713 Total Net Position$ 18,733,854$ 3,088,449$ 2,281,835$ 64,502$ 24,168,640 The notes to the financial statements are an integral part of this statement. 53 THIS PAGE IS LEFT BLANK INTENTIONALLY 54 City of Albertville, Minnesota Statement of Revenues, Expenses and Changes in Net Position Proprietary Funds For the Year Ended December 31, 2022 Business-type Activities - Enterprise Funds SewerWaterStorm WaterRecyclingTotal Operating Revenues Charges for services$ 1,008,982 $ 431,805 $ 300,250 $ 135,689 $ 1,876,726 Operating Expenses Personal services 351,208 263,914 178,288 9,517 802,927 Supplies 28,58170,760 19598 99,634 Professional services 25,252 15,134 22,769 3,300 66,455 Utilities 117,041 510 - - 117,551 Insurance 15,903 7,951 1,590 - 25,444 Repairs and maintenance 48,379 26,623 4,122 - 79,124 Depreciation 526,808 40,168 37,138 - 604,114 Other charges 100,146 38,500 20,762 133,024 292,432 Total Operating Expenses 1,213,318 463,560 264,864 145,939 2,087,681 Operating Income (Loss) (204,336) (31,755) 35,386 (10,250) (210,955) Nonoperating Revenues (Expenses) Property taxes 222,934 - - - 222,934 Interest income (loss) (254,108) (62,860) (34,063) (2,170) (353,201) Intergovernmental 29,09329,375 - 9,593 68,061 Interest expense and other (135,656) (1,533) (528) - (137,717) Other income 11,737 61,773 52228 74,060 Total Nonoperating Revenues (Expenses) (126,000) 26,755 (34,069) 7,451 (125,863) Income (Loss) Before Contributions (330,336) (5,000) 1,317 (2,799) (336,818) Contributions Capital contributions 1,528,402 287,296 2,500 - 1,818,198 Change in Net Position 1,198,066 282,296 3,817 (2,799) 1,481,380 Net Position, January 1 17,535,788 2,806,153 2,278,018 67,301 22,687,260 Net Position, December 31$ 18,733,854$ 3,088,449$ 2,281,835$ 64,502$ 24,168,640 The notes to the financial statements are an integral part of this statement. 55 City of Albertville, Minnesota Statement of Cash Flows Proprietary Funds For the Year Ended December 31, 2022 Business-type Activities - Enterprise Funds SewerWaterStorm WaterRecyclingTotals Cash Flows from Operating Activities Receipts from customers and users$ 1,000,092 $ 423,180 $ 295,525 $ 134,534 $ 1,853,331 Other receipts and payments, net 11,737 61,773 522 - 74,032 Payments to suppliers (346,463) (167,622) (47,455) (123,759)(685,299) Payments to employees (333,899) (244,932) (167,401)(8,795) (755,027) Net Cash Provided by Operating Activities 331,467 72,399 81,191 1,980 487,037 Cash Flows from Noncapital Financing Activities Advance to other funds (22,500) (14,500) (36,000) - (73,000) Intergovernmental receipts 29,093 29,375 - 9,59368,061 Tax receipts 222,934 - - - 222,934 Net Cash Provided by Noncapital Financing Activities 229,527 14,875 (36,000) 9,593 217,995 Cash Flows from Capital and Related Financing Activities Acquisition of capital assets (122,683)(8,688) - - (131,371) Capital contributions 1,529,943 285,343 5,740- 1,821,026 Interest paid on bonds (146,312)(1,663) (2,501) - (150,476) Principal paid on bonds (510,900)(9,100) (80,000) - (600,000) Net Cash Provided (Used) by Capital and Related Financing Activities 750,048 265,892 (76,761) - 939,179 Cash Flows from Investing Activities Interest received on investments (loss) (254,108) (62,860) (34,063) (2,170) (353,201) Net Increase (Decrease) in Cash and Cash Equivalents 1,056,934 290,306 (65,633) 9,403 1,291,010 Cash and Cash Equivalents, January 1 8,626,945 2,106,393 1,202,466 59,393 11,995,197 Cash and Cash Equivalents, December 31$ 9,683,879 $ 2,396,699 $ 1,136,833 $ 68,796 $ 13,286,207 The notes to the financial statements are an integral part of this statement. 56 City of Albertville, Minnesota Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended December 31, 2022 Business-type Activities - Enterprise Funds SewerWaterStorm WaterRecyclingTotals Reconciliation of Operating Income (Loss) to Net Cash Provided by Operating Activities Operating income (loss)$ (204,336)$ (31,755)$ 35,386$ (10,250)$ (210,955) Adjustments to reconcile operating income (loss) to net cash provided by operating activities Other income related to operations 11,737 61,773 522 28 74,060 Depreciation 526,808 40,168 37,138 - 604,114 (Increase) decrease in assets/deferred outflows of resources Accounts receivable (8,678) (8,278) (4,547) (801) (22,304) Prepaids (1,334) (118) (241) - (1,693) Due from other governments 1,293 - - 855 2,148 Special assessments receivable (212) (347) (178) (382) (1,119) Deferred pension resources 15,967 25,573 13,780 659 55,979 Increase (decrease) in liabilities/deferred inflows of resources Accounts payable (11,120) (46,883) 2,224 11,808 (43,971) Due to other governments - 38,857 - - 38,857 Accrued salaries payable 489 728 374 27 1,618 Compensated absences payable (4,823) (4,823) (1,072) - (10,718) Net pension liability 82,794 105,761 55,022 2,959 246,536 Deferred pension resources (77,118) (108,257) (57,217) (2,923) (245,515) Net Cash Provided (Used) by Operating Activities$ 331,467 $ 72,399$ 81,191$ 1,980$ 487,037 Schedule of Noncash Capital and Financing Activities Capital assets purchased on account$ 70,411$ -$ -$ -$ 70,411 Amortization of bond premiums$ 7,053$ -$ 1,306$ -$ 8,359 The notes to the financial statements are an integral part of this statement. 57 City of Albertville, Minnesota Statement of Fiduciary Net Position Fiduciary Funds December 31, 2022 Custodial Funds Assets Cash and temporary investments$ 598,902 Accounts receivable 95,190 Inventory2,553 Total Assets 696,645 Liabilities Accounts payable50,784 Net Position Restricted for organizations and other governments$ 645,861 The notes to the financial statements are an integral part of this statement. 58 City of Albertville, Minnesota Statement of Changes in Fiduciary Net Position Fiduciary Funds For the Year Ended December 31, 2022 Custodial Funds Additions Contributions Charges for services$ 717,103 Donations 111,750 Concessions 81,681 Total Contributions 910,534 Investment earnings (loss)(15,452) Miscellaneous79,641 Total Additions 974,723 Deductions Professional services420,957 Supplies 38,284 Utilities 262,063 Insurance 18,927 Repairs and maintenance92,462 Capital outlay 11,736 Miscellaneous25,280 Total Deductions 869,709 105,014 Net Increase (Decrease) in Fiduciary Net Position 540,847 Net Position, January 1 $ 645,861 Net Position, December 31 The notes to the financial statements are an integral part of this statement. 59 THIS PAGE IS LEFT BLANK INTENTIONALLY 60 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies A.Reporting Entity The City of Albertville, Minnesota (the City) operates under the "Optional Plan A" form of government as defined in the State of Minnesota statutes. Under this plan, the government of the City is directed by a City Council composed of an elected Mayor and four elected City Council members. The City Council exercises legislative authority and determines all matters of policy. The City Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential units for which it is financially accountable, and other organizations for financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining financial accountability. These criteria include appointing a voting majority mpose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the primary government. Blended Component Unit The Albertville Economic Development Authority (EDA) is a legal separate entity created to carry out economic development activities. The EDA is governed by five members, which consists of the City Council and the operational responsibility for the EDA rests with the management of the City. The criterion that results in the EDA being reported as a blended component unit include 1) the five board members are members of the City Council and 2) the operational responsibility of the EDA rests with the management of the City. The EDA does not issue separate financial statements and are included in the financial section of this report. B.Government-wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Amounts reported as program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C.Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. All fiduciary funds, including custodial funds, use the accrual, rather than modified accrual, basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. 61 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measurable and become available. Non-exchange transactions, in which the City receives value without directly giving equal value in return, include property taxes, grants, entitlement and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants, entitlements and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year when the resources are required to be used or the year when use is first permitted, matching requirements, in which the City must provide local resources to be used for a specified purpose, and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non-exchange transactions must also be available before it can be recognized. Unearned revenue arises when assets are recognized before revenue recognition criteria have been satisfied. Grants and entitlements received before eligibility requirements are met are also recorded as unearned revenue. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. The City reports the following major governmental funds: The General fund is the It accounts for all financial resources of the City, except those required to be accounted for in another fund. The Debt Service fund accounts for the accumulation of resources and payment of bond principal and interest on long-term general obligation debt of governmental funds. The ARPA fund accounts for the accumulation of resources and payments made related to the American Rescue Plan Act. The Capital Outlay Reserve fund accounts for the accumulation of resources necessary to fund future capital improvements and equipment purchases. The TIF #20 Scherer Brothers fund accounts for the accumulation of resources and payments made for the TIF #20 project. 62 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) The City reports the following major proprietary funds: The Sewer fund sewage collection utility. The Water fund water utility. The Storm Water fund accounts for the . The Recycling fund accou Additionally, the City reports the following fund types: Fiduciary Funds - accounts for activities of St. Michael-Albertville Ice Arena, Albertville Lions and Friendly City Days. The City manages the assets on behalf of these entities and administers the assets according to each entities guidance. The STMA Arena fund accounts for the activities of the ice arena which is jointly owned by the City of St. Michael, the City of Albertville and the Independent School District No. 885. The Albertville Lions fund accounts for the activities of the Albertville Lions Club. The Friendly City Days fund Friendly City Days celebration. As a general rule, the effect of interfund activity has been eliminated from government-wide financial statements. Exceptions to this general rule are chus other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary ons. The principal operating revenues of the City enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. D.Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources and Net Position/Fund Balances Deposits and Investments equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. government-wide cash and temporary investments pool is considered to be cash and cash equivalents for purposes of the statement of cash flows. Cash balances from all funds are pooled and invested, to the extent available, in certificates of deposit and other authorized investments. Earnings from such investments are allocated on the basis of applicable participation by each of the funds. 63 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) The City may also invest idle funds as authorized by Minnesota statutes, as follows: 1.Direct obligations or obligations guaranteed by the United States or its agencies. 2.Shares of investment companies registered under the Federal Investment Company Act of 1940 and received the highest credit rating, rated in one of the two highest rating categories by a statistical rating agency, and have a final maturity of thirteen months or less. 3.General obligations of a state or local government with taxing powers r 4.General 5.Obligation of a school district with an original maturity not exceeding 13 months and (i) rated in the highest category by a national bond rating service or (ii) enrolled in the credit enhancement program pursuant to statute section 126C.55. 6. acceptances of United States banks eligible for purchase by the Federal Reserve System. 7.Commercial paper issued by United States banks corporations or their Canadian subsidiaries, of highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less. 8.Repurchase or reverse repurchase agreements and securities lending agreements with financial institutions with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. 9.Guaranteed Investment Cs) issued or guaranteed by a United States commercial bank, a domestic branch of a foreign bank, a United States insurance company, or its Canadian subsidiary, whose similar debt obligations were rated in one of the top two rating categories by a nationally recognized rating agency. Broker money market funds operate in accordance with appropriate state laws and regulations. The reported value of the pool is the same as the fair value of the shares. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. The City has the following recurring fair value measurements as of December 31, 2022: Brokered Certificates of Deposit are valued using quoted market prices (Level 2 inputs) Municipal Bonds are values using a matrix pricing model (Level 2 inputs) Governmental Securities are values using a matrix pricing model (Level 1 inputs) See investments disclosure in note 3 for additional information. 64 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) The Minnesota Municipal Money Market Fund is regulated by Minnesota statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities Exchange Commission (SEC) that follows this pool is valued at amortized cost, which approximates fair value. There are no restrictions or limitations on withdrawals from the 4M Liquid Asset Fund. Investments in the 4M Plus must be deposited for a minimum of 14 calendar days. Withdrawals prior to the 14-day restriction period will be subject to a penalty equal to seven days interest on the amount withdrawn. Seven days' notice of redemption is required for withdrawals of investments in the 4M Term Series withdrawn prior to the maturity date of that series. A penalty could be assessed as necessary to recoup the Series for any charges, losses, and other costs attributable to the early redemption. Financial statements of the 4M Fund can be obtained by contracting RBC Global Management at 100 South Fifth Street, Suite 2300, Minneapolis, MN 55402-1240. Investment Policy credit, custodial credit and interest rate risks. Specific risk information for the City is as follows: Credit Risk. