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2024 Final Levy & Budget PresentationDECEMBER 4, 2023 Truth in Taxation 2024 Tax Levy and Budget Property Taxes Calculation Budget + Debt Budget + Debt –Non property tax revenues = Levy for property tax Assessed value X Rate = Tax Levy for property taxes / tax capacity = rate Tax –credits –refunds = Net Tax Net Tax = Property Tax Total Tax Levy Factors 1.Market Value 2.Tax Capacity 3.Property Class Rates 4.State Aids 5.County Budget/Tax Levy 6.School Operating Levy 7.School District voter Approved Debt Obligations 8.City Budget and Tax Levies 9.Special State Laws; I.e. Credits and Exclusions Reason for tonight’s meeting and only item controlled by City Budget Process Overview Planning (May –Aug.) Review of timelines, key issues and financial outlook Department Budget Requests (June –Aug.) Administration/Finance review of department requests Staff Recommended Budget City Council Review (Aug. –Nov.) Council Workshops Set Preliminary Budget -Council Action (Sept.) •September 18, 2023 City Council approved a preliminary levy of 16.04% Truth in Taxation Notice Final Review and Adoption of Budget (Dec.) Truth-in-Taxation Hearing (proposed levy of 16.04%) Final Budget and Levy -Council Action Budget History Historical Change in Total Levy (%) Year Total Levy 2013 2.00% 2014 2.96% 2015 5.97% 2016 4.98% 2017 2.94% 2018 2.89% 2019 2.99% 2020 4.76% 2021 2.90% 2022 4.99% 2023 4.99% Proposed 2024 16.04% 2024 Tax Levy 2023 Total Levy $4,758,894 2024 Total Levy $5,522,071 o Operations Levy $2,744,776 o Capital Levy $2,028,138 o Debt Levy $ 749,157 2023 to 2024 Change in Levy (16.04%) o Debt Service Levy Increase 17.48% = $111,461 o General Levy Increase 8.95% = $225,439 o Capital Levy Increase 26.61% = $426,277 o Total Levy Increase 16.04% = $763,177 2024 Budget –Revenue The Revenue side of the budget determines where the funding comes from to pay for city expenses. We build the revenue budget as expenses are evaluated. Including determining the level of inflow we expect from: Licensing and Permits Other Agencies and Governments Charges for Services Other Misc. Sources Tax Levy amounts are then determined by category to meet the remaining funding required for operational needs, capital improvements, and debt service. 2024 Budget –Revenue 2024 Revenue Changes (+/-) Increase LGA: $208,467 Increase Gas Franchise Fee: $190,000 projection Increase Fire Contract: $69,321 Decrease use of General Fund Reserves: (-$120,250) 2024 Expense Changes (+/-) Increase Police Protection: $266,333 (28.04%) Decrease Fire Department Operations: (-$34,532) Increase Building Department: $34,850 Increase in Public Works –Streets: $70,590 Increase in Parks & Recreation: $93,183 Increase Capital: $426,277 (capital outlay) Decrease in Economic Development: (-$12,000) Where the Tax Dollars Go 2024 Taxable Market Value Seeing the Expense and Revenue sides of the budget process gets us part of the way there –but there is more to the story… BUDGET TAXABLE MARKET VALUE Sources and Uses Basis for Levy Application Revenue Property Values Expense Residential (County Assessor) Commercial / Industrial (County Assessor) NET TAX CAPACITY Formula applied to Taxable Market Value Determined by State Including Homestead Credits Overall, the City of Albertville’s Net Tax Capacity increased 15.7% Budgeted Levy Amounts and Net Tax Capacity ultimately determine the City’s Tax Rate. 2024 Tax Capacity Explanation Tax capacity is calculated by multiplying the property market value by the appropriate class rate percentage. Residential Homestead: First $500,000 of value: 1.00% Value over $500,000: 1.25% Commercial/Industrial: First $150,000: 1.50% Value over $150,000: 2.00% 2024 Residential City Tax Example Residential 2023 taxes payable 2024 taxes payable (no change in value) 2024 taxes payable ($50k change in value) Taxable Value $300,000.00 $300,000.00 $350,000.00 Res. Homestead <$500k 1.00%1.00%1.00% Res. Homestead >$500k 1.25%1.25%1.25% Tax Capacity $3,000.00 $3,000.00 $3,500.00 City Tax Capacity Rate 41.73%41.85%41.85% City Taxes Owed $1,251.90 $1,255.50 $1,464.75 2024 Commercial City Tax Example Commercial 2023 taxes payable 2024 taxes payable (no change in value) 2024 taxes payable ($500k change in value) Taxable Value $1,500,000.00 $1,500,000.00 $2,000,000.00 First $150k 1.5%1.50%1.50%1.50% Over $150k 2.0%2.00%2.00%2.00% Tax Capacity $29,250.00 $29,250.00 $39,250.00 City Tax Capacity Rate 41.73%41.85%41.85% City Taxes Owed $12,206.03 $12,241.13 $16,426.13 2024 Budget & Levy Summary 2024 Total Budget (with capital) = $6,633,524 2024 Total Levy $5,522,071 Debt Service Levy = $749,157 (increase of $111,461) General Operations Levy = $2,744,776 (increase of $225,439) Capital Levy = $2,028,138 (increase $426,277) Total Levy Increase= $763,177 (increase 16.04%)