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Ratings are provided by various credit rating agencies and where applicable, indicate associated Custodial Credit Risk. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. -dealer were insured by SIPC or other supplemental insurance as of December 31, 2022. However, each investment brokerage firm may have a limit to their supplemental i portfolio is unknown. address custodial credit risk. The City accepts the risk due to the controls in place at the broker-dealer. Concentration of Credit Risk. Concentration of credit risk is the risk of loss attributed to the magnitude of a government's investment in a single issuer. investment portfolio to eliminate the risk of loss resulting from over-concentration of assets in a specific maturity, a specific issuer or a specific class of securities. The maturities selected shall provide for stability of income and reasonable liquidity. Interest Rate Risk. Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. In accordance with its investment policy, the City will attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing more than an average expected life of ten years from the date of the purchase. Property Taxes The City Council annually adopts a tax levy in December and certifies it to the County for collection in the following year. The County is responsible for collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January 1 and are payable by the property owners in two installments. The taxes are collected by the County Auditor and tax settlements are made to the City during January, June, and November each year. d inflow of resources for taxes not received within 60 days after year end in the fund financial statements. 65 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) Accounts Receivable Accounts receivable include amounts billed for services provided before year end. To the extent considered necessary, the City annually certifies delinquent water, sewer and storm water accounts to the County for collection in the following year. Therefore, there has been no allowance for doubtful accounts established. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. These assessments are recorded as receivables upon certification to the County. Special assessments are recognized as revenue when they are received in cash or within 60 days after year end. All governmental fund special assessments receivable are offset by a deferred inflow of resources in the fund financial statements. Interfund Receivables and Payables All outstanding balances between funds are repor Any residual balances outstanding between the governmental activities and business-type activities are reported in the government- Land Held for Resale The City acquires properties for redevelopment purposes. These properties are reported at their net realizable value in the the current period. The balance of land held for resale is offset with nonspendable or restricted fund balance to indicate that it is not available for appropriation. Notes Receivable Notes receivable include amounts paid by or loaned by the City that will be paid back by other entities. A portion of the notes are forgivable base on if certain criteria is met. The forgivable portion of the notes are offset by an allowance for uncollectible account. Inventories Inventories held for resale are stated at the lower of cost or market on the first-in, first-out (FIFO) method and inventories of supplies are reported at cost. Inventories in governmental funds are recorded as expenditures when consumed rather than when purchased. 66 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an estimated useful life of more than one year and an initial individual cost of more than the following: The City reports infrastructure assets on a network and subsystem basis. Accordingly, the amounts spent for the construction or acquisition of infrastructure assets are capitalized and reported in the government-wide financial statements regardless of their amount. In the case of initial capitalization of general infrastructure assets (i.e., those reported by governmental activities) the City chose to include items dating back to June 30, 1980. The City was able to estimate the historical cost for the initial reporting of these assets through back trending (i.e., estimating the current replacement cost of the infrastructure to be capitalized and using an appropriate price-level index to deflate the cost to the acquisition year or estimated acquisition year). As the City constructs or acquires capital assets each period, including infrastructure assets, they are capitalized and reported at historical cost. The reported value excludes normal maintenance and repairs which are essentially amounts spent in relation to capital assets that do not increase the capacity or efficiency of the item or extend its useful life beyond the original estimate. In the case of donations, the City values these capital assets at the acquisition value of the item at the date of its donation. Property, plant and equipment will be depreciated using the straight-line method over the following estimated useful lives: Useful Lives Assetsin Years Land Improvements5 to 30 Infrastructure15 to 50 Buildings15 to 40 Vehicles3 to 15 Other Equipment3 to 20 67 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) Deferred Outflows of Resources In addition to assets, the statement of net position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net assets that applies to future periods and so will not be recognized as an outflow of resources (expense/ expenditure) until then. The City has two items that qualify for reporting in this category. The loss on refunding bonds reported in the government-wide statement of net position. A loss on refunding results from the difference in the carrying value of refunded debt and its reacquisition price. This amount is deferred and amortized over the shorter of the life of the refunded or refunding debt. The item, deferred pension resources, is reported only in the statements of net position. This item results from actuarial calculations and current year pension contributions made subsequent to the measurement date. Pensions For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions uciary net position have been determined on the same basis as they are reported by PERA paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. The General fund is typically used to liquidate the governmental net pension liability. For purposes of measuring the net pension liability (asset) and deferred outflows of resources related to pensions, and pension expense, information about the fiduciary net position of the defined benefit plan administered by been determined on the same basis as they are reported by the plan. Investments are reported at fair value. The total pension expense for the GERP, PEPFP and the Albertville Fire Relief Association is as follows: Compensated Absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation and sick pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. The General fund is typically used to liquidate the governmental compensated absences liability. Long-term Obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. The recognition of bond premiums and discounts are amortized over the life of the bonds using the straight line method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as an expense in the period incurred. 68 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) In the fund financial statements, governmental fund types recognized bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Deferred Inflows of Resources In addition to liabilities, the statement of net position and fund financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net assets that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has only one type of item, which arises only under a modified accrual basis of accounting that qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from three sources: property taxes, special assessments and notes/intergovernmental receivable. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The City has an additional item which qualifies for reporting in this category. The item, deferred pension resources, is reported only in the statements of net position and results from actuarial calculations. Fund Balance In the fund financial statements, fund balance is divided into five classifications based primarily on the extent to which the City is bound to observe constraints imposed upon the use of resources reported in the governmental funds. These classifications are defined as follows: Nonspendable - Amounts that cannot be spent because they are not in spendable form, such as land held for resale. Restricted - Amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed - Amounts constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council, whic of decision-making authority. Committed amounts cannot be used for any other purpose unless the City Council modifies or rescinds the commitment by resolution. Assigned - Amounts constrained for specific purposes that are internally imposed. In governmental funds other than the General fund, assigned fund balance represents all remaining amounts that are not classified as nonspendable and are neither restricted nor committed. In the General fund, assigned amounts represent intended uses established by the City Council itself or by an official to which the governing body delegates the authority. The City Council has adopted a fund balance policy which delegates the authority to assign amounts for specific purposes to the Finance Director and/or City Administrator. Unassigned - The residual classification for the General fund and also negative residual amounts in other funds. The City considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available. Additionally, the City would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The City has formally adopted a fund balance policy for the General fund. unassigned fund balance of 35 percent of budgeted operating expenditures for cash-flow timing needs. 69 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 1: Summary of Significant Accounting Policies (Continued) Net Position Net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources. Net position is displayed in three components: a.Net investment in capital assets - Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. b.Restricted net position - Consist of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. c.Unrestricted net position - When both restricted and first, then unrestricted resources as they are needed. Note 2: Stewardship, Compliance and Accountability A.Budgetary Information An annual budget is adopted on a basis consistent with accounting principles generally accepted in the United States of America for the General fund. All annual appropriations lapse at fiscal year-end. The City does not use encumbrance accounting. In June of each year, all departments of the City submit requests for appropriations to the City Administrator so that a budget may be prepared. Before September 30, the proposed budget is presented to the City Council for review. The City Council holds public hearings and a final budget is prepared and adopted in early December. The appropriated budget is prepared by fund, function and department. the City Administrator, may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. Budgeted amounts are as originally adopted by the City Council. There were no budget amendments made in 2022. B.Deficit Fund Equity The following funds had deficit fund balances as of December 31, 2022: Fund Amount Major TIF #20 Scherer Brothers$ 717,718 ARPA 755 Nonmajor TIF #17 Old Castle 315,025 The deficit fund balances will be eliminated with transfers from other funds and future tax increments. 70 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 2: Stewardship, Compliance and Accountability C.Excess of Expenditures over Appropriations For the year ended December 31, 2022 expenditures exceed appropriations in the following fund: The excess of expenditures over appropriations was funded by revenues in excess of budget. Note 3: Detailed Notes on All Funds A.Deposits and Investments Deposits Custodial credit risk for deposits and investments is the risk that in investments may not be returned or the City will not be able to recover collateral securities in the possession of an outside party. In accordance with Minnesota statutes and as authorized by the City Council, the City maintains deposits at those depository banks, all of which are members of the Federal Reserve System. Minnesota statutes require that all City deposits be protected by insurance, surety bond or collateral. The fair value of collateral pledged must equal 110 percent of the deposits not covered by insurance or bonds, with the exception of irrevocable standby letters of credit issued by Federal Home Loan Banks as this type of collateral only requires collateral pledged equal to 100 percent of the deposits not covered by insurance or bonds. Authorized collateral in lieu of a corporate surety bond includes: United States government Treasury bills, Treasury notes, Treasury bonds; Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; General obligation securities of any state or local government with taxing powers which is rated national bond rating service, or revenue obligation securities of any state or local government with taxing powers General obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity; Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by Time deposits that are fully insured by any federal agency. Minnesota statutes require that all collateral shall be placed in safekeeping in a restricted account at a Federal Reserve Bank, or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The selection should be approved by the government entity. 71 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) $3,235,783 and the bank balance was $3,248,693. Of the bank balance, $7,500,000 was covered by federal depository insurance and the remaining was covered by collateral held by the . Investments As of December 31, 2022, the City had the following investments: (1) Ratings are provided by various credit rating agencies where applicable to indicate associated credit risk. (2) Interest rate risk is disclosed using the segmented time distribution method. N/A Indicates not applicable or available. Cash and Investments Summary A reconciliation of cash and temporary investments as shown on the financial statements for the City follows: Carrying Amount of Deposits$ 3,235,783 Investments 22,253,226 Cash on Hand 849 Total$ 25,489,858 Cash and Investments Statement of net position Cash and temporary investments$ 24,890,956 Statement of Fiduciary net position 598,902 Total$ 25,489,858 72 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) B.Capital Assets Capital asset activity for the year ended December 31, 2022 was as follows: 73 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) Depreciation expense was charged to functions/programs of the City as follows: Governmental Activities General government$ 152,100 Public safety148,580 Public works1,176,048 Culture and recreation122,316 Total Depreciation Expense - Governmental Activities$ 1,599,044 Business-type Activities Sewer$ 526,808 Water 40,168 Storm water 37,138 Total Depreciation Expense - Business-type Activities$ 604,114 74 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) C.Advances to/from other Funds and Transfers The composition of interfund balances as of December 31, 2022 is as follows: The above interfund balances are to eliminate deficit cash balances and finance projects. D.Long-term Debt General Obligation Bonds The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental activities and business-type activities. These bonds are reported in the proprietary funds if they are expected to be repaid from proprietary fund revenues. General obligation bonds are direct obligations of the City and pledge the full faith and credit of the City. General Obligation Special Assessment Bonds and Improvement Notes The following bonds were issued to finance various improvement projects in the City and will be repaid with the collection of special assessment levies. Interest IssueMaturityBalance at DescriptionRate AuthorizedIssuedDateDateYear End G.O. Improvement Refunding Bonds, Series 2011C$ 1,825,000$ 1,825,0002.00 - 3.35%08/25/1102/01/25$ 450,000 G.O. Improvement Refunding Bonds, Series 2012A 2,310,000 2,310,0001.00 - 2.0004/10/1202/01/23 330,000 G.O. Improvement Refunding Bonds, Series 2012B 3,215,000 3,215,0000.50 - 2.3505/10/1212/01/25 750,000 General Obligation Improvement Note, Series 2012 4,113,700 3,278,551 1.277 03/23/1208/20/32 1,888,000 Total G.O. Special Assessment Bonds and Improvement Notes$ 3,418,000 75 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) Annual debt service requirements to maturity for general obligation special assessment bonds are as follows: General Obligation Revenue Bonds The following bonds were issued to finance capital improvements in the enterprise funds. They will be repaid from future net operating revenues and transfers in from the enterprise funds and are backed by the taxing power of the City. Annual net operating revenues and transfers in, principal and interest payments, and the percentage of revenue required to cover principal and interest payment are as follows: The components of the general obligation revenues bonds are as follows: Interest AuthorizedIssueMaturityBalance at DescriptionRate and IssuedDateDateYear End G.O. Utility Revenue Bonds, Series 2011A$ 520,000 1.10 - 3.70%04/21/1102/01/26$ 160,000 G.O. Sewer Revenue Refunding Bonds, Series 2013A 2,515,000.70 - 2.1001/24/1312/01/25 795,000 G.O. Sewer Revenue Series 2019A 5,720,0002.00 - 3.0009/24/1902/01/39 4,960,000 Total G.O. Revenue Bonds$ 5,915,000 76 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) Annual debt service requirements to maturity for general obligation revenue bonds are as follows: Changes in Long-term Liabilities Long-term liability activity for the year ended December 31, 2022 was as follows: BeginningEndingDue Within BalanceIncreasesDecreasesBalanceOne Year Governmental Activities Bonds Payable G.O. Special Assessment bonds$ 4,209,000 $ (876,000)-$ $ 3,333,000 $ 813,000 Unamortized premium 24,611 - (6,101) 18,510 - Total Bonds Payable 4,233,611 -( 882,101) 3,351,510 813,000 Compensated Absences Payable 123,703 82,640( 116,520) 89,823 67,367 Governmental Activity Long-term Liabilities$ 4,357,314 $ 82,640$ (998,621)$ 3,441,333 $ 880,367 Business-type Activities Bonds Payable G.O. Revenue bonds$ 6,435,000 $ (520,000)-$ $ 5,915,000 $ 540,000 Unamortized premium 112,620 - (7,053) 105,567 - G.O. Special Assessment bonds 165,000 - (80,000) 85,000 85,000 Unamortized premium 1,311 - (1,306) 5 - Total Bonds Payable 6,713,931 -( 608,359) 6,105,572 625,000 Compensated Absences Payable 75,713 50,455 (61,173) 64,995 48,747 Business-type Activity Long-term Liabilities$ 6,789,644 $ 50,455$ (669,532)$ 6,170,567 $ 673,747 In the event an employee of the City would retire or resign, in good standing, a portion of the governmental compensated absences would mature. The portion applicable to that employee would be recorded as a liability and would be liquidated through the General fund. 77 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 3: Detailed Notes on All Funds (Continued) E.Components of Fund Balance At December 31, 2022 form (Nonspendable), legal restrictions (Restricted), City Council action (Committed), policy and/or intent (Assigned). The following is a summary of the components of fund balance: Fund PurposeAmount Nonspendable GeneralLand held for resale$ 51,000 GeneralPrepaid items 108,875 Total Nonspendable 159,875 Restricted Debt ServiceDebt Service 3,047,697 Other governmental fundsPark improvements 893,527 Other governmental fundsTax increment financing 133,088 Total Restricted 4,074,312 Commited Other governmental fundsRevolving loan 151,451 Assigned Capital Outlay ReserveFuture capital projects 6,062,374 Unassigned General 2,433,060 Other governmental funds (1,033,498) Total Unassigned 1,399,562 Total$ 11,847,574 Note 4: Defined Benefit Pension Plans - Statewide A.Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). administered in accordance with Minnesota statutes, chapters 353 and 356. plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. General Employees Plan All full-time and certain part-time employees of the City are covered by the General Employees Plan. General Employees Plan members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. Public Employees Police and Fire Plan The Police and Fire Plan, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980.Effective July 1, 1999, the Police and Fire Plan also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. 78 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 4: Defined Benefit Pension Plans - Statewide (Continued) B.Benefits Provided PERA provides retirement, disability and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. General Employees Plan Benefits General Employees Plan b allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. Members hired prior to July 1, 1989 receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated members is 1.2 percent of average salary for each of the first 10 years of service and 1.7 percent of average salary for each additional year. Under Method 2, the accrual rate for Coordinated members is 1.7 percent of average salary for all years of service. For members hired prior to July 1, 1989 a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989 normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit recipients each January. The postretirement increase is equal to 50 percent of the cost-of-living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1 percent and a maximum of 1.5 percent. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a reduced prorated increase. For members retiring on January 1, 2024, or later, the increase will be delayed until normal retirement age (age 65 if hired prior to July 1, 1989, or age 66 for individuals hired on or after July 1, 1989). Members retiring under Rule of 90 are exempt from the delay to normal retirement. Police and Fire Plan Benefits Benefits for Police and Fire Plan members first hired after June 30, 2010, but before July 1, 2014 vest on a prorated basis from 50 percent after five years up to 100 percent after ten years of credited service. Benefits for Police and Fire Plan members first hired after June 30, 2014 vest on a prorated basis from 50 percent after ten years up to 100 percent after twenty years of credited service. The annuity accrual rate is 3 percent of average salary for each year of service. For Police and Fire Plan members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. Benefit increases are provided to benefit recipients each January. The postretirement increase is fixed at 1 percent. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase will receive the full increase. For recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a reduced prorated increase. C.Contributions Minnesota statutes chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state Legislature. General Employees Fund Contributions Coordinated Plan members were required to contribute 6.50 percent of their annual covered salary in fiscal year 2021 and the City was required to contribute 7.50 percent for Coordinated Plan members in fiscal year 2022. contributions to the General Employees Fund for the years ending December 31, 2022, 2021 and 2020 were $106,531, $99,408 and $95,790, respectively. utions for each year as set by state statute. 79 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 4: Defined Benefit Pension Plans - Statewide (Continued) Police and Fire Fund Contributions Police and Fire Plan members were required to contribute 11.80 percent of their annual covered salary in fiscal year 2021 and the City was required to contribute 17.70 percent for Police and Fire Plan members. Police and Fire Fund for the years ending December 31, 2022, 2021 and 2020 were $23,827, $21,738 and $20,812, respectively. state statute. D.Pension Costs General Employees Fund Pension Costs At December 31, 2022, the City reported a liability of $1,433,526 for its proportionate share of the General Employees Fund contribution of $16 million. The State of Minnesota is considered a non-employer contributing entity and the s contribution meets the definition of a special funding situation. pension liability associated with the City totaled $41,968. The net pension liability was measured as of June 30, 2022, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The Citate share o during the measurement period for employer payroll paid dates from July 1, 2021 through June 30, 2022 relative to the T 0.0181 percent which was no change from its proportion measured as of June 30, 2021. City's Proportianate Share of the Net Pension Liability$ 1,433,526 State of Minnesota's Proportionate Share of the Net Pension Liability Associated with the City 41,958 Total$ 1,475,484 For the year ended December 31, 2022, the City recognized a pension expense of $246,023 for its proportionate share of the General Employees FundIn addition, the City recognized an additional $6,269 as pension expense 16 million to the General Employees Fund. At December 31, 2022, the City reported its proportionate share of General Employees Fund resources and deferred inflows of resources, related to pensions from the following sources: DeferredDeferred OutflowsInflows of Resourcesof Resources Differences Between Expected and Actual Experience$ 11,974 $ 15,260 Changes in Actuarial Assumptions 324,433 5,605 Net Difference Between Projected and Actual Earnings on Plan Investments 22,659 - Changes in Proportion 30,655 - Contributions to PERA Subsequent to the Measurement Date 54,000 - Total$ 443,721 $ 20,865 80 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 4: Defined Benefit Pension Plans - Statewide (Continued) The $54,000 reported as deferred outflows of resources GERF subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2023. Other amounts reported as deferred outflows and inflows of resources related to GERF pensions will be recognized in pension expense as follows: Police and Fire Fund Pension Costs At December 31, 2022, the City reported a liability of $461,270 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2022, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. proportionate share employer payroll paid dates from July 1, 2021 through June 30, 2022 relative to the total employer contributions received from all of At June 30, 20220.0106 percent which was an increase of 0.0004 percent from its proportionate share measured as of June 30, 2021. The State of Minnesota contributed $18 million to the Police and Fire Fund in the plan fiscal year ended June 30, 2021. The contribution consisted of $9 million in direct state aid that does meet the definition of a special funding situation and $9 million in supplemental state aid that does not meet the definition of a special funding situation. The $9 million direct state was paid on October 1, 2020. Thereafter, by October 1 of each year, the state will pay $9 million to the Police and Fire Fund until full funding is reached or July 1, 2048, whichever is earlier. The $9 million in supplemental state aid will continue until the fund is 90 percent funded, or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90 percent funded, whichever occurs later. The State of Minnesota is not included as a non-employer contributing entity in the Police and Fire Pension Plan pension allocation schedules for the $9 million in supplemental state aid. The City also recognized pension expense $45,915 for the year ended December 31, 2022 as revenue and an offsetting reduction of net pension liability for its proportionate -behalf contributions to the Police and Fire Fund. In addition, the City recognized an additional $3,886 as pension expense (grant re of $9 million to the Police and Fire Fund. At December 31, 2022ferred outflows of resources and deferred inflows of resources from the following sources: DeferredDeferred OutflowsInflows of Resourcesof Resources Differences Between Expected and Actual Experience$ 27,599 $ 202 Changes in Actuarial Assumptions 268,449 3,079 Net Difference Between Projected and Actual Earnings on Plan Investments 10,150 - Changes in Proportion 12,799 612 Contributions to PERA Subsequent to the Measurement Date 12,020 - Total$ 331,017 $ 3,893 81 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 4: Defined Benefit Pension Plans - Statewide (Continued) The $12,020 ributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2023. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: E E. . Long-Term Expected Return on Investment The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: F.Actuarial Assumptions The total pension liability in the June 30, 2022 actuarial valuation was determined using an individual entry-age normal actuarial cost method. The long-term rate of return on pension plan investments used in the determination of the total liability is 6.5 percent. This assumption is based on a review of inflation and investments return assumptions from a number of national investment consulting firms. The review provided a range of return investment return rates deemed to be reasonable by the actuary. An investment return of 6.5 percent was deemed to be within that range of reasonableness for financial reporting purposes. Inflation is assumed to be 2.25 percent for the General Employees Plan and 2.25 percent for the Police and Fire Plan. Benefit increases after retirement are assumed to be 1.25 percent for the General Employees Plan. The Police and Fire Plan benefit increase is fixed at 1 percent per year and that increase was used in the valuation. Salary growth assumptions in the General Employees Plan range in annual increments from 10.25 percent after one year of service to 3.0 percent after 27 years of service. In the Police and Fire Plan, salary growth assumptions range from 11.75 percent after one year of service to 3.0 percent after 24 years of service. 82 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 4: Defined Benefit Pension Plans - Statewide (Continued) Mortality rates for the General Employees Plan are based on the Pub-2010 General Employee Mortality Table. Mortality rates for the Police and Fire Plan is based on the Pub-2010 Public Safety Employee Mortality tables. The tables are Actuarial assumptions used in the June 30, 2022 valuation were based on the results of actuarial experience studies. The most recent four-year experience study in the General Employees Plan was completed in 2019. The assumption changes were adopted by the Board and become effective with the July 1, 2020 actuarial valuation. The most recent four-year experience study for the Police and Fire Plan was completed in 2020 were adopted by the Board and became effective with the July 1, 2021 actuarial valuation. The following changes in actuarial assumptions and plan provisions occurred in 2022: General Employees Fund Changes in Actuarial Assumptions The mortality improvement scale was changed from Scale MP-2020 to Scale MP-2021. Changes in Plan Provisions There were no changes in plan provisions since the previous valuation. Police and Fire Fund Changes in Actuarial Assumptions The mortality improvement scale was changed from Scale MP-2020 to Scale MP-2021. The single discount rate changed from 6.50 percent to 5.40 percent. Changes in Plan Provisions There have been no changes since the prior valuation. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: G. Discount Rate The discount rate used to measure the total pension liability in 2022 was 6.50 percent. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net position of the General Employees Fund and the Police and Fire Fund were projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 83 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 4: Defined Benefit Pension Plans - Statewide (Continued) H. Pension Liability Sensitivity ed pension liability would be if it were calculated using a discount rate one percentage point lower or one percentage point higher than the current discount rate: I. Pension Plan Fiduciary Net Position -issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. Note 5: Defined Benefit Pension Plans - Fire Relief Association A. Plan Description All members of the Albertville Fire Department (the Department) are covered by a defined benefit plan administered by the 2022, the plan covered 26 active firefighters and 8vested terminated fire fighters whose pension benefits are deferred. The plan is a single employer retirement plan and is established and administered in accordance with Minnesota statute, chapter 69. The Association maintains a separate Special fund to accumulate assets to fund the retirement benefits earned by the the (chapter 261 as amended by chapter 509 of Minnesota statutes 1980). Funds are also derived from investment income. B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60 percent of the pension as prescribed by the bylaws. This percentage increases 4 percent per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 10 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member's service pension for the completed years of service times the applicable non-forfeitable percentage of pension. 84 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 5: Defined Benefit Pension Plans - Fire Relief Association (Continued) C. Contributions Minnesota statutes, chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings and, if necessary, employer contributions as specified in Minnesota statutes and voluntary City contributions (if applicable). The State of Minnesota contributed in fire state aid to the plan on behalf of the Albertville Fire Department for the year ended December 31, 2021, which was recorded as a revenue. Required employer contributions are calculated annually based on statutory provisions. The City made no voluntary contributions to the plan. The firefighter has no obligation to contribute to the plan. D.Pension Costs At December 31, 2022, the City reported a net pension liability (asset) of ($365,873) for the Volunteer Firefighter Fund. The net pension asset was measured as of December 31, 2022. The total pension asset used to calculate the net pension asset in accordance with GASB 68 was determined by PERA applying an actuarial formula to specific census data certified by the Department. The following table presents the changes in net pension liability (asset) during the year. TotalPlanNet PensionFiduciaryPension LiabilityNet PositionLiability (Asset) (a)(b)(a-b) Beginning Balance January 1, 2022$ 695,245 $ 1,087,687 $ (392,442) Changes for the Year Service cost 42,301 42,301- Interest cost 33,394 33,394- Plan changes 108,435 108,435- Projected investment earnings 53,250- (53,250) Contributions (State) 95,777- (95,777) Asset (gain)/loss 10,344- (10,344) Benefit payouts (139,338) (139,338) - Administrative costs - (1,810) 1,810 Total Net Changes 44,792 18,223 26,569 Ending Balance December 31, 2022$ 740,037 $ 1,105,910 $ (365,873) For the year ended December 31, 2022, the City recognized a pension expense of $190,540. 85 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 5: Defined Benefit Pension Plans - Fire Relief Association (Continued) At December 31, 2022, the City reported deferred inflows of resources and deferred outflows of resources, its contributions subsequent to the measurement date, related to pension from the following sources: Deferred outflows of resources totaling $110,566 subsequent to the measurement date will be recognized as a reduction of the net pension asset in the year ended December 31, 2023. Other amounts reported as deferred outflows of resources related to the plan will be recognized in pension expense as follows: E. Actuarial Assumptions The total pension asset at December 31, 2022 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement Eligibility at 100 Percent of Age 50 Salary Increases2.50% per year Cost of Living IncreasesN/A Investment Rate of Return5.00% 20 Year Municipal Bond Yield3.50% There were no changes in actuarial assumptions in 2022. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best estimates for expected future real rates of return (expected returns, net of inflation) were developed for each -term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. 86 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 5: Defined Benefit Pension Plans - Fire Relief Association (Continued) The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: F.Discount Rate The discount rate used to measure the total pension liability was 5.00 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity sion liability (asset) for the plan, calculated using the discount rate disclosed in discount rate 1 percent lower or 1 percent higher than the current discount rate: 1 Percent1 Percent Decrease (4.00%)Current (5.00%)Increase (6.00%) Defined Benefit Plan$ (331,279)$ (365,873)$ (398,684) H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report. The report may be obtained by writing to the Albertville . 87 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 6: Joint Ventures Joint Powers Water Board of Albertville, Hanover and St. Michael The Joint Powers Water Board of Albertville, Hanover and St. Michael (the "JPWB") was established under a joint powers agreement among the Cities of Albertville, Hanover and St. Michael to provide water service to the local area. The JPWB operates as an enterprise and provides water service to the general public, with the majority of its costs being paid by various fees and charges to users of the water system. The governing body consists of a six-member Board of Commissioners (the "Board"). Two individuals, the Mayor and another City Council Member from each City, are appointed by their respective City Council to serve on the Board. The JPWB does not have any component units. The JPWB' s agreement states that charges billed and collected for water supply remain with the JPWB, while the charges for distribution are billed by the JPWB but the collections are owned by each member City and will be remitted to them upon collection. The financial statements from 2021, the most recent available, is summarized below. th Separate financial statements can be obtained by writing to the Joint Powers Water Board, 11100 50 Street NE, Albertville, Minnesota 55301. Joint Powers Water Board Statement of Net Position December 31, 2021 Joint Powers Water Board Summary Statement of Activities For the Year Ended December 31, 2021 Operating Revenues$ 3,153,916 Operating Expenses 2,086,004 Operating Income 1,067,912 Net Nonoperating Revenues 1,239,481 Change in Net Position 2,307,393 Net Position, January 1 26,695,340 Net Position, December 31$ 29,002,733 St. Michael - Albertville Ice Arena In 1996-97, the City entered into a Joint Powers Agreement with the City of St. Michael and the Independent School District No. 885. The agreement was for the construction and maintenance of a qualified ice arena. During 2006, the City was notified as being selected as Mighty Ducks Grant recipient to help fund the cost of the ice arena. The arena was constructed with the grant reward and contributions and donations from the City of Albertville, the City of St. Michael and the Independent School District No. 885. In 2019, a new ice sheet was opened by Independent School District No. 885 leading to an amended Joint Powers Agreement with the City of St. Michael and the Independent School District No. 885. 88 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 6: Joint Ventures (Continued) The City has an ongoing one-sixth equity financial interest of $226,804 as of December 31, 2022. Separate financial statements can be obtained by contacting Tina Lannes, Finance Director at Albertville City Hall. St. Michael - Albertville Ice Arena Statement of Net Position December 31, 2022 St. Michael - Albertville Ice Arena Summary Statement of Activities December 31, 2022 Note 7: Other Information A.Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters for which the City carries insurance. The City obtains insurance through participation in the League of Minnesota Cities Insurance Trust (LMCIT), which is a risk sharing pool with approximately 800 other governmental units. The City pays an annual premium to LMCIT for its workers compensation and property and casualty insurance. The LMCIT is self-sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. of the past three fiscal years. Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. An excess coverage insurance policy covers individual claims in excess of $1,000,000. Liabilities, if any, include an amount for claims that have been incurred but not reported (IBNRs). any incurred but not reported claims. 89 City of Albertville, Minnesota Notes to the Financial Statements December 31, 2022 Note 7: Other Information (Continued) B.Legal Debt Margin In accordance with Minnesota statutes, the City may not incur or be subject to net debt in excess of three percent of the market value of taxable property within the City. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt financed partially or entirely by special assessments, enterprise fund revenues or tax increments. The City applicable debt does not exceed the limit. C.Conduit Debt Obligations Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued revenue bonds to provide financial assistance to private-sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. D.Tax Increment Financing Districts of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. E.Commitment Cost Sharing Agreement The City has entered into a cost sharing agreement for the construction and maintenance of a library with the City of St. Michael, Minnesota. The library net cost is split based on the pro rata average of population and market value. 90 REQUIRED SUPPLEMENTARY INFORMATION CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 91 City of Albertville, Minnesota Required Supplementary Information For the Year Ended December 31, 2022 Schedule of are of PERA Net Pension Liability - General Employees Fund City's Proportionate State's Share of the Proportionate City'sNet Pension Share of Liability as aPlan Fiduciary Proportionatethe Net Pension City'sCity'sPercentage ofNet Position Share ofLiability Proportion ofCoveredas a Percentage Fiscalthe Net PensionAssociated withCovered the Net PensionPayrollof the Total YearLiabilitythe CityTotalPayroll Liability(a/c)Pension Liability Ending(a)(b)(a+b)(c) 06/30/220.0181 %1,433,526$ $ 41,958$ 1,475,484 $ 1,354,549 %76.7105.8 % 06/30/210.0181 772,951 23,664 796,615 1,306,061 59.2 87.0 06/30/200.0174 1,043,210 32,283 1,075,493 1,244,313 83.8 79.0 06/30/190.0161 890,133 27,665 917,798 1,133,606 78.5 80.2 06/30/180.0147 815,496 26,781 842,277 986,845 82.6 79.5 06/30/170.0151 963,974 12,125 976,099 1,010,559 95.4 75.9 06/30/160.0155 1,258,523 16,464 1,274,987 921,545 136.6 68.9 06/30/150.0150 777,378 -7 77,378 866,860 89.7 78.2 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. Schedule of EmplContributions - General Employees Fund Contributions in Relation to the Contributions as StatutorilyStatutorilyContributionCity's a Percentage of RequiredRequiredDeficiencyCovered Covered Payroll YearContributionContribution(Excess)Payroll (b/c) Ending(a)(b)(a-b)(c) 12/31/22$ 106,351 $ 106,351 $ 1,418,015-$ 7.5% 12/31/21 99,408 99,408 - 1,325,4387.5 12/31/20 95,790 95,790 -1,277,2017.5 12/31/19 90,361 90,361 -1,204,8097.5 12/31/18 77,347 77,347 -1,031,2937.5 12/31/1772,91072,910 -972,1297.5 12/31/1672,24472,244 -963,2557.5 12/31/1566,92966,929 -892,3867.5 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. 92 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Notes to the Required Supplementary Information - General Employee Fund Changes in Actuarial Assumptions 2022 - The mortality improvement scale was changed from Scale MP-2020 to Scale MP-2021. 2021 - The investment return and single discount rates were changed from 7.50 percent to 6.50 percent, for financial reporting purposes. The mortality improvement scale was changed from Scale MP-2019 to Scale MP-2020. 2020 - The price inflation assumption was decreased from 2.50% to 2.25%. The payroll growth assumption was decreased from 3.25% to 3.00%. Assumed salary increase rates were changed as recommended in the June 30, 2019 experience study. The net effect is assumed rates that average 0.25% less than previous rates. Assumed rates of retirement were changed as recommended in the June 30, 2019 experience study. The changes result in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements. Assumed rates of termination were changed as recommended in the June 30, 2019 experience study. The new rates are based on service and are generally lower than the previous rates for years 2-5 and slightly higher thereafter. Assumed rates of disability were changed as recommended in the June 30, 2019 experience study. The change results in fewer predicted disability retirements for males and females. The base mortality table for healthy annuitants and employees was changed from the RP-2014 table to the Pub-2010 General Mortality table, with adjustments. The base mortality table for disabled annuitants was changed from the RP- 2014 disabled annuitant mortality table to the PUB-2010 General/Teacher disabled annuitant mortality table, with adjustments. The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019. The assumed spouse age difference was changed from two years older for females to one year older. The assumed number of married male new retirees electing the 100% Joint & Survivor option changed from 35% to 45%. The assumed number of married female new retirees electing the 100% Joint & Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. 2019 - The mortality projection scale was changed from MP-2017 to MP-2018. 2018 - The morality projection scale was changed from MP-2015 to MP-2017. The assumed benefit increase was changed from 1.00 percent per year through 2044 and 2.50 percent per year thereafter to 1.25 percent per year. 2017 - The Combined Service Annuity (CSA) loads were changed from 0.8 percent for active members and 60 percent for vested and non-vested deferred members. The revised CSA loads are now 0.0 percent for active member liability, 15.0 percent for vested deferred member liability and 3.0 percent for non-vested deferred member liability. The assumed post-retirement benefit increase rate was changed from 1.0 percent per year for all years to 1.0 percent per year through 2044 and 2.5 percent per year thereafter. 2016 - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2035 and 2.5 percent per year thereafter to 1.0 percent per year for all future years. The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate was changed from 7.9 percent to 7.5 percent. Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. 2015 - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2030 and 2.5 percent per year thereafter to 1.0 percent per year through 2035 and 2.5 percent per year thereafter. 93 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Notes to the Required Supplementary Information - General Employee Fund (Continued) Changes in Plan Provisions 2022 - There were no changes in plan provisions since the previous valuation. 2021 - There were no changes in plan provisions since the previous valuation. 2020 - Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023 and 0.0% after. Augmentation was eliminated for privatizations occurring after June 30, 2020. 2019 - The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 through 2031. 2018 - The augmentation adjustment in early retirement factors is eliminated over a five-year period starting July 1, 2019, resulting in actuarial equivalence after June 30, 2024. Interest credited on member contributions decreased from 4.00 percent to 3.00 percent, beginning July 1, 2018. Deferred augmentation was changed to 0.00 percent, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply. Contribution stabilizer provisions were repealed. Postretirement benefit increases were changed from 1.00 percent per year with a provision to increase to 2.50 percent upon attainment of 90.00 percent funding ratio to 50.00 percent of the Social Security Cost of Living Adjustment, not less than 1.00 percent and not more than 1.50 percent, beginning January 1, 2019. For retirements on or after January 1, 2024, the first benefit increase is delayed until the retiree reaches normal retirement age; does not apply to Rule of 90 retirees, disability benefit recipients, or survivors. Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017 - and $6,000,000 thereafter. The Employer Supplemental Contribution for the Minneapolis Employees Retirement Fund $16,000,000 to $6,000,000 in calendar years 2019 to 2031. 2016 - No changes noted. 2015 - On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised. 94 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Schedule of are of PERA Net Pension Liability - Police and Fire Fund City's Proportionate State's Share of the Proportionate City'sNet Pension Share of Liability as aPlan Fiduciary Proportionatethe Net Pension City'sCity'sPercentage ofNet Position Share ofLiability Proportion ofCoveredas a Percentage Fiscalthe Net PensionAssociated withCovered the Net PensionPayrollof the Total YearLiabilitythe CityTotalPayroll Liability(a/c)Pension Liability Ending(a)(b)(a+b)(c) 06/30/220.0106 %461,270$ $ 20,036$ 481,306$ 128,217 %70.5359.8 % 06/30/210.0102 78,733 3,520 82,253 120,137 65.5 93.7 06/30/200.0099 130,493 87,099 217,592 116,132 112.4 87.2 06/30/190.0090 95,814 95,814- 95,184 100.7 89.3 06/30/180.0088 93,799 93,799- 96,188 97.5 88.8 06/30/170.0090 121,511 121,511- 89,111 136.4 85.4 06/30/160.0090 361,186 361,186- 84,960 425.1 63.9 06/30/150.0090 102,261 102,261- 61,377 166.6 86.6 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. Schedule of EmpContributions - Police and Fire Fund Contributions in Relation to the Contributions as StatutorilyStatutorilyContributionCity's a Percentage of RequiredRequiredDeficiencyCovered Covered Payroll YearContributionContribution(Excess)Payroll (b/c) Ending(a)(b)(a-b)(c) 12/31/22$ 23,827 $ 23,827 $ - 134,618$ 17.70 % 12/31/21 21,738 21,738 - 122,814 17.70 12/31/20 20,812 20,812 - 122,785 17.70 12/31/19 17,055 17,055 - 105,275 16.95 12/31/18 15,197 15,197 - 93,809 16.20 12/31/17 14,820 14,820 - 91,482 16.20 12/31/16 14,111 14,111 - 87,106 16.20 12/31/15 9,943 9,943 - 61,378 16.20 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. 95 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Notes to the Required Supplementary Information - Police and Fire Fund Changes in Actuarial Assumptions 2022 - The mortality improvement scale was changed from Scale MP-2020 to Scale MP-2021. The single discount rate changed from 6.50 percent to 5.40 percent. 2021 - The investment return and single discount rates were changed from 7.50 percent to 6.50 percent, for financial reporting purposes. The inflation assumption was changed from 2.50 percent to 2.25 percent. The payroll growth assumption was changed from 3.25 percent to 3.00 percent. The base mortality table for healthy annuitants and employees was changed from the RP-2014 table to the Pub-2010 Public Safety Mortality table. The mortality improvement scale was changed from MP-2019 to MN-2020. The base mortality table for disabled annuitants was changed from the RP-2014 healthy annuitant mortality table (with future mortality improvement according to Scale MP-2019) to the Pub- 2010 Public Safety disabled annuitant mortality table (with future mortality improvement according to Scale MP-2020). Assumed rates of salary increase were modified as recommended in the July 14, 2020 experience study. The overall impact is a decrease in gross salary increase rates. Assumed rates of retirement were changed as recommended in the July 14, 2020 experience study. The changes result in slightly more unreduced retirements and fewer assumed early retirements. Assumed rates of withdrawal were changed from select and ultimate rates to service-based rates. The changes result in more assumed terminations. Assumed rates of disability were increased for ages 25-44 and decreased for ages over 49. Overall, proposed rates result in more projected disabilities. Assumed percent married for active female members was changed from 60 percent to 70 percent. Minor changes to form of payment assumptions were applied. 2020 - The mortality projection scale was changed from MP-2018 to MP-2019. 2019 - The mortality projection scale was changed from MP-2017 to MP-2018. 2018 - The morality projection scale was changed from MP-2016 to MP-2017. As set by statute, the assumed post- retirement benefit increase was changed from 1.0 percent per year through 2064 and 2.5 percent per year, thereafter, to 1.0 percent for all years, with no trigger. 2017 - Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. Assumed rates of retirement were changed, resulting in fewer retirements. The Combined Service Annuity (CSA) load was 30 percent for vested and non-vested deferred members. The CSA has been changed to 33 percent for vested members and 2 percent for non-vested members. The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. Assumed termination rates were decreased to 3.0 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. Assumed percentage of married female members was decreased from 65 percent to 60 percent. Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. The assumed percentage of female members electing joint and survivor annuities was increased. The assumed post-retirement benefit increase rate was changed from 1.00 percent for all years to 1.00 percent per year through 2064 and 2.50 percent thereafter. The single discount rate was changed from 5.6 percent to 7.5 percent. 2016 - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2037 and 2.5 percent per year thereafter to 1.0 percent per year for all future years. The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate was changed from 7.9 percent to 5.6 percent. The assumed future salary increases, payroll growth and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. 2015 - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2030 and 2.5 percent per year thereafter to 1.0 percent per year through 2037 and 2.5 percent per year thereafter. 96 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Notes to the Required Supplementary Information - Police and Fire Fund (Continued) Changes in Plan Provisions 2022 - There were no changes in plan provisions since the previous valuation. 2021 - There were no changes in plan provisions since the previous valuation. 2020 - There were no changes in plan provisions since the previous valuation. 2019 - There were no changes in plan provisions since the previous valuation. 2018 - As set by statute, the assumed post-retirement benefit increase was changed from 1.0 percent per year through 2064 and 2.5 percent per year, thereafter, to 1.0 percent for all years, with no trigger. An end date of July 1, 2048 was added to the existing $9.0 million state contribution. New annual state aid will equal $4.5 million in fiscal years 2019 and 2020, and $9.0 million thereafter until the plan reaches 100 percent funding, or July 1, 2048, if earlier. Member contributions were changed from 10.80 percent to 11.30 percent of pay, effective January 1, 2019 and 11.80 percent of pay, effective January 1, 2020. Employer contributions were changed from 16.20 percent to 16.95 percent of pay, effective January 1, 2019 and 17.70 percent of pay, effective January 1, 2020. Interest credited on member contributions decreased from 4.00 percent to 3.00 percent, beginning July 1, 2018. Deferred augmentation was changed to 0.00 percent, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply. Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017- Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. Assumed rates of retirement were changed, resulting in fewer retirements. The combined service annuity (CSA) load was 30.00 percent for vested and non-vested, deferred members. The CSA has been changed to 33.00 percent for vested members and 2.00 percent for non-vested members. The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. Assumed termination rates were decreased to 3.00 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. Assumed percentage of married female members was decreased from 65.00 percent to 60.00 percent. Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. The assumed percentage of female members electing joint and survivor annuities was increased. The assumed postretirement benefit increase rate was changed from 1.00 percent for all years to 1.00 percent per year through 2064 and 2.50 percent thereafter. The single discount rate was changed from 5.60 percent per annum to 7.50 percent per annum. 2016 - No changes noted. 2015 - The post-retirement benefit increase to be paid after attainment of the 90 percent funding threshold was changed, from inflation up to 2.5 percent, to a fixed rate of 2.5 percent. 97 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Schedule of Changes Net Pension Liability (Asset) and Related Ratios Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. 98 City of Albertville, Minnesota Required Supplementary Information (Continued) For the Year Ended December 31, 2022 Note: Schedule is intended to show 10-year trend. Additional years will be reported as they become available. 99 THIS PAGE IS LEFT BLANK INTENTIONALLY 100 COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS AND SCHEDULES CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 101 THIS PAGE IS LEFT BLANK INTENTIONALLY 102 NONMAJOR GOVERNMENTAL FUNDS CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 103 City of Albertville, Minnesota Nonmajor Governmental Funds Combining Balance Sheet December 31, 2022 Total Special CapitalNonmajor RevenueProjectsFunds Assets Cash and temporary investments$ 151,451$ 1,026,615$ 1,178,066 Notes receivable 450,000 - 450,000 Less allowance for uncollectible (450,000)- (450,000) Total Assets$ 151,451$ 1,026,615$ 1,178,066 Liabilities Advances from other funds$ -$ 315,025$ 315,025 Fund Balances Restricted -1,026,615 1,026,615 Committed 151,451 - 151,451 Unassigned - (315,025) (315,025) Total Fund Balances 151,451 711,590 863,041 Total Liabilities and Fund Balances$ 151,451$ 1,026,615$ 1,178,066 104 City of Albertville, Minnesota Nonmajor Governmental Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended December 31, 2022 Total Special CapitalNonmajor RevenueProjectsFunds Revenues Tax increments$ -$ 197,675$ 197,675 Intergovernmental 450,000 -450,000 Charges for service- 22,871 22,871 Investment earnings (losses) (4,499)(27,533)(32,032) Total Revenues 445,501 193,013 638,514 Expenditures Current Economic development 450,000 132,590 582,590 Debt service Interest- 13,756 13,756 Total Expenditures 450,000 146,346 596,346 Net Change in Fund Balances (4,499) 46,667 42,168 Fund Balances, January 1 155,950 664,923 820,873 Fund Balances, December 31$ 151,451$ 711,590$ 863,041 105 THIS PAGE IS LEFT BLANK INTENTIONALLY 106 NONMAJOR SPECIAL REVENUE FUNDS Special revenue funds are established to account for specific revenue or other sources that are designated for financing particular functions or activities as required by deferral regulations, Minnesota statue, City charter provisions, local ordinances, or specific gran agreements. Most of the special revenue funds are related to specific Federal and State housing programs or grants for specific activities. Economic Development Loan - This fund accounts for the accumulation of resources and payments made for the Economic Development Loan activity. Revolving Loan - This fund accounts for the accumulation of resources and payments made for loans made by the city. 107 City of Albertville, Minnesota Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2022 215314 EconomicRevolving DevelopmentLoan Loan FundFund Total Assets Cash and temporary investments$ 151,451$ -$ 151,451 Notes receivable - 450,000 450,000 Less allowance for uncollectible - (450,000) (450,000) Total Assets$ 151,451$ -$ 151,451 Fund Balances Committed$ 151,451$ -$ 151,451 108 City of Albertville, Minnesota Nonmajor Special Revenue Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended December 31, 2022 215314 EconomicRevolving DevelopmentLoan Loan FundFund Total Revenues Intergovernmental$ -$ 450,000$ 450,000 Investment earnings (losses) (4,499) -(4,499) Total Revenues (4,499) 450,000 445,501 Expenditures Current Economic development -450,000 450,000 Net Change in Fund Balances (4,499) -(4,499) Fund Balances, January 1 155,950 - 155,950 Fund Balances, December 31$ 151,451 $ -$ 151,451 109 THIS PAGE IS LEFT BLANK INTENTIONALLY 110 NONMAJOR CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by enterprise funds. Park - accounts for the accumulation of resources and payments made for the construction of park improvements. Park dedication fees, contributions and donations as well as interest are the main financing sources. TIF #7 Senior Housing - This fund was created to facilitate the construction of the Senior Housing project within the City. This fund accounts for the financial activity related to that project. TIF #14 Fraser Steel - This fund was created to facilitate the Fraser Steel project within the City. This fund accounts for the financial activity related to that project. TIF #15 Guardian Angels - This fund was created to facilitate the Fraser Steel project within the City. This fund accounts for the financial activity related to that project. TIF #16 Mold Tech - This fund was created to facilitate the Mold Tech project within the City. This fund accounts for the financial activity related to that project. TIF #17 Old Castle - This fund accounts for the accumulation of resources and payments made for the Old Castle project. 111 City of Albertville, Minnesota Nonmajor Capital Projects Funds Combining Balance Sheet December 31, 2022 312518526 TIF #7TIF #15 ParkSeniorGuardian FundHousingAngels Assets Cash and temporary investments$ 893,527 $ 62,323$ 69,881 Liabilities Advances from other funds$ -$ -$ - Fund Balances Restricted 893,527 62,32369,881 Unassigned - - - Total Fund Balances 893,527 62,32369,881 Total Liabilities and Fund Balances$ 893,527 $ 62,323$ 69,881 112 527528 TIF #16TIF #17 MoldOld TechCastleTotal $ 884$ -$ 1,026,615 $ -$ 315,025 $ 315,025 884 - 1,026,615 - (315,025) (315,025) 884 (315,025) 711,590 $ 884$ -$ 1,026,615 113 City of Albertville, Minnesota Nonmajor Capital Projects Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended December 31, 2022 312518526 TIF #7TIF #15 ParkSeniorGuardian FundHousingAngels Revenues Tax increments$ -$ 40,979$ 85,208 Charges for services 22,871 - - Investment earnings (losses) (25,780) (1,141) (589) Total Revenues (2,909) 39,838 84,619 Expenditures Current Economic development - 36,645 76,823 Debt service Interest - - - Total Expenditures - 36,645 76,823 Net Change in Fund Balances (2,909) 3,193 7,796 Fund Balances, January 1 896,436 59,130 62,085 Fund Balances, December 31$ 893,527 $ 62,323$ 69,881 114 527528 TIF #16TIF #17 MoldOld TechCastleTotal $ 20,209$ 51,279$ 197,675 - - 22,871 20 (43) (27,533) 20,229 51,236 193,013 18,557 565 132,590 - 13,756 13,756 18,557 14,321 146,346 1,672 36,915 46,667 (788) (351,940) 664,923 $ 884$ (315,025)$ 711,590 115 City of Albertville, Minnesota General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget to Actual (Continued on the Following Pages) For the Year Ended December 31, 2022 (With Comparative Actual Amounts for the Year Ended December 31, 2021) 2022 2021 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts Revenues Taxes General property taxes$ 2,326,925$ 2,326,925$ 2,336,804$ 9,879$ 2,253,205 Licenses and permits Business 60,000 60,000 60,023 23 32,928 Non-business 150,500 150,500 592,383 441,883 370,337 Total licenses and permits 210,500 210,500 652,406 441,906 403,265 Intergovernmental Federal ARPA - - 3,812 3,812 - State Local government aid 115,251 115,251 115,251 - 115,251 Property tax credits - - 171 171 175 Other 120,700 120,700 183,645 62,945 171,128 Total intergovernmental 235,951 235,951 302,879 66,928 286,554 Charges for services General government 333,227 333,227 560,665 227,438 508,427 Public safety 468,761 468,761 468,761 - 433,974 Culture and recreation 15,000 15,000 295,306 280,306 288,958 Total charges for services 816,988 816,988 1,324,732 507,744 1,231,359 Fines and forfeitures - - 7,590 7,590 500 Special assessments - - 41,904 41,904 15,416 Investment earnings (losses) 25,000 25,000 (100,342) (125,342) 6,565 Miscellaneous Other 15,000 15,000 21,183 6,183 40,769 Refunds and reimbursements - - 54,064 54,064 119,007 Total miscellaneous 15,000 15,000 75,247 60,247 159,776 Total Revenues 3,630,364 3,630,364 4,641,220 1,010,856 4,356,640 116 City of Albertville, Minnesota General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual (Continued) For the Year Ended December 31, 2022 (With Comparative Actual Amounts for the Year Ended December 31, 2021) 2022 2021 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts Expenditures Current General government Legislative Personal services$ 27,128$ 27,128$ 20,669$ 6,459$ 20,880 Supplies 2,500 2,500 260 2,240 - Other services and charges 24,400 24,400 28,382 (3,982) 18,308 Total legislative 54,028 54,028 49,311 4,717 39,188 Administration Personal services 153,756 153,756 148,486 5,270 137,074 Supplies 5,000 5,000 2,212 2,788 1,175 Other services and charges 14,000 14,000 17,501 (3,501) 9,212 Total administration 172,756 172,756 168,199 4,557 147,461 City clerk Personal services 83,371 83,371 85,762 (2,391) 92,433 Supplies 9,500 9,500 13,701 (4,201) 12,221 Other services and charges 48,750 48,750 36,792 11,958 42,066 Total city clerk 141,621 141,621 136,255 5,366 146,720 Elections and voter registration Personal services - - 894 (894) - Other services and charges 27,000 27,000 15,362 11,638 1,780 Total elections and voter registration 27,000 27,000 16,256 10,744 1,780 Treasurer Personal services 91,953 91,953 89,158 2,795 82,179 Supplies 8,200 8,200 4,220 3,980 1,692 Other services and charges 20,750 20,750 12,268 8,482 15,093 Total treasurer 120,903 120,903 105,646 15,257 98,964 Assessing Other services and charges 44,000 44,000 45,250 (1,250) 42,424 Legal Other services and charges 40,000 40,000 49,075 (9,075) 51,256 117 City of Albertville, Minnesota General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual (Continued) For the Year Ended December 31, 2022 (With Comparative Actual Amounts for the Year Ended December 31, 2021) 2022 2021 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts Expenditures (Continued) Current (continued) General government (continued) Engineering Other services and charges$ 25,000$ 25,000$ 103,187 $ (78,187)$ 50,783 Miscellaneous Personal services 27,110 27,110 23,563 3,547 23,355 Supplies 1,500 1,500 - 1,500 440 Other services and charges 233,418 233,418 355,778 (122,360) 376,812 Total miscellaneous 262,028 262,028 379,341 (117,313) 400,607 Total general government 887,336 887,336 1,052,520 (165,184) 979,183 Public safety Police protection Other services and charges 860,524 860,524 860,524 - 835,485 Fire protection Personal services 467,617 467,617 515,016 (47,399) 474,180 Supplies 19,800 19,800 24,322 (4,522) 30,885 Other services and charges 114,500 114,500 125,598 (11,098) 123,584 Total fire protection 601,917 601,917 664,936 (63,019) 628,649 Protective inspection Personal services 121,044 121,044 111,029 10,015 108,389 Supplies 1,350 1,350 2,706 (1,356) 810 Other services and charges 148,849 148,849 153,168 (4,319) 133,719 Total protective inspection 271,243 271,243 266,903 4,340 242,918 Animal control Other services and charges 9,000 9,000 10,470 (1,470) 10,570 Total public safety 1,742,684 1,742,684 1,802,833 (60,149) 1,717,622 118 City of Albertville, Minnesota General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual (Continued) For the Year Ended December 31, 2022 (With Comparative Actual Amounts for the Year Ended December 31, 2021) 2022 2021 Budgeted Amounts ActualVariance withActual OriginalFinalAmountsFinal BudgetAmounts Expenditures (Continued) Current (continued) Public works Streets Personal services$ 283,218 $ 283,218 $ 254,826 $ 28,392$ 241,534 Supplies 34,300 34,300 38,355 (4,055) 30,980 Other services and charges 61,750 61,750 81,375 (19,625) 56,683 Total streets 379,268 379,268 374,556 4,712 329,197 Street lighting Other services and charges 91,166 91,166 95,597 (4,431) 82,669 Total public works 470,434 470,434 470,153 281 411,866 Culture and recreation Parks Personal services 318,363 318,363 305,978 12,385 297,744 Supplies 26,347 26,347 28,885 (2,538) 17,286 Other services and charges 140,200 140,200 144,978 (4,778) 130,912 Total parks 484,910 484,910 479,841 5,069 445,942 Arena Personal services - - 281,093 (281,093) 279,911 Total culture and recreation 484,910 484,910 760,934 (276,024) 725,853 Economic development Other services and charges 45,000 45,000 4,492 40,508 38,592 Total Expenditures 3,630,364 3,630,364 4,090,932 (460,568) 3,873,116 Excess of Revenues Over Expenditures - - 550,288 550,288 483,524 Other Financing Sources (Uses) Transfers in - - - - 171,937 Transfers out - - (271,670) (271,670) (1,631,756) Total Other Financing Sources (Uses) - - (271,670) (271,670) (1,459,819) Net Change in Fund Balances - - 278,618 278,618 (976,295) Fund Balances, January 1 2,314,317 2,314,317 2,314,317 - 3,290,612 Fund Balances, December 31$ 2,314,317$ 2,314,317$ 2,592,935$ 278,618 $ 2,314,317 119 City of Albertville, Minnesota Debt Service Funds Combining Balance Sheet December 31, 2022 46846946:471 CSAH 19 2003A2011C2012B2012A G.O.G.O. CIPG.O. CIPG.O. Improv. ImprovementRefundingRefundingRefunding Assets Cash and temporary investments$ 59,818 $ 284,118$ 14,777 $ 224,749 Receivables Special assessments 148,654 - - - Interest - - - - Notes - - - - Advances to other funds 602,000 - - - Land held for resale 180,434 - - - Total Assets$ 990,906$ 284,118$ 14,777 $ 224,749 Deferred Inflows of Resources Unavailable revenue - special assessments$ 148,654$ -$ -$ - Unavailable revenue - notes/intergovernmental - - - - Total Deferred Inflows of Resources 148,654 - - - Fund Balances Restricted Debt service 842,252 284,118 14,777 224,749 Total Deferred Inflows of Resources and Fund Balances$ 990,906$ 284,118$ 14,777 $ 224,749 120 472473579 LachmanIndustrial 2012A2012A G.O. Improv.G.O. Improv. RefundingRefundingInterstate 94Total $ 225,367$ 400,260$ 316,730$ 1,525,819 - - 336,842 485,496 - - 3,901 3,901 - - 731,484 731,484 - 315,025 - 917,025 - 420,519 - 600,953 $ 225,367$ 1,135,804$ 1,388,957$ 4,264,678 $ -$ -$ 336,843$ 485,497 - - 731,484 731,484 - - 1,068,327 1,216,981 225,367 1,135,804 320,630 3,047,697 $ 225,367$ 1,135,804$ 1,388,957$ 4,264,678 121 City of Albertville, Minnesota Debt Service Funds Combining Schedule of Revenues, Expenditures And Changes in Fund Balances For the Year Ended December 31, 2022 46846946:471 CSAH 19 2003A2011C2012B2012A G.O.G.O. CIPG.O. CIPG.O. Improv. ImprovementRefundingRefundingRefunding Revenues Property taxes$ -$ 101,486$ 261,770$ 26,157 Special assessments 76,518 - - 20,651 Investment earnings (losses) (4,001) (5,652) (1,812) (9,023) Miscellaneous - - - - Total Revenues 72,517 95,834 259,958 37,785 Expenditures Current Public works 18,000 - - - Debt service Principal - 140,000 240,000 160,000 Interest and other - 16,445 21,685 4,900 Total Expenditures 18,000 156,445 261,685 164,900 Net Change in Fund Balances 54,517 (60,611) (1,727) (127,115) Fund Balances, January 1 787,735 344,729 16,504 351,864 Fund Balances, December 31$ 842,252$ 284,118$ 14,777 $ 224,749 122 472473 LachmanIndustrial 579 2012A2012A G.O. Improv.G.O. Improv. RefundingRefundingInterstate 94Total $ -$ 84,561 $ 53,000 $ 526,974 148,609 57,582 59,016 362,376 273 4,890 (8,582) (23,907) - - 83,058 83,058 148,882 147,033 186,492 948,501 - 7,454 - 25,454 50,000 110,000 176,000 876,000 1,500 1,700 26,358 72,588 51,500 119,154 202,358 974,042 97,382 27,879 (15,866) (25,541) 127,985 1,107,925 336,496 3,073,238 $ 225,367$ 1,135,804$ 320,630$ 3,047,697 123 City of Albertville, Minnesota Combining Statement of Fiduciary Net Position Fiduciary Funds December 31, 2022 Albertville Total Friendly Albertville STMACustodial City Days LionsIce Arena Funds Assets Cash and temporary investments$ 69,553$ 126,744$ 402,605$ 598,902 Accounts receivable - - 95,190 95,190 Inventory - - 2,553 2,553 Total Assets 69,553 126,744 500,348 696,645 Liabilities Accounts payable - -50,784 50,784 Net Position Restricted for organizations and other governments$ 69,553$ 126,744$ 449,564$ 645,861 124 City of Albertville, Minnesota Combining Statement of Changes in Fiduciary Net Position Fiduciary Funds For the Year Ended December 31, 2022 Albertville Total Friendly Albertville STMACustodial City Days LionsIce Arena Funds Additions Contributions Charges for services$ -$ -$ 717,103 $ 717,103 Donations 10,000 101,750 -111,750 Concessions - - 81,68181,681 Total Contributions 10,000 101,750 798,784 910,534 Investment earnings (losses) (128) (4,126) (11,198) (15,452) Miscellaneous 50,000 - 29,64179,641 Total Additions 59,872 97,624 817,227 974,723 Deductions Professional services38 127,766 293,153 420,957 Supplies - - 38,28438,284 Utilties - - 262,063 262,063 Insurance - - 18,92718,927 Repairs and maintenance - - 92,46292,462 Capital outlay - - 11,73611,736 Miscellaneous - - 25,28025,280 Total Deductions38 127,766 741,905 869,709 59,834 (30,142) 75,322 105,014 Net Increase (Decrease) in Fiduciary Net Position 9,719 156,886 374,242 540,847 Net Position, January 1 $ 69,553$ 126,744 $ 449,564 $ 645,861 Net Position, December 31 125 City of Albertville, Minnesota Summary Financial Report Revenues and Expenditures For General Operations Governmental Funds For the Year Ended December 31, 2022 Percent TotalIncrease (Decrease) 20222021 Revenues Taxes$ 4,517,340 $ 4,323,838 4.48% Special assessments 443,326 232,077 91.03 Licenses and permits 652,406 403,265 61.78 Intergovernmental 1,383,658 302,106 358.00 Charges for services 1,347,603 2,131,559 (36.78) Fines and forfeitures 7,590 500 1,418.00 Investment earnings (losses) (320,982) 11,191 (2,968.22) Miscellaneous 236,605 262,487 (9.86) Total Revenues$ 8,267,546 $ 7,667,023 7.83% Per Capita$ 1,034$ 971 6.46% Expenditures Current General government$ 1,102,691 $ 1,021,471 7.95% Public safety 1,802,833 1,717,622 4.96 Public works 495,607 419,418 18.17 Culture and recreation 760,934 725,853 4.83 Economic development 1,304,800 203,972 539.70 Capital outlay General government 5,817 870 568.62 Public safety 19,252 61,678 (68.79) Public works 1,633,552 893,153 82.90 Culture and recreation 123,977 199,005 (37.70) Economic development 50,000 24,000 108.33 Debt service Principal 876,000 864,000 1.39 Interest and other 86,344 104,729 (17.55) Total Expenditures$ 8,261,807 $ 6,235,771 32.49 % Per Capita$ 1,033$ 790 30.80 % Total Long-term Indebtedness$ 3,351,510 $ 4,233,611 (20.84)% Per Capita 419 536 (21.85) General Fund Balance - December 31$ 2,592,935 $ 2,314,317 12.04 % Per Capita 324 293 10.61 The purpose of this report is to provide a summary of financial information concerning the City of Albertville to interested citizens. The complete financial statements may be examined at City Hall, 5959 Main Avenue, Albertville, MN 55301. Questions about this report should be directed to Tina Lannes, Finance Director at (763) 497-3384. 126 STATISTICAL SECTION (UNAUDITED) CITY OF ALBERTVILLE ALBERTVILLE, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2022 127 THIS PAGE IS LEFT BLANK INTENTIONALLY 128 STATISTICAL SECTION (Unaudited) This part of the City of Albertvilleannual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information Financial Trends and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess s most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess out- additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the financial report relates to the services the government provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the annual financial reports for the relevant year. 129 City of Albertville, Minnesota Statistical Section (Unaudited) Net Position by Component Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year 2013201420152016 Governmental Activities Net investment in capital assets$ 16,761,614 $ 15,982,545 $ 16,000,840 $ 15,925,140 Restricted 4,083,926 4,359,358 6,603,871 3,240,957 Unrestricted 3,545,424 4,482,132 4,287,635 8,260,766 Total Governmental Activities Net Position$ 24,390,964 $ 24,824,035 $ 26,892,346 $ 27,426,863 Business-type Activities Net investment in capital assets$ 7,345,829$ 8,198,571$ 8,423,132$ 8,632,306 Unrestricted 10,722,778 9,559,515 9,038,370 8,856,604 Total Business-type Activities Net Position$ 18,068,607 $ 17,758,086 $ 17,461,502 $ 17,488,910 Total Primary Government Net investment in capital assets$ 24,107,443 $ 24,181,116 $ 24,423,972 $ 24,557,446 Restricted 4,083,924 4,359,358 6,603,871 3,240,957 Unrestricted 14,268,202 14,041,647 13,326,005 17,117,370 Total Primary Government$ 42,459,569 $ 42,582,121 $ 44,353,848 $ 44,915,773 Note: The City implemented GASB Statement No. 68 and GASB Statement No. 71 in 2015. Years prior to 2015 have not been restated. 130 Ubcmf!2 Fiscal Year 201720182019202020212022 $ 16,653,225 $ 16,996,701 $ 17,512,792 $ 18,587,524 $ 18,777,874 $ 19,783,680 3,543,926 3,482,527 5,398,928 5,120,5885,683,392 5,667,950 8,191,522 8,651,739 7,289,708 7,153,0298,481,228 8,458,920 $ 28,388,673 $ 29,130,967 $ 30,201,428 $ 30,861,141 $ 32,942,494 $ 33,910,550 $ 8,717,564$ 9,046,737$ 10,922,191 $ 10,788,055 $ 11,001,276 $ 11,189,927 9,562,439 9,489,105 9,102,051 10,545,577 11,685,984 12,978,713 $ 18,280,003 $ 18,535,842 $ 20,024,242 $ 21,333,632 $ 22,687,260 $ 24,168,640 $ 25,370,789 $ 26,043,438 $ 28,434,983 $ 29,375,579 $ 29,779,150 $ 30,973,607 3,543,926 3,482,527 5,398,928 5,120,5885,683,392 5,667,950 17,753,961 18,140,844 16,391,759 17,698,606 20,167,212 21,437,633 $ 46,668,676 $ 47,666,809 $ 50,225,670 $ 52,194,773 $ 55,629,754 $ 58,079,190 131 City of Albertville, Minnesota Statistical Section (Unaudited) Changes in Net Position (Continued on the Following Pages) Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year 2013201420152016 Fyqfotft Governmental Activities General government$ 948,742$ 923,711$ 715,779$ 858,450 Public safety 1,075,760 1,103,431 1,222,679 1,602,075 Public works 2,090,108 1,461,319 1,636,968 1,631,343 Culture and recreation 505,161 558,881 569,429 617,041 Economic development 548,783 137,930 229,167 117,086 Interest on long-term debt 331,119 295,924 255,379 197,099 Total Governmental Activities Expenses 5,499,673 4,481,196 4,629,401 5,023,094 Business-type Activities Sewer utility 1,024,449 946,586 961,507 846,349 Water utility 1,095,906 1,108,449 399,813 418,260 Storm water utility 172,946 170,061 182,779 187,029 Recycling 79,948 81,024 81,689 94,580 Total Business-type Activities Expenses 2,373,249 2,306,120 1,625,788 1,546,218 Total Expenses$ 7,872,922$ 6,787,316$ 6,255,189$ 6,569,312 Qsphsbn!Sfwfovft Governmental Activities Charges for services General government$ 624,869$ 574,438$ 489,742$ 437,398 Public safety 157,752 161,373 227,250 258,553 Public works 3,250 1,200 2,500 1,700 Culture and recreation 178,550 234,694 154,851 195,815 Operating grants and contributions 165,255 249,041 230,499 240,569 Capital grants and contributions 127,438 340,632 2,000,970 99,914 Total Governmental Activities Program Revenues 1,257,114 1,561,378 3,105,812 1,233,949 Business-type Activities Charges for services Sewer utility 730,933 728,308 752,094 786,153 Water utility 975,753 917,507 256,040 272,503 Storm water utility 226,677 228,659 251,960 222,630 Recycling 80,115 80,659 81,223 87,444 Operating grants and contributions 19,352 18,657 64,001 15,954 Capital grants and contributions 368,310 154,336 122,884 114,742 Total Business-Type Activities Program Revenues 2,401,140 2,128,126 1,528,202 1,499,426 Total Program Revenues$ 3,658,254$ 3,689,504$ 4,634,014$ 2,733,375 Note: The City implemented GASB Statement No. 68 and GASB Statement No. 71 in 2015. Years prior to 2015 have not been restated. 132 Ubcmf!3 Fiscal Year 201720182019202020212022 $ 822,891$ 737,375$ 767,343$ 1,058,803$ 1,154,441$ 1,273,530 1,548,674 1,529,785 1,877,4571,941,3401,879,989 1,989,621 1,385,420 1,757,764 1,195,5603,185,3691,689,856 1,598,677 788,338 611,258 1,069,989882,232871,722 988,150 182,059 221,319 223,663237,902227,972 1,354,800 228,006 167,872 191,958149,493130,847 112,596 4,955,388 5,025,373 5,325,970 7,455,139 5,954,827 7,317,374 805,318 818,418 1,102,919 1,111,7271,067,137 1,348,974 369,100 411,151 451,246 417,826414,208 465,093 265,436 272,024 252,627 290,418225,386 265,392 95,850 106,514 118,359 117,364118,432 145,939 1,535,704 1,608,107 1,925,151 1,937,335 1,825,163 2,225,398 $ 6,491,092$ 6,633,480$ 7,251,121$ 9,392,474$ 7,779,990$ 9,542,772 $ 630,143$ 608,525$ 544,149$ 640,044$ 878,311$ 1,190,569 276,445 296,707 335,444 458,866435,005 471,179 5,300 3,050 1,750 4,3504,250 2,125 229,772 165,908 87,525 301,4351,193,567 315,636 265,983 193,526 191,470 852,421403,935 380,209 118,011 150,340 359,247 1,324,103 677,714 1,606,812 1,525,654 1,418,056 1,519,585 3,581,219 3,592,782 3,966,530 848,544 868,052 866,602 1,072,5491,147,984 1,010,675 355,075 362,737 348,310 411,854452,529 493,578 213,666 211,420 209,206 222,281281,058 300,772 82,867 94,134 105,028 95,461116,919 135,717 18,240 16,794 22,416 22,27317,930 19,637 683,125 201,561 1,515,818 1,203,165 1,129,841 1,818,198 2,201,517 1,754,698 3,067,380 3,027,583 3,146,261 3,778,577 $ 3,727,171$ 3,172,754$ 4,586,965$ 6,608,802$ 6,739,043$ 7,745,107 133 City of Albertville, Minnesota Statistical Section (Unaudited) Changes in Net Position (Continued) Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year 2013201420152016 Ofu!Sfwfovft!)Fyqfotft* Governmental activities$ (4,242,559) $ (2,919,818) $ (1,523,589) $ (3,789,145) Business-type activities 27,891 (177,994) (97,586) (46,792) Total Primary Government Revenues (Expenses)$ (4,214,668) $ (3,097,812) $ (1,621,175) $ (3,835,937) Hfofsbm!Sfwfovft!boe!Puifs!Dibohft!jo!Ofu!Qptjujpo Hfofsbm!Sfwfovft Governmental Activities Taxes Property taxes, levied for general purpose$ 2,491,895$ 2,478,224$ 2,606,772$ 2,746,144 Property taxes, levied for debt service 657,878 805,791 885,270 921,796 Tax increments 26,715 28,648 109,132 169,651 Grants and contributions not restricted to specific programs 13,681 90,269 98,932 102,311 Unrestricted investment earnings (losses) (48,206) 182,322 86,644 103,541 Gain on sale of capital assets - - 3,450 - Miscellaneous - - 132,569 280,219 Transfers (50,000) 330,236 - - Special item - decrease in land held for resale (3,026,828) - - - Total Governmental Activities General Revenues 65,135 3,915,490 3,922,769 4,323,662 Business-type Activities Property taxes levied for general purposes - - - - Grants and contributions not restricted to specific programs - - - - Unrestricted investment earnings (losses) (52,403) 197,709 89,694 74,200 Transfers 50,000 (330,236) - - Total Business-type Activities General Revenues (2,403) (132,527) 89,694 74,200 Total Primary Government$ 62,732$ 3,782,963$ 4,012,463$ 4,397,862 Dibohf!jo!Ofu!Qptjujpo Governmental activities$ (4,177,424) $ 995,672$ 2,399,180$ 534,517 Business-type activities 25,488 (310,521) (7,892) 27,408 Total Primary Government$ (4,151,936) $ 685,151$ 2,391,288$ 561,925 Note: The City implemented GASB Statement No. 68 and GASB Statement No. 71 in 2015. Years prior to 2015 have not been restated. 134 Ubcmf!3 Fiscal Year 201720182019202020212022 $ (3,429,734)$ (3,607,317) $ (3,806,385) $ (3,873,920) $ (2,362,045) $ (3,350,844) 665,813 146,591 1,142,229 1,090,248 1,321,098 1,553,179 $ (2,763,921)$ (3,460,726) $ (2,664,156) $ (2,783,672) $ (1,040,947) $ (1,797,665) $ 2,839,090$ 3,054,845$ 3,497,033$ 3,469,449$ 3,614,097$ 3,852,811 916,050 831,410 508,855 506,868 472,425 473,974 230,131 231,247 232,684 240,457 220,464 197,675 93,140 111,979 113,056 126,418 115,426 115,422 138,248 120,130 384,339 190,441 11,191 (320,982) 49,020 - 140,879 - - - 172,681 - - - 9,795 - (46,816) - - - - - - - - - - - 4,391,544 4,349,611 4,876,846 4,533,633 4,443,398 4,318,900 - - - - - 222,934 - - - - - 58,468 78,464 109,248 346,171 219,142 32,530 (353,201) 46,816 - - - - - 125,280 109,248 346,171 219,142 32,530 (71,799) $ 4,516,824$ 4,458,859$ 5,223,017$ 4,752,775$ 4,475,928$ 4,247,101 $ 961,810$ 742,294$ 1,070,461$ 1,070,461$ 659,713$ 968,056 791,093 255,839 1,488,400 1,488,4001,309,390 1,481,380 $ 1,752,903$ 998,133$ 2,558,861$ 2,558,861$ 1,969,103$ 2,449,436 135 City of Albertville, Minnesota Statistical Section (Unaudited) Fund Balances of Governmental Funds Last Ten Fiscal Years Fiscal Year 2013201420152016 General Fund Nonspendable$ 51,000$ 51,000$ 51,000$ 51,000 Unassigned 1,450,586 1,798,358 1,876,186 1,887,922 Total General Fund$ 1,501,586 $ 1,849,358 $ 1,927,186 $ 1,938,922 All Other Governmental Funds Nonspendable$ 10$ 13,184$ 2,695$ 1,614 Restricted 4,353,603 5,276,492 3,263,871 3,272,492 Committed - - - - Assigned 9,456,557 9,920,395 5,969,374 6,412,396 Unassigned (767,766) (971,681) (842,241) (469,839) Total All Other Governmental Funds$ 13,042,404$ 14,238,390$ 8,393,699 $ 9,216,663 136 Ubcmf!4 Fiscal Year 201720182019202020212022 $ 51,000$ 133,328 $ 140,151 $ 90,389$ 136,098 $ 159,875 2,258,988 2,252,982 2,477,774 3,200,223 2,178,219 2,433,060 $ 2,309,988$ 2,386,310 $ 2,617,925 $ 3,290,612 $ 2,314,317 $ 2,592,935 $ -$ -$ -$ -$ -$ - 3,670,865 3,758,526 3,387,291 3,388,480 4,090,889 4,074,312 - - 152,836 156,143 155,950 151,451 6,076,678 6,390,844 4,853,536 3,965,154 5,634,162 6,062,374 (514,315) (432,912) (425,086) (389,806) (353,483) (1,033,498) $ 9,233,228$ 9,716,458 $ 7,968,577 $ 7,119,971 $ 9,527,518 $ 9,254,639 137 City of Albertville, Minnesota Statistical Section (Unaudited) Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years Fiscal Year 2013201420152016 Revenues Taxes$ 3,212,853 $ 3,302,350 $ 3,596,744 $ 3,840,259 Licenses and permits 213,277 167,584 197,878 174,928 Intergovernmental 158,861 209,667 1,958,201 282,508 Charges for services 1,097,560 857,837 648,359 662,313 Fines and forfeitures - - 1,000 - Special assessments 306,453 384,727 434,682 246,350 Investment earnings (losses) (80,585) 282,344 86,644 103,541 Miscellaneous 203,566 214,302 358,035 537,803 Total Revenues 5,111,985 5,418,811 7,281,543 5,847,702 Expenditures General government 808,790 748,364 606,158 738,974 Public safety 972,893 1,006,524 1,154,656 1,302,463 Public works 403,811 413,536 634,542 431,596 Culture and recreation 353,316 401,593 387,025 445,486 Economic development 261,318 96,866 203,626 76,875 Capital outlay 1,040,402 328,322 841,615 883,733 Debt service Principal 805,700 918,000 3,191,851 963,240 Interest 315,036 288,757 234,925 170,635 Bond issuance costs - 7,458 - - Total Expenditures 4,961,266 4,209,420 7,254,398 5,013,002 Excess (Deficiency) of Revenues Over (Under) Expenditures 150,719 1,209,391 27,145 834,700 Other Financing Sources (Uses) Transfers in 697,254 868,993 344,000 295,133 Bonds refunded - 528,062 - - Bond issuance - - 235,000 - Sale of capital assets - - 3,450 - Transfers out (1,100,044) (1,062,688) (344,000) (295,133) Total Other Financing Sources (Uses) (402,790) 334,367 238,450 - Special Item Decrease in land held for resale (3,026,828) - - - Net Change in Fund Balances$ (3,278,899)$ 1,543,758 $ 265,595 $ 834,700 Debt Service as a Percentage of Noncapital Expenditures26.0%29.6%52.5%25.2% 138 Ubcmf!5 Fiscal Year 201720182019202020212022 $ 4,018,573$ 4,109,257 $ 4,233,810 $ 4,221,332 $ 4,323,838 $ 4,517,340 239,833 258,992 215,108 300,888 403,265 652,406 268,493 312,506 438,035 2,077,442 302,106 1,383,658 888,979 845,182 1,004,236 1,076,374 2,131,559 1,347,603 200 1,500 500 - 500 7,590 196,021 291,412 259,787 352,949 232,077 443,326 138,248 120,130 384,339 190,441 11,191 (320,982) 385,472 175,104 138,771 181,825 262,487 236,605 6,135,819 6,114,083 6,674,586 8,401,251 7,667,023 8,267,546 735,742 894,542 791,250 920,918 1,021,471 1,102,691 1,350,500 1,395,937 1,557,191 1,629,347 1,717,622 1,802,833 387,744 411,944 437,365 427,682 419,418 495,607 501,693 533,359 748,116 763,021 725,853 760,934 141,632 175,193 178,507 210,170 203,972 1,304,800 1,470,904 1,010,977 3,380,525 3,646,864 1,178,706 1,832,598 962,822 992,000 939,000 856,000 864,000 876,000 198,979 140,579 165,017 123,168 104,729 86,344 - - - - - - 5,750,392 5,554,531 8,196,971 8,577,170 6,235,771 8,261,807 385,427 559,552 (1,522,385) (175,919) 1,431,252 5,739 323,424 50,068 151,390 - 1,803,693 271,670 - - - - - - - - - - - - 49,020 - 6,119 - - - (370,240) (50,068) (151,390) - (1,803,693) (271,670) 2,204 - 6,119 - - - - - - - - - $ 387,631 $ 559,552 $ (1,516,266)$ (175,919)$ 1,431,252 $ 5,739 26.4%24.5%20.6%14.4%18.3%14.8% 139 City of Albertville, Minnesota Statistical Section (Unaudited) Tax Capacity, Market Value and Estimated Actual Value of Taxable Property (Shown by Year of Tax Collectability) 2013201420152016 Taxable Market Value Personal property$ 5,275,300$ 5,239,900$ 5,279,500$ 5,442,200 Real estate 468,964,700 500,588,200 542,867,500 567,786,000 Total Taxable Market Value$ 474,240,000$ 505,828,100$ 548,147,000$ 573,228,200 Estimated Actual Value of Taxable Property$ 474,240,000$ 556,863,100$ 595,816,100$ 620,513,900 Taxable Market Value as a Percentage of Estimated Actual Value 100.00 % 90.84% 92.00% 92.38% Tax Capacity Personal property$ 103,190$ 102,426$ 103,325$ 106,630 Real estate 6,088,709 6,379,976 6,780,598 7,026,956 Subtotal 6,191,899 6,482,402 6,883,923 7,133,586 Less: tax increment (21,696) (23,265) (79,615) (123,377) Net Tax Capacity$ 6,170,203 $ 6,459,137 $ 6,804,308 $ 7,010,209 Tax levies General$ 2,423,781$ 2,397,983$ 2,547,180$ 2,749,549 Debt service 781,325 902,141 949,967 921,691 Total$ 3,205,106$ 3,300,124$ 3,497,147$ 3,671,240 Tax capacity rate General 39.282% 37.125% 37.435% 39.222 Debt service 12.663 13.967 13.961 13.148 Total 51.945% 51.092% 51.396% 52.370 Source: Wright County Auditor/Treasurer Department 140 Ubcmf!6 201720182019202020212022 $ 6,101,100$ 6,101,100$ 6,389,500$ 7,128,500$ 5,738,000$ 6,110,500 656,054,200 656,054,200 707,392,300 745,489,800 832,227,900 1,001,635,873 $ 662,155,300$ 662,155,300$ 713,781,800$ 752,618,300$ 837,965,900$ 1,007,746,373 $ 705,380,300$ 705,380,300$ 758,532,600$ 804,315,050$ 853,083,000$ 1,044,060,600 93.87% 93.87% 94.10% 93.57% 98.23% 96.52% $ 111,611 $ 119,863$ 125,822$ 140,544$ 155,457$ 120,132 7,384,373 7,961,892 8,513,031 8,952,664 9,255,718 9,810,351 7,495,984 8,081,755 8,638,853 9,093,208 9,411,175 9,930,483 (169,948) (171,863) (171,188) (179,241) (186,700) (152,298) $ 7,326,036 $ 7,909,892 $ 8,467,665 $ 8,913,967 $ 9,224,475 $ 9,778,185 $ 2,863,190 $ 3,056,908 $ 3,442,876 $ 3,414,096 $ 3,572,049 $ 3,782,812 916,045 831,410 561,855 781,384 745,104 479,908 $ 3,779,235 $ 3,888,318 $ 4,004,731 $ 4,195,480 $ 4,317,153 $ 4,262,720 39.082% 38.647% 40.659% 38.301% 38.724% 38.686% 12.504 10.511 6.635 8.766 8.077 4.908 51.586% 49.158% 47.294% 47.066% 46.801% 43.594% 141 THIS PAGE IS LEFT BLANK INTENTIONALLY 142 Ubcmf!7 City of Albertville, Minnesota Statistical Section (Unaudited) Property Tax Capacity Rates - Direct and Overlapping Governments (Per $1,000 of Tax Capacity) Overlapping Rates SchoolSchool Year DistrictDistrict Taxes PayableCityCountyNo. 885No. 728 2013 51.945% 44.285% 57.195% 50.051% 2014 51.092 43.450 51.553 51.279 2015 51.396 40.530 51.082 51.635 2016 52.370 39.970 49.102 39.266 2017 51.586 39.599 46.893 36.659 2018 49.158 39.946 47.950 36.137 2019 47.294 44.273 47.143 32.865 2020 47.066 44.421 45.280 34.371 2021 43.717 46.801 44.205 31.712 2022 43.749 46.355 42.428 30.884 Source: Wright County Auditor/Treasurer Department Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners (e.g. the rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district). 143 City of Albertville, Minnesota Statistical Section (Unaudited) Principal Taxpayers Current Year and Ten Years Ago December 31, 2022 2022 Percent of Total Tax Tax Capacity TaxpayerCapacityRank CPG Partners, LP$ 1,020,076 1 10.43 % Advanced Volumetric Alliance 249,2502 2.55 Albertville Station LLC 199,0063 2.04 Border States Industries, Inc. 99,4484 1.02 Centerpoint Energy 99,1425 1.01 GMR Albertville LC 86,3506 0.88 Fraser Building LP 76,2647 0.78 Evans Park Inc 75,1298 0.77 Mollie LLC 72,8209 0.74 EPK Family Fund LLC 64,38010 0.66 Carman's Bay Investments LLC 64,38011 0.66 CWB Albertville Crossing, LLC - - Albertville Medical Building, LLC - - William A Hinks, LLC - - HGP Architectural Glass, Inc Minnegasco, Inc - - Albertville Plaza, LLC - - Welcome Furniture and Appliances - - Northern States Power - - Totals$ 2,106,245 21.54 % Source: Wright County Auditor/Treasurer Department 144 Ubcmf!8 2013 Percent of Total Tax Tax Capacity CapacityRank $ 1,097,2561 17.78% - - - - 60,4206 0.98 - - - - - - - - - - - - - - 212,6922 3.45 85,5743 1.39 69,2504 1.12 64,8425 1.05 50,2597 0.81 50,0968 0.81 46,9749 0.76 45,31610 0.73 $ 1,782,679 28.89% 145 Ubcmf!9 City of Albertville, Minnesota Statistical Section (Unaudited) Property Tax Levies and Collections Last Ten Fiscal Years Percent (1) Percentageof Total CollectionCollection of LevyCollections Fiscal Totalof Currentin SubsequentTotal Collectedto Levy YearLevyYear's LevyYearsCollections 2013$ 3,205,106$ 3,160,647 98.61%$ 35,279$ 3,195,926 99.71% 2014 3,300,124 3,263,343 98.89 36,781 3,300,124 100.00 2015 3,497,147 3,461,796 98.99 24,315 3,486,111 99.68 2016 3,671,240 3,641,148 99.18 11,191 3,652,339 99.49 2017 3,779,235 3,753,984 99.33 6,748 3,760,732 99.51 2018 3,888,318 3,864,947 99.40 4,101 3,869,048 99.50 2019 4,004,731 3,977,179 99.31 21,934 3,999,113 99.86 2020 4,195,480 4,177,746 99.58 12,514 4,190,260 99.88 2021 4,317,153 4,310,349 99.84 6,804 4,317,153 100.00 2022 4,532,720 4,515,278 99.62 - 4,515,278 99.62 Source: Wright County Auditor/Treasurer Department (1) Includes state paid property tax credits. 146 Ubcmf!: City of Albertville, Minnesota Statistical Section (Unaudited) Ratios of Outstanding Debt by Type Last Ten Fiscal Years Governmental ActivitiesBusiness-type Activities GeneralLeaseGeneralGeneralTotal Percentage of Fiscal ObligationRevenueObligationObligationPrimaryPer Personal Income YearBondsBondsRevenue BondsBondsGovernmentCapita 2013$ 13,202,695$ -$ 6,257,381$ 1,171,759$ 20,631,835 6.97%$ 2,705 2014 12,807,462 - 5,855,190 1,242,391 19,905,043 7.34 2,861 2015 9,845,317 - 3,120,172 606,085 13,571,574 6.75 2,747 2016 8,876,782 - 2,635,154 536,019 12,047,955 4.48 1,869 2017 7,908,666 - 2,365,136 466,535 10,740,337 3.73 1,647 2018 6,911,370 - 2,090,118 395,229 9,396,717 3.20 1,457 2019 5,967,076 - 7,656,726 318,923 13,942,725 2.66 1,268 2020 5,104,343 - 7,064,673 242,617 12,411,633 4.00 1,863 2021 4,233,610 - 6,547,620 166,311 10,947,541 2.51 1,386 2022 3,351,510 - 6,020,567 85,005 9,457,082 2.01 1,182 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Schedule of Demographic and Economic Statistics for personal income and population data. 147 Ubcmf!21 City of Albertville, Minnesota Statistical Section (Unaudited) Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Less Percentage of Amounts Estimated Actual GeneralAvailable inNet Value of Fiscal ObligationDebt ServiceBondedPer Taxable Property YearBondsFundsDebtCapita 2013$ 14,374,454$ 3,244,236 $ 11,130,218 2.35%$ 1,544 2014 14,049,853 3,970,721 10,079,132 1.81 1,391 2015 10,451,402 6,189,942 4,261,460 0.72 587 2016 9,412,801 2,942,019 6,470,782 1.04 884 2017 8,375,201 3,216,178 5,159,023 0.73 700 2018 7,306,599 3,133,185 4,173,414 0.55 563 2019 6,285,999 5,268,736 1,017,263 0.14 136 2020 5,346,960 4,979,787 367,173 0.05 49 2021 4,399,921 4,665,741 (265,820) (0.03) (34) 2022 3,436,515 4,246,523 (810,008) (0.09) (101) Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Schedule of Demographic and Economic Statistics for population data. See the Schedule of Tax Capacity, Market Value and Estimated Actual Value of Taxable Property for property value data. 148 Ubcmf!22 City of Albertville, Minnesota Statistical Section (Unaudited) Computation of Direct and Overlapping Debt December 31, 2022 GrossAmount Bondedof Percentage Debt UsedNet Debt Applicable to For Net DebtApplicable District Calculationto District Direct Debt City of Albertville$ 3,351,510 100.00 %$ 3,351,510 School District #885 137,470,000 22.26 30,600,822 School District #728 288,640,000 9.77 28,200,128 Wright County 133,535,000 4.77 6,369,620 Total Overlapping Debt 559,645,000 11.64 65,170,570 Total Direct and Overlapping Debt$ 562,996,510 12.17%$ 68,522,080 Sources : Market value data used to estimate applicable percentages provided by the Wright County Auditor/Treasurer department. Debt outstanding data was provided from the same source. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognized that, when considering the government's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. * The percentage of overlapping debt applicable is estimated using taxable market property values. Applicable percentages were estimated by determining the portion of the county's taxable market value that is within the City's boundaries and dividing it by the county's total taxable market value. 149 City of Albertville, Minnesota Statistical Section (Unaudited) Legal Debt Margin Information Last Ten Fiscal Years Fiscal Year 2013201420152016 Debt Limit (1)$ 14,227,200$ 15,174,843$ 16,444,410$ 17,196,846 Total Net Debt Applicable to Limit - - - - Total$ 14,227,200$ 15,174,843$ 16,444,410$ 17,196,846 Total Net Debt Applicable to the Limit as a Percentage of Debt Limit$ -$ -$ -$ - (1) The debt limit is 3 percent. (2) All of the City's general obligation debt are paid from special assessments and not subject to the limit. Note: Under state law, the City's outstanding general obligation debt should not exceed 3 percent of the market value of taxable property. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for the extinguishment of those obligations. 150 Ubcmf!23 Fiscal Year 201720182019202020212022 $ 19,864,659$ 19,864,659$ 21,413,454$ 22,578,549$ 25,138,977 30,232,391 - - - - - - $ 19,864,659$ 19,864,659$ 21,413,454$ 22,578,549$ 25,138,977$ 30,232,391 $ -$ -$ -$ -$ -$ - Legal Debt Margin Calculation for Fiscal Year 2020 Taxable Market Value$ 1,007,746,373 Debt Limit (3% of Market Value)$ 30,232,391 Debt Applicable to Limit General Obligation Bonds (2) - Less: Amount Available in Debt Service Funds - Total Net Debt Applicable to Limit - Legal Debt Margin$ 30,232,391 151 Ubcmf!24 City of Albertville, Minnesota Statistical Section (Unaudited) Pledged-Revenue Coverage Last Ten Fiscal Years General Obligation Revenue Bonds (1)Net Debt Service FiscalGross(2)Revenue YearRevenueExpensesAvailablePrincipalInterestCoverage 2013$ 734,049$ 453,240$ 280,809$ 371,549$ 180,056 0.51 2014 771,239 439,487 331,752 394,373 171,371 0.59 2015 915,048 473,470 441,578 2,727,200 159,973 0.15 2016 836,374 464,576 371,798 477,200 49,281 0.71 2017 904,445 425,770 478,675 262,200 43,730 1.56 2018 948,167 439,181 508,986 265,900 41,124 1.66 2019 1,109,813 565,587 544,226 270,900 37,421 1.77 2020 1,016,245 627,732 388,513 575,900 148,695 0.54 2021 1,373,515 937,245 436,270 510,000 159,795 0.65 2022 1,197,329 1,109,902 87,427 520,000 147,975 0.13 152 % 5.2 3.9 2.8 3.7 3.5 3.5 3.2 3.7 3.8 2.8 Ubcmf!25 Rate (7) Unemployment 5,725 5,725 5,900 6,083 6,300 6,300 6,300 6,300 6,300 6,500 School Enrollment (6) 34.634.634.634.634.634.634.636.636.636.6 Age (5) Median 39,00042,52544,32245,24545,50047,57746,59351,60955,21858,756 Personal Per Capita Income (4) $ Total 153 Personal Income (3)281,229,000308,178,675321,866,364331,057,665335,335,000352,640,724348,748,605388,048,071436,001,328469,930,488 $ Last Ten Fiscal Years 2.982.983.012.962.972.982.972.982.982.97 City of Albertville, Minnesota Demographic and Economic Statistics Persons per Household (2) 2,4222,4342,4112,4762,4802,4912,5162,5272,6542,690 Number of Households (2) 7,2117,2477,2627,3177,3707,4127,4857,5197,8967,998 Population (1) Year 2013201420152016201720182019202020212022 Fiscal Data Sources(1) Minnesota Office of the State Demographer(2) Minnesota Office of the State Demographer (2008-2016); Estimated (2017-2019)(3) Calculated by the City.(4) US Department of Commerce - Bureau of Economic Analysis (2008-2016); Estimated (2017)(5) US Census Bureau(6) Independent School District 885(7) United States Department of Labor - Bureau of Labor StatisticsNote: Persons per household information was not available for 2018. The City estimated this year based on averages from data compiled for years 2009 - 2017.Note: The unemployment rate is for Wright County, the County of which the City is located. Unemployment data was not available for the City.Note: The per capital personal income is for Wright County, the County of which the City is located. Per capita personal income was not available for the City.Note: School enrollment is for Independent School District 885. The School District also includes students from the City of St. Michael. City of Albertville, Minnesota Principal Employers Current Year and Ten Years Ago 2022 Percentage of Total City EmployerEmployment EmployeesRank ISD No. 885, St. Michael-Albertville 9491 18.98 % Outlets at Albertville 5002 10.00 Coborn's 1983 3.96 Oldcastle Building Envelopes 1504 3.00 Advanced Volumetric Alliance, LLC 1005 3.00 Fehn Gravel and Excavating, Inc. 806 1.60 Guardian Angels - Engel Haus 657 1.30 Mold-Tech, Inc. 618 1.22 Don's Bus Service 50 9 1.00 Sherer Brothers Truss 4810 0.96 Fraser Steel Co. D J's Total Home Care Center Truss Manufacturing Omann Brothers Total 5,000* 45.02% Source: Northland Securities * This is an estimation provided by the City. 154 Ubcmf!26 2013 Percentage of Total City Employment EmployeesRank 6802 13.60 % 1,0001 20.00 1403 2.80 1204 2.40 35 9 0.70 - - 57 6 1.14 458 0.90 645 1.28 507 1.00 389 0.76 3510 0.70 5,000* 45.28% 155 6.71.00.32.52.51.51.5 28.044.0 Ubcmf!27 2022 6.71.00.32.52.51.51.5 30.046.0 2021 6.71.00.32.52.51.51.5 30.046.0 2020 6.71.00.32.02.01.51.5 32.047.0 2019 6.71.00.32.02.01.51.5 32.047.0 2018 6.31.00.32.02.01.51.5 29.043.6 2017 156 6.31.00.32.02.01.51.5 31.045.6 2016 Last Ten Fiscal Years - 6.30.31.51.51.51.5 City of Albertville, Minnesota 29.041.6 2015 - Full-time Equivalent City Government Employees by Function 6.30.31.51.51.51.5 30.042.5 2014 - 6.51.01.01.01.51.5 33.045.5 2013 Function Total Full Time Fire ChiefCivilians (1) FireEngineeringMaintenanceParks General GovernmentPublic SafetyPublic WorksCulture and RecreationWaterSewerSource: City of Albertville(1) The fire department is made up entirely of volunteer civilians. They are used on an on-call basis only. 3 8054 549863125608 1,100 Ubcmf!28 2022 517,000 2 2065 569837100260803 2021 521,000 2 2035 414 696 100 412 900 2020 521,000 2 409825 418494610925 2019 511,000 3 6724 366 195 468 364 829 2018 484,000 63 20 276477115210663 2017 502,000 3 1024 256 542 123 387 692 2016 474,000 6 157 8022 254211453723600 2015 510,000 Last Ten Fiscal Years 2 Operating Indicators By Function City of Albertville, Minnesota 7421 229 212 412 791 750 2014 475,000 2 8214 217190391330 1,200 2013 468,000 Function Fire CallsInspectionsPermits IssuedStreet Sweeping (Hours)Snowplowing (Hours)Equipment Repair (Hours)New ConnectionsWater Mains BreaksAverage Daily Treatment Flow (Thousands of Gallons) FireBuilding/EngineeringPublic WorksWaterSewerSources: City of AlbertvilleNote: Indicators are not available for the general government function. THIS PAGE IS LEFT BLANK INTENTIONALLY 158 - 1 7 1 4 5 5 2 2 5 1 391255391036 432131 Ubcmf!29 2022 929,000 1714552251 391255391036 430131 2021 929,000 1714552251 391255391036 430131 2020 929,000 1714552251 391152371035 417125 2019 929,000 1714552251 381152371035 417125 2018 929,000 1714552251 381152371035 417125 2017 929,000 1714552251 381152371035 417125 2016 929,000 159 1714552251 361152371035 417125 2015 929,000 Last Ten Fiscal Years 1614552251 361152371035 417125 City of Albertville, Minnesota Capital Asset Statistics by Function 2014 929,000 1514552251 361152371035 417120 2013 929,000 Function StationsStreets (miles)Street lightsTraffic signalsParksParks acreageArena/Civic CenterBaseball diamondsBasketball courtsBike trails (miles)Hockey rinks/outdoorSoftball diamondsTennis courtsSkate ParkVolleyball courtsMiles of water mainConsumersMaximum daily capacity (gallons)Miles of sanitary sewerLift stationsMaximum daily treatment capacity (gallons)Miles of storm sewer Fire stationsHighways and streetsParks divisionWaterSewerStorm sewer Public SafetyPublic WorksCulture and RecreationUtilitiesSource: City of AlbertvilleNote: No capital asset indicators are available for the general government function.